Chapter 2064 Revenge Begins 5

After receiving a call from President Yuan, Huaxia Mining Group actually asked Heiyun Bank for a loan; adding another customer is not a bad thing; and based on the future development of Huaxia Mining Group, it will definitely be a sure profit. When opening a bank, you are not afraid of customer loans, but you are afraid of not being able to get them back; there is no reason to refuse such a stable customer!

Perhaps it was Mr. Huo who was behind the push, probably to appease him; so what if the Zheng family escaped, they had no intention of beating him to death in one fell swoop!

Bao Zixuan smiled and said: "What does President Yuan think of this loan!"

Perhaps he was afraid that the other party would be worried, and Yuan Tianfan couldn't see his expression on the phone, so he continued: "Don't have any worries, let alone any grudges; just analyze it from the perspective of business operations."

Yuan Tianfan has been with Heiyun Group for more than ten years, so he doesn't know about the grievances between his boss and Sha Dantong. What does Huaxia Mining Group intend to do when it proposes a loan to Heiyun Bank? Not to mention that as a well-known figure in the financial industry in Hong Kong, even ordinary citizens understand what is going on!

Using a loan from Heiyun Bank to purchase the Zheng family's property was a disguised form of funding for the enemy; it was really hard to accept at the time.

But then again, with the scale and future development prospects of Huaxia Mining Group, many banks will lend a helping hand. A high-quality customer is hard to come by!

Yuan Tianfan thought for a moment and said: "The purpose of the loan from Huaxia Mining Group is very clear, which is to purchase the Zheng family's shares in the rare earth mining company."

"With the outbreak of the Bahrain Bank incident, Xiangjiang depositors and jewelry company customers have experienced large-scale runs and returns. Judging from the grievances between the two parties, loans should not be provided."

"But the company that offered us a loan this time is Huaxia Mining Group. There is no problem with their credibility; they are absolutely high-quality customers."

"Even if they cannot obtain a loan from Heiyun Bank, they can still use other channels; they can even allocate funds directly from mainland China."

"The initiative does not lie with Heiyun Bank. It can even be said that the other party is taking care of our business."

"Therefore, from the perspective of banking operations, we must meet customer needs to the maximum extent; as long as we have sufficient assets and relevant credit as collateral, no matter how much the loan is, it should be approved!"

Bao Zixuan has long passed the age of being motivated, as Yuan Tianfan said; Huaxia Mining Group has many choices. Even if Heiyun Bank refuses, other banks will step in.

No matter how strong you are, you can't make everyone listen to your orders.

After so many years of development, the Zheng family's industry is too huge; it is impossible to kill them with a stick. The future is long, as long as we continue to weaken the opponent's strength, we will eventually achieve complete victory one day!

Bao Zixuan thought for a moment and said, "Everything will be done according to your wishes!"

"I have said it countless times before, leave professional matters to professionals; I am a science and engineering major, and finance is not my strong point."

"There is no need to report similar things in the future. Everything is based on the interests of the bank. Besides, I can rest assured that you will handle the matter!"

There is no doubt about Yuan Tianfan's ability, but the reason why he made the report was because of the grudge between the two families; he was worried about causing misunderstanding by his boss. I have a good idea, but as the president of Heiyun Bank, I must have the demeanor of a general and not be swayed by anything.

Bao Zixuan was also reminding him not to have any worries. If an enterprise wants to develop, the boss cannot interfere too much, and the subordinates cannot let go; if you want to grow bigger, it is very difficult!

You must give the other party sufficient confidence. As long as it is beneficial to the business operation and does not violate laws and ethics, there is no project that cannot be done. Even for some companies, morality is secondary, but Heiyun Group has its own pride; Bao Zixuan does not want to make unconscionable profits, so he restrains himself mentally.

Now that the boss has made his attitude clear, Yuan Tianfan naturally knows what to do next.

It seems that I can’t call my boss for instructions on everything in the future. Of course, this idea is fleeting; it’s useless to think too much now. It’s better to meet the needs of customers first!

For a customer of the Huaxia Mining Group's level, President Yuan chose to receive it in person; not to question his subordinates' abilities, but to give them face!

It's true that the shopping mall is like a battlefield, but sometimes you have to be a little more sophisticated; if you act condescending all day long, it's easy to offend people!

It is a coincidence that the person in charge of Xiangjiang of Huaxia Mining Group is also named Yuan; he and Yuan Tianfan belong to the same family, which invisibly brings them closer to each other.

Of course, as long as both parties want to cooperate, they can always find some common ground; alumni, fellow townsmen, family members, mutual friends, etc.; as long as there is a will, everything is not a problem!

