Chapter 1742: Doomsday Loan Sharking, Which One Is the Best?

Oil City.

Whoosh whoosh——

Snow and wind.

Shop No. 17, the official pawnshop of Oil City.

It is next to the electronic product repair shop in Shop No. 16.

This official pawnshop can pawn all valuable items, which are divided into live pawn and dead pawn.

Live pawn means that within a certain period of time, you can also redeem it with points, but you will be charged an interest of 10% to 30%, depending on when you redeem it.

The sooner you redeem it with points, the less interest you will get.

But once the agreed period has passed and it has not been redeemed, it will never be redeemed.

Of course, there are exceptions, such as you can get your things back by paying several times the ransom.

Dead pawn means that once it is pawned, it will never belong to you, which is equivalent to selling it.

Jiang Chao's fine steel composite crossbow is sold at a high price in the market. One can be sold for 15 points, which is equivalent to a worker's salary for a month in the trading market.

Jiang Chao came to the pawnshop in the blizzard.

Due to the blizzard, there were not many people in the pawnshop.

The staff at the counter of the pawnshop, because there was no business, was dozing off with his right hand supporting his chin.

"Hello, I want to pawn something." Jiang Chao took off his hat and said after exhaling a breath of hot air.

The staff was dozing off. After hearing Jiang Chao's voice, he rubbed his eyes and looked up.

"What do you want to pawn?" The staff member's name was Liu Xu, a man about 30 years old, who asked while adjusting his glasses.

He was the one who followed Zhong Chuchu. He was in the oil city long before the big camphor tree occupied the oil city.

Later, Zhong Chuchu went to the headquarters base of the big camphor tree, and he and some people chose to stay.

Until now.

His level is not high, but relying on his qualifications, he has accumulated enough points step by step to upgrade to a third-level personnel.

He does not know how to extract oil, nor is he good at things like fighting, so after the commercial area was established in the trading market, he joined the store operation here.

Without taking risks to do missions, working in such a clean government office is quite comfortable.

Jiang Chao searched in his pocket for a while and found a crumpled note.

"I want to pawn the composite crossbow I handed in before entering the city."

"Look, this is my receipt."

Liu Xu took the receipt, looked at it carefully, and said to Jiang Chao:

"Give me your number card."

To check whether he has this composite crossbow, he still has to check the background data of the Sealing Management Office based on his number card.

Jiang Chao quickly handed the number card to Liu Xu.

Liu Xu looked at his number card, turned on the computer on the counter, entered Jiang Chao's number, and compared Jiang Chao's photo to confirm that it was him.

Then, looking through the items he deposited at the Sealing Management Office, there was indeed a fine steel composite crossbow.

"Are you sure you want to pawn this fine steel composite crossbow?"

"Yes."

"Pawn it alive or dead?"

Jiang Chao thought for a moment and said, "Pawn it dead!"

He felt that this frozen natural disaster might last for a long time. If he pawned it alive, he would not be able to redeem it. It would be better to pawn it dead and get more points at one time.

Anyway, it seems that this composite crossbow is temporarily useless now.

"Okay, I'll contact the people at the item sealing management office to verify the situation of your crossbow."

After saying that, Liu Xu used the intercom to contact the people at the sealing management office and learned that there was indeed a composite crossbow there.

And according to the evaluation of the sealing management office, a purchase price of 9 points was given for dead pawn.

If it is purchased, this crossbow will belong to the assets of Oil City from now on, and it will also be transferred from the survivors' item storage area to the official material storage area of ​​Oil City.

If Oil City needs it in the future, it can be directly called from the official warehouse.

Moreover, these items have been registered and filed. If they want to use something, they can check the background data on the computer.

Liu Xu raised his head and said to Jiang Chao:

"Nine points for pawning. If the price is okay, I will put the points into your number card?"

"Nine points."

Jiang Chao frowned and said unwillingly:

"This is too little. My crossbow is in good condition. I have seen a similar one in the cold weapon store, which is not as good as mine. It costs 15 points. How can it be worth only 9 points if it is pawned?"

Liu Xu heard this and did not indulge him. He replied lightly:

"This is the situation. 9 points is the maximum. If you don't accept it, you can choose not to pawn it."

Jiang Chao hesitated again and again and made up his mind.

"Okay, I'll pawn it!"

"Pawn it!" He added with determination in his eyes.

There was only 0.1 points left in his number card. He was really poor.

Now that the blizzard has been falling for days, life is really hard without money in his pocket.

He must ensure that he has some points on hand, otherwise he will definitely not be able to survive later.

9 points, converted into tortillas, is 36 tortillas, enough for him to survive for more than a month.

