Chapter 1,404 Longdao Bank

At such a request, not only the corners of the gold coin goddess' eyes twitched, but also a certain magician who had been watching a show on the side was even more shocked.

Seeing the look of help from Ke Yin, Lin, a hard-working elect, had no choice but to step forward and said: "Lord Eos, now His Majesty Ke Yin has no way to carry out currency exchange business of different values. And in the Kingdom of God, there is no way to exchange money of different values." The reserves of copper coins are not enough to exchange for the amount of gold coins you have. Your Majesty Ke Yin is the goddess of gold coins, not a goddess made out of nothing."

This must be left in my hometown, the world before time travel. You can casually find any bank and ask for a million dollar loan. As long as you have good credit and suitable collateral, there is no bank that can't handle it.

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But if you ask for one million in cash, you may have to wait for some time and even need approval from your supervisor.

But if it's a million one-dollar coins... a more polite bank might ask the customer to wait a few days to give them time to raise the funds. If you are not so polite, it is probably not impossible to kick people out directly.

It is reasonable to withdraw large amounts of money and partially exchange them for small denominations of currency. All must be in small amounts, it would be strange if the bank didn't cry. Such behavior is not normal financial behavior and is not consistent with common sense.

Unfortunately, the needs of gem-constructed dragons are different from ordinary people's needs for money. Therefore, it proposes such a behavior and requires a larger number of coins without caring about the value of the coins themselves. From the standpoint of Eos, it is an understandable behavior. Because what Eos wants is not the value represented by the coins, but the divine power attached to them.

But it's understandable, but that doesn't mean you can cooperate.

Although Ke Yin is known as the goddess of gold coins, she actually collects gold, silver and copper coins. However, in terms of specific operations, a depositor's gold, silver and copper coins are actually divided into three accounts, which are operated separately.

If there is a decimal point in the gold coin handling fee, the decimal point will be recorded in the account in accordance with the principle of zero deposit payment. It will not be forced to convert decimal points into silver coins or copper coins, and then deduct the amount of handling fee payable.

The reason why this part is not involved is that the total value of the number of copper coins or silver coins handled by Koyin Kingdom is not equal to the value of gold coins. If it were open to free exchange, problems would easily arise. A certain non-financial professional Chuan Chuang did not dare to shoulder such a responsibility.

Another big problem is that the exchange ratios of gold, silver, and copper in different areas of Midland are not exactly the same!

Generally speaking, one gold can be exchanged for ten silvers, and one gold can be exchanged for two hundred coppers. However, in some areas with gold, silver, and copper mines, the local exchange ratio is not so regulated.

This is due to the local method of casting bad money. There are also situations where merchants with strong financial resources and the ability to mint coins will take advantage of small lords. If you meet some shrewd businessmen, you may be able to see the profit from the price difference between raw ore and coins, and make a profit.

But don't think that the local lords are idiots who let businessmen take whatever they want. When they see the benefits, they will naturally take corresponding measures and dig other people's money into their own pockets. This is also the truth that power is greater than financial resources, both at home and abroad.

Before the confusing exchange ratios of gold, silver and copper coins in various places, if the goddess set an exchange ratio, would there be different numbers according to different regions, or would it be a standard for the whole world?

If it is the former, there may be a strange phenomenon of treating money as a commodity and making money with money. If it is the latter, then how will those whose interests have been expropriated view the Gold Coin Goddess?

Although the majesty of the gods is difficult for mortals to violate lightly, it would be okay for Ke Yin to unify the exchange ratio.

But this is just like the First Emperor of Qin. His writings and carriages were in the same track, and they were only vigorously promoted after the six kingdoms were destroyed and the Qin Dynasty was established. Before that, even if I did, I would prepare quietly and not show off everywhere.

Ke Yin's banking business is still in the promotion stage, so there is no need to offend others and put himself in the target position, so there will be more opponents. Therefore, for the goddess to unify the exchange ratio, it is not that she will not do it, but that she cannot do it now!

To promote many things, we have to use the method of boiling a frog in warm water to make people accept the change gradually as they get used to it. Instead of chopping the frog with a dull knife. If the knife hits the vital point and kills the frog directly, then there is nothing wrong with it; if the frog is not dead, will it not jump up and find a way to escape?

All these reasons were frankly explained to Eos and Ke Yin, and the Dragon One God accepted them all. There are many truths. It's not that people in backward areas don't understand it, but it's that no one has told them. But as long as they wake up, they can understand and accept it.

What's more, a very realistic fact is that most people currently use banks mainly for the function of exchanging Coin coins. Few people keep their funds in personal accounts, which is the kingdom of the Goddess of Gold Coins.

Although there is a handling fee deducted from every withdrawal, Fen has accumulated a lot of funds that belong to her. But this money is used to pay the salaries of bank employees in various places. Even if they don't allow them to live a luxurious life, they still have to be responsible for their daily food and drink. Otherwise, who would be willing to help the bank.

