Encountered a Scam Today, a Huge Loss of 1 Yuan and 10 Cents
I suddenly received a call from a stranger at noon today. The person on the other side first asked me if I was XX, and then accurately stated the last four digits of my ID card, the last four digits of my bank card, the date of birth, and accurately stated my name. The name of the university I studied in, and then I made up a reason saying that I opened the IOU or gold bar service through JD.com as a student during my study at Guanggong. This belongs to the category of campus loans, but now the country has completely banned campus loans. Please help me cancel my account.
Because he provided so much information, especially the last four digits of my bank card and the name of the university, so much correct information made me mistakenly thought that he was really a staff member of JD. I borrowed 2,000 yuan from Jingdong Gold Bars to my own bank card, saying that I need to activate the background account with the business amount to continue to cancel the account. As a result, the money was withdrawn to the bank card, and the other party I sent a screenshot showing that my bank card has not been activated for the withholding service, so the two thousand yuan cannot be deducted. Find a reasonable reason, and a psychological trap that can make people believe him further! A dead liar withholds wool.)
The scammer sent a screenshot, hesitated for a while, pretended to be decent, and said that because they could not withhold successfully, they could not successfully sell the account, so they asked me to transfer the money back to the account connected with the China Banking Regulatory Commission through online banking.
To be honest, I already had a little doubt at this time, just because at the beginning, the other party was able to tell me so much information at the beginning, and I am also a person who pays more attention to information protection on the Internet. My mobile phone number, name and ID number Let’s not talk about this kind of information, but the bank card number and the Guangzhou University of Technology that I once studied are these two information that are extremely cautious. I have never entered it on a messy website, and it is impossible to leak it. If it is not for the staff of Jingdong so many details of me?
It's just that it's not true after all.
After entering the account name and account number according to what he said, I saw that the interface became more and more wrong, and then I suddenly woke up. Others don't know what the Banking Regulatory Commission is. Don't you understand what it is even if you study finance? Where did this thing come from? What kind of shit private account? !
When a person is aware of a scam, any scam will be full of loopholes, not to mention that the scam is not very clever. If it wasn't for the fact that the information given by the other party was too detailed at the beginning to make me preconceived, otherwise I should have realized it. question.
So I resolutely stopped the stupid behavior of entering the password to transfer money, and told the liar that I suddenly didn't want to do it anymore, and then the liar became a little anxious and said that the cancellation of this account can only be done online with them, and it's the last step, otherwise, if I do it myself It is very troublesome. In the future, you need to bring your ID card to JD.com’s Beijing headquarters to cancel it. If you don’t cancel this account, you will need to go to the China Banking Regulatory Commission to do a credit investigation or something. I said that I think you are liars. I want to ask the backstage customer service of Jingdong Finance, and the other side is even more anxious, saying that if they are liars, how could they only lie to you for two thousand yuan instead of asking you to pay two thousand yuan of the loan amount? Loan out all the ten thousand yuan? And the business of the customer service at the front desk is not connected with us, how can we handle this business... huh.
Although in the end I reined in the precipice, but also because I borrowed 2,000 yuan from Jingdong gold bars and paid back the money after two hours, I gave Jingdong 10 yuan and 10 cents in interest for no reason.
Looking at the ridiculous scam that almost got me into it today, I found that I was too confident in keeping my personal information confidential. I thought I was well protected, but in fact it was already riddled with holes.
And I thought about it seriously, so much detailed personal information, including the university I attended, I only entered it when Alipay completed my personal identity, and I never registered on the Internet, so basically put an end to it Possibility of Online Leakage.
Then there is only one place left, and that is the company or enterprise where you have worked.
While working in the company, you need to submit a resume, which contains your university degree, and when signing a contract, you need a copy of your ID card, and when you get paid, you need to use a bank card account number. There are only so many personal information that scammers have. Possibly from a company I've worked for.
After screening, it is most likely that this happened a few years ago when I was working as a summer job in college, and when I was working in those small factories and small businesses!
These companies that hit the street either went bankrupt and liquidated and leaked out, or the management was bribed by criminals to sell all the information!
Kill me too! High-speed text hand typing I have a proficiency panel chapter list