Chapter 665 Pingzhou Bank

Pingzhou has issued another announcement!

The general idea is that Pingzhou will soon establish a Pingzhou bank, which will issue a kind of treasure note that people can exchange with silver.

The exchange rate is one to one, that is, one tael of silver can be exchanged for a treasure note of ten yuan, one hundred coins can be exchanged for a treasure note of one yuan, ten coins can be exchanged for a treasure note of ten cents, and one coin can be exchanged for a treasure note of one cent.

Gold can also be exchanged, one tael of gold can be exchanged for ten treasure notes of ten yuan.

The background images of these four treasure notes correspond to the Liaodong Academy map, Pingzhou government office map, Pingzhou sea map, and Pingzhou mountain and river map.

Pingzhou treasure notes are very convenient to carry and trade, and are very friendly to merchants.

And in order to make the people willing to exchange and store, Pingzhou bank gives a certain interest reward for the deposited money.

The previous bank mainly helped depositors keep their money, or the bank charged interest to the depositors based on the length of time they deposited money. For example, Ji's money house, also known as the ticket house, mainly makes money through foreign exchange. Deposit money in place A and deliver it in place B, similar to the bank acceptance bills of the world, which are also called silver bills.

Ordinary people do not get interest when they deposit money in money houses.

Pingzhou money house's move is also a pioneering move.

Hexi Village is a remote village in Lelang County.

On this day, the door of Aunt Chang's house at the east end of the village was knocked loudly.

"Here I come!" Aunt Chang, who was washing at home, wiped her hands and went to open the door.

When she opened the door, she found that the person who came was none other than her younger sister who married to the next village, a very capable old lady.

"Why are you here?"

"Don't worry about why I'm here. Chang Chunhua, I want to ask you, has your family exchanged the treasure notes at the bank?"

"No." Aunt Chang replied. She always felt that this matter had nothing to do with her family. They were still used to using copper and silver...

"Hurry up! Now exchange the silver for treasure notes and deposit it in the Pingzhou bank. There will be interest."

"Interest?"

"Yes..." Her sister was talking to her about the interest, while urging her to take the family's money to the bank.

"Hurry up, this silver can't lay eggs at home." But the silver can lay eggs when it is placed in the bank.

Similar situations are happening all over Pingzhou.

And big families like Geng Yuan and Lan Bingcheng responded to the call early and exchanged the silver in their homes for Pingzhou treasure notes. Some of these treasure notes were deposited in the bank to earn interest, and some were kept for business.

They don't care what others do, they follow the policies of Pingzhou.

When people from several large chambers of commerce and alliances meet, they inevitably talk about the new Pingzhou treasure notes, and then they find that some individuals have slipped through the net.

"Everyone uses treasure notes for transactions, but you still use silver?" Geng Yuan was very disgusted, "Hurry up and change the silver into treasure notes, otherwise I won't be willing to trade with you."

The merchant who was said was embarrassed, "Silver is practical to use, and using treasure notes always feels light and fluttering."

"You really don't know how to enjoy your blessings. Treasure notes can be traded in Pingzhou. And no matter where you are in Pingzhou, you can take treasure notes to the local Pingzhou bank at any time and exchange them for silver. What do you have to worry about?"

After a set of combined punches in Pingzhou, most of the silver in Pingzhou went to Pingzhou bank.

Then the silver was secretly transported to Dali, and Dali's middlemen came forward to buy supplies.

Chang'an, the court

Taiwei Xiao Qun proposed tax reforms on the current problem of insufficient treasury and shortage of military funds.

This suggestion was opposed by countless people in the court.

Song Mo did not speak, but sat expressionlessly on the dragon throne, allowing the ministers to quarrel.

Xie Zhan took sick leave.

Xiao Qun worked hard for his daughter, for his name to be recorded in history, and for promoting the new tax law.

At this time, he was not afraid of the ministers who opposed him.

"Everyone knows what the national treasury is like."

"Now that the Xianbei army is pressing on the border, Pingzhou is invading on a large scale, Jizhou, Bingzhou and other places need the court to dispatch troops to support. I dare to ask you, if the court does not implement the new tax law, where will the food and grass come from?"

An old minister bowed to the emperor with both hands and tremblingly suggested, "The country is in trouble, and every man has a responsibility. Why doesn't the emperor order an increase in taxes this year?"

Xiao Qun immediately asked back, "Let the people increase taxes again? Do you want to force the people to flee to Pingzhou overnight?"

Because of Pingzhou newspapers, many people in Dali have some understanding of the lives of Pingzhou civilians. They know that the people in Pingzhou live very well.

"You know, Dali has only 12 million people now." Because of the loss of Zhuozhou, Leling and other places, Dali also lost more than 1 million people.

"Then-then we can't implement the new tax law, it's too troublesome."

Xiao Qun ignored him, and turned to the ministers who opposed, "Have you ever thought about it? If our Dali army loses in this battle, what will happen to everyone?"

Many ministers were stunned, what will happen?

Xiao Qun reminded, "Bingzhou and Jizhou are not far from Yongzhou."

"Xianbei is a foreign race. As the saying goes, those who are not of my race must have different hearts. If we fall into the hands of the other side, can we get good?"

"Also, Pingzhou is coming, do you think you can keep your wealth and land? No, you may be the first to be slaughtered." Xiao Qun said to the ministers.

"So, Dali is good, you can be good. If Dali is not good, you will also be unlucky."

"Don't think that you can switch sides when Pingzhou attacks. Pingzhou is now full of talents. If you want to be reused, you have to rank behind these people."

The ministers kept silent. If Pingzhou eventually replaces Dali, those people will have the merit of following the dragon.

Not to mention that Pingzhou is a woman in power, which makes them unacceptable.

Just to say that most of the talents appointed are from poor backgrounds, and some are even mud legs. They feel uncomfortable when they think that they will be inferior to these people in the future.

"So this battle can only win and not lose! Tax reform is imperative!" Xiao Qun said at last.

But there are still people who want to struggle to the death, "The country is in trouble, we naturally can't stand idly by, we can mobilize those wealthy families to donate generously to help Dali overcome this difficulty."

The ministers have a good idea. If the new tax law is not implemented, the food and grass problem can be solved by the wealthy families.

The problem that can be solved by bleeding is a one-time deal, while the implementation of the new tax law is a problem of bleeding every year.

Moreover, if they do this, if the war goes well, they may be rewarded afterwards.

Xie Zhan would naturally not agree, so Xiao Qun also disagreed.

They had a good plan, but since Xie Zhan had decided to do it, he naturally wanted to solve the problem once and for all.

After the implementation of the new tax law, the people above would not be controlled by others or even money when they govern in the future.