Chapter 27 Credit Terms

When he returned to his own shop, Zhang Hao sat down and began to breathe heavily.

Master Zhang Hao had a look of fear, the first meeting with the princess was all intrigue.

The novels are all deceptive, talking about meeting a princess, and then interpreting a beautiful legend. I don't believe it anymore.

Zhang Shengde smiled: "How about it, the city lord didn't make things difficult for you, right?"

"Yeah, the city lord is not in trouble, but the princess is not very easy to talk to."

"Princess?" Zhang Shengde was surprised, the princess has arrived?

"Yes. The princess said that she has been in Ninghe County for three days and knows us very well."

As he said that, Zhang Hao explained in detail how he met the princess; especially the suggestion to explore the ocean.

Zhang Shengde was thoughtful: "It seems that we have attracted the attention of the royal family. Xiaohao, do you think we should hide our clumsiness, or keep the status quo?"

"I think the steps can be bigger!" Zhang Hao's words were full of pride, "Father, I still think that we should speed up our exploration of the sea.

Although it is said that the green sea of ​​death is dangerous and no one has ever explored it, at least we have not failed.

In contrast, the Eastern Expedition seems promising, but it has never achieved a real victory! "

Zhang Shengde frowned: "Xiaohao, you have been observing the green sea of ​​death these days. Do you think we can really survive in the green sea of ​​death?

We don't talk about wind and waves, and we don't talk about losing our way. Just the endlessly emerging and powerful sea monsters are enough to become a restricted area. "

Zhang Hao stopped talking. It’s too much to go too far. If you mention a little today, a little tomorrow, and a little more the day after tomorrow, you might be enlightened.

So Zhang Hao immediately changed the subject and talked about the credit.

Zhang Shengde nodded: "I agree with this matter. You complete the credit plan first, and I will go home with your brother first, and send over the remaining black iron."

Zhang Shengde and Zhang Han set off with the team. This time they hired hundreds of horse-drawn carriages from the county town and left the city in a mighty way.

Zhang Hao sat at the door, leaning against 300 tons of black iron, and began to conceive the "credit plan".

On the street, people poked their heads from time to time; sometimes they met Zhang Hao's eyes, and immediately gave him a bright but somewhat embarrassed smile.

Zhang Hao curled his lips, he still had a little impression of these people. Many people saw it at the trading desk ten days ago.

As for the reason why these people came here to "peep", Zhang Hao also vaguely guessed.

The reason is the black iron forging technology disclosed ten days ago.

As Zhang Hao expected, the publicity of the black iron forging technology finally found an opportunity for those families and firms that wanted to get involved in the black iron forging but had no technology.

Most of these newly joined commercial firms and families are strong, and they are dedicated to developing the market, so they naturally engage in low-price promotion strategies.

So in the past ten days, interesting changes have taken place in the black iron market in Ninghe County:

The quality of black iron keeps improving, but the price of black iron can't go up no matter what.

As a result, many small and medium-sized Xuantie firms, families, etc., obviously got new technology, but they couldn't sustain it.

The new technology has been obtained, but it has declined. This strange result has made countless people feel sad.

They are incomprehensible!

Naturally, at this time, everyone thought of the Zhang family, Zhang Hao, and that high-spirited young man ten days ago.

However, Master Zhang Hao sat firmly on the Diaoyutai, took his time, smiled at everyone, and then... bowed his head and continued to write his "credit plan".

The sun climbed into the sky little by little, and the warm sun made the leaves shy, and made people yawn in the shade.

Although it is a cultivation, it does not mean that a cultivation likes to bask in the sun.

Except for a few special exercises, who wouldn't want to make themselves more comfortable.

The sound of heavy carriages creaked, and more than 200 carriages stretched to the end of the road, attracting crowds of onlookers.

"Master Zhang."

"Zhang Daoyou."

...

Zhang Shengde looked at the enthusiastic people around him suspiciously, what happened?

When he came to the store and saw Zhang Hao yawning on the table, Zhang Shengde directed everyone to move Xuan Tie into the house.

