Volume 2 Summary, Plot Explanation, and Request for Vote

From the beginning of the book to now, I have written nearly 600 chapters, and the second volume "The Sorrow of Gringotts" has been completed.

This was foreshadowed from the beginning. The delicious food Elena was about to eat finally fell safely into her stomach, and from now on, Elena's title could finally add another legendary label.

Compared with the 600,000 words of the first volume of "The Newborn Demon King", the length of the second volume is obviously much longer. I looked at it and wrote just one million words. I was very happy to write this part of the plot. Although the writing was a bit tiring in the later stages, I really thought about the story line and important plot points that I wanted to show from the beginning of the book.

In fact, according to the original plan, the plot here should have ended in the first volume.

But when I reached about 100,000 words, I realized that it would take too much preparation to overthrow a financial institution that has been the only one for thousands of years, so I moved it to the second volume. But even so, the ending is still a bit blunt, maybe Many little chubby chickens will feel like they are reading a textbook when watching the confrontation between Douglas and Gringotts in the later chapters.

The name of this volume is "The Sorrow of Gringotts". In fact, the entire first half of the first volume and the second volume can be seen as a conspiracy to plan Gringotts. The most vulnerable area in the magical world is the financial field. , but the catalyst for the rapid operation of a society is also the field of capital, so if Elena wants to change the world, she will eventually have to fall at the level of wealth.

As a freshman who has just entered the magical world, Elena's biggest golden finger is actually that she happened to know the "super black swan event" about the disintegration of the Soviet Union, and it was stored in her mind because she studied hard before traveling. In terms of financial knowledge, she is actually like a tireless lever, constantly rolling the snowball gradually.

However, if you want to control such a huge change in one year, just relying on a little cleverness is not enough. The primitive accumulation of capital does have the smell of blood, but if you do not have the strength or blindly follow the evil path, then that The smell of blood will eventually come out of itself.

But one day before I went to bed, I suddenly remembered that this was supposed to be a fairy tale, not a story about fighting monsters.

Therefore, I liberated Grindelwald in the first volume, and then tried to change some of Elena's outlook on life and values ​​little by little in the second volume, trying to make this capital devouring less cold. ruthless.

It is difficult for such idealistic people to survive in the real financial market, because there is no magic in the world we live in, so when one party’s interests are to be satisfied, tragedy and hardship will definitely outweigh the interests, and some people If you do something wrong, you will definitely be punished... Without magic, it will become cruel, painful and desperate.

From that point on, I gave up the originally planned ending that might be more shocking and tragic, and thought about how to use some attributes of magic and finance to make the whole story play a good game with laughter.

The following content, in fact, if you look back slowly, you should be able to vaguely think of some details.

For example, the competition for the vegetable gardens of the four colleges is actually a small market with uneven resources. The fights among the students are actually a microcosm of the war that takes place in the real world. However, magic and the school environment turn everything into a fairy tale. Magic What’s more, the price everyone needs to pay will not be permanent scars and pain.

Another example is the establishment of some columns in "The New Quibbler", which gradually allowed information to move from being closed to a diversified media platform, opening up a small window in the invisible barrier between Hogwarts and the wizarding world. And exploring the past history between the non-magical world and the magical world, looking for the opportunity for the two worlds to merge together.

The Acromantula and Elena living in the Forbidden Forest are actually the result of another failed game.

Hostility and estrangement only need a small reason between two races to break out into a genocidal war. This is actually another microcosm of the relationship between human wizards and goblins. If there is no common interest, then the other party's body is often the last point of interest - I will explain the explanation about Gringotts separately later, but I will just briefly mention it here.

Of course, in this process, I also gradually grew up and began to learn to lay some foreshadowings and clues in the plot, waiting for the unfolding of the third volume. After all, the plot expectations of the third volume may not be so clear, and The deviation of the story line also makes it almost impossible for me to refer to the original plot in the following story.

The title of the next volume has been determined very early. The main plot is very clear and there is a lot to write about. The perspective will also return to the school from the outside, mainly focusing on Hogwarts. And the name is called "A Certain Scientific Hogwarts."

