Chapter 606 3 Banks
Tie Gerard Pat to the chariot, Xia Yu felt a lot more at ease.
This means that in British politics, he finally has a pawn that can give him a certain amount of help at many critical times.
Although he has a good relationship with the Howard family, the Howard family is too strong, and Xia Yu is not sure about tying it to the chariot for the time being, so when using its power, he has to be on guard.
In the face of interests, no matter how good a relationship is, it may be broken. As the owner of a consortium, he must be cautious and cautious in this regard, and give himself more backs and chips, so as not to be caught on the weakness and become irreversible. loss!
He only believes in his own strength!
Relying on the sky and the earth, after all, it is better to rely on yourself!
For the next period of time, Xia Yu put his mind on the Bright Fund.
His career is still in the early stages of development. He seems to have huge funds now, but it is not enough to put it in front of a real big consortium. Every penny should be used as much as possible.
There is nothing wrong with the strategy of investing in holding shares in major UK companies.
But there are too many big companies in the UK. Not only are British companies listed on the London Stock Exchange, but there are also big companies from European countries. Xia Yu's $3 billion can be bubbling up.
Moreover, he carries the memory wealth of infinite value, and putting money in the stock market for investment preservation has fallen into the inferior position. His purpose is to expand his influence from beginning to end, or to bury an opportunity for possible future acquisitions. .
Just like the previous acquisitions of shares in companies such as Centrair Group, South Scotland Power, National Grid Corporation of the United Kingdom, etc., there is such a strategic plan.
As long as you catch a company that will double or tens of times in the future, you will make a lot of money.
Therefore, when the Bright Fund wanted to invest in bank stocks, Xia Yu also participated and selected the stocks of three companies.
They are HSBC, Standard Chartered and Royal Bank of Scotland!
HSBC Holdings, which owns several subsidiaries, including Hong Kong HSBC Bank, has huge influence.
At this time, HSBC Holdings can rank among the top five banks in the UK, both in terms of capital and market capitalization.
Although HSBC Holdings has relatively scattered shares, these shares are all in the hands of major British families or consortia. He heard that Duke Howard has a small part, so if he wants to acquire HSBC Holdings, even if the capital is sufficient, he will face the United Kingdom. This is not something money can solve. With his current strength, contacts, status and influence, it is too difficult.
But this does not prevent his Bright Fund from becoming a shareholder of HSBC Holdings. If it can hold a 5% stake and win a director seat, it is also very ideal.
Fortunately, HSBC Holdings has already been listed, and it has absorbed 5% of the equity in the secondary market. It is still possible to buy it if it costs a lot of money.
As long as Bright Fund becomes a director of HSBC Holdings, Xia Yu will be able to use the energy of HSBC Holdings to accelerate his own rise in the future.
If one day, his strength is extremely powerful, it may be impossible to covet HSBC Holdings.
The second is Standard Chartered Bank, which is much worse than HSBC Holdings. Now the total capital cannot even enter the top 10 of UK local banks. Twenty may not be able to get in.
Not to mention the foreign banks.
Standard Chartered Bank, also known as Standard Chartered Bank, was formed by the merger of two British overseas banks, Standard Bank of South Africa and Standard Chartered Bank of India's new Jinshan Huaxia in 1969.
In the UK, the strength of Standard Chartered Bank is very weak, that is, after the merger and listing in 1969, it acquired the local Hodge Group and Wallace Brothers Group in the UK, and it has a certain influence in the UK, but it is not strong.
Standard Chartered Bank is strong in Asia, Africa, the Middle East and Latin America.
For example, in Africa, Standard Chartered Bank now has more than 900 branches and offices, which shows its horror.
If Xia Yu can acquire Standard Chartered Bank, then his financial tentacles can instantly reach into Asia, Africa, Latin America and the Middle East. With the advantages of Standard Chartered Bank, he will have certain advantages in energy, mining and other fields in these places. .
Not to mention that Standard Chartered Bank also has a 10% right to issue notes in Hong Kong dollars, and it is also the second largest bank in Hong Kong.
If the acquisition is obtained, with Standard Chartered Bank and Jiuding Bank in Heungkong, Xia Yu can definitely compete with HSBC and become one of the two hegemons. His influence will also skyrocket, and he will become the No. 1 Chinese tycoon in Heungkong.
Because Standard Chartered Bank has business and loan relationships with more than 60% of the companies in Hong Kong, such a high proportion is also because a company may have loans from several banks, and it can be a customer of Standard Chartered Bank and also a customer of HSBC.
Of course, this is not important. As long as Xia Yu becomes the owner of Standard Chartered Bank, he will instantly become the God of Wealth and the big creditor of 60% of the companies in Xiangjiang.
By then, it would be easy for him to acquire any company he wanted, and he would even be pleasantly surprised to find that Standard Chartered Bank held a part of the equity in the company he wanted to acquire.
Just think about it!
Coincidentally, Standard Chartered Bank was not listed in Hong Kong, but in London, England, which was extremely beneficial to Xia Yu's acquisition. Before Standard Chartered Bank of Hong Kong could react, Xia Yu became their boss.
The last target, Royal Bank of Scotland, was Xia Yu's most valued. It was also estimated to be the most difficult, but also the most valuable.
The future Royal Bank of Scotland was once the largest commercial bank in the UK, the second largest in Europe, and the fifth largest commercial bank in the world.
In 2004, the market value rose to nearly 50 billion pounds, and the group's total assets reached 520 billion pounds. In 2009, the total assets reached 3.5 trillion US dollars.
However, the Royal Bank of Scotland, which will be all-powerful in the future, is still only a little-known British regional commercial bank in the world, ranking hundreds of in the World Bank ranking.
Nevertheless, the Royal Bank of Scotland is not too bad. This ancient bank, founded in 1727, is the largest bank in Scotland, with more than 700 branches and a 40% market share in Scotland.
The second largest market share in Scotland is the Bank of Scotland, at least the word Royal.
A characteristic of both banks is that they are small in capital, but are very well managed and have a particularly low fee-to-income ratio.
At this time, the fee income ratio of Royal Bank of Scotland was only 54%, while the second bank of Scotland was even lower at 48%. Now Lloyds Bank and Barclays Bank, the fee income ratio was above 60%.
Precisely because of the low rate of fee income, it is more conducive to the management and operation of banks. Although the capital scale is small, it is undeniably a high-quality potential bank in the banking industry.
In the future, Royal Bank of Scotland will be able to resonate around the world, and this feature is indispensable.
Of course, from this point of view, the Bank of Scotland has a greater advantage than the Royal Bank of Scotland. Why didn't Xia Yu focus on the Bank of Scotland?
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