773 758. Solving the Case (4/5)

Chapter 773 758. Solving the Case (45)

After staying in Andison's ranch for more than an hour, Wang Bo left and went to the other three ranches.

After he was on the road, just as he was about to speak, Uncle Bing said, "This guy is lying. At least not all his cows survived the disease unharmed."

Wang Bo cheered up: "Can you see it?"

Uncle Bing nodded and said: "Yes, I have received special training in interrogation skills. Although Andison is very good at lying, even he thinks he has deceived himself, but he is still lying. From the changes in his eyes, tone, and The vibration frequency of the vocal cords can be seen."

The second ranch he chose had the second largest loss. A total of 80 cows were stolen. It was called the Spotted Star Ranch. The rancher's name was Ralph Eddie, who was also a member of the Stubborn Bull Club.

After seeing Wang Bo, Ralph waved and shouted enthusiastically, "Hi, Wang, welcome to my place."

Uncle Bing smiled and said: "Can you see his face clearly now? I can't see clearly, then you are wearing a police uniform, how did he determine your identity? It's very simple, because someone called him and said you Will come."

Wang Bo is becoming more and more confident about this case, and the case will eventually come to light.

Shaking hands with Ralph, Wang Bo said, "It's a great ranch. I should have come here sooner. I think if I see your ranch, I will definitely learn a lot."

Ralph smiled proudly: "Thank you for your compliment, but I think I have to accept it. This ranch is the heart of our family. I think it is really good."

Looking at the cattle and sheep grazing leisurely in the farms on both sides of the road, Wang Bo asked, "When did your family start operating this ranch?"

"It started with my grandpa's father, who came from Auckland and bought the land from the Maori. We weren't obsessed with buying land to expand or anything, we just focused on running the ranch and finally got what we have now .”

Wang Bo said: "Then, you are conservative ranchers? I bet you must have bought comprehensive insurance for the ranch, right?"

"Yes." Ralph nodded. "Our family has always had a tradition of buying insurance. Although it costs a little money, we won't panic when there are big problems."

"Then you have a good relationship with the local insurance company?"

"Of course, we are their money-making machine."

Wang Bo smiled, looked at him thoughtfully and said, "If, I mean, if the insurance company finds out that you have cheated, it will be a terrible thing for your ranch, right?"

New Zealand is a small country, but New Zealand's insurance industry is very strong. New Zealand's insurance companies are advanced in terms of product design, customer service, compensation process, corporate governance, etc.

Moreover, New Zealand's insurance industry also has its own unique features in preventing insurance fraud. Regardless of the size of the insurance company, each company has its own anti-fraud team.

In addition, as early as February 1999, colleagues in New Zealand's insurance industry jointly established the ICR, which is an organization that shares the insurance credit records and fraud records of the insured among insurance companies. The company provides an accurate and reliable credit history.

In this way, once the insured has insurance credit stains and is included in the ICR data, it can be said that he will never even think about getting any insurance in New Zealand in this life.

Ralph said with a smile: "We never do this, so there is no risk. Come on, don't stay outside, why don't you come in with me and try my black tea?"

Wang Bo nodded and said, "I'm looking forward to it, but I still want to learn about ranch insurance. You may not know that I didn't insure my ranch. I feel sorry for the money."

Ralph immediately began to educate him: "No, king, that's not okay, don't feel bad about this little money, the ranch is a gold mine, as long as it doesn't collapse, it will continue to produce money, and the insurance company is the pillar supporting the gold mine .”

"Also, look at Anderson, he has always been confident, thinking that he is a senior veterinarian, and there will be no problems with the ranch. What happened? This time his ranch suffered a lot!"

Wang Bo immediately caught the loophole in his words: "His loss is from theft, isn't it? What does this have to do with him being a senior veterinarian?"

Ralph was taken aback, and said, "Oh, what I mean is that he didn't apply for insurance because he is a veterinarian. That's what he meant."

Looking at the ranch, Wang Bo said as he walked, "Man, I am also a rancher, and I am also a stubborn cow, so from this point of view, I hope you can make up for your mistakes."

"What do you mean?" Ralph asked with some disgust.

Wang Bo said slowly: "This case is already underway, and the insurance company will intervene. You know how good the insurance company is, and they won't let you go just because you are a regular customer."

Ralph frowned and said, "I don't quite understand what you mean."

Wang Bo sighed: "Man, there is no impenetrable wall in the world. Although the detection rate of the New Zealand police is low, some cases can still be solved."

"If I were you, Ralph, I'd find a way to undo what was done to the insurance companies, they're a really horrible bunch."

This is not an exaggeration. Credit in New Zealand is divided into two parts, one part is for the bank and the other part is for the insurance organization ICR.

Some people may leave bad credit in the bank due to problems such as credit card or loan repayment, but if they apply for bankruptcy, the bank will only keep the bad credit records for seven years, and there will be black records in the bank within seven years, but seven years Afterwards, the record failure becomes a blank sheet of paper, and the credit value can be regained.

but! New Zealand does not have a clear law that stipulates the time limit for ICR, an organization, to record credit fraud stains of natural persons. Therefore, once it is stored in the warehouse, it is difficult to "wash white" and the stain will be with it for life.

Ralph's mouth was stiff, and he spread his hands and said, "Wang, I really don't understand what you mean. My relationship with the insurance company is very good, really good."

"Okay, let's not talk about this topic, let's taste your delicious black tea." Old Wang said.

While drinking black tea, Ralph's phone rang suddenly, and his wife came out and said, "It's from the insurance company. Susan asked you to answer the phone, saying it's something important."

Hearing this, Ralph's expression suddenly turned ugly.

Wang Bo said: "The police are collecting evidence, and this case will be solved soon."

Before he finished speaking, Sergeant Smith also called him: "Wang, you did a good job. We found out about the smuggling boat. They set off from Dunedin about three weeks ago. There were four hundred people on board. Tons of question beef!"