Chapter 899 Countermeasures
A genius can remember the address of this website in one second: (Dianping Chinese), the fastest update! No ads! Boycott Dawang Mountain?
Su Yu frowned slightly, and a cold light flashed in his eyes.
This group of people felt that Dawang Mountain had become the target of public criticism and that the situation was over, so they thought it was a good idea to take advantage of this gust of wind to borrow the money from Dawang Mountain without repaying it.
They talk about Dawangshan's crimes, but in fact they are just trying to take advantage of them in a high-sounding way.
"Your Majesty, it's not just that, because the prestige of Dawang Mountain has been hit at this time, there are almost no depositors, and everyone is taking out loans to take advantage!" Bai Xiaolong also said, his face full of anger.
If you don't dare to make a deposit, you are naturally worried that you won't be able to get your deposit after the collapse of Dawang Mountain. This will create an endless cycle and the capital chain will be broken sooner or later.
"What should we do? Should we let the bank stop operating first?" Nalan Ruoshui suggested.
Her statement is not unreasonable, because Dawang Mountain is beautiful on the surface at this time, but in fact it is seriously short of manpower, especially for experts. If someone really borrows money and refuses to repay it, they will definitely need to send manpower to collect the debt. When the time comes, they will have to use it. If there is no master of force, how can we collect debts?
You can't always let the king take action personally, right?
Suspending banks can greatly reduce current losses and is a good suggestion.
However, Dawangshan is already like this at this time. If Dawangshan Bank closes as soon as it opens, it will be a fatal blow to the prestige of Dawangshan, and more and more people will look down on Dawangshan!
"The bank does not need to close, but the loan requirements must be greatly increased!" Su Yu pondered for a moment and said: "In addition to reviewing the collateral, guarantors will also be needed in the future! Also, reduce the amount of the loan and try your best to evaluate the collateral. Lower the value! In addition, the lender’s work or income must be reviewed, and those with stable spiritual stone income will be given priority!”
This kind of rule is actually indispensable, because the bank has just opened, and Su Yu did not want to implement it so quickly. Since he encountered such a thing, he could only implement it in advance.
"And..." Su Yu paused, as if thinking, and then said: "If you set up a bank VIP, once the deposit amount is huge and the time is long enough, you will become a large account of Dawangshan Bank, be listed as a VIP, and become a VIP After that, not only will your future loans be given priority, but you will also get a 10% discount on all future purchases in Dawangshan stores!”
On the one hand, suppressing loans and on the other hand, increasing deposits. This is the best way at present.
"Your Majesty is wise!"
Xiao Yihan's eyes shot out a bright light and he immediately cheered.
The other disciples also nodded, the king is the king, he can come up with countermeasures so quickly.
"Who has taken out a loan from the bank now?" Su Yu continued to ask.
The Dawangshan disciples all looked a bit unhappy. After hesitating for a moment, Bai Xiaolong slowly stepped forward and said, "There have been too many people trying to pick up the slack recently. Countless people have come to take out loans with the intention of taking advantage. There are a lot of people..."
After a pause, he gritted his teeth and said, "And...someone has already exceeded the repayment deadline!"
"Exceeded?" Su Yu was stunned. How long had the bank been open before someone exceeded it?
"Some people just borrow it for a few days or even a day, saying it's an emergency, but then they don't pay it back..." Bai Xiaolong continued.
This is an attempt to challenge the bottom line of Dawangshan Bank!
Su Yu sighed slightly in his heart, and a sharp look flashed in his eyes.
This group of people borrowing money is fake. To put it bluntly, they just want to test the bottom line of Dawang Mountain and see what will happen if they owe money! It's clearly a provocation!
"Locate the location and information of these people from the bank!"
"Yes!" A hint of excitement flashed on the Dawang Mountain disciple's face, and he immediately said after realizing what Su Yu was planning to do.
They were really frustrated during this period and needed to vent.
Su Yu also directly sank his consciousness into his mind, "System, bring up the bank interface!"
The picture in his mind immediately changed and turned into an interface similar to a radar.
There are a large number of green dots distributed on the interface. These green dots represent the people who have taken out loans. Among these green dots, there are also many red dots scattered around. There are thirty Multiple.
The red dots naturally represent people who have exceeded the repayment deadline. Unexpectedly, there are already more than 30 people. My Dawangshan’s credibility is so poor?
The positioning is already there. According to the direction indication of the radar, these red dots can be found directly.
Su Yu cast his gaze on one of the red dots, and the screen immediately zoomed in, and then information began to appear on these red dots: Chu Hao, demigod realm, Baicheng Ren clan, borrowed a thousand high-grade spiritual stones, and has exceeded the repayment limit. The payment limit is exceeded, and late fees are required. A total of one thousand and thirty high-grade spiritual stones are owed!
In a few days, due to the penalty for late fees, the interest already amounted to thirty high-grade spiritual stones.
How dare you, a little demigod, borrow money and not repay it? I really don’t know how high the sky is and how high it is!
Su Yu raised his eyebrows slightly, then looked at some of the red dots and found that the amount of unpaid money was not very large, but the level was also not high.
After thinking about it, it is understandable. Those big forces naturally do not dare to openly confront Dawang Mountain, and naturally they will not borrow money. Most of those who owe money and do not repay are casual martial artists.
This group of people are short-sighted and think that Dawang Mountain is a paper tiger, seeking petty gains.
"Yihan, you and Xiaolong go to this area and ask for money from people in this area!"
"Ruoshui, take the stone over here."
"Xiaoxiao, you and Gumball go here."
Su Yu arranged everything one by one. Gan Bao was reluctant at first, but when she heard that she was going to ask for the spirit stones, she immediately became energetic and her eyes brightened. In her mind, spirit stones were linked to food. Stone has food.
After arranging everything, Su Yu walked out directly and flew in one direction.
…
Baicheng, in a restaurant.
In the God's Domain, the restaurant is actually a flower building. Inside, there are birds and butterflies, and the laughter is endless.
This is a place where warriors use to have fun.
"Hahaha, Chu Hao, why are you so rich all of a sudden? It turns out you borrowed money from that gangster in Dawangshan!" A loud laugh came from the restaurant, with a hint of envy in the voice.
"Tch, when I heard the bank's first reaction, I knew it was for me to send money!" Chu Hao said with a proud smile while drinking, "Interest? It doesn't exist!"
"Hey, if I had known I would have borrowed it quickly, but now the requirements are so high!" The man next to him said unwillingly and with annoyance, "Borrowing can't help much."
"I'm here to give you a suggestion. No matter what, borrow as much as you can. This money is for free, don't be too little!" Chu Hao enlightened earnestly, "Look at the current situation, Your Majesty. The mountain is nothing, it’s no longer good, it will probably collapse next year! This borrowed spirit stone is nothing!”
…