Chapter 159 The Tramway

"Computing the principal with interest, the installment payment will cost more than a one-time payment. To put it bluntly, the "rent" of the product is also converted into the total price... The specific calculation of the installment interest rate is more complicated, you don't need to worry about it , anyway, I will not charge you even a copper coin in interest."

Javier smiled and shook his head, not intending to continue talking about this topic.

With Joan's intelligence level and mathematical foundation, even if Havel doesn't go into details, it is not difficult for him to use his brain to deduce the calculation formula of the installment interest rate, and then realize how much advantage Mr. Havel waived interest. Secretly grateful.

Javier brought a pen and paper, wrote and drew, and soon helped Joan to design a repayment plan.

According to this plan, Joan bought the "Life-keeping Ring" with a down payment of 1,500 gold duga, and still owed 2,000 gold duga, and nominally promised to pay it off in 10 installments within one year, with each installment paying 200 gold duga In fact, Javier did not strictly limit the repayment date, and told Joan bluntly:

"Whenever you have enough money, you can pay back part of the debt. It doesn't matter if you don't pay it off within a year, and you can extend it... The reason why you want to make a formal installment contract is mainly for the convenience of accounting. After all, this firm is' I personally only hold a small share of the subsidiary of the Yangbo Chamber of Commerce', and I am only the manager, not the boss. If I don't straighten out the accounts, I will not be able to explain to the shareholders."

Joan could see that Mr. Havel had tried his best to help him obtain favorable conditions within the scope of his authority, so he signed the installment contract according to his instructions, and took the "life support ring" as he wished, and put it on his finger. A vague warmth flowed into his body through his fingers, making him feel very comfortable.

Javier put away the contract documents, stroked Joan's hair, and said gently: "It's getting late, go to sleep."

"Yes, Mr. Havel, good night."

Joan got up and said good night, and followed the servant back to the guest room on the second floor. After washing, he took off his clothes and handed it to the servant to wash. Thousands, can not sleep.

Joan was very grateful for what Mr. Havel had done for him, but the simple nature of the country boy made him feel a little anxious when he thought that he had added a large debt to himself, and he secretly made up his mind: "We still have to try to make money and strive to be together Pay off the arrears within the year, so as not to embarrass Mr. Havel."

Full of worries, Qiao An unknowingly felt tired and fell asleep.

In the early morning of the next day, Joan got up as usual to prepare spells. After washing, she went downstairs to the restaurant to greet Mr. Havel and Dr. Galandil.

After breakfast, it was already 6:40. Javier personally drove Galanduil out of the city in a carriage, and Joan also took a ride with him.

After saying goodbye to Galandil, Javier planned to send Joan to school before returning to the firm. He said "on the way", but Qiao An was neither stupid nor "blind", how could he fail to see that the firm and the college were in two completely opposite directions? Insisting on declining Mr. Havel's kindness, it would be more convenient to take a public carriage to Leiden College by himself.

The post station near the city gate is the terminus of all public carriages in Leiden Port, and it is also the starting point of the bus line around the city. It is indeed very convenient to take a bus here, so Javier will not say more, and handed Joan a bag before parting. A wallet full of silver coins, told him to take out a silver coin to the conductor after getting on the bus.

"No matter how many stops you take, you only need one silver coin!"

"Yes, Mr. Harville, I remember."

Javier took off his hat and waved to the young mage before urging his horse to drive away. Joan watched the carriage go away, picked up his backpack, turned and ran to the bus stop.

In Joan's view, the biggest difference between Leiden Port and his hometown Delin Town is that it has more complete urban public services, such as the magic street lamps on both sides of the main road in the main city, such as the traffic lights that shuttle through the city streets. Railroad carriage system.

Joan had never taken this kind of carriage running on two parallel rails before, and boarded the waiting platform with a hint of curiosity and excitement.

There are two benches for passengers to rest on the platform, as well as a canvas awning to protect them from the sun and wind and rain. Two well-dressed old gentlemen sat side by side on the benches, chatting with each other while smoking their pipes.

A young man who looked like a business foreman was sitting on an adjacent bench with his legs crossed, casually flipping through a newspaper. Joan glanced at him as she passed, and saw only the words "Leiden Post".

At this time, there was a crisp bell at the end of the track, and the two horses tied shoulder to shoulder, and ran over in small steps with the ringing of the ringing bell.

Joan looked back and saw the coachman waving his whip to tell the horses to stop. Behind the coachman stood a young conductor in black uniform and peaked cap, and was ringing the bell hanging in front of the door of the first carriage.

Tracks are such a simple and amazing device. With these two smooth rails, only two horses are needed to drag four long carriages connected in a series, which can accommodate up to 40 people.

When the carriage stabilized in front of the platform, the passengers beside Joan got up one after another, picked up umbrellas and walking sticks, folded newspapers and stuffed them into their coat pockets, and boarded the carriage one after another.

Joan followed the two old gentlemen to the last carriage and sat down in an empty seat. There were only four people including him in the carriage, and it looked very spacious.

Joan saw two announcements posted on the side wall of the carriage, one of which stated that the operating hours of the Layton Port stagecoach were from 6:00 am to 8:00 pm, with an average of one train every hour. An hour, 10 stops on the way - Leiden College is one of them. Another notice said "Passengers Notice", such as no spitting and fighting.

The bell rang again, and the carriage started slowly.

After a while, the young conductor came from the front, holding the ticket folder in his left hand, and an iron box fixed by a belt on his right shoulder.

Joan took out a silver coin that he had already prepared from his pocket, stuffed it in through the coin slot on the top of the iron box, and took the ticket handed over by the conductor with the red lacquered seal of "Public Transport Committee under the Municipal Council". Stuff it in your pocket.

The carriage ran along the track for about ten minutes. On the way, the driver yelled and yelled from time to time, driving away stray dogs who ran onto the bus track and guys who did not abide by public morals and crossed the track, causing the carriage to run slowly and sometimes fast. Fortunately, overall The words are fairly stable.

Passing by a station, the carriage slowed down slowly and stopped in front of the platform.

At this time, a fierce dispute suddenly came from outside the window, which immediately attracted Qiao An's attention.

This is the second chapter, and there should be three more chapters in the future