Chapter 2906 Guidance and Fudge

"Anyway, I think this proposal is very feasible. As for whether there will be any risks, I really didn't expect it. It would be good if you brainstorm." Jiang Fei nodded after listening to the consul's words.

"That's good. Don't think too much. It's not that I don't trust you. After all, it's the first time we've tried this kind of thing." The consul laughed.

"My lord, don't worry, I won't think too much about it." Jiang Fei laughed.

"That's good! Come on, let me introduce a few people to you." The consul laughed, and then brought Jiang Fei to a few people, and began to introduce them.

Although Jiang Fei is already the No. 2 figure in Gamma Space at this time, he has been in this circle for a short time after all, and he does not know many people. Although these people have heard the name Jiang Fei, they also know that he leads We have come out of the economic crisis, but this is the first time we have actually met each other.

On occasions like the present, especially when the consul is the referrer, Jiang Fei and those dignitaries basically greet each other and flatter each other, and everyone is more hypocritical than the other.

Just when Jiang Fei felt very bored, Colonel Kono suddenly stood up.

"Everyone, I have different opinions on Ralph's proposal." Kono stepped forward and said.

"Oh? Tell me?" The Consul smiled. In his eyes, Ko Nuo was a rough man in charge of the army. He actually had opinions on such financial matters, which made the Consul very curious.

"Ralph, you said that you want to relax the restrictions on lending, so that more people can get loans from banks, so as to stimulate consumption and economic growth, which sounds right, but how can banks have so much money to borrow? And what if these people still don’t get a loan from the bank?” Ko Nuo’s question hits the nail on the head, and it’s not difficult to relax the review, but the bank’s assets are limited, so he can’t conjure up money out of thin air to lend to others! And once the review is relaxed, the bank's loans will have to bear more risks. Once these lenders are unable to repay, the bank will have to bear the loss.

"This is easy to handle." Jiang Fei smiled slightly, he had already prepared countermeasures for this.

"Oh? What way?" The consul immediately looked at Jiang Fei. In fact, he also thought of Ko Nuo's doubts, but he was too embarrassed to bring up such things, because in his capacity, once he raised doubts , that is tantamount to denying Jiang Fei's proposal.

And if it's someone else's question, then there is still room for relaxation. After all, as the dictator of the gamma space, what he said is tantamount to a final conclusion, and no one dares to refute it.

Therefore, although the consul has doubts,

But he waited for others to propose it, because he was actually very interested in Jiang Fei's proposal. After all, once this proposal was put into action, the benefits would be huge.

In the final analysis, the consul wanted this proposal to stimulate the economy, but he didn't want to take the risks involved. That's why he held such a gathering. The purpose was to have these people debate with Jiang Fei and see how feasible the proposal was. how many.

"Two words - leverage and guarantee!" Jiang Fei said his answer with a smile.

"What do you mean?" Ko Nuo asked, and the other top officials and dignitaries also looked at Jiang Fei, and they more or less had similar doubts. After all, there are many bankers and wealthy people here. But because of their status, they didn't want to offend Jiang Fei, a popular figure, so they didn't say anything before. Only Ke Nuo, who was at the same level as Jiang Fei and was also a political opponent, was the most suitable to question.

"Mr. Noz? You are a banker, right?" Jiang Fei didn't answer Ko Nuo's words, but turned to look at a white and fat old man beside him.

"Yes! Master Ralph." The fat Noz bowed slightly to Jiang Fei.

"Approximately how much is your bank's assets?" Jiang Fei asked.

"Uh..." Noz hesitated for a moment, then gritted his teeth and said, "About three billion."

"Well! Then how much is your loan interest?" Jiang Fei asked again.

"About 5% or so." Noz replied, this is no secret.

"Then have you heard of the word leverage?" Jiang Fei asked.

"What do you mean?" Noz was taken aback.

"If, on behalf of the government, I allow you to add 30 times the leverage, that is, allow you to use 90 billion to lend, would you dare?" Although Jiang Fei asked with a smile, Noz was still frightened Come out in a cold sweat.

"This..." Noz really hesitated this time.

It was the first time Noz had heard of the so-called leverage that Jiang Fei said, but this word shocked him deeply. If he could really use the leverage of thirty times, then he would be able to release 90 billion Loans, and a 5% interest rate means 4.5 billion interest income!

And what does the interest income of 4.5 billion mean? It means that Noz's bank assets have directly doubled!

Such a large profit made Noz's heart pounding, but besides the excitement, Noz also thought of another problem, that is, taking out loans for investment may not necessarily make money, what if it loses? Also calculated at 5%, that is a loss of 4.5 billion. In this way, Noz, who only has a capital of 3 billion, has lost all of himself and owes a foreign debt of 1.5 billion!

Leverage, high returns, also brings high risks!

"Are you hesitant?" Jiang Fei asked with a smile.

"Hmm! The risk is too great..." Noz nodded, and he would lose his fortune if he didn't understand it. This really made him dare not make a decision lightly.

"If you are asked to spend one-third of the income to buy insurance, if there is a bad debt, will the guarantor pay you back?" Jiang Fei asked suddenly.

"Of course I will!" Noz didn't even think about it this time!

You must know that as far as the current situation is concerned, Noz's 3 billion is released, and the 5% profit is only 150 million, but if he uses leverage, he can have 4.5 billion in income, and he only needs Spending a profit of 1.5 billion can avoid risks, which is equivalent to earning 3 billion in vain!

With an income of 150 million on one side and 3 billion on the other, and zero risk, as long as Noz is not a fool, he will definitely do it!

"Mr. Barak." Jiang Fei turned to a tall and thin old man.

"Master Ralph." Barak nodded at Jiang Fei, he is a rich man in Gamma Space.

"If I hand over all the bank guarantee business of Gamma Space to you, they spend 1.5 billion to buy insurance from you, and if his investment fails, you have to pay 4.5 billion in compensation, would you like it? "Jiang Fei asked.

"Hmm..." Barack was silent. He didn't dare to make a decision on such a big deal, he had to calculate it himself!

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Chapter 2906 Guide and Fudge (Page 1/1)

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