Section 1961 Capital Loan

"Master Tian is really joking. You are the person who holds the most money in the empire. How could you say such a thing? We often need your lord. It seems that now my business firm deals with the Ministry of Finance of the Empire every day. , I heard that the Ministry of Households needs a large loan recently, I wonder if there is a ticket number in our Cao's Commercial Bank that may cooperate with you?" Li Cong said with a smile, the person in front of him cannot offend himself, in fact There are many people who are interested in the court's loan, but the court's repayment time is relatively long, and the interest will definitely not be too high. They must not be satisfied with the court's interest, but Li Cong is already very satisfied with the interest I am very satisfied, that is, buying national debt. At this time, asking the emperor to admit the national debt is more uncomfortable than killing him.

Originally, Tian Congdian thought about greeting Li Cong and was about to leave. He didn't have a deep friendship with Li Cong. Although there will be many lawsuits to be fought in the future, it doesn't matter now, and he is not the prince. People around, there is no need to be so close to Li Cong. When he heard that Li Cong was interested in the loan, he immediately became interested. Talk about this loan, but the amount is too large and the interest is so low, so far I have raised less than one-third of such a large share. I told Li Cong that the rest of the family would also I can't listen to you, their private loan business is much better than yours, why should they listen to you, your imperial court is insurance, but there is no profit.

"Hehe, it's no wonder that His Majesty said that the Lord would definitely consider the empire. He was dissatisfied with the Lord and said that this year's loan can only be repaid for at least five years. According to the previous regulations of the Ministry of Households, every December can only It is for interest, and the principal will be returned in one lump sum after five years. The annual interest is a lot higher than last year, and the annual interest is 20%. I wonder if Sir Sir is satisfied with this figure?" Tian Congdian I can't say it myself, but you must know that the interest rate of outside usury is 100 to 200%. Even Li Cong's Cao's Commercial Bank has a relatively low interest rate, but it is 30% to 40% every year. In between, my 20% is really unspeakable, it is a bit too low, and I feel a little ugly on my face when I say this number.

"The interest rate is a little lower. If I want all of them, I think the court will have some discounts." Li Cong said with a smile. In fact, Li Cong had to find a way to preserve the value of his money because he had too much money in his hands. Now Li Cong's money in all aspects is thrown in the space of Li Cong's body, and he can throw it out casually. The emperor was frightened, so Li Cong was very interested in this kind of state-issued loans. Anyway, he didn't expect them to give him much profit, as long as he didn't put it there and rusted, he was himself The purpose, as for other investments, it is nothing at all. Especially the money left by Li Cong from refining medicine last time is the most. There are tens of trillions of silver alone, and there are even more other precious medicinal materials.

"Hehe, the imperial court is going to borrow 300 billion silver this year, and now it has sold nearly 100 billion silver. If the Sir is interested, I can handle some procedures for you at any time. As for some preferential conditions, it is in terms of interest. I don’t know what the lord means when it goes up two points?” Tian Congdian was a little agitated, these things terrified him, and the emperor didn’t care about it.

When he opened this thing, he treated it as cash, and he would give some appropriations to the governors and generals below. The people who fight are also IOUs, and the people below will naturally come to the Ministry of Accounts to collect the money. If they can't do it well, they will definitely go back and continue to make trouble with the emperor. Getting the loan is the most important thing.

"If I buy all of them. I hope the annual interest rate should be 25%. If possible, I can pay immediately." This point is issued by the account department itself, and this time is different from the future Yes, what kind of meeting needs to be held to decide, but for the current era, these things can be decided by the Minister of the Ministry of Finance, five points up, this Tian Congdian glanced at Li Cong, mother Yes, there really aren't such easy-going people these days. The price this guy asks is really ruthless. Five points per year, 200 billion silver is 10 billion silver, and five years is 50 billion silver. It's not a small amount, but right now there is really no one who can buy it. Damn it, it's not my fault anyway. Just when this guy was hesitating, Li Cong offered another temptation over there.