In short, although Koyin has a reserve of copper coins, it is still not enough to exchange them all for Eos' gold coins. Even if it is only a partial exchange and insufficient reserve, it may jeopardize the normal operation of the banking system established by Coin.

The wealth of this gem-constructed dragon is truly astonishing. This also made Lin realize that the dragons in the Lost Land might have hidden an unimaginable astonishing wealth.

Robbery?

Well, forget it. Thinking about this kind of thing in Longdao feels like breaking ground on Tai Suiye. A certain wretched person who cherished his life passed through the public and silently dismissed his little thoughts.

In short, the things promised to Eos are done. All that is left for Lin to do is solve the problem of the silver dragon loli, and then he can return to the main continent and continue living his own life. You can be ruthless and get rid of the Greco family, but you won't be able to get through it yourself. So such an approach is never in anyone's mind.

However, something unexpected happened, that is, I took a trip to Azore Port. In addition to consecrating the completed local bank, dispatching an elf to temporarily station there, and training local people to take charge of banking operations, a large holy emblem of the Goddess of Gold was removed from the bank and moved to Dragon Island.

Naturally, someone will be responsible for replacing the missing Great Holy Emblem from the bank. The sacred emblem carving that was moved to Dragon Island was so big that it could only be carried on the shoulders, and it was placed in the palace hall of Eos.

Although the dragons do not believe in God, they are very willing to cooperate with God on an equal footing.

The reason why this kind of thing rarely happens is naturally because most gods are unwilling to condescend and the dragons are unwilling to kneel and lick. The more important reason is that the two parties have no common interests!

But Eos wants to rely on Coin coins to control other dragons in a similar situation to it, and the goddess of gold coins also wants to spread her influence among the dragon clan. And because the purpose of coins for the dragons is different from the way the outside world pays attention to circulation, under the premise of dealing with special matters, one dragon and one god began to work together.

To put it simply, the bank on Long Island was still open for business, with Eos serving as bank clerk. The location is in the palace of this gem-constructed dragon, and there is only one large holy symbol of the gold coin goddess in operation.

The basic rules of the bank are fixed and no one can violate them, and the dragon is no exception. But things outside of the bank are alive, so it’s important to arrange them.

This is why in other places, Coin still needs manpower to ensure the normal operation of banks. Without personnel protection, who knows what tricks the locals will play.

The base of common people is much larger than that of the aristocracy. It is impossible for Ke Yin to follow the wishes of the aristocrats and exclude common people from the bank. To some extent, banks have to do things under pressure from the aristocracy.

But on Long Island, there are not so many worries. This is also because the various functions of the bank are not beneficial to ordinary dragons, but are only attractive to strong people who have reached a certain threshold. In other words, Longdao's banking business can only take the high-level route from the beginning.

And if you only take the high-level route, it is not advisable to have both sides and please everywhere. Choosing a strong enough backer, or letting yourself become that mountain, is the only way to go. If you don't have the consciousness to grovel or overcome obstacles, it's best to stay away from such a circle.

However, this does not mean that ordinary dragons who are not strong enough can stay out of the matter. Lin just asked something clearly and then made a vague opinion.

Trading can also be carried out within Dragon Island. Eos can trade things he doesn't like in exchange for coins that can be exchanged with Ke Yin. And the targets are not limited to ordinary dragons, but can also be other giant dragons who have also reached the threshold, but whose intelligence is one step behind.

As for those giant dragons at the same level as Eos, who finally discovered the benefits of Coin Coin, whether they would complain about this gem-constructed dragon or anger the gold coin goddess depends on Eos's skill. Lin Ke didn't think that he should be responsible or worry about these things.

Things on Eos' side can be said to be complete. Things have also progressed on the other side, that is, Gulong Marku sent an invitation to the banquet. The invitees were of course a certain magician, as well as William Greco, the white swordsman who wandered around Manlong Island under the guidance of the servant of Eos during this period, and Henry Greco, the president of the Greco Chamber of Commerce and the patriarch of the family. Greco.

Although there is a guide, and with the name of Eos, no dragon will take the initiative to trouble William. But he can only go to some public areas and cannot break into other dragons' homes or territories without permission. Especially all the peaks on Dragon Island are the private areas of some powerful dragons. Of course, it is impossible to allow a human to enter.

Fortunately, William is quite free and easy about these things and doesn't care about what he has to do. I am lucky to be quite virtuous, but I have lost my life.

Even so, he had seen a lot of wonderful sights during his two days of wandering. It's like hanging flying rocks with water forming waterfalls; the mountains reflected in the lake are actually completely different from reality; the palaces are built in the clouds and surround the mountain tops. Everywhere he was amazed.

But all good things must come to an end, and the invitation from Gulong Kalku was also sent to him. Although he wanted to continue traveling, the servants sent by Eos did not dare to neglect him, and they finally dragged the wayward white swordsman back.

A group of people are getting ready for a banquet.