Chapter 1229 The Clouds Are Not Clear, the Wind Is Unclear, and People Are Not Old yet "Final Chapter"

Fan Wubing called and asked around. His women were actually busy with chores and had no time to accompany him to escape the summer heat. This made Fan Wubing feel a little emotional. How long ago had they all become strong women in love?

Before leaving for the trip, Fan Wubing stopped by Fei Yuanji's hometown for a while, helped him check on his physical condition, and chatted about some trivial matters casually. Fei Lao was in a good mood and talked a lot with Fan Wubing. The secrets of the past, such as the time before the founding of the People's Republic of China, the ups and downs of the old chief, the old chief's views on Fan Wubing at that time, etc.

"Although this world is ours, it is yours after all -" Mr. Fei said with some regret, "If you have time, go and see Xiao Zhu. He has an upright temperament and always offends people. He has no friends." Duo, even though you are young, you can still be considered one."

Fan Wubing nodded, feeling a little ashamed. The Xiao Zhu in Fei Lao's mouth is naturally Boss Zhu, and there cannot be anyone else. Recently, I have been focusing on consolidating my father Fan Heng's power position. I have been planning this for more than half a year, but I have less contact with Boss Zhu.

Especially in the past few months, after Boss Zhu completely retired, he has not paid a special visit, which is really inappropriate. Although on the one hand, it is due to the impact of SARS, everyone has tried to avoid contact, and mostly communicated by phone. We exchanged greetings through the contact method, but at this time the SARS epidemic has been brought under control, and there are no new cases. If I don't go around, I will look a bit snobbish.

Therefore, Fan Wubing was very grateful to Mr. Fei for his reminder.

After leaving Mr. Fei's home, Fan Wubing hesitated for a moment. He originally thought of going out with his girlfriends to have fun, but now he thought of going to see Boss Zhu, so naturally he couldn't go that much. Now that there was someone there, Fan Wubing thought it would be more appropriate to go there and say hello by himself.

So Fan Wubing inquired about Boss Zhu's whereabouts from the side, and without contacting him directly in advance, he got on the plane south and arrived in Jiangnan.

In July in Jiangnan, the weather is really not good. Fortunately, it rained not long ago, making the weather warmer, so Fan Wubing came over at the right time.

After contacting Boss Zhu's office, he found out that he was listening to a play at the theater, so Fan Wubing drove Jian Lai to this Jiangnan Theater with a history of more than a century to see him.

This theater was built in the pre-Qing Dynasty. It is surrounded by mountains and rivers. It is very poetic and picturesque. It is indeed a good place to spend time after retirement. However, there are not many formal performances at this time. It is said that they are all for amateurs. Entertainment is here, but occasionally famous actors from all over the world can be invited to add to the fun.

When Fan Wubing came over, he was stopped by security personnel performing security duties nearby.

When Boss Zhu was in power, he governed the country with rigor.

He offended a lot of powerful people, so after he abdicated, the central government asked to strengthen security to ensure that no major problems would occur. Therefore, he still could not move freely like ordinary people. A person who has made significant contributions to the country and the people, in his later years But you have to pay the bill for this. This world is really a bit sad.

Fan Wubing shook his head. Then his identity certificate was born.

"It turns out to be President Fan. I've admired your name for a long time." The team leader in charge of security work immediately stood in awe. Even if he didn't know much about the other things, just the title of Special Advisor to the State Council with ministerial-level treatment is very powerful. Not to mention that his father is also the Executive Vice Prime Minister and a de facto member of the Politburo Standing Committee.

But when they were about to inform Fan Wubing, Fan Wubing waved his hand and said, "There's no need to disturb the old man. I'll just go in and sit and listen. We'll talk about it after the show is over."

After hearing this, the team leader hesitated for a moment, and then led Fan Wubing to sit down on the court.

