Chapter 219 Bank

(fixed)

When the situation from various places gathered in Anyang, the newly established "Anyang Daily" in Anyang was already selling like crazy. You can see so much interesting information with two copper coins, as well as related official laws, policies, etc., which are very popular.

But more people want to know how Anyang will act in this incident, or in the upcoming hegemony of the Great Xia Kingdom's separatist regime?

Not only outsiders wanted to know, even Xu Ren and others gathered at Li Xian's place, wanting to ask Li Xian what to do next.

"Business empire!" Li Xian's eyes brightened, "I have said long ago that my goal is a formal empire, which will be an unprecedented form.

A general country develops the country with the country as the body, the counties as the internal organs, the cities as the acupuncture points, the national power as the true essence, and the national will as the realm.

But a business empire would be completely different. We use wealth as blood and gold, silver and copper as the carrier to absorb the luck of the fairyland.

Our body is the business of the entire Immortal Territory. We must form our body through business, wealth, trade routes, concessions, etc., and defend everything we have with force.

When others are at war, we sell arms!

We sell normal merchandise while others are at peace!

This is my first step goal.

And the next goal, we will buy and sell countries, buy and sell emperors, and even buy and sell opportunities to become immortals. Through these means, etc., develop our business empire.

In the future, if an emperor wants to ascend the throne, it depends on our face! A fairy wants to ascend, it depends on our face! If a country wants to be rich, it depends on our face! An ambitious person wants to fight for hegemony, but also depends on our face!

In the future, we will imitate the way of heaven, become an omnipresent existence, and let the whole world be under our control!

Haha, I've wanted to say it for a long time, and I finally said it today. In the future, we will ascend collectively, our goal is not immortals, but the great way!

The world regards everything as a straw dog, and we control the world with business!

This time there is civil strife in Great Xia, all we have to do is sell our goods to all parties. From airplanes to locomotives, from artillery to crossbows, etc., except for core technology products, everything else is on sale! "

Once Li Xian's ambition was made public, even Xu Ren was stunned for a while—so this is your business empire? No, you used to talk about a business kingdom, but now it's a business empire!

What is the difference between Kingdom and Empire? The difference is clear, the empire is "centralized". To be precise, the commercial kingdom is an external statement, a smoke bomb.

Seeing everyone's surprise, Li Xian paused for a while before continuing: "Actually, my thinking is also slowly changing and adjusting. There is nothing static in this world, and maybe the policy will be adjusted in the future.

Now that we have made breakthroughs in many key technologies, it is time to build a business empire.

But if we want to build a business empire, we still lack a key component, and that is an independent financial institution, which I want to call a 'bank'.

Through the bank, the wealth of the world is brought together in our hands. And through the repeated circulation of gold and silver, the fate of the world can be gathered in our hands little by little! "

"Why not call it Qianzhuang, Jinhang, Qianhang, Lingshihang?" Xu Ren asked.

Li Xian knew that he would encounter such a problem: "Because gold, silver and copper are the three golds, silver is among them, and it is also the most widely circulated. In addition, the bank is an isolated entity, while the bank is a pan-celestial domain." The concept. Besides, the bank sounds so pleasing to the ear. Okay, okay, don't discuss these trivial issues.

Banks will be another important pillar of Anyang equivalent to military, administration, commerce, technology, and industry. What banks need is not tricks, etc., but prudence and careful calculation. So, I found a good president for the bank, and this is... He Lin! "

He Lin got up with a thick black notebook in her arms, "Master, I have written down all the contents, so there should be no problem."

It turned out that the notebook that Li Xian gave He Lin back then was some bank affairs recorded by Li Xian.

Everyone looked at He Lin. They didn't expect a female textile worker to come to this point. President, according to Li Xian, this is another first-rank position.

Li Xian nodded to He Lin, "Aunt He, please tell me about the bank's plan and purpose."

"Okay." He Lin stood in the center and talked eloquently: "The exchange of goods in the world is first of all the circulation of wealth. But carrying huge gold and silver with you is not only unsafe, but the transportation itself is also very problematic.

The first function of the bank is to solve this problem.

For example, if I take 100,000 taels of gold to Dingshan City to do business, the transportation cost of 100,000 taels of gold is estimated to cost hundreds of taels of gold.

But if I deposit the 100,000 taels of gold in the bank in Anyang, and bring the certificate issued by Anyang Bank, I can go on the road easily; when I arrive at Dingshan City, I can rely on the certificate to withdraw the 100,000 taels of gold in another place. "

"We are responsible for transporting the 100,000 taels of gold?" Liu Leigang asked straightforwardly.

"Stupid!" Admiral Chang Lin despised Liu Leigang's IQ.

"Why are you so stupid!" Liu Leigang hadn't reacted yet.

It was He Lin who quickly explained, "There are gold deposits here in Anyang, and there are also gold deposits in Dingshan City. We don't need to replace the gold and silver reserves of the two places at all. Just make a small transfer when necessary.

Even those merchants can directly trade with our opening certificate; this kind of certificate, I call it: Jiaozi.

After Jiaozi develops for a period of time and has accumulated enough credit, we can issue banknotes with credit, gold and silver reserves, and Anyang's reputation as collateral.

The development of banks can also be divided into three stages.

The first stage is a simple gold and silver wealth porter, we charge a handling fee of five thousandths. This alone is enough for us to make a fortune. The most important thing in this first stage is not to make money, but to accumulate reputation. At this stage, a fixed fee of five thousandths is charged, that is, the fee for one entry and one exit, and nothing else is counted; according to the young master, the simpler the better. What distance, time, etc. do not need to be calculated.

In the second stage, there is no handling fee. We reinvest gold and silver, or make loans, etc., to make a profit. At this stage, you still need to accumulate reputation.

The third stage is the mature stage, that is, the issuance of banknotes and interest on deposits. In this way, we can control the market by controlling the value of banknotes and so on.

The specific situation is as follows..."

As she said that, He Lin explained all the bank's plans in detail; when she finally heard that the bank could accept "mortgage loans", everyone broke out in cold sweat—it was too ruthless! Because Li Xian's plan is that in the future, he may accept loans "mortgaged by the state"! That's 'buying and selling countries'.

This business plan made Xu Ren feel as if his brain was suffocated and his IQ was anxious after listening to it. For the first time, Mr. Xu felt that he seemed a little powerless.

In the end, Li Xian made a conclusion, "In the past, we did not have the foundation and environment to set up a bank, and we did not want to reveal this plan in advance. Now, the wars are everywhere, but it is our best opportunity!"

Today's thinking is clear, let's see how to play four more O(∩_∩)O ha!