Chapter 2228: Mess

Li Cong glanced at the Young Master Linghu in front of him in surprise, is there something wrong with his brain or what is going on? How can I change my repayment date? This is simply impossible, let alone you, even the emperors of the four empires would not have any face to talk about here, you know, now the people of the four empires owe themselves all the debts added up There are thousands of trillions of silver, this amount is definitely not a small amount, and the interest alone costs hundreds of trillions of silver every year. Although they are all composed of small loans, to be honest, every day One ring has its own use, and I can't decide which of their repayment dates is arbitrary. It can be said that people on the entire planet are their own debt recipients, and anyone hopes that they can delay giving them. But this daily silver needs a lot of money, just like the 70 billion silver in front of me, the annual interest is nearly 8 billion silver, and it is about 700 million silver every month. If you procrastinate, another sum of money will be due next month, so there are certain things that must never be delayed. I believe you are very clear about such things. If you even get this If you don't know, there is no need to say more about this matter. Li Cong snapped his fingers, and someone immediately sent a document to Li Cong. It is clear, so these things need to be prepared by the people below, and the people below are not fools, they have already heard what Li Cong and the others said, and now quickly put the original The information on the loan was sent. Pinshu.com (w W W . V o Dtw . c o M) The total amount of silver is 70 billion silver. At the time of the loan, it took three years and the annual interest was 11%. It can be said that this is already It is a very low interest rate. According to the current three-year loan, it has reached more than 13%. Compared with some other banks, this kind of interest is nothing compared to some other banks, but the amount is a bit too big. The people in Cao's Commercial Bank have their own restrictions on ordinary people's loans. If they borrow thirty or fifty taels, they basically won't accept it. It's not as good as the handling fee. So the starting point for a loan is five hundred taels of silver. Of course, that's all for the common people. For a noble like Linghu, there are naturally other standards. Don't take out loans casually if the amount is less than tens of billions of silver. That is called short-term borrowing. We can also give it to you. But the interest is calculated on a monthly basis, the monthly interest is 5%, and all of them need to be mortgaged. If you have a mortgage, how you do it is your own business, but if you don’t have a mortgage, I’m sorry for you. Whether it’s the imperial government or people from the four major sects, it doesn’t matter what your identity is to us Yes, what we want is this mortgage. Only those who even mortgage can be regarded as our valued customers. Even the emperor of an empire has nothing to do with us. Of course, if you have any valuables If it's a baby, it's okay, we will all accept it as life and death.

Li Cong glanced at the information in front of him. According to the regulations, the principal and the interest of the last year should be repaid now, which is a total of 78.32134 billion silver. This is naturally not a big number for Li Cong. For the Fox family, this is nothing. After all, their family is not the kind of small family. It is possible to get the money in a random place. But now they are facing the pressure of the Eastern Empire, and the internal pressure is too high. It is not very stable. Over the years, the rebellion of the Eastern Empire has been going on,

They also need some money to appease them internally, so they really can't get out the money. In the past, Linghu also thought that he would not come to discuss this issue with Li Cong for such a small amount of money. It is understandable to come forward, but there is really no benefit to such a little money now. It is not easy for them to open their mouths once. According to his understanding of Li Cong, it is impossible to delay him directly in this way. Li Cong must have his own ideas about the matter, and he probably doesn't know how much meat he will drop, but this is also a matter of no solution. If he didn't expand those legions more, the money There should be no problem, but the Eastern Empire's army is already in front of us. If we can't maintain a two-to-one pressure on them, I guess the people here really don't have many good results. There is no response to such a thing? Is there something wrong with my own brain? That is absolutely impossible, and because of this reason, the money that was already prepared will be gone now, and there will be a sum of 500 in the next month. The tax of 100 million yuan will be collected, and at that time, some other things can be used to fill up the money. This guy saw that Li Cong didn't speak and said, "Brother, if things are like this, forget it, I also know you It's very embarrassing, and I won't delay it for long, at most it will be a month, and at worst, I will give you double the interest for this month, so there is no problem." The guy thought for a while and said , In this way, even though hundreds of millions more money was paid out in a month, it can still overcome the current difficulties. If Li Cong was a short-sighted person, he would probably agree immediately, but this guy is not a For a short-sighted person, Linghu is not a small force, and the embarrassment at the moment is to give himself a chance. If he can't grasp such an opportunity, then he is really a little incompetent, so Li I never answered this guy in a hurry, but continued to read the documents on the table. Apart from the arrears this time, there is another plan, which is the two navies that the Linghu family will build. The base is now, and the meaning of Cao's House is also very clear. In fact, we don't need this money, but you are required to cede us a piece of land the size of a county governor. We also want to build a naval base here. The nearest naval base of Cao's House is about 3,000 miles away. It would be great to build one here. It is very convenient.

