Chapter 363 Old Friend (Please Subscribe!)
Tang Qing walked around Fenghua Asset's office without incident. If it was anyone else, the analyst who maintained the order would come up immediately, but who is Tang Qing, that's their big boss, whoever catches up to chase people, a When he saw Tang Qing, he thought he didn't see it.
Because Tang Qing has nothing to do with this company on the surface, except for a few initial customers, such as Zhang Dongqing, Lv Jianhui, etc., and a few customers who signed a loan contract to complete the task know the inside story, others do not know Tang at all The existence of blue.
Bored Tang Qing came to the interview office.
face to face.
As the name suggests, face-to-face audits.
The entire loan process of Fenghua Assets is to submit the information first, leave enough time for investigation, and then queue up for an interview two days later, ask some questions in person, and tell the reason in person if it fails.
In order to ensure the safety of funds, the loan process is the same for both new and old customers.
This office is surrounded by glass, and the people inside can be clearly seen from the outside, but they cannot hear what is being said.
Tang Qing was also quite bored, so he opened the door and walked in.
At this time, there were two analysts inside, one was asking and the other was taking notes. When they saw Tang Qinglai, the analyst who took the notes didn't talk nonsense, and immediately moved a chair to Tang Qing's side. They didn't say anything. They already knew. Tang Qing is here to wander around, don't reveal the secret.
Guan Ming, the middle-aged man who was being questioned, saw a young man walk in and sat down, thinking it was another auditor, and then smiled friendly towards Tang Qing.
Tang Qing sat down and responded with a polite smile.
At this time, an outside analyst came in with a cup of tea and placed it in front of Tang Qing.
Tang Qing motioned to the analyst beside him to continue.
Get inspired.
The analyst turned his head and continued to inquire.
"Mr. Guan, what is the purpose of your loan?"
"The main thing is to buy new equipment." Guan Ming answered honestly.
"What equipment."
This information is actually included in the application materials, but in order to determine whether the other party is lying, it will be routinely asked.
"Two sets of fully automatic can packaging line equipment." Guan Ming said quickly.
"Mr. Guan, the application documents say that your expected loan period is half a year, with your canning factory as collateral, and the loan amount is 1.4 million yuan, but as far as I know, your factory has The accident was shut down and restarted production only a week ago. First, please explain why this matter is not written on the document, and second, how do you guarantee your repayment ability in the future."
When Guan Ming heard it, he seemed to remember something, and he gritted his teeth and said:
"I was also framed by someone. They even used such a filthy method to find someone to manipulate my equipment, injuring a worker and causing permanent blindness. I lost a lot of money and rectified it for more than a month. However, they also have bad results. At the beginning of this month, because they wanted to save costs, they used problematic citrus and added additives that were banned by the state, resulting in a large area of food poisoning. They were banned by the government and sentenced to prison. punishment.
As for the repayment ability, when my factory resumes production, my former partner will give me the order again. In addition, I received a large order from a friend, and it is definitely no problem to pay back the money. " Guan Ming said confidently.
The analyst paused for three seconds.
Tang Qing knew that he was waiting for the analysis report from the command room.
After three seconds.
The analyst said: "Mr. Guan, congratulations, we have approved your loan request. Please prepare the required materials within three days and go there to sign the loan contract." He handed over a list, which listed the above. all required documents.
Obviously, Guan Ming did not lie, and all aspects have also met the loan requirements.
heard.
Guan Ming's face was overjoyed and he didn't dare to believe: "This, I'll pass it? You...Thank you, thank you." He stood up and bowed a few times. I heard that the loan is fast here. , the interest rate is loose, he still has the attitude of giving it a try, if it doesn't work, he can only borrow other high-interest funds, at least two cents, the amount is not that much.
As for the bank, huh, with a 'criminal record' that has been suspended for rectification, the bank will not lend him money, even if there is no such 'criminal record', the bank will basically ignore him, let alone local banks and cooperatives. That is to serve the locality, but with the addition of the word government.
"Well, go back and prepare first, and call the next one."
"Yes Yes Yes."
Tang Qing looked at the loan review like a "child's play", but he didn't think it was simple.
Fenghua's loan process is very simple. For new customers under 2 million, as long as they don't lie, there is no problem with the collateral, and they are not prepared to dump the pot. Just one of them.
The meaning of dumping the pot is that you don’t want to do it, the factory can’t handle it, and even if it is handled, it will be difficult to get cash in a short time, so I find a way to come here to get cash, the original purpose is to not pay back the money, just be The factory has been sold, and it is impossible to release such loans here.
"A few successful orders today." Tang Qing asked.
The analyst said in a low voice: "Commander back, a total of 18 applicants have been reviewed today, including the one just now, only two passed the review. Among the 16 people who did not pass the review, nine of them had disputes over the property rights of their mortgaged properties or internal disputes. There is a sharp conflict between management and rights. The three of them are going to cash out and dump the collateral on us. Two of them provide false collateral information. Both of them have extremely poor personal credit. "
Tang Qing rubbed his head and felt so bored. He felt that he had returned to the way he was in a small loan before. Each and every client had problems here or there. In the end, only 12 of 10 could be made.
He wants to help people, but he won't let them go to waste.
His money didn't fall from the sky.
"I'll go first." I've done this kind of thing countless times in my previous life, and I lost interest after a few times.
The two soldiers stood up to send each other off.
It was still morning, and Tang Qing had nowhere to go, so he simply prepared to go home.
Go into the elevator.
A familiar figure appeared in front of him.
