Chapter 1241 Economics!

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"Mountain Chief!"

After coming out of the workshop, Li Zexuan went directly to the Yanhuang Academy and asked Li Ke to come over.

"Well! Sit down!"

Li Zexuan pointed to the sofa opposite and said.

"Thank you, Chief!"

Li Ke thanked him and sat opposite Li Zexuan.

"Xiao Ke, how are you preparing now?"

Li Zexuan asked indifferently.

The preparation he said was naturally related to the preliminary preparations for the introduction of banknotes in the academy.

Li Ke replied: "Mr. Shan, Gu Xiaomao's side, I have already agreed with him. He said that he supports the academy's implementation of Tang Yuan, but although he did not explicitly say something, I can still see his concerns clearly. I'm worried that someone will imitate the fake Tang Yuan and buy things from him!"

Li Ke is the king of Han, and Gu Xiaomao will give him a third of his face no matter what. Besides, Tang Yuan is the currency promoted by Li Zexuan, and Li Zexuan alone made his Gu family's wealth today. So in any case, this Tang Yuan, he must support!

Hearing this, Li Zexuan smiled confidently: "Well! You tell him not to worry, I will teach everyone to distinguish between real and fake Tang Yuan, as long as you remember the characteristics of real Tang Yuan, you will never be deceived by fake Tang Yuan. Case!"

Li Ke's eyes lit up, "So, sir, are you very confident in Tang Yuan's anti-counterfeiting measures?"

"Haha! Of course!"

Li Zexuan smiled proudly and said, "Tang Yuan's anti-counterfeiting problem, Xiao Ke, you don't have to worry about it. The most urgent task now is to build Yanhuang Qianzhuang as soon as possible."

"How does the mountain chief plan to build it?"

"Because Tang Yuan was only circulated within the academy at first, I plan to invest 100,000 yuan, and Fangjin Qianzhuang will use it as a security deposit. Anyone in the academy who has Tang Yuan in his hand can exchange it with the Qianzhuang and the face value of Tang Yuan, etc. The amount of copper coins! In the same way, you can also take the copper coins and exchange them for Tang Yuan of the same face value!"

Li Ke wondered: "Shan Chief, why do you need so much money to use as a security deposit? I don't think you have to do this at all with your prestige in the academy!"

To be fair, 100,000 copper coins are definitely an astonishing wealth. Even if Li Ke was born in the royal family, he does not have so much wealth.

Li Zexuan explained with a smile: "Xiao Ke, there is a question you need to understand, Tang Yuan is just a credit currency, it has no value in itself, because it is not a commodity.

The so-called value is the undifferentiated human labor condensed in commodities. Human labor consumes human labor when producing commodities. Labor can form value. Large amount of labor has great value, and small amount of labor has small value. Only commodities have value. However, Tang Yuan did not consume human labor, so it was not a commodity and had no value.

Therefore, as a credit currency, if you want people to believe in it, you must have real money as a guarantee, otherwise you just want to make people obediently rely on a piece of paper with patterns and lines on it. Teach you hard-earned money, how can there be such a beautiful thing in the world? "

Tang Yuan is a kind of paper money. Anyone who has studied political economy knows that paper money has only use value, but has no value, so it cannot be a commodity. If paper money has no value, it cannot be used to measure the value of other commodities. value scale.

In the first year of Renzong Tiansheng in the Northern Song Dynasty, when Jiaozi first appeared, the sixteen wealthy businessmen in Chengdu jointly invested 360,000 yuan as a security deposit. Under the organization of Zhang Yong, the governor of Yizhou, Yizhou Jiaoziwu was established. The history of currency has officially opened a new era!

"Credit money? Commodities? Value?"

Listening to these new terms, Li Ke couldn't help but feel confused for a while. He paused for a while, and after reluctantly digested about 50 to 60 percent, he asked, "Shan Chang, the students exchange copper coins for Tang Yuan, or use Tang Yuan in exchange for Tang Yuan. Yuan is exchanged for copper coins, should the bank charge a certain fee, otherwise how can we survive?"

Hearing this, Li Zexuan glanced at Li Ke in surprise, thinking that this kid is a talent, he will learn without a teacher, and he can figure out things like handling fees by himself.

"Haha! Xiaoke, your proposal is very good! But in the early stage, Yanhuang Bank was only serving the academy, not to make money. When Tang Yuan gets more people's approval one day, we will implement your proposal!"

Li Zexuan looked at Li Ke and said with admiration.

"Oh! Shan Chang Renyi!"

Li Ke heard the meaning of appreciation in Li Zexuan's words, and said with joy in his heart.

"Xiao Ke, you seem to be very interested in this matter of money?"

Li Zexuan asked thoughtfully.

Li Ke scratched his head, and said a little embarrassedly: "I'm not interested, but Ke just thinks that if you use it in money, it should have unexpected effects!"

Li Zexuan nodded and said: "Xiao Ke, you can think of this, I am very pleased as a teacher! In fact, silver and money also has a lot of knowledge. I call it economics. If you are really interested in this, I can do it in the future. Specially teach you!"

As the so-called teaching according to aptitude, since Li Ke is so keen on economic matters, he will guide him in this direction. Anyway, if Yanhuang Bank becomes bigger in the future, the royal family will definitely take an equity stake. After he trains Li Ke, he will It can let Li Ke participate in the daily management of the bank as the representative of the royal family!

"That's great! Thank you Shanchang!"

Li Ke stood up in surprise and bowed to Li Zexuan.

Li Zexuan waved his hand and said, "I can't teach you much, at most I can teach you

Just get started! However, as a teacher, I hope you will remember that the way of economics is broad and profound. It is a powerful sword, but it is also a ferocious beast. If you use it well, it will naturally make the country rich and the people strong. The sword of a powerful country will turn into a monstrous beast, causing the economy of the Tang Dynasty to completely collapse! Therefore, as long as you are engaged in economic-related affairs in the future, you must remain in awe at all times! "

In fact, he wanted to explain to Li Ke how to operate a bank. Yanhuang Bank is like a bank in the previous life. Once the currency of Tang Yuan becomes popular in the Tang Dynasty, Yanhuang Bank will become an important department comparable to the Ministry of Accounts. In charge of the economic lifeline of the entire Datang.

At that time, if someone couldn't resist the temptation of money and started to issue more money, Datang's economy would definitely collapse. Isn't that what the treasured banknotes of the Ming Dynasty looked like?

Li Ke said sternly: "What the mountain chief said today will definitely be remembered in my heart, and I will never forget it!"

Li Zexuan nodded and said: "Well! Then you go to work first! Tang Yuan and Qianzhuang will start in two days, and then you will come to help!"

"Yes, Chief!"

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