Yuan Tianfan was the first to speak: "Mr. Yuan and everyone are here, it is a great honor for me. I have wanted to get to know you for a long time, but I have never had the chance!"

As the person in charge of the Xiangjiang Branch of Huaxia Mining Group, he also has a temporary position at the group headquarters. Regardless of how famous he is, he is certainly not as famous as President Yuan of Black Cloud Bank. But everyone in the industry definitely knows that this person exists.

In addition, there are not many people named Yuan in Xiangjiang, and it is not a popular surname; it is reasonable for people to remember it!

Yuan Tianfan didn't mean it as a deliberate compliment, he could only say that it gave him enough face!

It is a good thing to be given face by others, but you must not get carried away and slap your face on your nose; if that were the case, you probably wouldn’t be where you are today!

Manager Yuan said with a smile: "President Yuan is too polite. I have heard of your name a long time ago, but I have never had the opportunity to meet you. As the saying goes, you cannot write two characters Yuan in one stroke. Maybe we were still the same family five hundred years ago!"

Even if they both understand each other's purpose, they still have to be polite before the start; it's basic courtesy!

After a few pleasantries, Manager Yuan said very seriously: "President Yuan; I came here to ask for help from Black Cloud Bank."

"The Zheng family is preparing to sell their shares in the rare earth company and found Huaxia Mining Group; the price offered is very reasonable, but the funds are still a large amount."

"With the current capital reserves of Huaxia Mining Group, it is not enough to cope with it; domestic banks cannot allocate such a large amount of funds for a while, so they want to borrow from major banks in Hong Kong. Huaxia Bank's Hong Kong branch can solve part of it; but the funds required for the acquisition are too large, and one bank alone is not enough to support it."

"As the most powerful bank in Hong Kong, Black Cloud Bank's capital reserves are naturally beyond doubt; so I came here to seek your help."

"The required information has been brought here, and President Yuan can arrange for someone to review it!"

Some things can't be concealed at all, so it's better to be direct; this is good for both parties.

Yuan Tianfan gave a look, and the secretary naturally understood what he meant; he immediately arranged for someone to start verifying the qualifications. Maybe it's a bit redundant, but the necessary procedures must not be missed!

About ten minutes later, a report was handed to Yuan Tianfan; the operating data and debt situation of Huaxia Mining Group in recent years were sorted out!

There is no problem with the overall situation, and it belongs to the category of very high-quality customers!

Yuan Tianfan thought for a while and said: "Huaxia Mining Group applies for a loan of 8 billion Hong Kong dollars, there is no problem!"

Manager Yuan was very surprised to hear that the other party did not discount at all!

This time, the Zheng family offered 6.8 billion US dollars, equivalent to about 15 billion Hong Kong dollars; with the strong rise of Heiyun, the Hong Kong dollar exchange rate has also increased significantly.

The internal funds raised by the mining group are 4 billion Hong Kong dollars, and the remaining 11 billion need to be solved by loans. Huaxia Bank Xiangjiang Branch can take out up to 5 billion Hong Kong dollars, otherwise it will affect normal operations. Before the return, Hong Kong people will choose local banks more!

The rest needs to find a way from other banks, and applying for 8 billion Hong Kong dollars is more of a test; or there is room for maneuver. In this way, the strength of Heiyun Bank is much stronger than imagined!

Manager Yuan said with a slightly excited tone: "8 billion Hong Kong dollars, when can the loan be released at the earliest!"

At this time, the Zheng family was very anxious. While lowering the selling price and losing profits, they also required the buyer to pay the money as soon as possible.

Manager Yuan was worried that Bao Zixuan did not want to see the Zheng family have a good time, so he deliberately delayed the loan progress; he did not want to be unlucky with the gods fighting!

President Yuan said very seriously: "Anytime, if your company needs cash; you can take away 2 billion Hong Kong dollars today, and Heiyun Bank will arrange a special escort; the remaining 6 billion can be delivered in two days!"

Since you have decided to cooperate, you must show your attitude; so as not to be criticized.

Zheng's bank is in a serious run, and it is the time when large amounts of cash are needed; it is bound to make relevant requests to Huaxia Mining Group. Considering customers in this way demonstrates the professionalism of the bank!

Besides, after the funds are circulated, most of them will still return to Heiyun Bank; why not! It is estimated that there is no other bank in Hong Kong that can allocate billions of Hong Kong dollars in cash every day.

After both parties sign the contract, they can hand it over to the staff; this matter is temporarily closed!

There is no eunuch, but the child has been in the hospital; there is not much time, please understand!