Chapter 124 United Nations Bank Crisis
Rejecting the monk's proposal again, Li Zitao closed his eyes and fell asleep, thinking about the follow-up development.
In fact, what he wants to do most now is to find a noble woman to marry him.
Cough cough... A slip of the tongue, is to marry a noble woman and ask her to marry over.
If he had a noble status, why would Li Zitao be picked by the bosses? They are all beautiful green knives!
"I remember this Qiu Laozi." Li Zitao gritted his teeth and moaned.
Li Zitao didn't plan to use the gold card that West gave him now, the most important thing was that Xianyu was unwilling.
Although it is only salted fish, how can we make the saltiest fish?
Carrying the name of Habsburg seems to have earned it now, but who knows how many people are secretly thinking about how to knock the black bricks of the old Ha's family.
The enemies of the old Ha family are absolutely indispensable, otherwise, why those prominent families in the empire period are now ganging up, is it because they are afraid of being settled in the future.
"Boss, Ben is waiting for you at the club." It was already late at night when he arrived in Chicago, and it was Xiaolulu who came to pick him up in person.
"Is it urgent?" If it wasn't urgent, I wouldn't have waited until now.
"The United National Bank of Chicago is in trouble financially and they are asking for help."
Hearing the report from the little elk, Li Zitao's spirit suddenly lifted, "The opportunity has come." '
If you want to build a consortium, an independent financial entity is essential. Without your own financial support, you can only be slowly infiltrated by capital and make wedding dresses for others.
Li Zitao has been looking for a suitable target, but this target is not easy to find.
Yes, in every city, every day, banks are going bankrupt, some high-quality resources have been integrated and reorganized, and some banks have stepped up time to merge and acquire to survive.
But in Li Zitao's view, these are not enough. These industries all have certain value, but if you want to talk about their importance, you will find that they have no temptation.
Chicken ribs are all standard chicken rib industries.
Acquiring these banks requires a lot of manpower, material resources and resources, and you end up with some useless data and business that no one will buy.
The United National Bank, one of the earliest banks in Chicago and the second largest bank in the Midwest, has a large number of high-quality customers and contacts, as well as many high-quality collaterals.
More importantly, the United National Bank has the right to issue state bonds.
Local bonds are bonds issued by local governments or public groups, and are mainly used to build schools, hospitals, ports, dig tunnels, and build public facilities.
American law provides that interest income from bond purchases is exempt from federal income tax, and state laws also do not impose taxes in this regard.
It can be said that bonds are one of the investment methods favored by rich people, commercial banks, and large enterprises.
"Ben, tell me the specific situation." Li Zitao hurriedly came to the office, before he sat down.
"Boss, the United Nations People's Bank encountered a run on the disaster, although it survived with its strong funds."
"However, as disasters become more severe, large savings are withdrawn more and more frequently, and the proportion of private companies going bankrupt continues to increase, causing their funds to be broken."
On the one hand, savings funds continue to decrease, and on the other hand, bad debts on mortgage assets continue to increase. An industry that was once valued at $10,000 is now only worth a few hundred dollars.
And even if it costs a few hundred dollars, no one will buy it now.
This series of chain reactions pushed the United National Bank of Chicago into the abyss.
"How long can it last?" Li Zitao asked.
"In three days, they will declare bankruptcy if they can last for another three days at most."
"How many people know the news?"
"We, and Aiken."
"The Chicago consortium is interested in it?" The news didn't take long.
"Yes, things happened too fast. The board of directors of Union Bank has been in conflict. When they make a decision, there is no time to notify so many buyers."
"That is to say, only our two are ready-made.
"Li Zitao had to consider the possibility of grabbing meat from the Chicago consortium.
"Boss, this is a rare opportunity. Union Bank's assets are benign. They have excellent customers, huge channels, and bond issuance rights..."
"But we don't have any advantages." Everyone knows that things are good, but the key is that local tyrants and financial monsters are bidding.
In front of ordinary people, Li Zitao, a local tyrant, is a mountain, but in front of a financial monster like a consortium, he is at most a mound.
"No, we have a stronger advantage than First Bank." Ben smiled mysteriously and said, "The board of directors of United Bank is more inclined to us."
"Why?" Li Zitao was a little confused.
No matter how you look at it, accepting the acquisition of First National Bank is the best choice for them. What made them make such a decision?
"Boss, they like the way you treat your subordinates." Speaking of this, Ben couldn't help covering his face and wanting to complain.
His own BOSS's lazy style has become an advantage. There must be something wrong in this world.
"Ha..." Li Zitao didn't know whether to be happy or sad.
This can also be an advantage, is this an unintentional insertion?
"Then what are you waiting for, let the think tank move quickly." Li Zitao said decisively.
"Okay, tomorrow morning we will have a preliminary exchange of opinions with the board of directors of Union Bank. They don't have much time, and I believe there will be results in the afternoon."
