Chapter 488 Business Expansion Plan!
Zhang Guangnian heard Liao Guanghua's words and knew that he had made up his mind, so he didn't know what to say. He just hesitated for a moment and said with some worry: "I'm worried that Mr. Su from the 'Yu Hang Department' is too young and lacks market experience." , the higher you climb, the harder you will fall!”
"Looking at his operating style, this person should be different from what we thought." Liao Guanghua took over and said, "How about... next time we are free, you and I can also take a trip to Yuhang?"
"Okay!" Zhang Guangnian responded with a smile, "I have long wanted to meet this young man."
The domestic financial trading market has developed to this point in just over 20 years. The two of them have experienced ups and downs and met many legendary figures. However, there has never been such a rapid development as Mr. Su of 'Yuhang Investment'. , in one year, from scratch to tens of billions of asset management scale, and at the same time, the accumulation of personal assets has reached more than one billion. This kind of growth rate is unique even if you look at the global financial industry.
While the two were talking...
The gossip about Qian Zhongmou, director of the Special Investment Strategy Department of Pension Funds, meeting privately with Su Yu, the actual controller of Yuhang Investment, is still circulating within many state-owned asset management institutions, and about the internal discussions caused by this news, It is also getting worse.
Among them, for the company ‘Yuhang Investment’ itself.
The impact of this news on various aspects of the industry has also begun to ferment rapidly, attracting the attention of many core asset management institutions.
At the same time, it also adds a lot of variables to the company's future development.
Of course, at this moment, Su Yu was unaware of these potential changes in the entire industry.
"Do you feel better?" At 5 o'clock in the afternoon, in the house where Su Yu and Li Meng lived, Li Meng looked at Su Yu who had woken up, handed a cup of tea to his hand, and asked with concern, "It is necessary to drink so much. Really? Our company’s development is on the right track, so there’s no need to work so hard at socializing.”
"We were happy chatting, so I drank two more cups. It's okay!" Su Yu took two sips from the tea cup and said with a smile.
When Li Meng heard what he said, his heart moved and he asked: "Looking at your expression, it seems that it is a good thing that Huijin Company contacted us?"
"Not bad!" Su Yu nodded slightly, walked to the sofa in the living room, sat down, and turned on the TV.
Li Meng sat next to him and continued to ask: "What exactly does Secretary Zhou from Huijin Company want from us?"
"It's not him." Su Yu responded, "He is just a messenger. The one who really pays attention to us is Mr. Qian Zhongmou, the newly appointed director of the Special Investment Strategy Department of the Pension Fund."
"Mr. Qian Zhongmou?" Li Meng was slightly surprised when he heard the name.
"You also know him?" Su Yu looked up at Li Meng, with questions in his eyes.
Li Meng responded with a smile: "It's hard not to know. The biggest player in the domestic asset management industry is Beidou. The general manager of Huijin's asset management department can be called the chief trader of the 'national team'. Who among the senior people in the industry doesn't know?" ? I really didn’t expect...the person you met at noon today was Mr. Qian. "
Speaking of this, Li Meng couldn't help but sigh, and felt that it was a pity not to accompany Su Yu at noon today.
"Indeed!" Su Yu nodded, "Mr. Qian's reputation is considered to be very famous in our industry."
"You just said that Mr. Qian has been transferred to the position of 'Director of the Special Investment Strategy Department of Pension Funds'?" After a while, Li Meng finally reacted, "So...there is a market discussion about the 'Pension Fund's planned investment plan' The rumors are not groundless, are they really true?”
"Of course it's not groundless." Su Yu said, "We are already going through the process."
"Then Mr. Qian is looking for you...is that because of this?" Li Meng couldn't hide his excitement, "Mr. Qian has taken a liking to our company, 'Yuhang Investment'? Oh, no...specifically, he has taken a liking to you!"
"Yes, but not entirely." Su Yu said, "It should be considered an inspection."
Li Meng said in shock: "This is also very rare. If we can get a piece of cake in the 'Pension Fund Investment Plan', even a small piece of cake, it will be very important to the development of our company." ”
"What Mr. Qian said does have this meaning. He hopes that we can take over part of the fund custody business in the 'Pension Fund Market Investment Plan'." Su Yu said, "But whether it can be done specifically remains to be seen. At present... …It can only be said that we have a chance.”
"Did Mr. Qian say how much he wanted us to take on?" Li Meng continued to ask.
Su Yu smiled and said: "One hundred billion!"
"One hundred billion?" Li Meng's eyes widened in disbelief, "Isn't it? This size is too big."