Li Cong took a closer look at the locations of these two naval bases, and found that it was indeed a base he needed. Even if such a place could not be obtained, it would not be so easy to get there. If there were these two naval bases The base not only makes the Linghu family's navy very powerful, but also poses a threat to its own fleet. Since Cao's family has seen such a thing, it can't To let such a thing happen, if it can be stopped, it will naturally be stopped in the past, if it cannot be stopped. Then when you are hungry, you must change this matter to your own benefit. It seems impossible to stop them now, but it is still possible to turn one of the bases into your own. There are also some requests from the Ministry of the Navy to Li Cong. Li Cong saw that this plan was really detailed. It seems that the people below are really interested. I can't let the person who made this plan lose this opportunity in vain. I am not that kind of person. After reading it, Li Cong glanced at Master Linghu in front of him. There is a look of expectation in this guy's eyes. This look is probably faked. The more you act like this, the less likely I will believe this thing. No matter what expression you have, everything needs us Li Cong said slowly, "Brother, in fact, you also know that I am not doing many things inside our Cao's Commercial Bank, and I am not responsible for their operation." They don’t ask too much. Just like the bank, there are such committees and groups. It can be said that I have the least real power. Those people below want to do anything, as long as it is beneficial to the company. They will do it directly, and they will report it to me later. As you can see, I basically put all my energy on this Ossified Tianlu Pill. After all, this kind of thing is our Cao at this time This is the most important thing that people in a commercial firm need to do. If I don't know the priority and interfere with their actions, they will think more about things. Besides, tens of billions of money is not a problem What a big amount, if you owe a lot, such as trillions or something, it’s not bad for me to ask. The people below also know that this matter is relatively big, so it won’t make me feel too helpless Face-saving, but now because of the tens of billions of silver, I have to go and say that what they do is not very good, and even change their rules and methods of doing things. This is not a good thing, and I have my own difficulties Yes, as a high-ranking person, my virtuous brother must be very clear about this matter. In many cases, we don't have much right to speak. You say that people and tricks are loyal to you. Back off, if this is said, my boss will really become the biggest laughing stock on the whole road. I think it is better not to do such a thing. Your Linghu family can be considered a big business, just find a place I can fix this account, and if there are any major projects that cannot be solved in the future, I will go and talk about it for you, let’s forget about it.” As expected, Li never continued to say anything about this issue, Because what he said is very clear, as long as you are not mentally handicapped, I guess you will understand how to do such a thing, and you can't get entangled.