After walking in and sitting down, Fan Wubing realized that there was indeed a different world inside this theater, with a different style. Just the tables and chairs placed here were all solid wood furniture of some age, and every part of it was full of history. Build up the flavor.

There were not many listeners in the venue, only about twenty or thirty people. Everyone was very intoxicated. Some people were holding teacups and sipping gently, and some people had their eyes closed and their fingers were moving on the table in time with the beat. They were tapping lightly, and some stretched their necks to look at the stage, all with very engaged expressions.

What surprised Fan Wubing was that Boss Zhu was not in the audience, but sitting on the stage wearing reading glasses, playing the huqin with all his concentration. Nearby were a dozen luthiers who were composing the music together.

"I never knew that Boss Zhu could do this -" Fan Wubing said to himself.

The lights on the stage were turned down, illuminating the profile of Boss Zhu's face, showing some simple and clear temperament. Fan Wubing looked sideways at the stage and felt that the people around him seemed to have disappeared. Boss Zhu was left playing the piano with half-closed eyes.

Fan Wubing didn't hear clearly what the female actor was singing on the stage, but the sound of the Huqin seemed to make him hear an ancient song.

Don’t you see me?

The water of the Yellow River comes up from the sky,

Run to the sea and never return.

Don’t you see me?

The bright mirror in the high hall has sad white hair,

The morning is like blue silk and the evening is like snow.

Life is proud to be thoroughly enjoyed themselves,

Don't let the golden cup stand empty against the moon.

My talents are destined to be useful,

Come back after all the money is gone.

Cooking sheep and slaughtering cattle is a pleasure,

You will have to drink three hundred cups at a time.

Master Cen,

Dan Qiusheng,

Will drink wine,

Don’t stop drinking.

A song with you,

Please listen to me.

It’s no wonder that Fan Wubing was fascinated by what he heard. He has known Boss Zhu for many years. Boss Zhu is upright, selfless, frank, courageous, wise, and hates corruption as much as he hates it. But nowadays, it is often the case that good people have many hardships and ups and downs. After seven years as deputy prime minister and five years as prime minister, Boss Zhu has left the image of an iron-clad father in the hearts of the Chinese people. Until now, there are various voices about him. It still resonates among the people for a long time and has become an immortal legend.

"As long as I am in Shanghai for one day, you will not be promoted!" Boss Zhu, then the mayor of Shanghai, said to his nephew. After that, Boss Zhu served in Shanghai for four years. His nephew's position has not been changed in any way. You know, Boss Zhu lost his father when he was not born, and lost his mother when he was ten years old. It was his uncle, his nephew's grandfather, who raised him.

"What kind of project is this? You are using the money of the party and the people to build such a shoddy project. I will kill you!" Facing the major breach of the Yangtze River embankment in Jiujiang, he was angry. But unfortunately, although he is the prime minister, he But he doesn't have this power.

Maybe in some Western countries, these are nothing, but in China, where power and supervision are unequal, and corruption is prevalent, how valuable is Boss Zhu's spirit?

Fan Wubing thought about the time in 1991, when he had just returned from the United States and met Boss Zhu for the first time. The two of them had not yet interacted with each other, nor had they established a relationship of mutual trust. At that time, Boss Zhu had not yet developed a relationship. The front desk only actually controlled the reform of the domestic economic system. As the two became familiar with each other, a lot of things happened in more than ten years, including the soft landing of the economy, the tax-sharing system, the retreat of the state and the advancement of the people, a heavy blow against smuggling, The Southeast Asian financial turmoil, the reform of state-owned enterprises, etc., etc., all seem to be vivid in our minds, as if they are right in front of us.

"Things have changed, people have changed -" Fan Wubing sighed again.

Several songs were changed on the stage, and after about half an hour, they finally took a break. Boss Zhu, who was wearing a light gray jacket and casual clothes, was chatting and laughing with the musicians next to him, looking very leisurely, and a few people left the stage. Come, say hello to your familiar friends, and then sit down at a table.