After thinking about it, Ben said, "The next morning at the latest."
"Do it." Li Zitao is not a procrastinator.
Since he decided to snatch food from the mouth of the Chicago consortium, he must swallow it in his stomach. If he flicked the tiger's whiskers and didn't get any benefit, wouldn't it be a waste of money.
"By the way, how is the acquisition of BMW's shares going?" Li Zitao was still concerned about his "don't touch me"!
"At present, we have only acquired 13% of the shares. Rush personally leads the team to sit in country D. I believe there will be good news soon."
For this acquisition, the Blue and White Chamber of Commerce allocated a capital of 20 million.
"That's good." Li Zitao smiled triumphantly.
"I drive a BMW, do you see it, don't touch me." The local tyrant.
"I made it." Li Zitao.
In the future, the cars that local tyrants will use to show off their wealth will all be built by his company, and what could be more beeping than this.
"By the way, here are the files for Jeep and Tailwind." Ben took the files out of his bag.
"Let the chief designers of the two companies come to my office for a meeting tomorrow morning." After Ben left, Li Zitao locked himself in the office for one night.
The little elk kept watch until midnight, lay down on the table in a daze, and fell asleep.
"Jessie." In the early morning, Li Zitao opened the office door energetically.
"Ah~~" The sleepy little elk stood up, rubbed his eyes, and said listlessly, "BOSS."
"Okay, go wash your face and have someone deliver breakfast to my office." Seeing her pitiful look, Li Zitao gave up the idea of morning exercise.
Returning to the room in a wan mood, Li Zitao moved his shoulders in the office.
After drawing the drawings all night and scrapping hundreds of sheets of paper, he finally got him to draw everything he needed.
There are more than a dozen drawings on the table, including the Wrangler, the Hummer, and the classic supercars that licked the screen in front of the computer in the previous life.
Lamborghini, Ferrari, GTR, Bugatti, Aston Martin.
Li Zitao didn't expect them to be able to design and produce now, but first they can register these names and appearances.
Wait until the time and technology are mature, and then invest in research and development as soon as possible.
After all, for this era, even if it is built, there is no place to run. Is it possible to let the supercar spread ashes in the gravel and uneven land?
Then he has to be prepared to scrap a supercar in two days, even if he has money, he can't do that!
"Boss, for your breakfast, the designers from the two companies have arrived." The little elk walked in with a McDonald's grocery bag.
"Let them in." He took a hamburger out of the bag, unwrapped it and ate it as he walked towards the sofa.
"BOSS." Two middle-aged men with a little hair loss walked in, with cautious expressions.
"Sit down, would you like some burgers?" Li Zitao raised the food bag in his hand.
"Thank you BOSS, I already ate it when I came here, it's also McDonald's." One of them laughed.
"Me too," said another.
"Well, let me introduce myself first, after all, we are meeting for the first time." Li Zitao sat on the sofa and ate a hamburger.
"BOSS, my name is Offley, and I'm the chief designer of Jeep."
"My name is Karen, and I am the chief designer of Shunfeng. The most popular Shunfeng 3 ever was my design. It sold 5,400 units."
Hearing what Karen said, Li Zitao raised his eyelids, looked at him, and nodded calmly.
"After the merger of the two companies, I want to set up a pioneering technology research and development experiment center, focusing on the research and development and breakthrough of automobiles. Here are some things you should take a look at first."
Picking up the 'Happy Water', Li Zitao handed them the drawings on the table.
"...Genius, BOSS, who drew these genius designs, they, they are not just cars, they are works of art, they are miracles..."
Damn, it's a miracle at every turn, why is your miracle so worthless!
Li Zitao wanted to scold her on the surface, but he was happy in his heart. This was all his design, "Why am I so talented?"
"These are drawn by me. They are just sketches. There are many places that are not reasonable. You need to find and ponder them yourself."
Li Zitao provided a lot of suggestions, those he couldn't express with drawings, he heard it, and threw out all the experiences he saw in the forum.
What about aerodynamics, non-load-bearing architecture, suspension hydraulics, four-wheel drive, some thoughts about the chassis.
These ideas are all fragmented, like missing puzzle pieces, but it can't be said that they are useless, at least these proposals have expanded their understanding of cars.
"Boss, with these clear goals, we are confident that we will be able to produce real products soon." Karen said affirmatively.
In many cases, it is not technology that limits creation, but human imagination.
"Very good. Starting today, Karen will be the director of the R&D center, and Offley will be the deputy director. I hope to hear good news from you as soon as possible."
Li Zitao assigned the positions of the two by name, although he was not familiar with Shunfeng, and he had never even heard of it in his previous life.
But since Karen can make a best-selling car, it is enough to illustrate his ability.
"You can take the drawings back for research first, and the address of the new factory will be determined soon." Li Zitao has some new ideas about the automobile research and development center.