This guy Linghu's face immediately turned ugly. I told you in person just now that our relationship is pretty good. In the past, we were more or less fighting side by side. Why is this? It’s not okay to ask you to slow down for a while, and you yourself said that this is not a relatively large amount. In short, Master Linghu is not very satisfied with Li Cong’s answer, but at this moment, he can’t just walk away like that. In this case, there is no way for many things to continue. There are many partners in Cao's House on the whole road. Although their Linghu family is relatively important, they are not the only ones, but they can come up with so many. The only one who came to help the Linghu family with Yin Zi was probably the only one in Cao's House, so he couldn't just leave like that. If he really did that, the person in front of him probably wouldn't be able to become a member of the Linghu family. It is impossible for such a willful person to have such a great achievement. Thinking of this, this guy continued to say, "Oh, brother, to be honest, people like me are probably the most reluctant to meet these days. You are such a creditor. Our Linghu family didn’t care much about the money in the past, but it’s different now. We don’t have the speed of getting money as before. This time we really need big brother to take good care of it. Help me, you said it’s been such a long time, and I have nothing to bother you, brother, I know the number this time is not very large, and brother also knows that I am a relatively strong person, if it weren’t for me There is no other way, why would I come here and talk to my elder brother about this matter because of such a small amount of money? I also want to save face, right? There are many things that need to be considered. Maybe the elder brother felt that I did not have much sincerity in the condition just now It's better than this. If you can give me an extra month, we recently discovered a silver mine on the island, which is not very small. It is estimated that the reserves are about one billion taels of silver. If it is possible. This is in addition to the double interest just now. This is a gift for big brother to make amends, I don’t know what big brother means?” The guy gritted his teeth and said, in fact, there are quite a few beautiful islands on this planet. I don’t know if it’s because the heavens favor the Eastern Empire. Most of the islands are on the Eastern Empire’s side. Although there are quite a few islands outside the other empires, to be honest, the real There are not many useful ones, and it is for this reason that people from the Eastern Empire, including the Linghu family, have repeatedly found many treasures of their own in the sea. The silver mine is relatively small in size. It's not very big, but it's not bad to have a reserve of more than one billion silver. According to Li Cong's experience, people on this planet don't have much prospecting ability. If they say that this mine has reserves of more than one billion silver , then as long as you can study it well and use the things on the earth to explore, it is estimated that this number will grow by more than ten times. Without technology, it is so depressing. If there is technology, Everything is very easy to say.

"Hehe, brother, this matter is not as simple as you think. Maybe my brother also knows some internal affairs of our Cao's firm. Many times inside our Cao's firm, I have the final say on many things. Although I It's the boss of Cao's House, but I usually tell my subordinates, I tell them that everything is determined by the rules and regulations, as long as they don't violate the rules of Cao's House, what do they want to do? I will not prohibit them from doing anything, as long as they can develop Cao's business after they come out, they can get what they need. On the other hand, even I can't do it, as long as someone comes to destroy Cao's No matter how noble this person is, even I can’t do it myself. They can tell this shortcoming in public, so many people outside think that I am very brilliant, but I I know my own difficulties, and many employees don’t give me face. For example, Wang Quantai, who you often work with, this old guy can say that as long as he sees me every day, he doesn’t come up and say a few words about me, as if Even he can't live this life. I don't know if I owed this guy in my previous life. If I really did something wrong, I don't even have room to refute. Such a thing may not be possible with you It will happen, but for me, that is the truth, and this is why you have already come forward, brother, but I still can't let go. I really don't have that right, even though I put all my eggs in one basket. Yes, but if those people regard this matter as my pigtail and say it casually in the future, I don’t have any so-called management in front of the employees, and they will probably laugh at me.” Li Cong said slowly , the face is full of embarrassment, anyway, it is impossible to give this matter to Daying, seeing that the kid Linghu hasn't figured out how to do this matter, Li Cong hurriedly said, "Brother, everyone is a family. There is no other matter, so there is no need to say so many polite words. You ask me for a loan, it is to give me face, why would you charge more money for this matter, in fact, I will tell you Well, even if it can be postponed, I won't charge you more money. Our Cao's Commercial Bank doesn't have any regulations saying that the arrears can be postponed. This is the most terrible thing. After all these years Everyone below me understands the education. As long as they don’t violate the rules, even my big boss is fine. They are not afraid of me. It’s really a bit embarrassing to be the boss. " Li Cong's acting ability is also very strong. The guy on the side seems to have been deceived. This kind of thing makes him feel very helpless. He has already said this to this level. It is impossible to act both hard and soft. If you continue to talk about it, you will be too shameless. You must not let such a thing happen. Linghu is already going out, and there will be no result if you continue to talk about it. . Just pretend that I didn't come this time. Alas, the family has no choice.