Su Yu smiled and said: "For an ordinary institution, the asset management volume of 100 billion is naturally not small, but for a pension fund with trillions of dollars, this is just a very, very small amount. It’s just a piece of cake, of course... this amount of funds is definitely very important to our company at the moment.”
"Are we... afraid we can't take it?" Li Meng said subconsciously.
Su Yu was silent for a moment, nodded and said: "With the current size of our company and the personnel of the asset management team, it is indeed impossible to receive this amount of funds, but this cake will not be in our hands immediately. , According to what Mr. Qian said, it will take at least half a year for the 'Pension Fund Investment Plan' to be fully implemented. In order to take over the cake, we still have plenty of time to prepare."
"How are you going to prepare?" Li Meng asked.
Su Yu thought for a while and said: "No matter whether we can receive this fund custody business in the end, the training of the asset management team and the company's investment research capabilities need to be developed and cultivated quickly. I plan to use the existing three On the basis of one trading team, we will gradually add three more trading teams.”
"As for the specific selection of personnel..."
Su Yu thought carefully for a while, and then said: "It is better to follow the rules of old and new, and select traders who have passed the company's three-month trading practice review, and the investment research team members, market analysts, industry researchers, market Expatriate corporate researchers and other personnel can be recruited directly from the industry. Considering our company's current reputation and influence in the industry, as well as the salary that is slightly higher than the industry average, it should not be difficult to recruit people. "
"Expand the team first, so that when the opportunity really comes, we can seize it."
"Otherwise, even if Mr. Qian is interested, we can't pass the agency business qualifications, and everything... will be in vain."
"Yeah, I understand!" Li Meng nodded in agreement and said, "There is no problem with team expansion, but our company's recent financial problems, if you insist on investing in the 'Sankuai Online Network Company' project, I'm afraid there will be There is considerable financial cost pressure, and there has been no movement from Huashang Bank for the time being. Whether the 1 billion funds we need can be approved is still a question!”
"With regard to the loan, President Wu and President Li are guiding the way, so it shouldn't be a big problem, right?" Su Yu said, "Moreover, the central bank's monetary policy has gradually changed recently. It has not tightened its control on internal financing. Although our company said As a financial investment institution, it is more difficult to approve the same loan than an industrial operating institution, but our company has no other liabilities and the expected risk is low, so we should be able to get it. "
"As for the investment project 'Sankuai Online Network Company'..."
Su Yu paused for a moment and continued: "Since we have reached an agreement with Mr. Du of General Atlantic Capital, if we go back on it at this time, we will lose credibility. Moreover, this investment project has a good prospect, and there is a high probability of it in the future. It’s hard to lose money.”
"Financial cost pressure..."
"It will definitely happen if the company's primary and secondary market businesses expand simultaneously on a large scale."
"But there are still four months left for the 'Yuhang No. 2' fund, and it will be the end of the closed period. At that time, according to the excess profit distribution rules when the fund was established, we will be able to fully make up for the current cash flow shortage after withdrawing profits. There is a problem, so in general, the company’s financial pressure will not last too long and the risk will not be great.”
"Furthermore, even if there is any emergency, I should be able to collect hundreds of millions in cash in a short period of time to offset the company's cash flow problem."
"Well, okay!" Li Meng saw that Su Yu had clear solutions to a series of hidden dangers after the company's radical expansion. Knowing that his worries were indeed a bit unnecessary, he couldn't help but ponder for a moment and nodded, "Then Next Monday, I will start preparations to ask Director Qin to recruit people vigorously, and at the same time increase the assessment and training of traders. "
Su Yu smiled and said: "Okay, you are the executive vice president of the company, you make the decision."
"What!" Li Meng chuckled and rolled his eyes at Su Yu, "Then I'm not allowed to listen to you?"
"So, you think the power I gave you is not enough?" Su Yu said with a smile, "Then... how about I give you the position of general manager of the company, and we can change it."
"I don't want to worry about it." Li Meng snorted lightly, changed the subject, and said, "Guess who did I bump into when Teacher Yao and I went shopping today?"
"Who?" Su Yu asked blankly.
Li Meng smiled and said, "Do you still remember your rumored girlfriend?"
"Since when did I have a rumored girlfriend?" Su Yu became even more confused, "Don't slander me!"
"Isn't this what everyone in the industry says?" Li Meng smiled and continued.
"Oh, I understand!" After hearing this, Su Yu finally understood who Li Meng was talking about, "You mean Xie Wanting, right? She and I...don't you both know what's going on?"
