Text Chapter 665: Comprehension Coupon

A day later, the Hengfeng Starfield United Bank.

After a day of actual combat testing, Li Yao was very satisfied with the performance of the Mystic Bone Battle Armor. The next step was to refine a special type of "Unparalleled Suit" according to his own tactical characteristics and the characteristics of the Mystic Bone Battle Armor.

Even without the Peerless Suit, with the blessing of the Black Wing Sword, Li Yao is confident in a fight with a strong enemy of the Nascent Soul rank!

After taking back the mysterious bone battle armor, there is only one purpose for him to go to Hengfeng Starfield - to borrow money!

With strength reaching his level, the resources consumed in cultivation every day are beyond the imagination of ordinary people.

&nbs[;Yaoshi Group is in a stage of rapid development, and the capital chain is very tight. What's more, although he is the chairman of the board of directors of Yaoshi Group, he can't just take the money from the group for his own cultivation in terms of accounts. After all, it is also responsible to other shareholders.

Going public is undoubtedly the best means of raising funds.

With the current scale of Yaoshi Group and its future prospects, it is a breeze to go public.

But Li Yao was not prepared to do so.

Once listed, the equity will be more dispersed, and you may not be able to maintain your absolute controlling position.

What's more, after being listed, the group's financial reports and business conditions must be disclosed regularly, and audits and inspections must be numerous.

The Spark is Li Yao's biggest trump card, and it has also consumed a lot of resources of the Yaoshi Group. This big hole in the accounts can be found out by professionals once they review it.

Li Yao didn't want the Spark to be exposed to the world, at least not now.

He didn't want to go public, but wanted to raise a large amount of funds for his own cultivation in a short period of time. When Li Yao was having a headache, the Hengfeng Starfield United Bank, which he had cooperated with for a long time, made a very tempting proposal.

"President Zhao. I haven't been in Xingkong for a short time. Although I have heard of such things as 'Cultivation Coupons' before, I haven't learned about them in detail. Please ask President Zhao to help me clear up my doubts."

Li Yao said with a smile.

There were only four people sitting in the small conference room, there was Wuma Zhengyang on my side, and a red face on the opposite side. There was a middle-aged man with a big belly, and a tall, thin, plainly dressed old man who seemed to be very dignified, but with cold eyes.

The fat middle-aged man is called Zhao Hongguang, and he is the vice president of Hengfeng Starfield United Bank, in charge of credit business.

Despite his plain appearance, he is a managerial cultivator whose cultivation has reached the alchemy stage. Yaoshi Group has just been established. Wuma Zhengyang had dealt with this person before, and spoke highly of him.

As for this seemingly noble and cold-faced old man, Zhao Hongguang introduced him as "Tianji Old Man", the head of Tianji Sect, and the chairman of Tianji Evaluation Company.

But Li Yao didn't know what this "Tianji Evaluation Company" was doing.

"The full name of the Cultivation Voucher is 'Cultivation Mutual Aid Voucher'. It's actually very simple. Once I explain it, President Sha will understand."

Zhao Hongguang smiled and said, "President Sha. You can understand it as listing you."

Li Yao frowned slightly, and said, "Our Yaoshi Group has no plans to go public as a whole yet."

Zhao Hongguang's expression remained unchanged, and he said calmly: "Chairman Sha misunderstood, what I'm talking about is not the listing of Yaoshi Group. It's you, you, the number one warrior of Cheorwon Six Divisions, Shaxie, who listed you."

"Um?"

Li Yao raised his eyebrows and looked at him suspiciously.

Zhao Hongguang hadn't dealt with Li Yao much before. I don't know the depth of this visitor from Cheorwon Star, but he explained in the most straightforward language: "The most important way of cultivating the truth is nothing more than 'wealth and land law couple'. The order of the last three things is always changing, but no matter how you change it , 'money' always comes first."

"Wealth can exorcise ghosts, and money can lead to gods. This has been the case since the ancient Xiu era 40,000 years ago. The resources consumed by cultivators every day are a hundred times or a thousand times that of ordinary people, let alone before breaking through the barrier. For example, before going from refining Qi to building a foundation, building a foundation to forming an alchemy, or forming an alchemy to a nascent soul, one must prepare gold and silver mountains, massive resources, to cope with consumption."

"The problem is, no matter how powerful a cultivator is, he still doesn't have the ability to turn stones into gold, let alone practice all day long, how can he have time to make money?"

"That's why ancient cultivators, no matter good or bad, wanted to control a large number of mortals, or set up a name, or deceive them, or rob them by force, and squeeze money out of mortals."

"A decent cultivator will also maintain the most basic order, use the shape of the fairy style, colorful means, and incredible magical powers to deceive ordinary people and become "immortal elders" and "masters", so that mortals will offer their hands to the gods. money."

"Evil heretics, not to mention, in order to obtain resources, all kinds of dehumanizing activities are done."

"If good and evil meet, or even if two righteous cultivators meet, as long as there is no one around, and one of the wealth is exposed, it is common for people to kill and seize treasure."

"That's why the world of Guxiu 40,000 years ago was so smoky and lawless."

"Today, 40,000 years later, civilization has become civilized. Naturally, such simple and crude methods can no longer be used to squeeze ordinary people and collect resources."

"What's more, if you have studied some basic principles of economics, you should know that whether it is a system similar to feudalism adopted by orthodox cultivators, or a method similar to slavery adopted by evil heretics, the efficiency of obtaining resources is very low. Well!"