"Since this is the case, I don't have anything else to say, or let it be. Anyway, the mortgage this time is some land or something. Just treat it as a problem with my credit this time. I will pay for the mortgage or something. No more, oh, it's really too difficult." After all, this guy didn't have the guts to turn against Li Cong. Now the only thing they can rely on is Cao's House of Commerce. If they turn against Li Cong, they really don't know what to do in the future. If this kind of thing continues, they really don't know what to do. The people from the Cao’s House of Commerce have discussed this issue carefully. In the past, they owed so much money without knowing what to do. In fact, this kind of problem is not something he can figure out by himself. The people from the Cao’s House of Business If I want you to get a loan, I will try my best to get you a loan. If you have a crisis, you will definitely need a loan. It doesn’t matter if you don’t need money. We can find this crisis for you. If so If so, we can create more opportunities for you. You are all very clear about such things. What we want to do is our own business. We can definitely let you fall into this trap one by one. See Seeing that this guy actually said that, Li Cong, who was ready to speak, didn't know what to say. In fact, how could Linghu not know what Li Cong said next? I don't know what the other party will do next. I have already said it to this point, but Li Cong still has no intention of reconciling, so what I want to say next must be something that I can't solve. It is estimated that it will be that matter, that is, the matter of the naval base. Over the years, some of the civilian facilities of the Linghu family have been infiltrated by the people of the Cao family firm, but there is one aspect of the Linghu family that has not let it go. People from Cao's House of Commerce went in because of military affairs. No matter what kind of difficulties they encountered, they were not allowed to enter. It's so easy to do, many people will do a lot of excessive things, and none of these people will care about the so-called feelings. The person who has the most affection for Cao's house and Linghu's house is Li Conghe in front of him. This is Master Linghu, but looking back at their history, it is estimated that most of the handovers are also related to interests. Now, no one will help you in the most difficult time, so let’s not talk about the future. This time, the collateral land The land is worth about 100 billion silver. In this way, the people who came to Cao's Commercial Bank can be said to have earned 30 billion silver at once, which is not a small fortune. But for Li Cong, the navy's side The matter is not settled, what is the use of obtaining so much money? In the end, this matter was still a failure, but Linghu seemed to understand the matter very well, and he did not give Li Cong a chance to continue talking. I'm leaving first. I haven't encountered such a thing before. It seems that this kid has learned very smartly. Such a thing is really my own mistake.

