Chapter 3004 Luo Yu's Progressive Concept of Nation Building (Part 2)

"If it can be expanded, people will naturally be happy to consume, and demand will come, right?"

"In this way, our society will transform from a work ethics society where not working is a 'criminal' to a 'consumerist' society where not consuming is unhealthy."

Caixia and Donghua looked at each other after hearing this, and both saw shock in each other's eyes.

They felt like they had goosebumps all over their bodies.

arrange!

This is to clearly arrange the people... no, to arrange state affairs clearly!

Luo Yu said with a smile: "In such a society, the growing needs of the people will stimulate the birth of more factories, and materials will be greatly enriched."

"Our people's lives are naturally getting better and better."

Lord Donghua touched his chin and said, "That's true."

"In order to consume, you must work. Consumption has become the main economic driver of society. There is no need for work ethics. People will consciously participate in the social division of labor."

"but……"

"But Lord God, in this kind of society, the factory is making money, but there is still a limit to the consumption of workers."

“When they run out of money, they have no spending power.”

"Factory owners must be profit-seeking. In a society where all people work, there is no shortage of labor. They will definitely squeeze the labor force and obtain as much production surplus as possible."

"People's salaries cannot rise, and there is still a ceiling on consumption. After reaching the ceiling, the economic crisis of boom and bust seems unavoidable."

Luo Yu smiled and nodded: "Donghua's words hit the flaw of the system."

"It is indeed difficult to promote the progress of a consumer society just by relying on wages that will not change for thousands of years."

“But what if credit is opened up?”

"People can use their future money to consume now and only need to pay a small amount of interest."

"Well, that's what I was going to say."

"Finance is the lifeblood of the Kingdom of God, and it is the golden blood that cannot be controlled by greedy capitalists."

"At that time, our temple will control the finances and decide the issuance of loans and the interest on credit."

"With the temple's endorsement, the people won't have too many worries, what do you think?"

"What do we think?"

"We think you are the greatest capitalist in the world of Heaven!"

The couple had a clear understanding of each other and came up with this idea at the same time.

They looked at each other and swallowed the words that came to their lips in unison.

"Your Majesty the Lord has true knowledge and insights, and is truly an outstanding politician. We and I admire him!"

They saluted at the same time, extremely sincerely and from the bottom of their hearts.

Luo Yu chuckled, but looked at them with interest.

"Huh?"

"The Lord God seems to be hesitant to speak? Could it be that we still need to use our subjective initiative?"

As a servant of a god, he takes the interests of the god as his starting point.

Donghua quickly stepped into the role of the God's Attendant, thinking about various hidden dangers that may arise under the system for the Lord God.

Donghua Shenjun, after all, is the emperor who controls the great empire. After just thinking about it for a moment, he found the biggest bug.

"Lord God, I dare to ask you a question."

"Consumption in advance will inevitably lead to additional issuance of credit, and additional issuance requires currency. The currency issuance power of Tiandao World does not belong to us, but to Tiandao Coin itself."

“In other words, we need to invest a large amount of Tiandao coins to support this credit issuance business.”

"If we encounter a large number of bad debts, the losses we will suffer will be staggering."

"yes!"

Caixia also suddenly said: "Brother Yu, we can't print money, there will be concerns about extending this credit."

"When we need a large amount of Tiandao coins, we will not be able to support banking business, which will lead to the collapse of the banking system!"

"What can we do!"

Caixia is a goddess after all, and after becoming a divine attendant, Luo Yu is her master.

Even a married woman and a goddess will instinctively become more and more kind to her master.

This is already called "Brother Yu".

"The two of you hit the mark. They are truly the ones God has given me to be my confidants."

Luo Yu said in a deep voice: "So, we have to firmly grasp the biggest hidden danger in consumer society, which is also the core currency power. This is where I need your help!"

"this……"

"Tiandao coins are the birth of Tiandao mechanism. Brother Yu, even if we have some cultivation, we can't make Tiandao coins."

"You can't do it, but you can make money."

Luo Yu turned over his hands and took out a copy of the pass.

"The right to issue Tiandao coins lies with Tiandao, but all Tiandao coins need to be discovered and earned by us 'second-level dealers'."

"The first hand is with us, and then we will benefit the world through transactions, distribution, etc."

"In other words, this Tiandao coin is not essentially a credit currency, but a physical currency like gold and silver."

"The dungeons, secret realms and the like are like 'gold mines and silver mines'. They are the places with the largest output of Tiandao coins."

"Just like a gold mine, we need to establish a professional team of 'miners' to dig out more Tiandao coins for us to implement nominal currency issuance rights."

“As long as we have enough Tiandao coins as a bottom position, we will have the ability to change Tiandao coins from physical currency to digital currency.”

"At that time, through our financial system, we will continue to change the purchasing power of Tiandao coins in the market by raising and lowering interest rates, thereby achieving rapid wealth harvest!"

"Pah, then realize the market regulation means to control the economy and avoid economic collapse, understand?"

Shocked!

Caixia and Donghua both widened their eyes and looked at Luo Yu in shock.

"Raise interest rates, lower interest rates? Wealth harvesting..."

Caixia muttered, her brain seemed to be trembling, the degree of shock in her inner world was no less than that of the old demon's blood poison.

"It's regulation, Caixia, don't talk nonsense!"

Donghua hurriedly corrected her.

Luo Yu laughed and said, "It's okay, we are all family, just say it directly, there is no need to be shy."

"We are the God Clan, the ruling class of this world. We must ensure that the people live and work in peace and contentment, and we must also resist the attacks of the ancient clan."

"Some occasional measures are for the development of the era and the progress of the world!"

"By the way, regarding the minimum wage standard of the Kingdom of Welfare, you two can decide it later and give me a report to sign."

Donghua God Lord asked tentatively: "Lord God, is this wage standard set higher or lower?"

Luo Yu looked at him with a smile.

This smile was very gentle, but it made Donghua God Lord's heart beat.

After a moment of silence, Luo Yu said softly: "Of course, our minimum wage standard should be set higher."

"We need to make sure everyone is able to repay their mortgages and consumer loans."

"If everyone pays in full for all consumer goods, how can our financial system make money?"

"Well, it's a troublesome matter. I have to study it."

Luo Yu talked to himself and walked into the bamboo forest.

The morning sun was brilliant, and the dark shadows of the Lord God and the bamboo forest were dragged long...