Combining this volume title with some of the previous content, many little fat chickens should be able to imagine some stories. Most of them are the changes that Elena began to bring about in the layout and campus life, but now many lines have not been fully developed. To write about, such as the reform of Potions class, the principles of transfiguration, the introduction of natural subjects such as mathematics, such as thinking about ghosts and portraits, the scientific classification of magical animals, such as Quidditch and the necessary revision of some magic regulations, such as The redefinition of the history of magic, such as the academic progress of the magic world...

Compared with other books, after upgrading and fighting monsters, after finally becoming a strong person, and then pursuing money and material things, Elena's path may be more inclined to first quickly accumulate wealth, eliminate hidden dangers, and then concentrate on To improve one's strength, or to better influence and change the world - people, after all, have to meet their needs.

Full, warm and thoughtful, only when the basic needs of life and food and clothing are solved, can you have the energy to pursue the so-called truth.

Therefore, the story in the next volume will definitely not end in a hurry, and there is no need to worry about too many separations from the previous ones. After all, all the foreshadowings are actually traceable, and this time Elena will finally stay on campus with peace of mind. Trouble maker.

However, that is for the future, and now we return our focus to the end of the second volume.

This part of financial knowledge is indeed a bit stiff. After all, you still need to study this kind of professional theory for a while before you can imagine the whole picture just by looking at a few clues. Otherwise, there wouldn’t be so many financial-related practitioners learning about hair loss. , or just get sick from exhaustion, especially when the concepts of sociology and mathematics are also mixed into it.

How can he explain in a novel what Fat Chicken has learned for seven years in just a few sentences? One day during a casual chat, I asked my instructor about this issue. As expected, I was severely laughed at and taught a lesson, and then I wisely Choose to give up.

But some of the most basic confusions and details can still be roughly explained.

The first volume, the second volume, and even the timeline of the original Harry Potter books 1-7 are actually compared to the period of 1991-1998 in real time, and Elena is currently in 91 -92, which is the legendary late twentieth century, is also the starting point when the Internet age has not yet developed and the financial age and the information explosion are about to begin.

At this time, most people still think about problems based on the logic of the real economy, and most bad guys with evil intentions still use some simple, crude, inefficient and discontinuous deceptions. In many cases, they are still entangled in the treaty traps of contracts or credit issues. And the problem of the real economy, as long as you are flexible and do not require professional knowledge, you will not be easily deceived.

In order to defeat Gringotts Wizarding Bank and the fragile financial system of this era, Elena intensively used classic financial scams, or classic financial scams, that have been summarized and emerged from around the world for more than thirty years in almost one year. Legal loopholes and gray areas of the market that are still controversial...

To simply count, there are roughly: "Real Estate Entrusted Mortgage Dispute", "Leasing and Sales Dispute", "Ruble Scam", "Ponzi Scheme", "Pyramid Scam", "Rat Society", "Clos Scam", "Unfair transaction disputes", "bank run theory", "asymmetric information fraud", "bad money drives out good money"...

It's just that from a God's perspective and a modern perspective, it seems that the goblins of Gringotts and people in the magical and non-magical world are stupid - in fact, those who can explain what she said are already considered the best in the industry at that time. or.

Therefore, it is not that the opponent has been hit by intelligence reduction, but this time Gringotts is facing a dimensionality reduction attack that spans the timeline. They don't even have the cases and channels to understand these new scams, so they directly become the third party. A prey, after experiencing such a series of deceptions, it is possible for people and fairies to learn lessons from the wounds.

In a sense, this crushing situation also illustrates the qualitative changes that have occurred in the entire world financial field since the collapse of the Soviet Union.

As for what happened at the capital level from the first time Elena stepped into Gringotts to the arrival of Her Majesty the Queen now, I can actually omit the guide to the former Soviet Union and briefly explain it with some changes in money and equity. .

First, Bai Mao Tuanzi used the title deed of Hogwarts to mortgage a loan equivalent to 750 million gold galleons. Her original intention was to take advantage of the exchange rate difference after the collapse of the Soviet Union to borrow less than 1% of the gold. Galleons' assets were converted into rubles, which were once equivalent to 750 million gold galleons, and were used to repay the loan - so that she could earn all the exchange rate percentage.