"If Mr. Tian can agree, next year at this exchange rate, I can also subscribe for between 200 billion and 300 billion. Of course, Mr. Tian is very tiring, as is the imperial government. Of course, such a thing must If there is a certain reward, that’s good, if this contract is won, when I receive interest every year, 30 million taels of silver will belong to Mr. Tian.” Li Cong said with a smile, the amount is not too much, and the Minister of the Ministry of Households is not too big. I can see the 30 million taels of silver, but this thing is a long-term thing. If you have this money every year, it is not a small amount. Anyway, 150 million taels of silver in these five years is no problem. , can solve my own work problems and benefit myself, why don't I do such things myself? Many people who come to him to do business also give these money, but the things they ask him to do are not very easy to handle. Such a thing has never been encountered before.

"Hehe, it's a happy cooperation. Sir, please call someone to come to the household department to take over within three days. Our people will take care of these things." Tian Congdian weighed and said, 25% Although the interest rate is a bit high, this is still within the scope of Tian Congdian's decision. I can still do such a thing as a favor. If I don't do it, someone else will definitely do it. You know In addition to himself, the household department also has a minister.

"Thank you, Mr. Tian. A little heart is not a respect. It's purely for the children at home to play with." Before leaving, Li Cong asked someone to send a beautiful box over. It seemed to be a very good thing. Tian Congdian Smiling, she took it over in person. This box cannot be bought without a thousand taels of silver. An resisted her eagerness and opened it after getting into the carriage. Good guy, there are colorful pearls, there are all kinds of colors. Each pearl of this size costs at least hundreds of thousands of silver. At a glance, there is a box full of at least hundreds of pearls, thousands of them. million silver. This Li Cong's shot is really generous, indeed. Li Cong's ability to walk away in the capital has something to do with his generosity.

Many officials in the capital city also thought that they could make things difficult for Cao's family business all of a sudden, so would they be able to gain more benefits? It's a pity that their idea is going to be wrong. There was a servant in the household department who wanted to make it difficult for Li Cong two years ago. From being angry, Li Cong directly spent more money to get that guy out, and almost lost his head, we are a businessman. But we have never been bullied businessmen, you think you can make irresponsible remarks to Lao Tzu in front of a moderate official, that is impossible, and it is impossible for you to do it either. We won't let you do it. Since then, everyone who wants to be like Li Cong has been dumbfounded. They all understand that this person is not something they can offend. It's better to just collect money and do things honestly. Anyway, people give a lot.

Li Cong has basically completed the main tasks in the capital, but the little princess has just started. Although it is very simple for them to enter the capital, if their identities It's not so good to come here often, anyway, it will take the little princess a few days to complete her visit in the capital. Li Cong is also going to inspect the properties in the capital, and by the way, see if there is any business that can be done in the capital.

Living in the capital is not easy. This is what everyone thinks. All the people in the capital, whether they are officials, businessmen or ordinary people, understand this truth. The capital has not been expanded for more than three hundred years, and the land price in this capital is also high. It has reached a very astonishing level. It is very normal for a store to have millions of silver. That is, the land tax of the imperial court is quite a lot every year. For the imperial court, the income of the capital is more than dozens of provinces. Many, the matter of rewards alone is already very troublesome for the emperor.

According to the regulations, when the clan's children reach the age of 20, the clan's mansion will invite them once, just like Li Cong's son. If he had a son, he would be an earl now, but he is a hereditary earl. Such a title is much more powerful than some dukes that cannot be hereditary. Among the nobles, the title of life is ordinary people. They are not real nobles. This is mainly a matter of hereditary nobles. There are no less than hundreds of people who have been knighted every time, and there are everyone from the prince's son to the lowest captain of Qingqi. Good houses, land properties, servants and house owners, each of these people is like a mouth, so Prince Zonglingxian of the Clan Mansion immediately came to the door when he heard about Li Cong's loan to the Ministry of Households, nothing else It means that we are also here to borrow money.

Li Cong happily met this uncle in the living room of his home. Prince Xian can be said to be the first person in the class of princes in the Northern Empire, second only to the prince. He is also the younger brother of the current emperor's direct relative. The Zongrenfu Zongling of 2010, when he was in front of the emperor, this Zongrenfu Zongling had to be in front of the six ministers, and he was definitely a very decent person. His arrival made Li Cong and the little princess feel very happy. light.

