Chapter 779: Improve Bank Competitiveness

After Buffett decided to give up, things went smoothly, and when Barron of Merrill Lynch came to the door again, he succeeded in taking the Berkshire Hathaway stake.

Then Merrill Lynch immediately transferred the equity to Polaris Capital.

In an instant, Polaris Capital's shareholding ratio exceeded 50%, and the overall situation has been determined!

Knowing this news, the former largest shareholder, who was still somewhat resistant, raised his flag and surrendered.

This morning, when Xia Yu went to the New York Stock Exchange again, he suddenly found that the color of the big screen outside the New York Stock Exchange was wrong.

It turned out to be an advertisement for an ATM. He couldn't help but stop and watch it for a while. It turned out to be an ATM of the NCR brand, and now it is promoting it.

Automated teller machines, also known as ATMs in later generations, play a particularly important role in banks. It can be said that they have changed the operation mode of banks and accelerated the efficiency of money circulation.

In the future, major banks in Huaxia, without setting up sub-branches, will make every effort to build ATM machines to absorb deposits and improve service convenience.

It can be said that ATMs are a powerful tool for banks to compete. In the case of no one, as long as they can push them, they can help banks compete for customers.

Thinking that there are no ATMs in Xiangjiang, and even HSBC has not yet installed, Xia Yu's heart is alive.

If Jiuding Bank is the first to eat crabs and launch ATMs first, it will definitely make Jiuding Bank in the limelight, and it will be able to further absorb deposits and compete for market share.

If nothing else, for the sake of convenience, those wealthy people who have never opened an account will definitely open an account and apply for a card.

When he thinks about the Chiba Bank in the island country he just acquired, and the Standard Chartered Bank and the Royal Bank of Scotland that are being acquired, he needs a lot of ATMs.

I don't know how safe the current ATMs are and whether they are suitable for large-scale promotion.

You can decide after experiencing it for yourself!

Saw the address on the ad, right at the end of Wall Street.

On Wall Street where banks are lined, NCR will definitely set up a station unless it doesn't want the market anymore.

Then, Xia Yu turned around and returned to the company, and let someone drive to the NCR company's station.

After a while, he arrived at the location.

"welcome!"

"Hello, I'm looking for your manager. I need a batch of ATMs."

As soon as he entered the door, Xia Yu directly expressed his intention to the beautiful receptionist.

The beautiful receptionist smiled and walked inside facing Xia Yu: "Sir, please come with me!"

"OK."

...

"Hello, sir, I'm the head of NCR's New York branch. My name is Dick Anderson. Welcome."

"Hello, Manager Dick Anderson, my last name is Xia."

After shaking hands with him, Xia Yu went straight to the point and stated his intentions.

"Mr. Dick Anderson, my bank needs a batch of ATMs. How safe are your ATMs? Can you tell me?"

Dick Anderson smiled and nodded quickly: "Of course there is no problem, our company is the largest manufacturer of brake teller machines in the United States, and now occupies 60% of the market in the United States, the safety performance can stand the test of the market, you can rest assured. "

"Please come with me, I can show you live."

After finishing speaking, Dick Anderson took Xia Yu to a spacious room with a row of dozens of ATMs, of course the kind of bare machines that were not embedded in the wall.

He skillfully opened one, first gave Xia Yu and others a product introduction book, and then skillfully introduced the functions of the ATM to Xia Yu.

"Mr. Xia, the shell of our ATM is..."

Dick Anderson's hands kept moving, and his mouth was gushing about.

Xia Yu listened quietly, and after he finished speaking, he started to operate it himself.

From Xia Yu's point of view, the functions of current ATMs are much simpler than those of later generations, and the system is also quite simple.

But considering the constraints of the times, this is understandable.

More importantly, there are no good people in the computer field in Xiangjiang now, and there is no need to worry about the system being cracked and loopholes. At that time, cameras will also be installed on the ATMs.

The only way for people with ulterior motives is to violently destroy ATMs and directly rob money.

But this is unavoidable. In the current environment, there are not a few bank robbers, and they will exist in future generations. The only way is to strengthen management as much as possible, and each ATM will only keep a little money after get off work.

So now there is only one most crucial question left!

That is the problem of banknote recognition.

The ATM here must recognize the US dollar, and if the Hong Kong dollar or the British pound is inserted, it must display counterfeit currency.

If you want to recognize Hong Kong dollars and Japanese yen, etc., you have to debug the system.

It will be even more troublesome for Jiuding Bank to enter Southeast Asian countries. After all, there are many Southeast Asian countries.

Thinking of this, Xia Yu asked directly: "Manager Dick Anderson, what I need is a machine that recognizes more than a dozen banknotes such as Hong Kong dollar, British pound, Japanese yen, Australian dollar, and currencies of Southeast Asian countries. Do you have any ready-made?"

Dick Anderson immediately looked embarrassed, shook his head apologetically and said: "I'm really sorry, so far, we have only produced ATMs in nine currencies, including the US dollar, British pound, mark, French franc, Taiwan dollar, Japanese yen, etc., in Asia , and only ATMs that recognize Taiwan dollar and Japanese yen have been sold."

"There are only ATMs in the county seat of British pounds and Japanese yen. As for other currencies, you need to set up the corresponding system, which may take a little time, but please believe in our strength, at most one month, all the currencies you need will be automatically Teller machines, we can make them.”

Xia Yu nodded slightly and said, "Okay, first give me a hundred ATMs that can recognize yen, and you can make other machines before contacting me."

"Okay, Mr. Xia, which currencies do you need? What's the exact amount? I'll make a list first."

"Let's not mention the quantity first, you will manufacture the machine first. As long as it can meet the standard, there will be at least 50 units of each order, and the premise is the quality!"

Dick Anderson said solemnly with a serious expression: "Mr. Xia, you can rest assured that product quality is the foundation of our survival, and we are confident that we can stand the test."

"Let's not talk about the quantity, what are the currencies?"

"Hong Kong dollars, Australian dollars, Indonesian rupiah, Malaysian ringgit..."

In the rest area, after Xia Yu thought about it, he spat out the names of the currencies of Southeast Asian countries one by one, and Dick Anderson and his subordinates quickly recorded them.

After that, Xia Yu paid the payment for the 100 yen ATM first, and then paid a small deposit to let Dick Anderson build the ATM first, and then come to Polaris Capital to find him.

After returning, Xia Yu immediately called Liu Tianci and told him about the ATM. The most important thing was to formulate a plan for the arrangement of the ATM, and to count how many ATMs were needed, and to make the statistics within half a month and send the list. give him.

After the ATM matter was dealt with, Xia Yu continued to soak in the New York Stock Exchange or deal with affairs in the company.

Unconsciously, half a month passed by, and Ray Dalio finally took IBM's shares, and it was time for him to be dispatched.

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