Chapter 279: Chapter 279

Aslan became more and more suspicious that the founder of the Maxim Federation was a time traveler, and he was also a time traveler from China.

After becoming a junior member, Aslan walked around the Maxim Federal Commercial Bank and enjoyed the VIP treatment of the Maxim Federal Commercial Bank.

In addition to doing business without queuing, you can also enjoy exquisite three-meal service.

What surprised Aslan the most was that Maxim Federal Commercial Bank actually introduced interest income in such a dominant bank environment. Although the interest income is a bit low, the annual interest rate is only one thousandth of a point. After calculating the interest rate, Nomiri was also very surprised.

If you put 500,000 in Maxim Federal Commercial Bank for a year, you can earn 500 gold coins for free.

Such a good thing really confuses her.

On the way back, Nuomili couldn't help asking: "Master! The boss behind the Maxim Federal Commercial Bank is not an idiot, is he?"

Aslan heard this and couldn't help laughing.

"Not an idiot, but the smartest person in the history of the entire continent." Aslan said with a smile.

Yitzhak, who had been looking for Aslan for a long time, was just about to say hello to Aslan, but couldn't help but fell silent after hearing this sentence. He was very much looking forward to Aslan's evaluation of Maxim Federal Commercial Bank.

They are researching the true purpose of existence of the Maxim Federal Commercial Bank.

"To give a simple example, we deposit money in Maxim Federal Commercial Bank, and Maxim Federal Commercial Bank pays me interest. No matter how you look at it, Maxim Federal Commercial Bank is losing money, right?"

Naomi nodded seriously.

"However, if Maxim Federal Commercial Bank invests our money or lends it to other people, he will benefit even more from it. Money, directly take my savings to buy goods, and then sell them to another city. In addition to deducting labor costs and losses, Maxim Federal Commercial Bank can earn at least one hundred and two hundred thousand gold coins. Who do you think earns? ?”

Nomiri's mouth slowly opened into an O shape.

"As for the loan, it's simpler. If I lend my money to a lord who is in urgent need of money, doesn't it require interest? I just read that the amount of the loan varies with the level of the loan, and the interest is also different. For example, the annual interest rate is 100% Five." Aslan dropped another bombshell.

Nuo Mili was completely flustered by the wind, then her eyes froze and she blinked at Aslan.

Aslan understood in an instant, and didn't continue to speak. Originally, he planned to ask Nuomili about Maxim Federal Commercial Bank's opinion, after all, they just took a stroll around.

"Haha! Aslan, you really exceeded my expectations. The academy listed the Maxim Federal Commercial Bank as a typical example. We only discovered something after half a year of research. You actually saw through it so quickly. We call this commercial bank. Learn." Yitzhak said with a hearty laugh.

Aslan rolled his eyes straight away. Sure enough, this guy came here. He was so wretched that he hid and eavesdropped.

"Dean Meier laughed."

"No wonder you were able to develop the Tianping Chamber of Commerce in a short period of time. It can be seen that your business management ideas are very advanced. If we want to establish a commercial firm, do you think it is feasible?" Yizhak changed the subject and asked.

Aslan became serious with his expression.

"This is not a place to talk, let's go back to the hotel and talk about it!"

Immediately, Yitzhak became interested, and followed Aslan back to the guest house. As soon as he entered the room, Yitzhak couldn't wait to set up his battle.

"With the current strength of the Kingdom of Cleveland, it is too difficult to open the firm to the whole country, but it is easy to expand it in the Kyoto area for the time being, but we need to worry about the malicious run of the Maxim Federal Firm."

When Aslan spoke, Yitzhak's face changed slightly.

Because after thoroughly researching the profit-making methods of the Maxim Federal Commercial Bank at the Royal Academy of Magic, he successfully persuaded Emperor Cleveland III to open a bank in Kyoto, but it ended up being closed for less than three years.

"Malicious run, this term is very new, can you explain it?" Yitzhak directly took out a notebook and pen, with the appearance of a primary school student listening seriously.

Aslan nodded. In fact, he planned to establish a bank in the province of Melox, but considering that Maxim Federal Commercial Bank has always monopolized the banking industry in the entire continent, if Aslan dares to intervene, it is very likely that he will suffer from Mark The economic blow of the Sim Federal Commercial Bank, that's why he has never established a bank. If the Kingdom of Cleveland can successfully establish a bank, it will definitely become the proof target of the Maxim Federal Commercial Bank, and he can take the opportunity to grow.

"Running is an inherent term in the commercial industry. It refers to the phenomenon that holders of commercial bank bonds rush to the commercial bank to demand cash of precious metal currency under the condition of currency circulation in the commercial bank. When the credit of a commercial bank is shaken and the reserves are insufficient, the commercial bank bond When there is difficulty in cashing out, there is a run. A run can close down a firm or even an entire industry."

Aslan's words explained the reasons for the final collapse of the three banks. This made Yitzhak's eyes shine, and he secretly decided that he must try to get Aslan into the Royal Academy of Magic. He would not hesitate to offend the Balal family and the Sarah family.

"So what's the solution?" Yitzhak asked seriously.

Aslan pondered for a while, and finally said: "There is no way, except for the state agencies to take a strong hand to contain it, but in the face of such a huge force as the Maxim Federal Commercial Bank, the only thing that can be done is to spend money and compare the wealth background with the other party." .”

Hearing this, Yitzhak suddenly smiled wryly and shook his head.

"The Maxim Federation is the richest country in the entire Sino Continent. In terms of spending money, is there no country that can compare with them?"

Aslan said with a mysterious smile: "It is indeed impossible to simply fight against the entire Maxim Federation, but it is very simple to deal with the Maxim Federation firms in a certain region or province. After all, money is not born for nothing. They You can run the coins of the entire province or kingdom to fight with us, and we can also let nobles everywhere run their banks."

Yitzhak understood in an instant that if Kyoto really got involved with Maxim Federal Commercial Bank, the two sides could only spend money like crazy, and in order to meet the huge amount of Kyoto Maxim Federal Commercial Bank, naturally they could only pay for the capital from other provinces. The branch transferred the money.

If the big lords and lords in the area withdraw a large amount of coins from the Maxim Federal Commercial Bank in the province, a chain reaction will inevitably occur. In order to ensure that the province's coins have enough shares to be exchanged for the lords of the province, they will definitely not dare to support Kyoto.