Later, she used the Tianming Group to amplify the currency equivalent of 750 million gold galleons by purchasing real estate, taking loans, purchasing again, and re-loans, and started the first snowball, turning the entire former Soviet Union. The cost of capital operation has increased and the speed of cash flow has decreased, forcing other capital to extend the investment cycle and increase investment.

On the Gringotts Raiders side, on the one hand, it used a Ponzi scheme to create panic and conflicts, and through runs, it greatly squeezed Gringotts' reserves. On the other hand, it used trials to force the racial dangers between goblins and humans to advance. Appear.

The result of the public trial now denies the legality of Elena's first contract, which also denies the fact that the 750 million gold galleons obtained from mortgaging Hogwarts have been handed over to the mortgagor. It is equivalent to directly hacking the money - which means that the money is still in Gringotts's vault, not in Hogwarts.

At the same time, because Peter Pettigrew belongs to the dark forces and there are loopholes in the contract, his illegal gains need to be returned to the legal owners. In other words, Gringotts Wizarding Bank also needs to pay Hogwarts based on this. The mortgage of seven hundred and fifty million gold galleons, of course, was now said to be in the Lestrange treasury.

In other words, just after such a change of hands, Gringotts had to make two loan payments for the contract to mortgage Hogwarts, from the original 750 million to 1.5 billion. The total number of galleons.

Immediately afterwards, because Gringotts did not have enough money to pay the latter amount, the Destiny Group loaned 750 million gold galleons in Hogwarts to Gringotts to pay To Hogwarts.

In addition to the second payment to Hogwarts, Gringotts also needs to repay the Destiny Group's 750 million gold galleons. This part exists as a loan, which means that it needs to be repaid later. Or exchanged for equity.

Finally, in order to respond to and appease the anger of other bankrupt wizards in the wizarding world, Gringotts also had to roll back the bank's deposit records, returning to the amount of "deposit liabilities" before the April 1 run and the increase in Ponzi schemes. . And this part of the money can only be paid by the part of the gold coins that belong to Hogwarts and are stored in the Gringotts vault-that is, the second payment to Hogwarts should have been stored in Lestrange. That portion of the treasury funds.

In other words, Hogwarts has become a borrower of Gringotts. Gringotts will then need to repay the portion of the gold galleons that Hogwarts lent to Gringotts as a reserve fund for wizards, or use Equity swap.

That is to say, after this mortgage contract changed hands, Gringotts increased the liabilities of four Hogwarts mortgage contracts, totaling a huge debt of three billion gold galleons, and lost the right to mint, operate and issue coins. .

At the same time, Elena also ate the entire Gringotts Wizarding Bank and the life savings of other wizards in the wizarding world. The blame for the disappearance of this money has now been placed on the Federal Reserve and the American Goblins, which is equivalent to losing most of it overnight. The savings of a British/European wizarding community turned into a small amount of money for Elena, and at the same time turned into a bilateral liability for Gringotts.

Later, the Gringotts equity represented by [Hogwarts-Golden Gallon] was actually all in Elena's hands, although it seemed that as the currency flowed into the market, it became an equity owned by the whole people. , but this is meaningless.

To put it simply, assuming that a fat chicken with a round face holds ten gold galleons, then theoretically he owns one billionth of the equity of Gringotts Wizarding Bank, but he wants to cash in on this right. This gold coin must be permanently returned to Destiny/Hogwarts, which temporarily holds the Gringotts equity, and then obtain a certificate of equity.

This equity certificate can be used to exchange [Hogwarts-Golden Galleons] from the bank in the future. In other words, unless the gold coins in this market gather in the hands of a certain person again, otherwise With the additional issuance of currency, there is never any way to redeem equity - because the certificate for redeeming equity is the currency itself that needs to be circulated in the market.

This is another classic currency and equity scam, so I won’t go into details here.

All in all, the second volume is finally finished. I am very happy to be able to tell this story with great difficulty, and to complete such an important volume that connects the past and the next in a clear and rigorous manner. This is just the starting point of the legendary experience of the Sandaime Demon King, not the end of the story. Of course, there are some small things that will wrap it up a little, but I won’t go into details. It’s a good habit not to spoil it.