"Uncle, eat this. I brought this dragon fruit back from the Western Empire. It's the freshest thing. Try it. It's to save face for us." The relationship between the little princess and Prince Xian It's still very good, it's not that his emperor Lao Tzu didn't do this, he did it to this uncle, he also saw that his uncle was really a bit old, and he was really worried about the clan's affairs in the past few years There are too many. The past few hundred years have been the fastest time for their royal family to expand. Every year, tens of thousands of royal children grow up. Although the emperor has already issued a clan decree, the number of clan members is still growing. The emperor also thought of a way to control the constant growth, but after all, it belongs to an ancestor, and this cannot be said too much.

"Well, this dragon fruit is really good. The dragon fruit of the Western Empire is indeed a fruit that the whole continent likes. It's a pity that the shelf life of this thing is too short, even I can't eat it often. That is to say, you and your wife have an airship to transport this thing here, otherwise, I, an old man, would not be so lucky, and this thing is really not cheap to sell outside." Prince Xian liked it very much. The one in his family also eats fruit, but the fruit that is the size of a child's fist in front of him is not something that a prince like him can eat every day. Such a thing is actually not a valuable thing in the Western Empire, but this thing can only be kept for a month at most. It turned into garbage after a month. The place of production of this thing is nearly 100,000 kilometers away from here. It relies on people to walk, what are you kidding, even the use of airships is also the reason for changing to a second-level airship in the past month.

The engine of the second-level airship has been modified, which can more than double its speed. Now the fastest speed can reach 300KM per hour, but the amount of cargo transported has been reduced by one-third, only 300 tons. It can airship 7000KM every day, and it takes half a month to pick it up and transport it, so the price is naturally very astonishing. These things are sold individually, and each one costs at least 300,000 taels of silver. It is 300 grams, and Li Cong's two airships will go back and forth once a month. The transportation of some fruits from the Northern Empire and the Western Empire also made Li Cong's trade extremely popular.

They have only transported it twice so far. The 2,400 tons of fruit have benefited Li Cong a lot, and the profit per catty is more than 100,000 silver. This has brought Li Cong an income of nearly 500 billion silver in total. , there are naturally many rich people. Many people want to eat this stuff, especially in the capital city, where there are too many rich people, what do they do every day? Naturally, it costs money and compares. It can be said that Li Cong has grasped the veins of these guys very well.

"Uncle, what you said is really right. In fact, we also spend a lot of money on the transportation of this thing. It will take more than half a month to transport it from the Western Empire to here, even if we use an airship. Our airship can be used. They are all fueled by magic cores of monsters and other precious metals, and every time we come down, we will have a profit of several million silver." Although the little princess doesn't know how much profit there is, she will never believe it. It was the number that my husband said, but my husband asked me to say that, and I have no other ideas. What my husband says is what I want, and I don’t need to lie. Anyway, what I know is this number. What is it specifically? But it's not our business.

"Hey, the life of you two is really good, but the life of hundreds of thousands of clans in our capital is not so good. If the royal family is close to the family, at least the title will not be low, but many people from the early years of my dynasty As for those who are knighted, their life is not so easy. These people are now the lowest titles in the clan. They are all third-class captains of light cavalry, with a salary of 10,000 taels of silver per year, plus some other Food and other things are at most less than 20,000 silver. Life in the capital is so difficult. They are still unwilling to leave the capital. They can only be subsidized by the clan government. When the special royal bill came out, there were not so many The royal family needs to be subsidized, and now it has suddenly increased, and my life is really hard." Prince Xian is really not complaining, what he said is true, the royal family in the capital has its own symbols, that is, they all Wearing a royal jade pendant, this thing can only be worn by the royal family, no matter you are a prince or a third-class Qingqi captain, it is the same, as long as you are still alive, you can't take it off casually.

Li Cong understood what was going on when he heard this. It turned out that life was hard and he came here to find money. It's just that these clan men usually have no other hobbies, they just like to eat, drink and have fun. Not enough, the emperor really has nothing to do with them. In order to prevent the royal family from expanding again in the future, the emperor issued a special clan law. However, Li Cong didn't know what kind of title this was, so Prince Xian patiently explained it to him. After all, he asked to go to someone else to do something. If it's not good, then don't ask him to do something.