It should be said that Li Cong needs to be responsible for this incident. Both the navy and the intelligence department actually have high hopes for this incident. They need that naval base because they are within 2,000 miles of that area. There is no naval base. In the past, everyone did not have such a base, but it is nothing. The actual situation in the future is that the Linghu family has such a naval base, although Cao's house has some mobile naval bases , but compared with such a fixed one, there will still be a certain gap, and the navy of the Eastern Empire is getting stronger and stronger. If the shackles on their heads are not tightened, the next time the Eastern Empire will The war may fail. You must know that Li knew from the very beginning that the Eastern Empire would be his great enemy. Even if the other three empires unite, there is a way to solve it. one example. The economic lifelines of the three of them are all controlled by the people of Cao's House, but the Eastern Empire is different. The economic lifelines of the Eastern Empire are now in the hands of two people, one is Li Cong, and the other is the Eastern Empire. For the current large-scale forces in the empire, it can be said that Li Cong still cannot cover the sky with one hand in the territory of the Eastern Empire. The foundation of the Eastern Empire was relatively good before, and they did not completely fall into the debt crisis. From the most feared place, if the output of the Eastern Empire is more than the consumption. This matter is a bit troublesome. In this way, one day they will get rid of their own debt crisis. If these loans are not a shackle for them, then they may really become a tool for their growth. Such a thing is definitely not Li Cong want to see. The official discourse of loans is to support your economic construction. But Li Cong didn't think so in his heart. Supporting one's enemies for economic construction is not a problem with one's own brain. What is it? But now there is a sign that it has begun to show that the people of the Eastern Empire are already turning this matter into a very beneficial thing, if it continues like this. Sooner or later, the loan from the Cao's House will become a joke, so the people from the Cao's House started a series of activities against the Eastern Empire, asking them to fight against the Navy of the Northern Empire, and let the people from the Linghu Family take the initiative to fight against the Eastern Empire. At the beginning of a series of frictions, many of them were slowly done by the people of Cao's House of Merchant below. The main reason was to hope that the internal friction in the Eastern Empire would be more serious. The economy is really strong, plus they have their own fleet, they can harvest hundreds of billions of silver every year in overseas trade, although it is not worth mentioning compared with Cao's business, but how many It can be regarded as a piece of meat. Now that Linghu has such a thing, he is probably going to be divorced from him. Alas, I really don’t know what to do in the future. Li Cong has been depressed all afternoon. Even that The matter of the ancestral talisman is not so concerned anymore. Compared with the rise of the Eastern Empire, those things are nothing. An empire is the most difficult thing to serve.

A few days ago, Wang Quantai returned to the headquarters with the fleet from the Eastern Empire. He had been looking forward to the two naval bases of the Linghu family for a long time. For pirates, although the escort fleet of Cao's House is very powerful, those pirates are also very courageous, and they all know very well that as long as they can rob a merchant ship of Cao's House, then their own Life is worth it, and they are all planned. Although losing a ship every time is nothing to the entire fleet, the fleet of Cao's Commercial Bank is very frequent. The total loss is definitely not a small number. Last month, there were three pirate robberies in that sea area, and about 20 million silver was lost in the end. If it was used to buy warships, it would be You can get a lot of warships, and the people in Cao's House will still settle accounts for such things. Although there are many naval warships around, there is no naval base around, which is a shortcoming. One is the issue of diplomacy. The Eastern Empire and the Linghu family now have their own navies. In that area, the navy of Cao’s House cannot achieve an absolute advantage, because they can only stay in that area for a short period of time. You need to go to your own base to supplement the foster care, so there is not much overwhelming advantage for the warships of the Eastern Empire and the Linghu family. Now this time can still pass, after all, there is no war Threat isn't it? People from the Eastern Empire and the Linghu family will not just look for trouble, but it is hard to say what will happen in the future. Some things may be different at that time. If a war really breaks out, follow the current steps , they can directly cut off the route of Cao’s Commercial Bank. Now this route can be said to have become an important economic lifeline of Cao’s Commercial Bank. A fatal loss. At that time, many fronts may be hit unexpectedly. It is unknown whether the people of Cao's House of Commerce can be integrated, and because of the problem of these goods, the people of Cao's House of Commerce have also established their own If there is no such goods, whether this relationship can be maintained in the future is still a very important issue, compared with some other large commercial organizations. What Cao's House lacked was these problems. They must pay more attention to this problem. Li Cong also glanced at Wang Quantai with some guilt. This old guy was so angry that he was blowing his beard and staring. , You are here to handle it, didn’t you grasp this matter very well in the past, what is going on now? Why can't you hold on to it? Why did you let people play it? I really don't know what to say about this kind of thing. In the past, Wang Quantai felt that his thoughts were not as careful as Li Cong's. In fact, Li Cong can't be blamed for this. Some of the things he encountered recently were too much. Many things happen without feeling it, and this is also a very important reason.