Soon Boss Zhu saw Fan Wubing who had just stood up, and couldn't help but be a little surprised. He immediately laughed and walked directly towards him.

"Why do you have time to come here?" Boss Zhu asked with emotion.

"Come to listen to the show -" Fan Wubing said with a smile.

"It has been more than a hundred days since I retired, and you are the first big shot to come see me." Boss Zhu said with a smile.

"What kind of big shot am I?" Fan Wubing shook his head, "I'm just a businessman who eats and drinks."

Although that is said, in terms of real influence, Fan Wubing's current energy is very great. After all, in this increasingly market-oriented world, nothing is worth a word, especially overseas. , Fan's Investment Group's influence has grown. Diversified investments have given Fan Wubing a very prominent position in both political and business circles in various countries.

The two of them sat down and drank some tea, and then Boss Zhu suggested, "Shall we go for a walk?"

Fan Wubing nodded, and then the two of them stood up one after another and walked out.

At this time, Fan Wubing saw four strong young men coming out from around him. They were obviously bodyguards. He followed them out very vigilantly. When he got out of the gate, he found someone standing outside. There were also a lot of security personnel, and he couldn't help but murmur in his heart. He had long heard that because Boss Zhu offended too many people during his tenure, he would not be free after retirement. Now it seemed true.

Boss Zhu has been engaged in economic work for a long time and is recognized as a leader who understands economics.

During his tenure as the leader of Shanghai, significant improvements were made in both the development and opening-up of Pudong, which attracted worldwide attention, and in aspects such as communications, municipal administration, city appearance, and transportation that citizens felt every day. As a result, he won the trust and trust of the central government. The reputation of the common people.

In 1991, Boss Zhu served as Vice Premier of the State Council and Director of the State Council Production Office. His scope of responsibility included important economic sectors such as industry, agriculture, and finance.

He is an expert in dealing with many economic problems. After moving from Shanghai to Beijing, he took the lead in dealing with the difficult corporate "triangular debt", and took the lead in solving the "IOU" problem of grain purchase. When rectifying the chaotic financial order, he personally served as the deputy director of the People's Bank of China. President.

As a result, every problem was solved quickly. The old leader once praised him for having views, opinions, courage, and understanding of economics. This is a very rare evaluation.

In 1992, the economy experienced financial chaos caused by investment expansion, excessive currency issuance, soaring prices, and stock-raising boom. As Vice Premier of the State Council and Director of the Economic and Trade Office of the State Council, Boss Zhu, the main leader of the Central Committee With support, we will make decisive decisions and make every effort to strengthen macro-control.

He rectified the financial order and laid the foundation for controlling inflation and lowering prices. He insisted on not engaging in comprehensive austerity, and only strictly managed low-level redundant construction and parts of the bubble economy, while focusing on transportation, energy, agriculture and other areas that were conducive to cultivation. We will actively support new economic growth points.

In this way, we not only avoid ups and downs, but also maintain healthy economic development.

The reform of state-owned enterprises, strengthening the basic position of agriculture and continuing to implement moderately tight fiscal and monetary policies have become the focus of his work.

Strict governance is the political principle he has always followed. He usually speaks and behaves calmly, acts decisively, and acts resolutely. What he cannot tolerate the most is the procrastination of the yamen, and he criticizes it mercilessly.

Fan Wubing remembers clearly that once, he criticized some units by name at the National People's Congress, and the result was unanimous support from the representatives. He said, sometimes I criticize too harshly, which is not good, but why does it have to be done when the leader loses his temper? Some things are not impossible to do, but not done. But he also admitted that one of his strengths is that he only criticizes people and never punishes them.

The two of them chatted casually while walking outside, walking along the small lake outside the theater. There were willow trees hanging down by the lake, and they swayed back and forth in the breeze. Above are the sparkling blue waves, flashing with the skylight.

"I have completely let it go recently -" Boss Zhu said to Fan Wubing, "but there is still one thing that is always lingering in my heart, and I am a little worried."