At this time, Zhang Jing was looking at a book attentively, but she didn't notice Tang Qing, and she was the only one in the elevator, wearing the work clothes of Tianyan, with a capable look.
Standing side by side beside Zhang Jing.
Tang Qing didn't speak, stared at the book in Zhang Jing's hand and read, really don't say anything. . Quite boring. It turned out to be Mankiw's economic principles. Tang Qing had read it in school in his previous life, but unfortunately, he didn't read it.
Although Zhang Jing was reading, she didn't lose her sense. It was summer now, and her clothes were looser. Many nasty people liked to aim at random. She was also very annoyed and took a small step to the right.
Forehead.
Tang Qing touched his nose and grimaced.
I was despised myself.
I smelled my body, but there was no smell. I changed my clothes every day, and there was no body odor.
In this way, Zhang Jing kept looking down at the book, Tang Qing didn't bother, the elevator reached the first floor, Zhang Jing walked out quickly without raising her head, Tang Qing couldn't really not say hello, so she chased up. .
This thing is messed up.
Zhang Jing walked quickly in front.
I only felt that a figure walked side by side with me again, and I could only see clothes from the corner of my eye.
"It's that person again, this guy won't follow the girl from a good family in broad daylight." Zhang Jing frowned tightly.
Just when Zhang Jing wanted to see what the rogue looked like, a familiar voice sounded: "Sister Jing, what are you doing running so fast."
He looked up and saw Tang Qing.
Zhang Jing's face turned from anger to joy, and said angrily, "Whoever told you to get on the elevator just kept silent. I thought I met a bad guy."
"Okay, my fault, where are you going." Tang Qing raised his hand to admit his mistake.
Zhang Jing smiled and said, "Back to the company, Mr. Li's seafood restaurant is about to open. I'll have a meeting and grab the things I forgot to take last time."
"Opening soon? Let's go, let's take a look." Tang Qing became interested.
"OK."
Then he came to the parking lot and got into Tang Qing's car. Zhang Jing was not surprised. He was an employee of Tianyan. She also heard about Tang Qing's worth. She didn't have permission to know the specifics. Anyway, many billions would be right. It's just a car, isn't it the same as buying water?
"How is it, Sister Jing, are you still used to living like this here?" Tang Qing asked.
"I'm used to it. President Dou and President Li are very good to me, and the treatment is also very satisfactory. When my sister finishes the college entrance examination, I will take my mother over as well." Zhang Jing was overjoyed when she talked about this, and lamented that she really met at the beginning. Noble person, without Tang Qing, where is she still doing sales or entering the factory, how can she compare with now, she is now full of hope for her future.
"Your sister is going to take the college entrance examination?" Tang Qing asked casually, just chatting, just keep asking, there is no day when you can't chat.
"No, she's still in her second year of high school and will be her third year in the second half of the year," Zhang Jing said.
"There's still one year left, how about studying?"
"Very good, very high-spirited, always in the early years."
"Yes, go to school well is the right way." Tang Qing said.
"Well." Zhang Jing nodded in agreement.
"Are you renting a house now?" Tang Qing asked again.
"Well, I'm sharing a lease with a few colleagues from Tianyan. Thank you for the benefits you set. Housing, transportation, and communications are all subsidized by the company." Zhang Jing smiled.
"Hehe, it should be. If you can create value, I can give you various treatments. After next week, Tianyan relocated to the headquarters. There is a single dormitory there, and you can also live there for free." Tang Qing said.
"Well, I know, I heard before that the dormitory over there has been renovated for more than half a month. Although it is not big, the interior is very good. Many of our colleagues are looking forward to moving there. The office over there is really good. It's so big and the environment is good." Zhang Jing said with a look of longing.
Tang Qing chuckled lightly.
How deeply do you resent the current office environment of Tianyan?
"Haha, if you think it's good, just work hard in the future. If the companies you are responsible for can produce good benefits, the year-end bonus will not be missing from you." Tang Qing said.
'Um. ' Zhang Jing nodded fiercely. Last year, Tianyan's dividends were very small. That's because there was basically no benefit last year. It was only a prosperous Tang costume, and it was still doing underground work. People in the prosperous Tang Dynasty didn't know their Tianyan at all.
After the year, Shengtang Group, Mengyun Group, real estate companies in the Shanghai Stock Exchange, as well as security companies and catering companies, are all included in the scope of Tianyan's business supervision. By the end of the year, she believes that the bonus of Tianyan will be very generous by the end of this year .
ten minutes later.
Under the guidance of Zhang Jing, Tang Qing came to Li Jianguo's seafood restaurant. Now the brand and everything have been prepared. The name is a bit cute 'Guose Tianxiang Seafood Restaurant', very similar to Dou Jiao's style. The seafood restaurant has started its internal trial operation. , and previously invited the employees of Tianyan to try it for free, and now they are making the final arrangement.
Really don't say it.
It takes up a lot of space.
There is a large parking lot in front of the restaurant.
There are three floors, and the fourth floor is the office space of the catering company.
PS: These chapters are a summary of a stage, and they are not exciting, mainly because the protagonist's system is about to be upgraded, and Tang Qing's high school life is about to end, and there will be new functions, tasks, scenes, plots, and maps.
The place has changed, and many characters that the mouse likes will not appear for a long time. Many characters created in the book are also written with feelings, just like an old friend is leaving. Although it is not that they will never meet again, they will also She doesn't care, so pull it out to brush its presence.
Please look forward to it.
Ask for a ticket!