Li Meng nodded slightly and said: "Of course I know, but I have to say that this Miss Xie is really beautiful and a very nice person, but... why is she in Yuhang?"
Su Yu didn't remember how much he told Li Meng about Xie Wanting.
Seeing that Li Meng suddenly became concerned about Miss Xie, she couldn't help but said vaguely: "I seem to be the investment director of Chenghui Real Estate and the manager of the securities investment department. Why can't I be in Yuhang? Okay... …This matter doesn’t have much to do with us at the moment, let’s talk about it…what should we eat tonight?”
"Didn't you make an appointment with Mr. Qin from Qianjiang Bank for dinner tonight?" Li Meng saw that Su Yu was obviously changing the subject on purpose. After thinking about it for a while, he continued without asking further.
Su Yu patted his head, then glanced at the time, and asked doubtfully, "Is there such an arrangement?"
"Assistant Li just called to inquire." Li Meng said, "Looking at you, why don't we postpone the dinner tonight?"
"Mr. Qin from Qianjiang Bank must have something important to come to visit at this time." Su Yu thought for a while and said, "Then let Yu Xiaobing go, he should know how to deal with it."
"Okay!" Li Meng responded, and then quickly called back Su Yu's special assistant Li Xiaoling.
At the same time, Su Yu also called Yu Xiaobing, the company's marketing manager, and asked him to go there on his behalf. At the same time, he probed the tone of Mr. Qin of Qianjiang Bank to see what the other party wanted to do with him.
After that, Li Meng only made a light dinner at home at Su Yu's request, and then the two of them ate.
After dinner, Su Yu lay on the sofa and watched the replay of the Brazil World Cup for a while.
Then, it wasn't until after 10 o'clock in the evening that Yu Xiaobing called him back and said: "Mr. Su, it's nothing serious. Mr. Qin just wants to build a relationship so that the funds of our company's next main fund product can be managed." The business is handled at their bank.”
"Oh, just for this?" Su Yu was slightly surprised.
"Oh, and..." Yu Xiaobing paused for a while, seeming to think carefully. After a moment, he continued, "Mr. Qin also seemed to have said that in response to the country's call to 'deepen the reform of state-owned enterprises', Qianjiang Bank plans to The mixed ownership reform plan has been launched. It seems that some state-owned equity will be withdrawn, and the withdrawn shares will be purchased and participated by private capital. Mr. Qin asked us if we have any intention at 'Yuhang Investment'. After all, we have been in the first-level market for most of the past six months. There are frequent moves in the equity investment market, of course... I guess he also wants to get some benefits from this. "
When Su Yu heard that Qianjiang Bank was going to launch a mixed ownership reform plan, he suddenly woke up from his sleepy state and asked urgently: "When will the state-owned assets plan to withdraw, and will private capital be able to bid for the participating 'Qianjiang Bank' shares?" How much share can it achieve?”
As far as he knows, although Qianjiang Bank is currently controlled by state-owned assets, the proportion of state-owned assets is not very high.
If state-owned assets continue to reduce and withdraw from holdings at this time, private capital increases, and the shares transferred by state-owned assets account for more than 10%, then the control of 'Qianjiang Bank' may be changed or transferred in the future. After all, this bank's previous The equity components are more complex. There are collective shareholdings, state-owned shareholdings, and institutional shareholdings that were gradually added later. The overall shareholding is relatively dispersed compared to other local commercial banks.
"Mr. Su means..." Yu Xiaobing already understood after hearing this.
Su Yu interrupted Yu Xiaobing and said, "It's okay. You can go back first. I'll make an appointment with Mr. Qin later."
"Okay!" Yu Xiaobing responded and hung up the phone without daring to say more.
After Su Yu hung up the phone with Yu Xiaobing, he held the mobile phone in his hand and his thoughts gradually became more vivid. He thought that if he fully participated and won the state-owned transfer shares of Qianjiang Bank, he would be able to fully control this company in the future. With the probability of becoming a bank, as the company develops, he is not satisfied with pure asset management business and investment business.
If you want 'Yuhang Investment' to be able to blaze a bright path in the financial field in the future, you must have sufficient risk tolerance.
In other words, for ‘Yuhang Investment’ to truly grow into a domestic financial giant, it is impossible not to touch the banking industry.
not to mention……
Now, there is a high probability that the company will be able to enter the market investment business with the help of managed "pension funds" and obtain the card of state-owned assets background.
Moreover, the company has now grown to a large scale, so... certain market cakes that were previously unimaginable can now be reached out and given a try!