"What's going on?" Fan Wubing asked curiously.

"It's just a matter of the four major asset management companies -" Boss Zhu said.

Fan Wubing nodded, he knew this.

At the end of 1997, the central government held the first national financial work conference. It was at this meeting that, as one of the steps to carry out major surgery on the financial system, it was to divest the huge amount of non-performing assets in the banking industry and establish Huarong The plans of the four major asset management companies, Great Wall, Oriental and Cinda were established.

What really prompted the decision-makers to make up their minds to solve the problem was the sudden Asian financial crisis this year. The banking industry was facing a difficult situation. Without reform, the overall economy would be jeopardized.

In 1999, the four major asset management companies finally came into being. These companies took over 1.4 trillion yuan of the four state-owned banks of Industry, Agriculture, China, and Construction through central bank re-loans and targeted issuance of financial bonds. of huge non-performing assets.

As the sole shareholder, the Ministry of Finance injected 10 billion yuan of capital into each company and explicitly set a ten-year duration.

In this context, the four major asset management companies were given a special mission to handle the non-performing assets of state-owned banks on behalf of the country. Since these companies were not profit-making commercial entities, their main goals were to preserve assets and reduce losses to the maximum extent. The idea at the time Yes, the disposal of non-performing assets of the four major banks will take ten years. After the disposal of non-performing assets is completed, the four asset management companies will also be closed, and their employees will return to their original banks.

Solving the problem of non-performing loans in the four major state-owned banks through government assistance is of course a way to learn from the successful experiences of other countries and is also a responsibility of the government.

The successful experience of other countries and whether there are conditions for its growth in China and whether it is applicable are all questions. However, it is impossible not to give it a try. Otherwise, the best foreign systems will not be able to find its growth point in China.

However, under the circumstances at that time, every party concerned would not listen to the opinions of others at all, and hoped that the sooner domestic asset management companies could be launched, the better. It can be said that the interests of vested interest groups were the biggest reason for the hasty launch of domestic asset management companies. Basic reasons.

Because of such non-market reasons, it is impossible to fully design relevant policies, laws and regulations, and it is too late to establish a complete asset management system. A series of moral hazards in the process of divesting non-performing assets by state-owned banks also quickly The ground is exposed.

For state-owned banks, they are doing everything possible to strip off non-performing assets to asset management companies, and the matter is over. As for how to realize the transformation of the operating mechanism of state-owned banks after the stripping of non-performing assets, and how to reduce new non-performing assets, there is no consideration. many.

It can be said that precisely because the mechanism for generating non-performing assets in state-owned banks did not change after the divestment of non-performing assets at that time, the domestic economy has experienced overheating of investment since last year and the credit of state-owned banks has gone out of control.

Of course, Fan Wubing is very clear that this credit outage will not be obvious in the short term, but in a few years a large number of non-performing loans may emerge from the four major state-owned banks.

For enterprises, especially state-owned enterprises, since state-owned enterprises and state-owned banks are part of the same company, state-owned banks used to have huge non-performing loans, and this is the fundamental reason why state-owned enterprises dared to borrow money without repaying it.

Therefore, if the debts of state-owned enterprises can be easily divested to asset management companies through banks, then the companies will definitely regard the asset management company as a policy financial institution and will push the company's debts to the asset management company, thus causing New non-performing loans not only increase the number of non-performing loans of state-owned banks, but also prevent the optimization of corporate operating mechanisms, and also create conditions for moral hazard in asset management companies.

In other words, since non-performing loans of enterprises are constantly generated, and banks simply transfer non-performing assets to asset management companies without fully clarifying responsibilities, accounts, etc., asset management companies may also transfer them out of their own interests. All the risks of handling non-performing assets are transferred to banks. For example, asset management companies may change the progress of processing non-performing assets out of their own interests. In order to get rid of non-performing assets as soon as possible, they will lower prices, thereby causing the loss of state-owned assets and seriously harming society. Benefit.