Anyway, as a level 4 personnel, he lives in a C-class residence and does not need to pay rent.

But he still needs to pay for heating.

After hearing Jiang Chao's affirmative answer, Liu Xu contacted the people at the Material Storage Management Office and told them that Jiang Chao's stainless steel composite crossbow belonged to the Oil City official and asked them to modify the background data there. .

Due to permission restrictions, the pawn shop cannot modify the backend data of the Material Storage Management Office.

Afterwards, he operated on the computer again, added 9 points to Jiang Chao's number card, and returned his number card to him.

As for the receipt certificate, he tore it up and threw it into the trash can.

"Okay, here is your number card, as well as the receipt to prove it. There are 9.1 points in it now." With that, Liu Xu handed the number card to Jiang Chao.

Jiang Chao took it, turned around and left here.

As soon as he left the pawn shop, he noticed someone following him.

Just when he was confused, the man behind him caught up and walked level with him.

The man who suddenly appeared said to Jiang Chao:

"Brother, do you need a points loan? Can we apply for unsecured loans here? If you are interested, you can find out."

Jiang Chao was a little surprised when he heard this.

Unsecured loan? He seemed to have heard someone say that it was actually a loan shark, and the owner behind it was someone from the Water Dragon Club Bar.

"How much is the interest?"

"It's not high, the daily interest rate is only 5%."

"Five percent is indeed not high."

No, Jiang Chao turned his head when he heard this, widened his eyes and asked, "What you just said was the daily interest rate, five percent?"

"Ahem, yes. Look at these days, it would be great if someone is willing to lend you points. Why do you want to do so much?"

Listening to what this Water Dragon Club member was saying in his ear, Jiang Chao made some calculations in his mind.

The daily interest rate is 5%. Multiplied by thirty days is one month, and the interest for that month is 150%.

One year's interest is multiplied by 365, one year's interest is 1825%, and one year later it will be eighteen times.

This is only calculated based on the principal. If the interest is compounded, it will be even more terrifying.

Tsk tsk!

Jiang Chao glanced at the man next to him in horror, and asked with some confusion:

"You borrow money like this, with such high interest rates, what if we can't afford to pay it back?"

The man chuckled softly, "I can't afford it. How can I not afford it? Just say so."

The man looked Jiang Chao up and down.

Jiang Chao trembled all over and ran away without saying a word.

He felt that there was definitely a big trap here, and if he borrowed it, he would probably be completely ruined.

Although nine points is not much, it can at least last for a while.

Even if all nine points are used up, he can still go to the official points bank and apply for a loan.

After all, he is a fourth-level member with a relatively high credit limit and requires collateral. Although the annual interest rate on the loan exceeds 30%, it is much lower than the interest rate of the ultra-high-interest loan shark just now.

Afterwards, he returned to his residence, packed his bags, applied to change his living room, and went to the lowest-end C-area residence in the trading market.

Half an hour later.

He was lying on a bed that was obviously half the size of the room. The room was much smaller than the area B where he lived before. It was still an eight-person room.

The bed also became a single bed only 1.2 meters long, with no windows, and the room was filled with the smell of smelly socks.

However, he felt at ease.

For the first time, he realized how important points were.

In the darkness, he held a piece of tortilla tightly, slowly put it into his mouth to chew, and looked at the opposite wall with twinkling eyes.

"Haha! Friends, you are just fucking bullshit, Chai Gui, Wang Er, Zhao Weiguo, you bastards! If I ever trust you again in the future, I will be a fool*!"

People can't teach others, but they can learn things once.

Jiang Chao, who had been hungry for several days, woke up this time and realized what was the most important thing in the trading market.

Check out the 16-9 book bar and see the correct version!

integral!

A person without points is worse than a ghost!

Luoyang.

Luhun Town.

Funiu Mountains.

There is a cave deep in the snow-covered mountains.

The cave was now sealed by the iron gate and stones inside.

There was originally a circle of three- to four-meter-high wooden fences standing around, but now only the topmost wooden stakes of these wooden fences were left, with less than 30 centimeters exposed.

The lower part of the stick was completely covered with snow.

Chi Chi!

A snow squirrel jumped down from the tree and trampled on the snow.

Such a snow squirrel, which weighs less than a pound, crawls up the cave flexibly with light steps.

The entire rocky mountain is very steep, but the snow squirrel is very flexible and climbed to the top in one go.

After climbing to the top of the stone mountain, there is a white smoke coming out of the middle.

That's steaming water vapor.

Jiji——

The snow squirrel scurried over.