The nobility system here is basically the same as that of the Great Qing Dynasty in China. Prince, county king, duke, marquis, earl, viscount, baron, first-rank general of Zhuguo, second-rank general of Zhenguo, third-rank general of Fengguo, fourth-rank Qingqi Captain, this is the title of the clan's children. Generally speaking, there are three types of titles, one is hereditary. When this happens, your title will always be like this. The second type is the ordinary title. This is that every time a patriarch dies, he will be inherited by the eldest son, and then downgraded to the lowest level. For example, the duke to baron can be hereditary replaced after reaching the third-rank Fengguo general, and the rest of the titles are all hereditary after being reduced to the fourth-rank Qingqi captain. At the beginning, this kind of thinking was because I was afraid that there would be so many people, but it still appeared now. There is no other way. After tens of thousands of years of development, the royal family is no longer the royal family that it was. Now the total population of the royal family exceeds 10 million. If it follows the laws of the ancestors, it will be terrible, more than 8 million The third-class Qingqi captain, among other things, said that the annual salary of 10,000 silver is 80 billion silver, and this plus others, the salary of the lowest title alone is 200 billion silver. Is that possible? It is absolutely impossible, so there is a special bill.

The special law stipulates that the lowest first-class fourth-rank Qingqi captain must stop after the tenth generation, and an exam must be taken from the eleventh generation. Those who pass the exam can continue to be your Qingqi captain , but your son still has to take the exam, and if he fails the exam, I'm sorry. You have nothing to do with the royal family, and your royal jade pendants will be taken back, but in order to show the tolerance of the empire, you can still receive 500 taels of silver for living expenses every year. If you do business, you can do it for the first five years No tax. Although the preferential conditions are still acceptable, what is this to those clan men?

There are forty princes in the Northern Empire, of which 4 are hereditary princes. These four princes with iron hats have made great achievements in the early years of the empire, or they are very capable now. According to the regulations of the empire, the prince's salary all the same. Unless someone who has made a major contribution to the empire can get the double prince's salary every year, the prince's annual salary is 200,000 taels of silver, plus some other income is 300,000 silver, which is probably not enough for those princes who spend money lavishly. It is enough for their daily expenses, and they will not be short of money. Those who are really short of money are the lowest clans. According to the imperial law, when the eldest son of the prince reaches the age of 20, he can be named the prince's son. You can start a mansion independently, and the annual salary is half of the prince. All the other sons of the prince will be named marquises, and the other sons will be named viscounts, but none of them are hereditary replacements. Even if there is a hereditary replacement, there is only one prince. It's just a hat, everything else is to be lowered.

There are 70 county kings in the Northern Empire, of which 8 are hereditary. According to the law of the empire, the annual salary of the county king is 180,000 taels of silver, and the annual total income is about 250,000 taels of silver. Most of the county kings are stationed in other places. , there are very few people in the capital, and the one in the capital is an empty prince's mansion. According to the imperial law, the county king can invite the eldest son to be the prince of the county when the eldest son is twenty years old, and the salary is half of the county king's, but it is not allowed Opening a mansion outside, the status of the prince's son is the same as that of the duke, the other sons are earls, and the other sons can only be named barons.

Next is the duke. The duke’s annual salary is 100,000 taels of silver. The duke’s eldest son is enshrined as an earl. After he inherits the duke as an adult, his title will be taken back, and the treatment is also half of his father’s.

The marquis's annual salary is 80,000 taels of silver, the eldest son of the marquis is named viscount, the other sons are barons, and the bastard is the second-rank Zhenguo general.

The earl's annual salary is 60,000 taels of silver, the eldest son of the earl is a baron, the other foundation is a first-rank Zhuguo general, and the bastard is a third-rank Fengguo general.

The viscount's annual salary is 50,000 taels of silver. The eldest son of the viscount is the first-rank general of Zhuguo, the other sons are the second-rank generals of the town, and the bastard is the fourth-rank captain of Qingqi.

The annual salary of the baron is 45,000 taels of silver, the eldest son of the baron is the second-rank general of the town, the other sons are the third-rank generals of Fengguo, and the bastard is the fourth-rank captain of Qingqi.

The generals below also gave birth to eldest sons who are one level lower than their own, other eldest sons are two levels lower, and concubine sons are three levels lower. Of course, if you are a captain of Qingqi, then all the sons in your family are It is the title, so there is no difference. Generally speaking, at this time for them, their relationship with the emperor is already very far away. It is impossible to have anything to do with the emperor, and the emperor will not care about them. How did the family go.