Regarding these problems, before the establishment of domestic asset management companies, the theoretical community conducted multi-level discussions and analyzed the possibility of these problems. However, the actual results were more serious than the theoretical analysis.

But why do we know that various moral hazards occur, but there are no corresponding institutional rules to define and avoid them?

It can be said that the subsequent problems encountered by asset management companies cannot be fully explained only by the flaws in the system and the hasty introduction of domestic asset management companies. Because the reason for the hasty launch of domestic asset management companies was driven by the interests of some vested interest groups, who vigorously lobbied the government to do so.

For example, Singapore's Temasek Group, in order to obtain huge returns from the four major banks, must hope that the four major banks can throw away the historical baggage. To throw it out, it needs an institution that can accept the baggage. Naturally, asset management companies That's the first choice.

At that time, Fan Wubing proposed that the establishment of domestic asset management companies should be preceded by law. Which country under the developed market system does not do this? Without corresponding laws and systems, some measures and regulations are simply promulgated. The property rights of non-performing assets may not be clearly defined, and the rights and responsibilities between different organizations and institutions cannot be defined.

The non-performing loans of the four major state-owned banks are forcibly transferred to the four major asset management companies established. This is an administrative relationship. Therefore, the four major asset management companies should be completely directly subordinate to the four major state-owned banks. Not only do they not need to be independent in financial organization, let alone It requires forces outside its organization to shoulder the corresponding burden.

But in fact, the establishment of the four major asset management companies is basically financed by financial capital injection, and the disposal of their non-performing asset stripping must also be borne by the national finance.

As someone pointed out, the four major asset management companies are organizations that wear official uniforms but engage in business activities. They are neither market organizations nor administrative organizations. Under such conditions, state-owned commercial banks and The asset management company relationship cannot be clearly defined.

In this kind of relationship, both parties will push their business risks to the other party and try to reduce their responsibility for their actions. Inefficiency in the operation of asset management companies is inevitable.

It is precisely under such an institutional environment, and the organization of the four major asset management companies is basically the personnel arrangement of the planned economy system, that domestic asset management companies have grown and developed under abnormal conditions from the beginning. As a policy financial institution, especially a special financial institution that was set with a ten-year life cycle from the beginning, assessment indicators have never created real pressure for the development of asset management companies.

In their company, there are no institutional constraints and all work is based on conscience. In other words, the existence of domestic asset management companies is entirely a moral constraint. If a staff member is not a moral person, it is easy to understand that he violates laws and disciplines and embezzles state-owned assets.

At this time, Boss Zhu mentioned this issue and was very worried, but he also knew very well that he could not get in the middle of this matter. It would be impossible to fight against many interest groups on his own. But this time Fan Wubing took action and eliminated the Temasek consortium's ambitions for the four major banks. Boss Zhu was still happy in his eyes, so he believed that Fan Wubing could play some positive role in this regard. .

"In the next ten years, the financial industry is most prone to problems. I'm very worried. I hope you can keep a close eye on it and don't let them go too far." Boss Zhu said to Fan Wubing.

Fan Wubing nodded, knowing very well what Boss Zhu meant. In ten years, if his father Fan Heng can continue to serve as a member of the Standing Committee, he will indeed play a decisive role. No wonder Boss Zhu takes this matter seriously. After all, with the powerful power of Fan Investment Group, Fan Heng, a member of the Standing Committee, can play a far more powerful role than anyone else.

Today's Fan Investment Group is so huge that it has grown into an unparalleled capital behemoth, ranging from manufacturing to finance, to the mining industry and air transportation industry, and even to light industry and high technology. In the biopharmaceutical industry, as long as there is a place where big money can be made, Fan Investment Group can be found everywhere, even in terminals such as chain appliance supermarkets, and in emerging industries such as the Internet and online games, Fan Investment Group is indispensable. With heavy participation, it can be said that wherever there are people, there is Fan's. If there is an opportunity to make money, Fan's cannot be separated.