When it ran over there, its feet slipped and slithered——

It fell through the hole in the middle and hit the snow below.

puff!

In the cave.

Zhou Guang and Zhou Chen looked at each other, and the next second, they rushed over.

Zhou Chen grabbed the squirrel, stuck its throat, and let the little squirrel struggle.

laughing out loud:

"Hahaha, little animals come from the sky. Our place is really nice. A chicken and a spoon flew down a few days ago, and a squirrel fell down today. We have some meat to eat tonight."

Zhou Guang watched him holding the squirrel and said softly:

"Brother, why don't we keep this squirrel? It doesn't take much food to feed a squirrel anyway. When we are short of food, we can still eat squirrels."

"Luxury!"

Zhou Chen shook his head and said:

"Do you know how much food is needed to feed a squirrel? One-fourth of its body weight, at least 100 grams a day, ten days is 2 kilograms, which is more than the weight of this squirrel."

"It takes too much food to feed it."

"Eat it quickly while it is not so thin, otherwise it will become less and less meat later."

A middle-aged man on the kang whispered: "Your brother is right."

"Xiao Chen, you deal with this squirrel, take half of it to the stove to dry it and save it for later, and put the other half in the pot to boil it for a while."

"Okay." Zhou Chen took a sharp dagger from the hook protruding from the wall.

Press the little squirrel on the wooden chopping board and prepare to cut it open.

This snow squirrel is quite cute, with white fur on its chest and gray back and a pair of small paws.

A big furry tail swung back and forth, scratching Zhou Chen's arm, making him itchy.

Two big eyes flickered, looking at Zhou Chen in a humane way, as if begging.

"It's really cute!" Zhou Chen whispered.

Zhou Guang, who was standing next to him, nodded like a chicken pecking at rice, and said, "Right, brother, look how cute this little squirrel is, I think so"

Swish!

Zhou Chen cut the squirrel's head from its body with a knife.

"It's so cute, let's give it a quick death."

After saying that, Zhou Chen used a dagger to cut open the squirrel's belly and separated the fur bit by bit.

Zhou Guang curled his lips, looked at the squirrel's head that rolled to the side, his eyes still wide open, and sighed.

He sat down next to the earth stove in a bit of anger, threw a piece of wood in, and lit a fire.

Since they were all killed, he could only eat two more pieces of meat at night.

"Go boil some water." Zhou Chen said to Zhou Guang.

"Oh."

Zhou Guang took a tin bucket and walked to the cave behind the cave, scraping a large bucket of snow.

He took the bucket of snow and poured it into the big iron pot.

The big iron pot was burning wood, melting the snow in the iron pot little by little.

Their family of four had been hiding in this cave since the beginning of the ice disaster.

There were a lot of corn cobs, sweet potatoes, and potatoes stored in the cave, which they planted themselves in the yard outside the cave.

In addition to food, they also stored a lot of firewood, which occupied one-third of the entire cave space.

The piles of firewood gave people a full sense of security.

These firewoods were also easy to obtain. It happened that there was a drought in the past few months, and many trees died and collapsed. They just moved the trees back and chopped them down.

Originally, there was a water shortage problem during the drought, but now after the blizzard, the cave above kept snowing. They made full use of the snow and boiled it into water.

Even in order to avoid snowing later, there was still water to use if the cave door was not opened.

They recently dug a pit of about ten square meters in the cave and put all the falling snow into this pit for use.

The temperature in the cave was much higher than outside.

The boiler was always burning, and the boiler was connected to the bottom of their bed, which was equivalent to heating.

Knock knock knock knock——

Zhou Chen cut half of the squirrel and put it on the stove to dry it into meat strips.

The other half was put into the melted snow water and steamed.

There was a lot of water, and the pieces of squirrel meat looked a bit shabby.

Zhou Chen lowered his head and took out a plastic can from the wooden rack next to him, and then scooped a spoonful of corn flour with a fist-sized spoon.

This corn flour is made by grinding corn cobs and corn.

A fist-sized spoonful of corn flour is the amount for a meal for their family of four.

They don't know how long the freezing disaster will last, but they know that it is always right to save food as much as possible.

In this way, you can eat more by saving, and you are not afraid of having too much, but you are afraid of not having enough.

Once there is no food at all, in such cold weather, you can only wait to die.

Pour the corn flour into the pot, cover it, and wait for time to pass.

An hour later.

The cave was filled with the aroma of corn and meat, and Zhou Chen opened the lid.

The corn paste inside was sticky and looked very appetizing.

"Okay, Dad, Mom, get up and eat." Zhou Chen shouted to his parents on the kang.

(Seeking monthly tickets)