987 Xixi's Small Vault (2/4)

Chapter 987 Xixi's Small Vault (24)

"Baba, my little pig is full and can't hold it!"

On the morning of the second day after returning from her hometown, Xixi ran downstairs, and while she was still on the stairs, the little girl's energetic cry spread to the living room.

This was the first big thing Xixi did after she came back - put her New Year's money in her piggy bank!

In previous years, Murphy stole the big bills from the little girl halfway through, leaving only a few dozen small bills for Xixi. Although Murphy didn't have Hua Xixi's money, after she took it, she kept it all to Xixi alone. Open a bank account.

However, not this year! The six-and-a-half-year-old Xixi has developed a little self-awareness!

Although she is still very dependent on her parents, the little girl has begun to consciously separate her money and her things. Therefore, in her hometown, when Murphy said she wanted to take away her New Year's money, She wouldn't give it to her mother!

"You're still young, it's not safe to carry so much money on your body, what if you lose it?" Murphy frightened her, "Or, what if the big bad wolf heard that you had so much money and stole your money halfway? manage?"

Xixi is not so stupid, she smiled and said, "The big bad wolf can't steal money! It can only eat people!"

However, what my mother said about the danger is also justified! Xixi is also worried that she will accidentally lose so much money!

Last year, because of the road construction, the uncles in the village made a lot of money, and the red envelopes they gave to Xixi and Xiaojiao were much thicker - after all, this is the child of Yang Yi who gave them a lot of favor! (Of course, Yang Yi gave their children only a lot more money for the New Year.)

With so much money, Xixi doesn't worry about taking it herself.

How to do?

Xixi finally decided to entrust her little money to her father and let her help her with it!

Like, it's no different than letting mom take it away?

But Xixi trusts her father! The little girl believed that her father would not take her money and not return it, and her father did not live up to her trust. After returning home, she took out all Xixi's red envelopes and let her save it for herself.

However, the problem now is that Xixi's piggy bank doesn't know when it is full of money. After Xixi puts a few bills in it, it can no longer hold it!

...

"The piggy bank is full?" Yang Yi looked at Xixi and nodded her head like a chicken pecking rice, and said with a smile, "Then what are you going to do? Dad will buy you another piggy bank. A piggy bank? Or should we take a dollar out of it and take it to the bank, and Dad will deposit it for you?"

Xixi now has three piggy banks in her room, all of which are pocket money she has saved up.

"Why do you need to deposit money in the bank?" The little girl couldn't sit still. Her two small arms were propped on the sofa, swinging like a swing, holding back her strength, she asked her father curiously.

"Because you keep your money at home, no matter how many years it is, it will still be so much. If you keep it in the bank, the bank will give you interest. If you keep it for a long time, when you take it out later, it will be more expensive than if you put it in the bank. There are a lot more at home!" Yang Yi smiled and said to Xixi.

Although it is not a good way to keep money in the bank, it is indeed the most suitable financial management method for children at this stage.

"Will there be more?" Xixi couldn't help but stopped, opened her mouth in surprise and looked at her father.

Yang Yi simply brought over the big whiteboard he usually used to teach Xixi at home, calculated it for Xixi on it, and used intuitive numbers to demonstrate to the little girl that she paid a deposit of 1,000 yuan in the bank. Save for three years on a regular basis, how much extra money can you reap after three years.

Coincidentally, this is also a small math class for Xixi.

"Three years of lump-sum deposit and withdrawal, and the interest given by the bank is 2.75%. This sentence means that for 100 yuan, we can get 2 yuan and 75 cents in interest every year. Then if we have 1,000 yuan , how much interest can I earn each year?" Yang Yi asked with a smile.

Xixi has just come into contact with the multiplication and division rules in mathematics, and has not been able to learn to use them flexibly, so the little girl blinked her long eyelashes and whispered "a thousand yuan...a thousand yuan...", but she couldn't think of it. clear.

"Isn't one thousand yuan equal to ten hundred yuan?" Yang Yi drew the image of a hundred yuan bill on the whiteboard with a few strokes, and then wrote "X10" next to it.

Xixi hurriedly nodded her head, this was more intuitive, and she understood at once.

"Then, one thousand yuan, one year's interest is also 2.75X10, which is twenty-seven yuan and fifty cents. Right?" Yang Yi also broke down the operation process so that Xixi could understand the multi-digit multiplication operation. Write it out for Xixi to see.

Xixi watched intently and forgot to speak. Now Xixi is also receiving a lot of new information, and her head seems to be a little insufficient.

After calculating the interest of one thousand yuan for three years for Xixi again, Yang Yi gave a number: "Eighty-two point five, that is to say, you put one thousand yuan in the bank, and after three years, If you go to take it again, it will cost you more than 80 yuan!"

"Wow!" Xixi held her two little hands in front of her, with little stars popping out of her eyes, and exclaimed in a low voice. She wondered whether she thought the extra money was a lot, or whether she thought her father was amazing.

Of course, Yang Yi doesn't look down on the small interest of the bank, but Xixi doesn't have so many concepts, she only thinks that her money can be increased by putting it in the bank, which is indeed a good thing!

"Baba, then, then I don't want the piggy bank, I want to save all the money!" The little girl recovered from the complicated mathematical operations, happily took her father's hand, and said impatiently.

"Then we have to take out all the money first!" Yang Yi smiled and said, "Calculate, how much money do you have now!"

Choosing a day is worse than hitting the sun, Yang Yi went upstairs, and with Xixi, took down her three pink piggy banks, Yang Yi had one in each hand, and Xixi, who was behind her father, also hugged herself Holding one, and happily holding a small bag of money - this is her New Year's money this year.

When they started to work, they were on the big table in the side hall, opened the stomach of the piggy bank, and took out all the money in it.

It has to be said that Xixi has indeed saved a lot of money in recent years, although some of it has been deposited in the bank by Murphy. The scattered banknotes taken out from the three piggy banks have all piled up into a bank. hill.

"A lot! Baba, look, there are so many!" Xixi stepped on the chair excitedly, waved her little hand to her father, and giggled.

Yang Yi just smiled and said nothing. Most of Xixi's money was loose pocket money. One dollar and five yuan accounted for the majority, and there were also some "big bills" - ten yuan, twenty yuan, and fifty yuan. Yuan, it does seem "more", but in fact...

"How do I count it?" Yang Yi didn't plan to finish everything for Xixi, he smiled and instructed, "First of all, you have to sort out the money first, for example, for our piece, just put one hundred yuan The bills of money, this one, put fifty dollars...you have to flatten and tidy each one, so that it will be easier to count later!"

Xixi listened attentively. Although her father didn't help her to count them, Xixi felt that she was very motivated to sort out the small money.