Zhao Hongguang paused for a moment, as if he sensed the impatience that flashed in Li Yao's eyes, and immediately turned to the topic, "Instead of taking it by force, it's better to lure it for a profit, and everyone wins."

"Under this guiding ideology, the 'Cultivation Coupon' appeared thousands of years ago in our Flying Star Realm."

"For example, in the ancient Xiu era, if there was a Jindan strongman who knew that his chance to condense the Nascent Soul had arrived, and wanted to collect a lot of resources, but he was short of money, what should he do?"

"If there is no support from the sect and the family, the left and right can only kill and seize treasures, oppressing ordinary people, right?"

"It's different now."

"Now, this Jindan strongman can issue his own 'Cultivation Coupon' with a denomination of 100 yuan each, and agree with the buyer that within a few years, he can get a dividend of 10 yuan every year. If Ningying succeeds, he will return 130 yuan. Ten principal, or even more."

"You think, if a Jindan strongman really breaks through and rises to the Nascent Soul realm, his contacts, status and power will rapidly expand, so are you afraid that he won't pay the money?"

"This is the prototype of the cultivation coupon."

"It's a win-win for both cultivators and ordinary people."

'By issuing cultivation vouchers, a cultivator can quickly raise a large amount of cultivation funds. Once he succeeds in cultivation, ordinary people who subscribe to cultivation vouchers can also get high returns. "

Li Yao understood what he heard, but after thinking about it, he felt something was wrong again: "Wait, what if this cultivator, Ning Ying, fails? He even goes mad and dies on the spot, so wouldn't investors who subscribed for the cultivation voucher be beaten like eggs? "

Zhao Hongguang smiled slightly and said: "Don't worry, this kind of situation will only happen at the beginning of the birth of the cultivation voucher. After thousands of years of development, the regulations on the cultivation voucher are very mature, and they are no longer a simple bond. .It has become a financial product like stocks and futures.”

"First of all, if a cultivator wants to issue his own cultivation voucher to raise funds for cultivation, he needs to go through a qualified appraisal company and evaluate it first."

"In the entire flying star world, there are only eleven appraisal companies with this qualification. All of them have a long history and have accumulated reputations for thousands of years."

Li Yao glanced at Old Man Tianji next to him.

Old Man Tianji was watching him with great interest, his eyes were like two shining crystal eyes, and he made no secret of his almost rude direct gaze.

Li Yao finally knew why the person in charge of the "Tianji Evaluation Company" appeared here.

"second."

Zhao Hongguang continued, "One or several powerful sects, groups, and financial institutions are needed. Endorse this cultivator. If this cultivator raises a large amount of funds, he does not use it for cultivation, but spends his time drinking and eating. Hesse, even if he acts recklessly, these sects, institutions and consortiums will all be jointly and severally responsible."

"President Sha's words, I believe that Hengfeng Starfield Union Bank, Yaoshi Group and Cheorwon Star are all willing to endorse you."

"Thirdly, there are many professional insurance companies in the Flying Star Realm, which provide insurance for self-cultivation coupons. As long as investors are willing to spend a small amount of money, even if this cultivator fails to form an alchemy or a baby, or even goes mad, he will be violent on the spot. Well, the insurance company will also cover most of the losses.”

"Fourth, under the name of a cultivator, there will always be some fixed assets, real estate and so on. Even if he really dies suddenly, these inheritances can be used to compensate investors."

"With multiple guarantees, the cultivation coupons have developed rapidly, and now it has developed into a large investment market that is almost the same as stocks. Many well-known cultivators will issue their own cultivation coupons."

"Come on, this is the trading platform for cultivation vouchers, President Sha feel it."

Zhao Hongguang inspired a light curtain from the miniature crystal brain. On the light curtain, there were names and numbers in red, green and green, followed by an upward or downward arrow, followed by a small percentage.

At first glance, it looks very similar to a stock trading platform.

It's just that at the front, it's not the name of a sect or company, but the names of people.

There is also a small window in the upper left corner, an old man wearing a seven-star Taoist robe, with a fairy-like demeanor, shook his head and commented seriously:

"Elder Zhang Ao of the Seven Profound Sect used a sword technique that had never been seen before in the fight with the Star Bandit the day before yesterday. According to sources, Elder Zhang Ao has been studying and improving the 'Seven Profound Darkness Breaking Knife' before, It is highly likely that initial success has been achieved."

"Affected by this good news, the price of Elder Zhang Ao's cultivation coupons soared as soon as the market opened today. Up to now, it has risen by 33%."

"If this good news comes true, it is expected that the price of Elder Zhang Ao's cultivation coupon will rise by at least 10%."

"Crimson Star Realm Loose Cultivator Yuan Ziping started preparing to break through to the middle stage of Core Formation half a year ago, but unfortunately, yesterday Yuan Ziping's official spokesperson held a press conference to announce that Yuan Ziping's attack failed this time."

"His spokesman also pointed out that although he failed to form the alchemy, Yuan Ziping definitely did not go crazy, nor was he seriously injured. It was just that he had exhausted his energy and needed to recuperate for two months."

"The rumors that Yuan Ziping failed to break through, went crazy, and his strength fell back to the foundation-building period are purely nonsense. Yuan Ziping himself reserves the right to pursue all legal responsibilities against the rumor-mongers."

"In spite of this, the price of Yuan Ziping's cultivation coupons still plummeted all the way. During the press conference alone, it fell by 46%. In the past three months, apart from those who have fallen, the price of Yuan Ziping's cultivation coupons has fallen the most in a single day." (Unfinished to be continued.)

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