"Okay, let me tell you, boss, you don't have to look at me like that now. I have a backup plan here. But this matter will be delayed for a month. We will take over these lands first. Now, their naval base is not going to start immediately, I guess we still have a chance." Wang Quantai said with a sigh. Li Cong was waiting for this guy to say that. He must have felt uncomfortable for a long time before such a thing, but after hearing this, Li Cong stood up quickly and said, "There is still a way? What else can I do? Don't I thought that the Linghu family might ask us at any time. You must know that their own skills are also very good. If we don't handle this matter well, we may all suffer a lot in the end. And they are already guarding against us for this matter, this time they have reached a dead end, they have not accepted our conditions, will there be better opportunities in the future?" Li Cong was full of disbelief, this matter It was really incredible to him, it is impossible for the Linghu family to have so many places to ask for help, Wang Quantai did not say it immediately, but glanced at his teacup, there was no tea in it, Li Cong was helpless The only thing I can do is to quickly pick up the teapot and explain it to him. The old man in front of me knows what I don't know. In fact, the senior management of Cao's Commercial Bank is not so hierarchical. That's right, just like Wu Zuoxi and Wang Quantai, they are all strategic people. Li Cong gave them a new life, so they naturally have to work hard for Li Cong. If they don't do that, they will all feel it. I feel a little sorry for Li Cong. Wang Quantai regards Li Cong as his junior, so it is very normal for him to pour water. If such a thing were in other organizations, it would never happen. That's right, no matter how respectful and virtuous a corporal would be, it is absolutely impossible for him to do such a thing, but here in Li Cong, there is no such thing as impossible, everything depends on whether you have the ability, Wang Quantai sees himself After doing everything, he said, "Actually, next month will be the time for the Linghu family to pay the military salary. This time, they will not be unlucky, and their military salary is the same as our other loan." One time, the other is that the grain harvest on the land of the Linghu family is in short supply this year, at least half of the grain needs to be purchased, and we are already prepared. If we want to maintain stability, he will definitely ask us not to increase the price, that At that time, the army had no salary, and the common people could not eat food. His internal affairs would definitely annoy that guy to death. If he didn’t talk to us about this issue at that time, we could just ignore it. Besides, Dong The people of the empire are watching hard from the side. As long as there is a problem, they will rush up like hungry wolves. Forget it, maybe the two naval bases will be sold to us." Wang Quantai said proudly, it turned out to be something that had been calculated.

Li Cong was also really puzzled. He really didn't know how the Linghu family had messed up all these years. At the beginning, half of the hundreds of provinces they ruled were not very good, but the other half of the provinces were good. They are all from relatively powerful provinces in the Eastern Empire. If this kind of thing is changed, no one can manage it like this. It can't even survive a famine. Such a government really doesn't know what to do in normal times. Li From the time he raised his question, Wang Quantai was happy. Li Cong paid attention to the overall situation, and it was impossible to focus on one place, but it was different for Wang Quantai. The place this guy paid attention to was the Eastern Empire. , especially this Linghu family. In fact, he had studied this issue at the beginning. The Linghu family should have signed an agreement with the people of the Cao's House of Commerce, and the person who handed over the northern border directly to the Cao's House of Commerce was Yes, they just need to form a small army, not like now, with a large number of troops in their territory, such a thing is not a very good thing for anyone, many people feel This matter is very uncomfortable. After all, some people feel that if they feel like that, they will not have any issue of sovereignty. If they want to do anything, it depends on the face of the Cao family firm. This is absolutely impossible, so the Linghu family So they embarked on another path. They regard the military as the first direction of their development. No matter what they do, they must obey this matter. As long as they have a certain amount of funds, they will all throw it into the military. It's not a good thing for anyone, and each of them feels very depressed about this matter, but they still have to do this matter. Why did they choose such a continent at the beginning? Well, but by now, they probably have all seen their mistakes. The whole thing was not as easy as they thought. The Eastern Empire is also in a state of economic collapse. Without the help of the Cao Family Firm, I really don’t know how they should do their lives now. This kind of life is not expected by that boy Linghu, but this can also be corrected. It's over, I can only continue to walk on, no one will come to take over his mess. (To be continued..)