The Clan Mansion is the place set up by the empire to manage these guys. The Clan Mansion is responsible for distributing some of their money every year, and the Clan Mansion is also responsible for lending money to these people. If all the children of the royal family can no longer eat, it will be a big shame. The accounts of the family had just been checked last year, and the result was that the clan mansion forced thousands of clan children to sit in front of the palace gate. One by one claiming that they can't live on, how can there be any money to pay off the debt, and they are very indignant when they say it one by one. The emperor can only order these clan children to pay back the debt slowly, but there are hundreds of billions of silver in the account, which can embarrass Prince Xian.

The empire included the property of some speculators and criminals in the income of the clan mansion, but the clan mansion still has a deficit of tens of billions every year. There is no way, there are too many people in the royal family, and Many people would try to bribe the person in charge of the exam. At the beginning, they thought that at least half of the people did not have this title, but now at most 20% of them will go down. Those who went down instead talked about the empire's faults everywhere.

"I don't know what the lord thinks I can do? The people in the household department have proof of borrowing, and they all have their own money to give me. The income of the clan's mansion is already so much every year. It’s a shortfall, if it’s not nice to say that if you borrow money and don’t repay it, it seems that I can only hold my nose and admit it myself? If this is the case, this matter will not be very easy to handle.” Li Cong slowly Said bluntly, after listening to Prince Xian's long-winded talk. But Li Cong never thought about helping the boss and the others. This was just a joke. Not for fools. You can't do something like that yourself.

Naturally, Prince Xian would not think that Li Cong was a fool. If he said a few words casually, he would send money to your door. The young prince, naturally thinks like a child, he won't do things like empty hands and white wolves.

"Hehe. That's it. I heard that my nephew is going to open a large number of shops all over the country. If no one can hold you back in these places, it won't work. The clan children in my hands are doing other things one by one. No, it’s okay for foxes to pretend to be powerful, they are the best at doing such things, if you want, I can recommend them to work with you, what do you mean?” Prince Xian turned out to be Under such a guise, indeed, Li Cong has a lot of troubles in the sale of land, some are because of the locality, some are because of the government, no matter what the trouble is, if there is such a clan child to help him, I believe they don't dare to mess around. They will be scared when they see this jade pendant. At least they won't look for trouble. Don't look at their roles in the capital, but when they get to the place, the royal family is all there. No, this idea is good, but Li never wants to use it.

"Hehe, Your Royal Highness, your words are very good. They can indeed help me do a lot of things, but those royal officials in the court are not idlers. If they know that I hire clan children, what will they do? Said, this social atmosphere is not allowed. In that case, I will be the one who suffers. One thing is that these clan children really go to the place. Of course, they can help me deter some young people, but there is another problem. What can they do if they cause trouble, I will be responsible for this at that time, after thinking about it, this method still won’t work.” Li Cong said with a smile, the proposal of the Clan Mansion is very good, but if If you do this, you will suffer heavy losses in the end, and the clan's children will just eat, drink and have fun.

"We all have our own thoughts on this, and we will definitely do a good job in this matter. What the clan's children are most afraid of is the baking seal. The so-called baking seal is an exam every year. If they can pass the exam, then They can continue to hold this title. If they do not pass the exam, they may be kicked out. What the nobles fear most is that they will not have that title. Many people don’t care about this, because what they don’t care about is That income, but what they care about is the title. Without that title, it is like losing a talisman, so what I think is that the annual examination is that they have to serve one of your shops for half a year. They have to ensure that everything is done well within the time. Of course, it is not allowed to exceed their permission, so that their two-year baking seal will be qualified, and there will be many clan children rushing to do it." Prince Xian said with a smile, since they have found Li Cong's head, they will naturally come here without confidence, and they have already thought about how to do things.

"It is indeed very good. I think this thing can be done, but I only need a maximum of 4,000 people every year. I can only give you 30,000 taels of silver per person for the first half of the year. Can you accept this? "Li Cong said, in fact, he knows that if there is such a person in a county to help him do things, it will definitely save hundreds of thousands of dollars a year, and besides this, there will be more income. The reason why he said that is to wait It is enough for Prince Xianxian to counter-offer.

"What? I said Mr. Cao, your words are a bit too much, who doesn't know that you even pay this price for an outstanding shopkeeper. If our people only have such a little money, they are not considered royal children. , No. This number must be more, it must be more, and you should also have more people." Prince Xian stood up and said, a son of the clan is only worth 30,000 taels of silver when he goes out, what a joke.

