Chapter 579
"Then, I will now tell Deacon Yang how to prevent counterfeiting of the bank note and how to increase the profitability of your club."
When Deacon Yang heard the words, he immediately stared at Mo Yuxing, lest he missed a word.
The level of economic development in the mainland of Kyushu today is similar to that in ancient times. Whether ordinary people or princes and nobles go out to buy things, they carry a lot of copper coins, gold and silver.
Although there is a mustard bag that can store items, it can only be held and used by immortal cultivators, and this thing has just appeared, and the price is so high that ordinary immortal cultivators cannot afford it.
Therefore, when a large number of goods are traded, it is necessary to transport gold and silver in carts, which not only wastes a lot of manpower and material resources, but also is not safe on the road, which is very unfavorable to the development of business.
In particular, such a huge organization as the Secret Yuan Society, their own escort force came into being to ensure the safety of long-distance transportation of property.
So when Mo Yuxing came to the door and suggested that they could solve the problem that had been bothering them for a hundred years, Mi Yuan would of course maintain a highly skeptical attitude at first.
Because Yu Feifei's reputation is so bad, people can't believe what he said.
But when Mo Yuxing gave Deacon Yang a general introduction to the concept of a silver note, the other party immediately jumped up from his chair with joy on the spot.
In history, the silver note was originally an inevitable product of frequent commercial activities, and in this world, it was almost tailor-made for the Secret Yuan Society.
Because no one organization can have so many branches on the entire continent, with a little modification, it is almost the embryonic form of the modern bank.
After Deacon Yang got the news, he did not dare to delay, and immediately spread the news to Yun Aogu, the head of the branch of the Secret Yuan Association of the Dayan Immortal Dynasty.
Yun Aogu was immediately shocked and ordered Deacon Yang to agree to all conditions for Mo Yuxing within the authority of his branch leader.
So, there was this meeting three days later.
Mo Yuxing didn't give a damn when he heard the words. Since the Mi Yuan Association could recognize the role of the banknotes and responded so quickly, it proved that their decision-making level was not mediocre.
"The anti-counterfeiting of the banknotes is actually very simple. The Secret Yuan Club itself has an intelligence business, so it must have its own cryptographic system. As long as this system is used on the banknotes, only your own people can recognize it, and that's fine. , this is one of them."
Deacon Yang's eyes lit up. Of course they knew the great benefits brought by the banknotes, but what they were most afraid of was that others would imitate the banknotes to claim them. This kind of business without capital and huge profits could never be banned.
The password system Mo Yuxing mentioned, the secret element will naturally have, otherwise their information will inevitably be leaked during the transmission process.
"The third young master said one, so there should be another?"
Mo Yuxing smiled and continued, "Secondly, the paper used to make the banknotes can be made of special paper, paper that ordinary people can't buy, and printed on the paper with patterns and words that only you can understand. Third, make special marks on the silver bills, such as dark holes, dots of ink, etc. After accomplishing these three points, even if there is a counterfeit, the Guild will be able to see through it.”
In the hundreds of years since the appearance of silver bills in history, with this anti-counterfeiting system, there has not been a single case of falsely obtaining silver bills, which shows the firmness of this anti-counterfeiting system.
Mo Yuxing didn't know much about silver notes at first. After knowing the existence of the Secret Yuan Society, he went to the real world to collect relevant information about the silver notes.
The more Deacon Yang listened to, the more radiance in his eyes, he couldn't help but high-five at the end and exclaimed, "Three young masters are so talented! I am amazed, and on behalf of the master of this association, I would like to thank the three young masters for the great gift!"
Deacon Yang stood up and bowed to Mo Yuxing.
Mo Yuxing smiled and waved his hand, "Deacon Yang is very polite, everyone can take what they need."
Hearing this, Chen Luo couldn't help shaking his head and laughing. Mo Yuxing was really going to be in trouble. He only came in for less than a week, and he hooked up with the Mi Yuan Club with the financial tool of a silver note.
However, Chen Luo pondered for a while and decided to block this almost cheating method.
The knowledge of modern people has a great impact on the Xianxia world. Just like the Western Fantasy World, all kinds of modern weapons and cannons have appeared.
Chen Luo didn't want to develop Dao. In the end, the world of Xianxia became like the world of Western fantasy, and weapons that combined alchemy and magic ran rampant in the world.
In such a world, a Western fantasy world is enough, and the Xianxia world still maintains the original worldview.
The next moment, Chen Luo added a new setting to the Reincarnation Tower.
When the player enters the Xianxia world, in addition to not revealing that he is a homeless person, he cannot recall any knowledge that can affect the pattern of the Xianxia world.
For example, the chemical knowledge of gunpowder, such as steam engines, trains and planes, etc., and related financial tools such as bank notes.
Now that Mo Yuxing has used it to gain benefits, Chen Luo has no plans to recover it.
"And what about the way to make money from the banknotes?"
Deacon Ding stared at Mo Yuxing with burning eyes, and asked again eagerly.
"With the tool of bank notes, your association can carry out deposit and exchange business, for example, it can absorb the property of princes, nobles, and even ordinary people.
And your club has an excellent reputation, and there has never been a problem with your treasures. If you can deposit gold and silver and exchange them for silver notes, it is convenient for them to withdraw from any branch of the Secret Yuan Club in the whole continent, and they will flock to them. You can charge a certain monthly interest.
When those aristocratic families are saving money at the Secret Yuan Club, wealthy households who have extra money in their hands and are worried about the safety of their wealth will naturally follow suit.
When the gold and silver reserves of the Guild reach a certain level, the lending business can be carried out. Of course, it's not the printed money of those ruffians, you can give it to the big family, not only gold and silver, but also spiritual stones and treasures.
Of course, the most important point of this is that the banknotes must be redeemed unconditionally whenever and wherever. This is the guarantee of the reputation of the Secret Yuan Club, which can be said to be a paper-based reputation. "
After Deacon Yang heard this, he was stunned, and he didn't say a word for a while.
The room was terribly quiet for a while, only the sound of Deacon Yang swallowing hard.
He can be said to admire Yang Mu now, to use other people's money to make other people's money, this kind of thing is simply unbelievable, but Deacon Ding still thinks it is reasonable.
"Listening to your words is better than reading ten years of books, the talent of the three young masters is truly amazing!"
Mo Yuxing coughed dryly, and was praised with a warm face. This is just the basic business of a bank, and modern people know it.
But in the Xianxia world, which has not yet been exposed to financial business, it is like a blockbuster, directly blowing Deacon Yang into a daze, and it took a long time to recover.