Frankly speaking, this is the first time I have written such a long story.

After all, according to the progress of most HP fans, this word count is almost at the end of the book.

But here I am, the first school year has just come to an end. It seems that this story will be with you for a long, long time - I can’t laugh or cry, I have mixed feelings - and after more than a year of writing, Fat Chicken is finally on the path of being a writer. On the road, I have taken a small step. Although there are still many problems, I am finally on the road.

As a novice writer, I am very aware of my shortcomings;

For example, the vocabulary is very small, and most of the time it is difficult to find suitable non-repetitive sentences in descriptions and transitions. In this regard, I would especially like to thank Yuantong, Cuttlefish, Elbow, Hidden Man, Old Devil Boy, Newspaper Seller, Young Woman Bai... They gave me a lot of experience and words for describing characters and expressions. Whenever I don't know how to write, I would open the screenshot and look through the chat history they gave me one by one. Although it was just a casual example for a few minutes, it was really useful for a stupid newbie like me who could only say "Awesome" at first. It is a super important martial arts secret book.

In addition, in terms of plot considerations, in fact, many times I am still in a state of confusion when it comes to sorting out the outline, details, and plot points. After all, this is technically the first book I have written. Long story. Here, I would especially like to thank my editor, Wen Le Da, who helped me sort out many important plots after opening the book, and provided and completed many logical lines of the story and world view, although I have completely gone astray by now...

In addition, I would also like to express my special thanks to Brother Xiuzi for forcing me time and time again to learn how to write detailed outlines and outlines. He even took pictures of his own handwritten notebooks to teach me step by step. Before coding, he recorded plot highlights and rhythm. This barely ensured that after work, the frequency of coding would not be interrupted for too long, and occasionally it could even burst out.

On the other hand, in terms of plots, characters, and stories, Yuantong, Naiqi, Qi Peijia, Air Conditioner, Arsenal, Real Trouble, Qingshan, Qingquan Liuxiang, Get Out, Ci Miao, and Capybara all taught me a lot. I have been despised and ridiculed many times, but every time I asked, everyone was super patient and super serious in giving me advice. I also learned a lot from them, and also saw many of my own shortcomings and how to deal with them. The gaps between the stars in the sky.

Of course, I also received a lot of support and encouragement in terms of hydrology, fragmentation and single updates...

All in all, writing an article is indeed a very hard job. It is completely different than what I imagined when I read the book before, but I can tell my story bit by bit and let everyone see a new world, especially when reading a book. It is particularly pleasant to receive everyone's comments, praises, and analyses, and this kind of thing is a double happiness for a fat chicken who has changed his job from a reader. Every night and morning, he wakes up and reads it again. Read through the comments.

Ouch!

I like novels! I like online articles!

I like reading novels, writing novels, promoting novels, and everything about words!

In words, I feel that I have finally found the true meaning of my existence...

Because the updates have not been very powerful, and Fat Chicken has no pursuit of data or anything, I have not asked for anything. I just hope that everyone can come and watch it and comment.

Now the second volume has finally come to an end, and it ends with a lot of great chapters. So Fat Chicken shamelessly asks for praise, pen refills, monthly votes, and recommendations! Ooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo

Well, as a fat chicken who loves to learn, when many cute curly baboons and round-faced fat chickens saw this title, they should have thought of what the last content is. Of course, learning from the Platinum Master must not leave anything behind. . A well-known boss once said that when you decide to follow a certain example and don't know what is most important, it is best not to omit or delete certain links at will according to your own understanding.

so--

Finally... take a half day off today, start coding in the evening, and try to write a chapter.

And seriously speaking, this chapter alone is almost three chapters long, almost 6,000 words long! ! ! It’s completely acceptable to include some explanations in the text, right? right!

In the next volume, Bai Mao Tuanzi finally begins to extend his claws to the school... the delicious food on the tip of the tongue is also coming back.

Volume 3, "A Certain Scientific Hogwarts", so stay tuned!