Chapter 1133 ? Banking Business
Beside the shiny bronze gate outside the Harris Wizarding Bank, the guards straightened their backs and guarded the gate straightly. Many desks were painted dark blue, with bronze edge lines, and bronze numbers painted on their backs. The gentleman bowed politely and gave simple guidance when the wizards entered.
Walking into the hall, you can clearly see the signboards for the division of different functional areas at the door.
This tall marble hall provides hundreds of different business handling windows. The wizard staff sitting behind these long counters are all wearing uniforms. All the male staff comb their hair short or tie their long hair into ponytails, while the female staff The staff put their long hair behind their heads and wore uniform hairnets, looking very energetic.
Today is not Sunday, but Hogwarts students were also arranged to come to this spacious lobby. During breakfast, Allen announced that the bank opened today, and all Hogwarts students will get a bank Opening an account for free—although many young wizards feel that their principal is a little bit suspected of using public affairs for personal gain.
In fact, apart from being opened outdoors, the students were not able to leave at this time. They were arranged in the seats in the hall where the Gaoming Untraceable Stretching Curse was cast, sitting with those umbrellas and wizards who were pro-Harris. Together, we have gathered the number of people for today's press conference.
Harris Wizard TV does not seem to be affected by the recent ban in some foreign countries. The live cameras of several cameras are facing Hermione and Fleur on the podium from various angles. Compared with the TV media when the TV station was just emerging People also prepared several cameras to capture the expressions of the audience under the podium.
"Dear viewers and friends in front of the TV, just now we have all learned about the appearance and basic planning of the Harris Wizard Bank through the lens. Regarding its inner workings, we are very fortunate to have invited the CEO of the Umbrella Group, who is also Harris The planner of the bank——Miss Hermione Granger accepts our interview." Fleur gracefully extended her hand to the side, and Hermione stepped onto the temporary podium for the press conference. Although she was still a student, she could already Naturally showing a confident smile, he raised his hand to say hello to the audience under the stage and behind the camera lens.
"Miss Granger, Bonjour! We all know that Gringotts has always been the only bank in the wizarding world before the Harris Wizarding Bank was established, so if you want to do business with Gringotts, which is trusted and recognized by wizards Can you tell us what are the advantages of Harris Bank?" As a professional host and a member of Harris, Fleur has sorted out the interview draft in advance to match with what Hermione needs to express .
"Of course, Ms. Delacour, in fact, our bank's operating model is different from the traditional goblin's Gringotts Wizarding Bank in terms of operating purposes. After we refer to the financial business of Muggles , has been given more functions, and although it also provides customers with the traditional business of saving personal wealth, it is no longer the main business.” Hermione’s blunt remarks revealed her belief that Muggles are ahead of wizards in finance judge.
Fleur raised the microphone and continued to ask: "Miss Granger, can you explain a little bit for us, as you know, many wizards here and behind the TV don't know much about Muggle financial business..."
"Of course, the Harris Wizarding Bank will mainly function as a Muggle central bank and a policy bank. It will perform some monetary detection, and adopt different policies such as tight and loose according to economic development in different periods, from In general, macro-control the economy of the magic world, cooperate with the Ministry of Magic to formulate and implement economic policies, engage in policy-related financing activities directly or indirectly, and act as a financial institution for the magic government to develop the economy, promote social progress, and conduct macroeconomic management tools." Hermione took out a brochure made by Harris Bank and showed it to the camera, "You can go to Harris Bank to get such a brochure,
The above has explained in detail the various businesses and handling methods of the bank. If you still don’t understand and want to know more, you can go to the bank’s inquiry desk, and our bank staff will patiently answer for you. "
"So many kinds of business...Miss Granger, please answer some questions for those of us who can't see the manual in front of the TV. What will the Harris Wizarding Bank charge? I mean, it doesn't sound like a profit. Structured..." On the podium, Fleur asked the topics that the wizards in front of the screen preset before their interviews might be most concerned about.
"That's not the case. As I said earlier, traditional savings services exist, except that the vault model of Gringotts Wizarding Bank, which is traditional in the wizarding world, is adopted. After we charge a management fee and a savings fee, the things you store in it The security can be guaranteed, and no one can get anything that does not belong to him from these vaults except customers and wizards authorized by him.” Hermione flipped the brochure to the page of savings, “Now Wizard Harris The bank itself is engaged in business, and its main business scope also includes business areas such as absorbing deposits from wizards, granting loans, and investing in wealth management... Wizards only need to choose a savings model that is our new model, and put gold Galleons directly in our bank instead of Personal treasury, in fact, not only will Harris Wizard Bank not charge customers, but it will also pay you a different percentage of interest according to whether your savings model is fixed or current... because it will make you Customers save gold in the bank, use it at a reasonable and safe ratio, and cooperate with the Ministry of Magic or Hogwarts to invest in the development of the wizarding world, so that the progress of our wizarding world can be accelerated..."
This kind of Muggle business that wizards who have been living in the wizarding world have never seen makes wizards gasp. Although there is no shortage of similar loan projects in the financial field of the wizarding world, it is more similar to the Muggle Middle Ages and Muggle business. Those personal models that were not professional and rigorous and had strange treaties during the Renaissance period.
"Miss Granger, everyone is very familiar with the traditional Gringotts mode of operation... But I don't really understand the new mode. Presumably, many audience friends in front of the TV are as unaware of it as I am... Fu Rong made a puzzled look at the right time, and asked in a very sincere tone, "If the bank uses the customer's funds, isn't it possible that the customer will run out of money when they need to withdraw money? And if the wizard who saved the regular service encounters Isn’t it impossible to take out the money if you need it urgently?”
"Of course not. As I said above, this would be within a reasonably safe range. Muggles have had many years of experience in this kind of business. Experts from the Umbrella and the Ministry of Magic have already According to the actual situation, similar regulations have been formulated... If a regular customer needs money urgently, he can of course withdraw his original wealth, but the bank will pay the current interest for the part withdrawn." Hermione said as she took out a pendant from her neckline , showing to the audience in front of the camera, "Under the communication between Ms. Ravenclaw and Alan Harris of her voters..." Hermione said a little uncomfortably a lie that is not strictly a lie, "Harry The Wizarding Bank of Sri Lanka has also cooperated with the Temple of Ravenclaw. Using this omniscient mark, when you store non-monetary wealth in the bank, the bank will issue you such a pendant. The encrypted information is stored in the pendant, which records How much money have you stored, and because of the assistance of the temple, and the use of Ms. Ravenclaw's divine protection, the bank's customers no longer have to worry about being impersonated... Of course, if you are Ravenclaw If you are a follower of Ms. Law, you can also use this pendant to pray directly to Ms. Ravenclaw."
As he said that, there was a wizard dressed as a Ravenclaw temple believer next to him, who used the magic hookah to enlarge the pendant Hermione was holding to the venue with a smoke phantom. This pendant is very beautiful, its shape represents the all-seeing eye of the Harris family, and it is paired with a thin bronze necklace-of course, after being implemented by the bank, this sign is destined to be linked to money, wealth and the goddess . (Author's note: Like the all-seeing eye on the dollar.)