Chapter 1368 Section 2 Savings Bank

Chapter 1368 Section 2. Savings

In the conference room, Annan, Olmedo, Idiliya, Ingrid, Francois, Martin and others sat at the round table, listening to Annan's grand blueprint.

"...People can deposit money in the bank. The power of an individual is weak, so what if there are 10,000 or 100,000 people? If each person deposits 10 gold nars, we only need one million people, and we can have a deposit of 10 million gold nars."

In fact, it was surprising to Annan that there was no bank in Allen Continent. After all, Wilhelm had hundreds of thousands or millions of gold nars. Where did the nobles keep their money? They couldn't go out with a carriage full of money behind them, right?

However, after a temporary cram school, Annan knew that although Wilhelm didn't have a savings bank, almost everyone had a magic ring.

As long as the price of a magic ring that could fit in a room was low enough, then banks were not necessary.

"How can we make people willingly deposit money in the bank?" Olmedo asked before realizing who was sitting in front of him, "Oh, I think I asked a nonsense question."

"It's not nonsense. You mean, why do people trust us and give us their money?" Not everyone loves himself, Annan is very clear about this: "So for customers who deposit money in the bank, we have to pay a certain amount of interest."

"Pay us interest? That's a good idea." Francois said to himself.

"It's not us who are paying interest, it's us who are paying them interest."

Ingrid said at this time: "We keep their wealth for them, and we have to give them money?"

"If we don't give them benefits, why should they keep their money with us? Enthusiasm is only temporary, only interests are eternal."

Olmedo was very pleased that Annan had grown up: "It's good that you think so, but have you considered that as more and more people deposit money, we will lose more and more. Or do you want to attract customers with interest first, and then cancel it little by little? Also, what is the difference between the interest owed to people and the interest owed to merchants?"

Annan raised a finger: "First, it won't lose more and more. The benefits created by 1 kinal in the hands of civilians and 1 kinal in our hands are different. The benefits created by 1 kinal and 10,000 kinal are also different."

"Second." He raised his second finger, "Wilheim merchants' interest is 5%, and it is 5% including principal and interest. In just fourteen months, the money we have to pay back will double, while the interest of the bank is very little."

Olmedo thought it was worth a try, and others had no objection.

But at this time, Martin, who had been silent for the whole time and made Annan think he was dozing off, raised an objection.

"Bank? It doesn't sound good."

Martin crossed her legs and put her hands on her knees, like a lady: "It makes people not want to pay money."

"What do you mean?"

"Bank, silver, doesn't sound as good as gold!"

Annan was full of praise: "You are right, how about the savings bank?"

Martin took out his three silvers and fifteen coppers: "Take my money!"

Annan put away all of Martin's wealth and asked Olmedo: "How long will it take us to return to Gem Bay?"

"Ah?" Olmedo, holding his chin, seemed to have just woken up, "Two days later."

"Okay, we will announce the establishment of the savings bank after we land."

In addition to building the savings bank, we also need to build the savings bank - it sounds nonsense, but in fact the former is the house in the physical sense, and the latter is the talent who can manage the savings bank.

As the Minister of Finance, Ingrid naturally served as the Deputy Minister of the Savings Bank. The Minister was Annan - no doubt, he was still a mascot. Because he needed his fame to attract customers.

After finalizing the details, Annan came to the cave where the temple fragments were stored.

Because the land could not bear the weight of the temple fragments, he had to give up the idea of ​​charging admission to display them and let Dumbledore and others study them first.

Then Annan came up with the idea of ​​holding a "Temple Fragment Research Conference".

The ticket money is secondary. Even if they are legends, they should not have the opportunity to get close to the temple fragments. It is normal to take the opportunity to invite them to come and observe, and teach the students of the school by the way, right?

Speaking of which, such a valuable thing can't be studied for free, right? It is reasonable to charge a few hundred gold nars for tickets?

When Annan, who was full of money, was about to turn into a humanoid dragon, Joan ran to find him.

She was wearing a helmet skirt, and from the back she looked like a heroic Valkyrie.

"What's wrong?"

"I want to go to the front line."

"Where is the front line?" Annan looked around.

"The border of the Kingdom of Dimon."

Annan was stunned.

He saw the latest intelligence of the Kingdom of Dimon on Olmedo's desk in the morning:

After the unlimited assistance from Free City, the kingdom held the northern pass, but the death rate was frighteningly high. Both humans and ratmen have put a large number of soldiers there.

Annan couldn't refuse directly, so he could only say: "How about returning to the Gem Coast and deciding?"

Joan said sincerely: "I'm worried that I won't have the courage after returning."

"You don't want to be a 'dragon knight'?"

Annan thought she wanted to continue to cultivate feelings with Ilimoyas.

No mistake, one post, one content, one book, one forum!

"Even if you are a dragon knight, you have to be good enough. I can feel my own shortcomings. I am indecisive and lack quick wit..."

"Okay... if you've decided, come find me later."

Joan didn't ask why it was later, because she also had to pack some luggage and say goodbye to some people.

Watching Joan leave, Annan was relieved and a little worried.

It was a good thing that she could find her own way, but this way was much more dangerous than the way that Little Smoo took...

Annan opened the portal to the pass like an old father and told the commander there to take care of Joan.

"Sir Annan, are you going to transfer your friend to logistics?" the commander asked.

"That's not necessary, just... take care of him a little bit, don't send him to the suicide squad or something like that."

"Understood."

After closing the portal, Annan opened the portal on the Skeleton King's side and sent Aga over for inspection.

Or debugging?

After doing all this, Annan also went to the Crystal Nest.

Ilimoyas is back, which is undoubtedly a nightmare for the three little ones - they go to school in a depressed mood, sleep in a depressed mood, and even bully the white dragon in a depressed mood.

Annan asked Ilimoyas for a set of fine steel armor with several protective magics engraved on it, under the pretext that Joan was going to the front line.

It was a bit heavy, but safe enough.

In the evening, Joan arrived as expected. The armor Annan gave her made Joan stand there in a daze. She sniffed and said with emotion: "Even if I die on the battlefield, I want them to send my body back and turn me into a skeleton merchant to accompany you forever."

Joan was amused by her own joke, but Annan was the only one who didn't laugh.