Chapter 5253 No Way in or Out

Those rich people who own billions of dollars actually don’t have much cash in their hands.

Every super-rich person needs a certain amount of funds at any time to explore new markets, open new stores, and expand new businesses.

As for those ordinary monks, there is no need to say more.

No one is short of money yet.

Who hasn’t had a hard time yet.

In the past, this area of ​​business was all operated by pawn shops.

When money was needed, monks could pawn their treasures at a pawn shop in exchange for a small amount of money.

Wait until the capital turnover is over, and then redeem it.

However, the rules of the pawn shop are very unfriendly.

It's obviously a very good treasure, but for a treasure worth millions, I'll give you two or three hundred thousand at most.

Moreover, the redemption time is also very short.

If enough funds cannot be collected in time, then the living pawn will become a dead pawn and will never be redeemed.

Xuantian Bank, on the other hand, is more friendly.

Loan terms are divided into short-term, medium-term, and long-term.

Short-term loans are basically calculated on a monthly basis.

Medium-term loans are calculated on an annual basis.

Long-term loans can easily last for more than ten years or decades.

This is a pawn shop, absolutely incomparable.

The first few days...

Everyone is still waiting and watching.

But soon, some people couldn't restrain themselves and tried to get a loan from Xuantian Bank.

And it went very smoothly, and enough money was obtained for the loan.

After successfully borrowing huge amounts of funds, major merchants began to operate vigorously.

Commercial projects are springing up like mushrooms after a rain.

Then, everyone was surprised to find out!

Although the money obtained from the loan is just a string of numbers, it is more convenient to actually spend it than the Chaos Saint Crystal.

No merchant would refuse Xuantian coins.

Anyway, with Da Dao as a guarantee, the safety of Xuantian Coin is guaranteed.

Even if Xuantian Bank goes bankrupt, Da Dao will come forward to pay compensation.

This little money means nothing to Da Dao.

The ancestral land of Chaos has a population of nearly 1.5 billion.

On average, Da Dao will pay nearly 20,000 yuan in salary to each monk every month.

In one month, 30 trillion yuan of funds will be sent out.

As for where did Da Dao get so much money?

This is actually not a problem at all.

There is no tax in the Chaos Ancestral Land.

However, all properties in Chaos Ancestral Land must pay rent.

Even if you buy the property, its ownership still belongs to DaDao.

The monks only have the right to use it, but they do not own it.

Every month, you have to pay a high fee based on the area occupied.

In the Chaos Ancestral Land alone, the monthly real estate fees are as high as three trillion.

It is hundreds of times higher than the total salary paid every month!

Time passed quickly, and three months passed in the blink of an eye.

In three months, under Zhu Hengyu's attention, more than three million loans were issued.

The total amount of the loan exceeded seven thousand trillion...

Then, a scene appeared that left Zhu Hengyu in a daze.

Although, Zhu Hengyu loaned out 7,000 trillion yuan.

But the Chaos Saint Crystal in Zhu Hengyu's hand did not decrease at all.

Loans are nothing more than numbers.

Even if the other party borrowed one trillion yuan, Zhu Hengyu did not need to pay a Chaos Saint Crystal.

In this way...

There are monks constantly exchanging Chaos Saint Crystals for Xuantian Coins, but very few people exchange Xuantian Coins for Chaos Saint Crystals.

This leads to a strange result...

As time goes by.

More and more monks began to apply for loans from Xuantian Bank.

If you want a loan, you need to use treasure as collateral.

Loan up to fifty percent of the value of the treasure.

Zhu Hengyu did nothing...

He just gave a series of numbers and got back a large amount of Chaos Saint Crystal and the treasures used as collateral.

The question now is...

Xuantian Coin is just a virtual digital currency and does not need to be refined into a real currency.

If necessary, Zhu Hengyu can lend unlimited loans.

Even if someone borrows a loan of ten to the power of 300 million, Zhu Hengyu can issue it to him instantly.

It’s just a number anyway, and there is no cost at all.

And for every loan amount, Zhu Hengyu can harvest a large amount of treasures.

Some of these treasures are real estate in the Chaos Ancestral Land.

Some are treasures above the level of innate spiritual treasures.

Others are innate spiritual materials produced from all over the world.

Or maybe it's the chaotic spiritual material produced from the Sea of ​​Chaos.

These collaterals are all expensive treasures.

Zhu Hengyu would not accept anything that was not a treasure and had a low price.

Maybe, there are still people who don't understand the loopholes in this.

simply say……

All monks,

The Chaos Saint Crystal that was exchanged for it was all given for free.

Unless someone exchanges Xuantian coins for Chaos Saint Crystal.

Otherwise, there is no way in or out.

In the entire loan, no one took away a piece of Chaos Holy Crystal, and all the transactions were just numbers.

Until now...

The volume of the three thousand law stars has increased countless times.

three months ago…

The three thousand law stars, like the stars in the sky, shine in the sky of Xuantian World.

Three months later…

The three thousand law stars have grown to the size of a palm.

Like three thousand moons, hanging high in the sky.

And, as time goes by.

With a large number of monks, they continue to exchange Chaos Holy Crystals into Xuantian coins.

The size of the three thousand law stars is still growing.

It’s not just the size of the three thousand law stars that is getting bigger...

The core of the three thousand law stars was built by Zhu Hengyu into a treasure warehouse.

The treasures and spiritual materials used as collateral are all stored here.

The three thousand law stars are condensed from the three thousand laws of heaven.

According to the law type of each law star...

Zhu Hengyu stored the treasures corresponding to each law in the treasure warehouse.

A large number of treasures, emitting precious light aura, escape from three thousand law stars.

The spiritual energy of the entire Xuantian world is becoming more and more abundant...

As the aura increases...

The spiritual grass, spiritual flowers, and spiritual fruits produced in Xuantian World...

The quality is also improving step by step.

To know!

Xuantian World is Zhu Hengyu’s Xuantian Dharma Body.

The entire Xuantian world is within the body of Xuantian Dharmakaya.

With a huge amount of treasures, they are stored in three thousand treasure warehouses.

Xuantianfa's body is constantly radiating fresh spiritual energy.

Around Xuantian's dharma body, precious light is constantly radiating outward.

No one in this world can possess so many treasures at the same time.

Even Xuance didn't have this kind of luck.

But Zhu Hengyu became an exception.

These treasures did not belong to Zhu Hengyu, but as collateral, they had to be stored with Zhu Hengyu.

Although……

These treasures do not belong to Zhu Hengyu.

However, what you need to know is...

These treasures do not have to be sacrificed in order to be effective.

Take the Good Fortune Jade Disk and the Twelfth Grade Good Fortune Green Lotus as examples.

No refining is required, just carry it with you to get nourishment and gain.

This kind of effect is not only available to the Good Fortune Jade Disk and the Twelfth Grade Good Fortune Green Lotus.

Take the innate spiritual root and ginseng fruit as an example...

One sniff can increase your life by 360 years.

Just smell it, no need to eat it!

Spiritual weapon, spiritual treasure, holy weapon, holy treasure...

And a lot of innate spiritual materials, chaotic spiritual materials...

Without exception, they all have similar effects.

The only difference lies in the gain.

With big, big loans going out.

More and more treasures were mortgaged with Zhu Hengyu.

These mortgaged treasures are classified into categories and stored in corresponding treasure houses.

Although Zhu Hengyu is not the owner of these treasures, he can enjoy the nourishment and warmth of these treasures at the same time.