Chapter 1100 Higher Civilization Loans

After learning that it is possible to borrow money from the photosynthetic civilization, Fang Yuan immediately convened the military scientific research team and the ship's staff team to discuss this matter.

"Piggs is helping us apply to Guanghe Galaxy Yuanxing Bank, and we should be able to get a loan plan soon. What we need to discuss now is how to improve our strength after the loan." Fang Yuan probably helped the meeting to set the direction of discussion .

When Zhao Anya heard this, her heart suddenly felt a little turbulent: "How much can I borrow?"

"I don't know yet. According to Piggs, we need to use 30% of our γ670 resource star in Scutum as collateral, so the loan amount should not be too small. However, we have to wait for Piggs to confirm the result of the loan application." It can only be confirmed by passing it on." Fang Yuan replied.

The photosynthetic civilization works very quickly.

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It didn't take long.

Piggs' communication intervened in the conference room of the Shenzhou.

"Dear Admiral Fang Yuan, I am very happy to tell you that Guanghe Galaxy Yuanxing Bank has approved your loan. I have passed on the loan plan and preliminary agreement. You can take a look first, and then we will continue to communicate. .” After Piggs finished speaking, he did not cut off the communication, waiting for Fang Yuan's reply.

Fang Yuan moved his finger and asked someone to project the preliminary loan agreement on the big screen.

The preliminary agreement was released.

Fang Yuan's focus is mainly on the number of the agreement, the most important number is the loan amount.

"300 million alliance currency, is there only so much at most?"

Piggs opened his hand and explained: "This is calculated based on your three-year income from the γ670 resource star in Scutum, and a little more, enough to make up the amount of 300 million alliance currency."

"But the most valuable Zro star source of the γ670 resource star in Scutum can be mined for 50 years, shouldn't it be calculated as a 50-year mortgage?" Fang Yuan wanted to fight for more.

"I think you may not have an accurate understanding of the value of the alliance currency. According to the estimation of the Guanghe Galaxy Far Star Bank, 300 million alliance currency can buy 100 earths." Piggs spread his hands.

Fang Yuan was not surprised by this value comparison.

because,

The earth is actually of little value to advanced civilizations.

For advanced civilizations, valuable resources must be the Zro star source, various rare crystals, and Beserian rough ore mines.

And these things, the earth does not have.

In the eyes of advanced civilizations, the earth is a planet with scarce resources.

At this stage, human beings are still just a planetary civilization. Whether it is technology or civilization level, they are also of no value to advanced civilizations.

Therefore, the earth, the blue planet on which human beings depend, is indeed worthless.

As a result, a random 300 million photosynthetic civilization loan can actually buy 100 earths.

"Is there any way to increase the loan amount?" Fang Yuan asked.

Zhao Anya pulled Fang Yuan's arm, pointed to another number, and said, "Look at the interest rate."

Fang Yuan has actually seen it, that number is indeed a bit excessive.

The annual interest rate is almost the same as grabbing.

However, Fang Yuan was not angry at all when he saw the loan interest rate.

With the current situation of human beings, interest rate is not the key point at all, first get the loan in hand, improve the strength of civilization, and then talk about the rest slowly.

For a civilization that could perish at any moment, interest rates are just a number.

Of course, if you can strive to lower the interest rate, you still have to try.

Fang Yuan clicked on the value of the interest rate, and asked: "Is this interest rate a bit too much?"

Piggs spread his hands and said: "This is the result calculated by the Guanghe Galaxy Far Star Bank, and I can reveal some information to you. This interest rate is not an exaggeration, it is just a normal war loan interest rate."

"More than 100% interest rate, not much?" Fang Yuan said with a straight face.

"This is directly proportional to the risk, and this loan is in the form of a war loan. Moreover, in the risk assessment given by Guanghe Galaxy Yuanxing Bank, it is estimated that the probability of you being able to repay the loan is less than 20%. In a sense, this money can be seen as supporting you." Piggs spread his hands to express helplessness.

"Support? That's too much." Eve complained.

Fang Yuan felt that there was nothing wrong with Piggs' explanation.

At least, from the perspective of photosynthetic civilization, this is indeed the case.

Human beings are just a planetary civilization, and the loan can buy 100 home planets.

The value of this loan is not a general exaggeration.

Moreover, human civilization has always been attacked by the Palesian civilization. In the eyes of advanced civilizations, human beings may perish at any time.

In this case, according to the risk assessment of the Guangxi Galaxy Yuanxing Bank, the probability of human beings repaying the loan is indeed not high.

For a loan with a high probability of bad debts, it is not a problem to say that it is support.

"I really want to help you, but there are some things that are there. There is no way. If it is not for the 30% share of the γ-670 Scutum resource star as collateral, it is impossible to pass this loan. In addition, this interest rate is actually The parent star year of our photosynthetic civilization is 1.6 Earth years, so if you convert it, it’s not that exaggerated.” Piggs spread his hands.

After Fang Yuan figured it out, he didn't bother with the interest rate value anymore, and continued to fight for the amount: "I won't talk about the interest rate, I hope to increase the loan amount."

"Is 300 million alliance currency not enough? How much do you want?" Piggs asked in surprise.

"The more the better." Fang Yuan didn't care about numbers, anyway, the more the better.

"It's a bit difficult. The figure of 300 million has already been won by me for you." Piggs spread his hands.

At this moment.

The ship's staff team handed a note to Fang Yuan.

Fang Yuan glanced at it, and said to Piggs: "Let's do this. After we get the loan, we will spend most of the loan within the photosynthetic civilization. This should increase the amount, right?"

Piggs nodded when he heard the proposal, and said, "If that's the case, you can indeed apply for an increase in the quota. I'll help you apply. Give me an approximate figure. How much do you want?"

"The more the better, I'll eat ten times as much."

When Fang Yuan opened his mouth, he wanted to turn ten times over, making the surrounding teammates swallow their saliva.

Ten times the loan, plus the interest rate, these figures are a bit scary when combined.

"Ten times should be impossible, but we still have to consider whether it is possible." Piggs shook his head.

"No, I will double it ten times. If not, I will pay the debt with myself." Fang Yuan stretched out his hand and pressed it on the table, his eyes were firm.

"If that's the case, then there's no problem. I'll help you apply." Piggs immediately agreed.

In the military scientific research class, many people were surprised: "Is this agreed? Just now I said no."

"It's not surprising, human civilization is worthless, the earth is also worthless, but Fang Yuan is valuable, the universe is so cruel." Zhao Anya spread her hands and sighed.