Chapter 898 Heavenly Court Mortgage Plan

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"Which bank in the world is not an empty-handed white wolf?" Liu Lang thought to himself.

After tasting the sweetness of the Tianting chat room based on the sound transmission stone, Liu Lang has already deeply realized that no matter in the Tianting or in the mortal world, only a monopoly industry can really make a lot of money.

There is currently no bank in the heaven, let alone a bank. Even if there is a loan, it is only between acquaintances and friends, and there is no industry formed.

If he can introduce the bank's deposit and loan model to Tianting, at least in the short term, there will be no competitors, which is equivalent to a monopoly.

By the time the merchants in Heavenly Court got familiar with this model and competed to imitate it, he had already made a lot of money. At that time, he could completely leave and look for new business opportunities.

Moreover, one of the biggest advantages of opening a bank is that the cost is low. The role of the bank is like a middleman. As long as deposits and loans can be circulated, their own investment can be ignored. Liu Lang of coins.

Of course, if it is really going to be implemented, there will be many problems. When Liu Lang was thinking, Zhou Ba raised two biggest problems.

"Master Liu, your idea is very good. Once it is realized, you will definitely make a lot of money. But, have you ever thought about it? I know you well. I believe you. I may put Fuyu's Amethyst coins with you to earn interest, but no. What about people who know you? They must be worried that you ran away with amethyst coins. What should I do if the crystal coins run away, or fail to repay when due?"

"The two problems you mentioned are indeed big problems." Liu Lang nodded in agreement, and then continued: "However, I already have a preliminary solution."

"Tell me." Zhou Ba asked curiously.

"First of all, there is the issue of deposit. If you want people to deposit Amethyst coins with confidence and boldness, in addition to attracting interest, you have to find a few powerful characters to help stand on the platform. It is best to attract a few powerful people to buy shares, so that It can build people's confidence that a monk can run away from the temple." Liu Lang said with a smile.

"How many great talents are there to invest in the shares?" Zhou Ba asked.

"No matter what, Jinxian has to start. If it's too low, I can't control the scene." Liu Lang said, holding his chin.

"Cough cough, Jinxian." As a small vendor who was at the bottom of the Heavenly Court, Zhou Ba had never even said a few words to the Great Immortal, let alone interacting with Jinxian.

Hearing Liu Lang say it so easily,

Those who didn't know thought Jinxian was Chinese cabbage.

However, thinking of so many great powers in the heavens recently, helping Liu Lang to wave the flag, Zhou Ba felt that it seemed that Liu Lang's talk of asking the great powers to stand on the platform and attract the great powers to buy shares seemed to be really possible.

"The problem of saving is solved, and then, how to borrow from others? My solution is very simple. I only do mortgages in the early stage!" Liu Lang continued.

"What is a mortgage?" Zhou Ba asked puzzled.

"Mortgage loan is to use the house as collateral to borrow money. If the loan is not paid by then, the house will be used to cover the debt." Liu Lang patiently explained to Zhou Ba.

Housing loans are well known in the mortal world, but in heaven, they are new things. Liu Lang plans to use housing loans as the basis to help the gods in heaven establish the concept of early consumption. There are huge business opportunities in this. I understand, you can also consider launching things like credit cards, which will definitely bring in a lot of money.

"Using the house as a mortgage is very safe!" Hearing Ozil Liu Lang's solution on Zhou Ba, he couldn't help raising his thumb.

Tianting's real estate industry is booming. If you borrow Amethyst coins and get back a house, you may earn more. At least, there is no risk at this stage.

"Of course, this is just a preliminary idea." Liu Lang said with a chuckle: "When I go to Tianting the day after tomorrow, I will seriously examine the real estate market in Tianting. After all, taking a house as a mortgage must be based on the fact that the price of the house cannot fall , otherwise, I would still have a bruised nose and a swollen face."

"Then I'll be in the heaven the day after tomorrow, and I'll wait for Master Liu's arrival, and I'll take you around when the time comes." Zhou Ba said enthusiastically.

"Thank you Mr. Zhou. If Tianting Bank can really be opened, I hope Mr. Zhou can join Tianting Bank to help." It is impossible for Liu Lang to keep Zhou Ba busy for nothing. Therefore, he immediately promised benefits.

"It's a duty, it's a duty! Master Liu has a need, just say hello, I will go through fire and water on Zhou Ba, and I will die." Zhou Ba slapped his chest loudly.

Isn't it because of Liu Lang's words that he has been tossing around for so long?

Thinking about Liu Lang's Tianting Bank plan, Zhou Ba felt that he had lived on a dog for more than a thousand years. This transaction of saving and lending was actually not difficult in principle, but no one in Tianting thought of it.

From this point of view, the wisdom of mortals is not weaker than that of gods.

After sending Zhou Ba away, Liu Lang became more and more excited as he thought about it. If Tianting Bank can really develop, its profitability will definitely crush the Tianting chat room. This is the core part of his future Tianting business layout.

Liu Lang didn't think he was smarter than the gods. The reason why he was able to successfully open the charging station in the heavenly court, run the chat room, and get the first pot of gold was entirely due to the experience he had in the mortal world.

The same is true for the future Tianting Bank.

Different social structures have created different business models. The only thing Liu Lang needs to consider is how to transfer the mature experience from the mortal world to the heaven and carry it forward.

After exiting the mortal prison, Liu Lang found that Mu Xueqing was sleeping soundly, and that Mu Xueqing was sleeping dishonestly, with a thigh directly on his body. Two arms also hugged his neck tightly.

Liu Lang tilted his head, and the mouths of the two joined together again.

"You must pay attention to restraint!" At this moment, Liu Lang couldn't help but think of his mother's admonition to him. Just after thinking about a few words, Mu Xueqing's tongue actually stuck out.

"Let's do it tomorrow!"

Liu Lang's psychological defenses collapsed in an instant, and he turned over and pressed Mu Xueqing under him.

After a long time, at the first rest of the day, Mu Xueqing was still wrapped around Liu Lang's body like an octopus.

"It's getting late, I'll make it for you if you want to eat tonight." Liu Lang said, lightly brushing Mu Xueqing's hair.

"Don't eat anything, I want you to hold me like this all the time." Mu Xueqing said softly.

"So clingy!" Liu Lang chuckled and hugged him even tighter.

However, he was thinking about a question in his mind: If he slept with Mu Xueqing every day in the future, how would he go to the Xingyue Secret Realm to practice.