"Hehe, just don't worry, Uncle Wang. I'm just a suggestion. To be honest, I need one in every county at most, but some counties need it, and some counties don't need it. They all have to be one." Only those with titles are allowed. I will never take those without titles. 50,000 taels of silver per year is my highest price. If they do well, I will give more at the end of the year. The number of people is 4,000. It’s just the beginning. If they do well in the past six months, I will recruit on a large scale, probably around 15,000 people. I think you can change your baking seal. I’m talking about one year here, you can Let them work for me for one year. Isn’t it enough for you to not bake and seal for three years? I’ll give 10,000 taels more to the clan mansion, how about it?” Li Cong said with a smile, this is Li Cong’s real idea, if he said it out of his mouth, the bargaining would be impossible .

Prince Xian also knew that this might be Li Cong's bottom line. People at their level don't need to conduct some probing everywhere. Whatever they say is what they say. It would be boring to test too much. Now he has millions of people. Those with the lowest titles, they would think about how to get some money from the clan mansion every day, but the clan mansion would not produce money by itself. The court gave so much money every year, so they let themselves go to the house if there was too much money? I don't even have that ability.

"Okay, no problem, but there must be an additional condition. I want a loan of 20 billion silver, and the condition is the same as the loan from the Ministry of Households. Although the clan mansion has not been very economically in recent years, But as long as the money borrowed is cleared with others, besides, these people are brothers to you." Prince Xian said, and the following words were for the little princess, but the little princess didn't care about this This sentence is not very convincing, it is so boring, there are so many princes and grandchildren in the capital, how come it has something to do with me, if you want to say that, there are so many princesses, why don’t they come out? .

The Clan Mansion has indeed had a lot of loans in recent years, but the credit is not bad, and they will usually be repaid. As for those who have not repaid, most of them belong to the kind of people who have no power and want to lend usury. Loan usury in the capital would never be given to the children of the clan and the rich and powerful. When these people fall out and have no money, what can you do if you come to the door? Their father beat them out with a stick, but They will never admit their debts, what can you do to them? You can't fight, you can't kill, and you can't do both, which means that your debts will not be repaid, and you will be an absolute loss.

"Uncle Wang promised so readily, and I have nothing else to say. Let's settle this matter, and we'll do the same. As for the rest, it's up to you to figure out a solution." Li Cong smiled He agreed to the proposal.

Prince Xian is also very happy after these things are over. In the future, Li Cong can at least solve the food and drink problems for tens of thousands of people in the clan's house every year. They have a good life with Li Cong's annual income of 50,000 taels of silver. After that, their salary of 20,000 taels of silver per year is not a problem as long as they live a good life, but if they eat, drink, prostitute, gamble and smoke, then I'm sorry, you may not have that life, so how to do it yourself in the future.

The clan's children were not very satisfied with this decision at the beginning. They can only get 50,000 taels of silver a year after leaving Beijing, and they have to say that they do well. All of them can't wait to smash the door of Cao's house immediately. It's broken, what is this for? It's disgusting to the young and old in our clan, isn't it? But when Prince Xian said that anyone who dares to trouble the Cao's House of Firm would be in trouble with the court, and his titles would be gone in the future, everyone immediately quieted down, what else could they do without titles? This is what is going on now. A year later, many people are scrambling to take up this job. Every year, their life is very leisurely. They just go to a county town to sit in town. Generally, when local officials hear about this, how many Everyone will be a little filial, and there will be an income of tens of thousands of silver in a year, plus Li Cong’s contribution, one hundred thousand taels of silver in a year, and just like traveling, there are people worshiping everywhere. If you don’t do it, there will be people scrambling to go there. Of course, these are all things for later. Anyway, it will take a while before they start work.

The two major yamen in succession have raised money from Li Cong here, and the Ministry of Internal Affairs can't sit still anymore, we have to do something, right? In other words, the Ministry of Internal Affairs also has a lot of resources, and we are no less than them Yes, we can also get a lot of money. This didn't wait for Li Cong to rest. Looking at the ministers of the Ministry of Internal Affairs, King Lijun also came to the door. Although he is not as good as Prince Xian and the princess, he is still a good man. Nephew, seems more cordial. (To be continued. If you like this work, you are welcome to vote for recommendations and monthly tickets. Your support is my biggest motivation. )