At the beginning of the year, Fan Wubing made a rough calculation of his various assets, and he was shocked. Now the combined investment and capital from all over the world has exceeded six trillion US dollars. , this does not include some small-amount investments that he did not think of, and the so-called small-amount investments he talked about were actually investment projects under one billion US dollars managed by senior company officials.

Boss Zhu valued Fan Wubing so much, and Fan Wubing himself felt that he could accomplish many things with his own abilities.

But Fan Wubing himself knew very well that if he really wanted to accomplish these things, he would inevitably offend many, many people and get into many, many troubles. Even though he was so powerful, he could not bear the public anger. Yes, after all, this is a matter of making money.

Therefore, Fan Wubing also has a concern in his heart, that is, things can be done, but they can only be imaged on the institutional level. It is better to stay away from specific operations. Boss Zhu's current situation can be used as a warning.

Besides, I am just a businessman and not a national civil servant. There is really no need to put myself in it for everyone's interests. It is good to be public-minded, but when the public-mindedness of the entire society is lost , there is no need to pretend to be a saint, right?

The two of them walked along the lake for more than an hour and talked about many things.

It can be seen that Boss Zhu did not really get clean during this period of time, but considered a lot of issues, otherwise there would not be so many topics discussed with Fan Wubing today.

"Are you really not considering entering the officialdom?" At the end, Boss Zhu suddenly asked Fan Wubing this question.

Fan Wubing was startled for a moment. He had indeed said this before, but now Boss Zhu brought it up again, which made him feel a little abrupt.

Boss Zhu saw Fan Wubing's reaction and said with some regret, "That would be a pity."

"It's not a pity -" Fan Wubing understood Boss Zhu's thoughts and smiled, "Everyone has something suitable for them to do. I am young and energetic, and with my youthful success, my life is very complicated. It's a mess and not suitable for development in the officialdom at all. Moreover, I am a profit-oriented person, and maximizing profits is my only goal. Therefore, once I enter the officialdom, it is really difficult to guarantee that I will be a You are an upright official, so please don’t mention this matter again.”

Boss Zhu shook his head and said, "Having said that, I believe that even if you enter this big dyeing vat, you will not turn black. I still have this perspective."

The two chatted for a while, and then the security personnel came over and told Boss Zhu that there was a visitor at home.

"Then I'll go back first. If you have time, come over to my place for tea." Boss Zhu said to Fan Wubing.

Fan Wubing nodded and said there was no problem.

He stood there, watching Boss Zhu's figure slowly disappearing into the shade of green willows by the lake. He couldn't help but feel a little dazed, as if he remembered what Boss Zhu had said before.

"I rarely write inscriptions for others because my handwriting is ugly, but I give them four words: Don't make false accounts. I hope every student who graduates from the National Accounting Institute will always remember these four words of school motto. "

"Each of us has a responsibility to build this country. To study, we must be down-to-earth, and we must not seek fame and reputation; in work, we must be fair and honest, and do not fall behind and be reviled."

"I am neither diligent nor honest in government. I eat and drink, approve notes indiscriminately, show nepotism, build relationships everywhere, and take the country's property seriously. You sit on the podium and give a report. How can I not scold you?"

"No matter whether there is a mine array or an abyss ahead of me, I will move forward bravely, without hesitation, and I will do my best until I die."

"In fighting corruption, we must first fight the tiger and then the wolf. We must not tolerate tigers and foster traitors. Prepare a hundred coffins, including one of mine. It is nothing more than a common death, but in exchange for the long-term and stable development of the country and the people's confidence in our cause."

"About me, apart from the fact that I work hard, I don't have any advantages. I don't want others to learn from me, especially when a Hong Kong newspaper said that my skills are just slamming the table, beating the bench, and staring. Don't learn from me.