Eight hundred tons of black iron almost filled the space on the first floor. Zhang Hao could only climb up to the second floor while yawning, and fell asleep right away.

From last night to now, I haven't had a good rest, and I was intrigue with a princess who wanted to go fishing.

Zhang Hao fell asleep on his stomach, but Zhang Shengde took out the "Credit Credit Plan" from under Zhang Hao's arm and looked at it.

Looking at it, Zhang Shengde was a little shocked;

Perhaps the only shortcoming is that some clauses are too idealistic, so Zhang Shengde sat down and reviewed them one by one.

As night fell quietly, more and more people gathered in front of Zhang's shop. Everyone wanted to enter, but they dared not enter.

"Hey, excuse me!" A cry broke the silence, and Zheng Changqiu took the lead, pushed through the crowd, and entered Zhang's shop with curiosity and doubts.

Then, I was stunned.

But seeing that 800 tons of standard black iron has crowded the entire first floor, there is only one passage about four feet wide, leading to the upstairs stairs.

Zheng Changqiu walked up the stairs in a daze, and saw Zhang Shengde and Zhang Hao discussing something, and Zhang Han was meditating beside him.

Seeing Zheng Changqiu approaching, Zhang Shengde got up to greet him.

After a while, other people came gradually, but Zhang Shengde pulled Zhang Hao over.

Zhang Hao was also polite, and went straight to the point, talking about the credit plan.

In no time, everyone started a heated discussion, and the room for bargaining was so fierce that even the fairy Mei Qianyun rolled up her sleeves—a wrong decimal point in the current terms may affect millions of spirit stones in the future!

Everyone is buying, but they are very sensitive to numbers.

The heated discussion continued until late at night. In the end, even the stewards of Yeyue Tower and Bai Ye joined the discussion group excitedly.

When the white belly appeared in the east, Zhang Hao finally let out a long breath, and everyone signed the "Credit Terms" together.

The terms state:

First, pay at least one-tenth of the price of the goods; and once the transaction is concluded, it cannot be revoked.

Second, the interest is accrued incrementally, with the natural month as the unit of calculation. In the first month after the transaction is concluded, no interest is calculated; from the second month onwards, the interest is increased by one-thousandth every month, and the method of compound interest is adopted.

Third, at least one-tenth of the total value must be repaid every month, plus the monthly interest, that is, the repayment must be completed within nine months.

Fourth, an oath from an important representative above the Jindan period is required, plus a mortgage. The valuation of the mortgage must be higher than the value of the goods; the mortgage is temporarily under the custody of the Zhang family and the mortgagee until the credit is paid off, and the mortgagee is responsible for safety issues.

Once the credit cannot be repaid, the creditee has the right to dispose of the collateral.

Fifth, the price at the time of credit purchase is fixed, and no change will be made no matter whether the price is raised or lowered in the future.

Sixth, if payment must be made in kind, the creditee has the right to choose or refuse.

Seventh, this clause has wide applicability; in short, those who signed on it today are all within the scope of application, and everyone supervises each other. If you want to join this circle in the future, you must obtain the unanimous approval of everyone.

For the rest of the details, there are more than 300 densely packed, which can be described as meticulous.

A whole roll of Tianma paper was used for a clause, and it was filled with large and small words stroke by stroke.

After confirming that there was no problem, more than ten copies of the "Credit Terms" were copied, and the Zhang family's guards were busy until noon.

In the end, everyone has a copy with everyone's signature and seal on it. Zhu Yuantang even brought the city lord's personal seal.

The original original documents were kept in the Zhang family and pasted up.

Putting away the terms, Zheng Changqiu and the others looked at each other and smiled.

As for Zhang Hao, he smiled brilliantly.

This clause is of great significance.

First of all, it greatly mobilizes the wealth of all parties - some real estate is mortgaged and becomes working capital. That alone makes a lot of sense.

Second, it forms an alliance of interests. In other words, it is the embryonic form of an alliance of interests.

In the end, the Zhang family's social status has been greatly improved.

The value of this is immeasurable.

From now on, the Zhang family is no longer a small family!