Chapter 1390 Providing a Loan to Yourself

That's not so bad.

After all, even if the normal investment limit is eventually deducted, it is just as if Shi Lei has never received this reward.

It's just that losing something after something is gained always makes people so unwilling. Therefore, Shi Lei still had to go all out to prevent himself from losing the 5% of the ordinary investment quota. He must take a look at what kind of rewards will be brought to him when the profit pool is filled.

"I have no problem, you can continue."

Scepter snorted again and said arrogantly: "The next item, the five-level president has successfully completed the consumption quota in this quota cycle. Among them, a two-star consumption was formed. This consumption generated 10 million The premium portion of the dollar amount allows Level 5 CEOs to receive $10 million in discretionary funding.”

This is also expected. Shi Lei, who already has 10 billion US dollars in independent funds, has no feeling for this 10 million US dollars.

"Keep going."

"During this quota cycle, the five-level presidents received a total of one two-star consumption, but also incurred deferred consumption..."

When the scepter said this, Shi Lei suddenly realized that he had made a mistake before.

During this quota cycle, he paid Kong Fandong 170 million, which was a deferred consumption payment for a previously deemed non-revenue investment.

Later, he invested 300 million in a soft screen research institution in exchange for 30% of the shares. When he inquired about the quota for the first time, he said that the 300 million would be used as non-revenue investment consumption.

This is obviously not possible.

Because the composition of that deferred consumption formed the result of his promotion to the previous level with full marks. The 170 million given to Kong Fandong became compulsory consumption.

Therefore, Shi Lei cannot count all the money invested in the Soft Screen Research Institute as non-revenue investment consumption.

He quickly interrupted Scepter's words and said, "Wait, I have a little thing to do."

Scepter said impatiently: "What little thing?"

"For the non-return investment part, I gave Kong Fandong 170 million, which was decided in the last quota cycle. I only have 130 million non-return investment quota left in this quota cycle, so , the investment in the soft screen research institute can only be calculated as 130 million, not the entire 300 million. "

The sound of the scepter became a little strange. It seemed to be mocking Shi Lei and said, "Are you sure you want to make such an adjustment?"

Shi Lei frowned and said: "Kong Fandong's part of the money must be given. I don't have that much non-profit investment limit..."

The scepter suddenly laughed, and it was very strange. However, this time, before it could speak, Shi Lei heard Heika's voice.

"This does not hinder Kong Fandong's 170 million, and the 300 million can also be calculated."

The scepter became anxious and said: "Supreme Black Card, you..."

Heika snorted and said nothing, but Scepter didn't dare to say any more.

Shi Lei fell into deep thought.

Why does Heika say this is not a hindrance?

He asked tentatively: "Can I use the extra 170 million given to the Soft Screen Research Institute as deferred consumption?"

The scepter also snorted, the voice was very low, obviously it still couldn't understand why Heika would help Shi Lei.

Shi Lei didn't understand either. He had already given away the money, so why...?

Can independent funds still be used to advance consumption, as long as Shi Lei indicates that this advance consumption will be included in deferred consumption?

If this is the case, Shi Lei can save a lot of trouble of loans or installment payments in the future, as long as he verbally confirms with the black card and the scepter.

But Shi Lei quickly figured it out.

To put it bluntly, deferred consumption is the concept of a loan, regardless of who provides the loan.

This loan can be provided by a bank, by the seller, or by anyone with sufficient funds.

And this "any one" naturally includes Shi Lei himself.

For black cards, Shi Lei, who has a quota, and Shi Lei, who has independent funds, can be divided into two and exist as two different individuals.

Provide yourself with a loan…

There is actually no essential difference in this point, but it allows Shi Lei to make more effective use of his own funds and the different categories in the quota, and saves him the trouble of negotiating loans with sellers.

Damn it, if I had known this, I wouldn't have had to negotiate so many conditions with Jackman. I could just use my own funds to advance the house payment, and confirm with the black card that the excess consumption in the city copy would be used as deferred consumption.

So, Shi Lei waved his hand: "That's no problem, let's stick to the original method. The money given to Kong Fandong is also a non-profit investment, and the money given to the Soft Screen Research Institute is still a non-profit investment. Among them, 100 million 70 million as deferred consumption.”

The scepter seemed to mutter something, but Shi Lei couldn't hear it clearly. However, it was probably the scepter that was complaining about Heika's taking the initiative to tell Shi Lei this.

"Two-star consumption will receive an additional score of two points. The deferred consumption generated by this will be deducted by four points. In addition, the deferred consumption generated by non-income-generating investments will also be deducted by three points. Among ordinary consumption, the fifth-level president purchased a yacht, resulting in a deferred consumption of 15 million euros. This consumption will be deducted by two points. Fifth-level president, you will be deducted a total of seven points in this credit cycle. Since there was no additional score before, these seven points will be deducted from the basic score."

Shi Lei smiled slightly. This was the source of the scepter's complaint, because the deferred consumption generated by non-income-generating investments would result in a three-point deduction. If Shi Lei had changed his mind just now, this deduction would have been gone.

The scepter knew very well that Shi Lei hoped to make his score as low as possible in the first or even second credit cycle, and it would be best if it was deducted to zero. It did not want to do as Shi Lei wished.

But the black card's interference still made Shi Lei get the deduction he wanted, which made the scepter extremely dissatisfied.

"The basic score is six points. Due to the two extra points generated by two-star consumption, you, the level five president, have a total of eight basic scores. After deducting the seven points deducted due to the additional score, you only got one basic score in this credit cycle."

Shi Lei snapped his fingers. Although he failed to deduct all the points, he basically achieved his goal.

It's just one point. He will continue to work hard in the next credit cycle and try to deduct more points. In this way, maybe after two credit cycles, his score will still be zero.

It seems that level five has a good chance of becoming not only the longest level in Shi Lei's history, but also a great chance of becoming a long level in terms of the number of periods.

The revolution has not yet succeeded, comrades still need to work hard.

Even if you can't use up all ten cycles, at least you have to get seven or eight periods.

Shi Lei smiled and said, "I've been depressed for so long tonight, and finally there is some good news."

"Humph, I hope you won't be the first black card holder in history to be eliminated because of insufficient score!"

Shi Lei laughed: "Don't worry about that, there are still nine credit limit cycles!"

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