But what this newspaper said is wrong. The table was slapped and the eyes were stared at. If I didn’t stare, I would be a vegetable. The bench was definitely not beaten. It would be very painful to beat it.

As for saying that I did this to scare people, I don’t think anyone believes him. I never scare the common people, only those corrupt officials. "

"I just hope that after I leave office, the people across the country can say that he is an upright official, not a corrupt official, and I will be very satisfied. If they are more generous and say that he has done some practical things, I will be grateful to God."

Thinking about the past, Fan Wubing was in a trance. When he came to his senses, he saw that the sun had already set to the west, the sun was setting over ancient trees, fallen flowers were falling, and there were more and more pedestrians walking or sitting by the lakeside. It can be seen that their lives are simple and their mentality is very relaxed.

After experiencing SARS, everyone's health awareness has greatly improved, and people are walking or exercising everywhere.

During this whole day, Fan Wubing thought of many things, but when he came back to his senses, everything went by in a flash.

Looking at the people walking by the lake, Fan Wubing shook his head and thought, why should he be so nervous? In this summer of twenty-seven years old, I already have too many things, money, power, beauty, family, nothing is missing.

What else can you hope for?

Compared to Boss Zhu, although he has paid a lot, he has also received a lot. There is really no need to complain. Could it be that there is too much money, too many industries, and too many women to deal with? Is it troublesome?

Fan Wubing chuckled, and while he was thinking about something in his mind, his cell phone rang. Several calls came in, but they were calls from women who were concerned about him, which made him feel infinite emotions again.

He took out the small jug beside him and drank while thinking that since he was reborn, he has been fighting for survival for twenty-seven years, or in the future life, he should learn to let go and hold on more, let go The most important thing is to get rid of those properties that don't require much effort, seize these confidantes who are devoted to you, and don't let your time go to waste.

As for the idea of ​​throwing a lot of youth into the officialdom, it's better to put it far away. I really don't want to do such a thing and change myself from a young man in his prime to being so humiliated by the officialdom. Become a sad little old man.

Fan Wubing thought about it, with a slight smile on his face. His foot slipped unexpectedly. Although his body made a natural reaction in time, he didn't know what happened, or maybe it was because of the high alcohol content in his body. After a little while, the sensitivity of the reaction was also a little worse, and the body actually fell into the lake.

His swimming skills were still as poor as they were more than ten years ago. Coupled with the influence of alcohol, he immediately drank two mouthfuls of water and dived in. His mind was also groggy. Just as he was thinking about this time When I was about to drown, I felt like my collar was caught by something.

Then a strong force came over and pulled him out of the water.

Fan Wubing took a deep breath, feeling the fresh air, and spit out the sewage in his mouth. He opened his eyes and looked at the girl who fished him out with a long bamboo pole tied with a curved iron hook. , seems to feel that the other party is somewhat familiar.

"Who is this little girl? Why does it feel like I have seen her before somewhere?" Fan Wubing felt that she was very impressive to him, but it seemed that he had never seen her before in his life.

Looking at the other party's youthful figure, plump chest, and beautiful face, Fan Wubing's hair suddenly exploded because he remembered the other party's identity. It was the one who kicked him in the previous life. Going down to Yangmingshan was the main culprit that led to his rebirth!

Fate! Fan Wubing tightly grasped one of the little girl's feet, and his heart was like a boiling pot of boiling water. He really didn't expect that he would have the chance to see this enemy again in this life. But at this time, Fan Wubing Wu Bing doesn't know whether he should pay a large sum of money for saving his life, or push him down again and again to repay his old grudge of being kicked off a cliff in his previous life.

"Brother, are you okay?" The little girl didn't expect that she had such a close relationship with the man who fell into the water. She just asked Fan Wubing with big eyes and enthusiasm.

"It's okay, ah - ah - ah - sneeze -" Fan Wubing sneezed, thinking to himself, pushing it down, or not pushing it down, showing favor or taking revenge, this is really a big question Yo.