Chapter 254

"Young Master, what is this bank?"

While stunned, Lei Jun couldn't help but wonder.

"A bank, a bank is what mortals call a bank. If someone deposits their spiritual stone with us, we will give them a certain amount of interest every month. Or if he is short of money, we can lend him the spiritual stone and collect his monthly payment." Interest."

As soon as Lin Ye finished explaining, Lei Jun suddenly realized.

"I see."

In fact, Lin Ye had already thought about opening a bank before. Through Douyin, he had controlled the public opinion of the entire Tianyuan Continent.

If he opens another bank, he can control the economy of the entire Tianyuan Continent. With a two-pronged approach, Tianyuan Continent will become his shape sooner or later.

It's just that the conditions were not yet mature before, because the first condition for establishing a bank is a stable environment and a mature credit system.

In the past, when people were fighting and killing in Tianyuan Continent, no one knew which day they would die. But it is different now. The most capable demon sects have started to work on 996, and the most unstable groups of casual cultivators also have their own things to do. Even the sect will turn into a factory soon.

Of course, what is more important is that the current Sihai Pavilion is large enough and influential enough, and it is blooming all over the Tianyuan Continent.

Under such circumstances, only when you open a bank can others trust you.

"My idea is to open a Sihai Bank belonging to our Sihai Pavilion in every city in Tianyuan Continent, so that the monks can store their spiritual stones in our bank, and then we can use these spiritual stones to do things Other investments to earn more spiritual stones.”

"At the same time, we can also use banks as a basis to further standardize services such as car loans, home loans, and mobile phone installments."

While turning his seat, Lin Ye continued to talk about his idea about the bank.

"By the way, we can also launch a credit card business by then, which will gradually affect the consumption views of the monks on Tianyuan Continent, amplify their desires little by little, and turn them into moonlight tribes and card slaves."

"What is a card slave?" Lei Jun asked curiously again.

"Card slaves are slaves to credit cards. From now on, these monks will have to repay various loans as soon as they open their eyes. In order to earn spiritual stones, they can only put all their energy into earning spiritual stones. You have to know the concept of consumption. Once it’s developed, it can’t be changed.”

When Lin Ye said these words calmly, Lei Jun inexplicably felt a strong chill, the kind of chill that ran from head to toe. The sight of Lin Ye in front of him made him feel deep fear. .

But the more this happened, the more excited he became, because this is what the Demon Lord of the Demon Sect should be like.

"Lord Demon Lord! You are so insidious!"

"But what if they don't pay back?"

"Don't pay back? What are we going to do? If we don't pay back, we will all be sent to work in the Demon Sect's factory. After death, they will be transformed into zombies and continue to grow tobacco. Only after the debts are paid off will we be allowed to enter reincarnation!"

"In addition, find a few powerful sects and let them do the collection work. As long as the spiritual stones are given, a lot of people will rush to do it. As long as he is still hiding in Tianyuan Continent, we can figure out where he is hiding."

"Yes, my subordinates have almost forgotten that we are a demon sect." Lei Jun said with a sneer on his face.

"Well, the third generation of Tianji will not be released for the time being. It will be released after the construction of Sihai Bank is completed. If the banking business is promoted well, the insurance business can also be promoted at the same time. By then, the monks in Tianyuan Continent will be able to have a new one. employment direction.”

"Insurance? What is this?"

"You don't need to worry about this for now. Let's find a way to set up Sihai Bank's system first. I will tell you the specific details of Sihai Bank."

As he spoke, Lin Ye began to give Lei Jun some knowledge about banks, including how to carry out some bank business, how to set the interest rates and interest on deposits and loans, how to absorb deposits, and how to promote financial products.

We talked for several hours about various financial theories, down to the decoration of bank branches and the training of tellers, and how many barrels of soybean oil you can get as many spiritual stones as you deposit.

During this period, Lei Jun invited a few more people to listen to the lecture.

During the whole process, they all had expressions of great admiration, making Lin Ye feel a little carried away.

"Hehe, fortunately, I studied economics and management, marketing, macroeconomics, international trade, international finance, and human resources in my previous life. I don't think anyone will say that economics and management is a rubbish major and it is difficult to find a job. I don't think so. Are you shining brightly in another world?"

As he spoke, Lin Ye pulled out all the modern economics knowledge from his mind, burned it into a jade slip, and threw it to Lei Jun.

"Okay, you will arrange for a group of people to study these things carefully when the time comes. In addition, we must seize the time to open the first branch of Sihai Bank in the Giant Whale City."

"I will arrange for people to find ways to refine automatic teller machines and bank cards."

"Yes! Young Master!"

"Let's adjourn the meeting!"

Following Lin Ye's order, Sihai Pavilion immediately began to prepare for Sihai Bank.

Only three days have passed, and a majestic and unusual glass curtain wall building has appeared in the most prosperous area of ​​​​Whale City, not far from Yida Plaza.

Renovation began on the first day it was built, and on the second day four huge gilded characters were hung on the top of the building - Sihai Bank.

Since Sihai Pavilion officials did not make any publicity, when Sihai Bank appeared in Giant Whale City, it instantly attracted the attention of many monks.

Everyone was guessing what the Sihai Bank did, but Sihai Pavilion never responded.

Until one day, an advertisement about Sihai Bank suddenly appeared on Douyin and Penguin Video.

In the advertisement, Tang Seng and his disciples set out from the Tang Dynasty, trekking through mountains and rivers, and ran out of money. Sun Wukong, Zhu Bajie, Sha Seng and the White Dragon Horse all chose to go on strike because Tang Seng could not send out spiritual stones. Even Sun Wukong's somersault cloud and golden hoop could not be activated because there were no spiritual stones.

The Journey to the West team was about to encounter the biggest crisis, and suddenly a Sihai Bank appeared in front of them.

After seeing the Sihai Bank, Tang Seng was instantly overjoyed, and then walked in.

When he came out again, he had a lot of spiritual stones in his hands. Not only did he pay the wages owed to Sun Wukong and others, but he also replaced the white dragon horse with the latest Maserati flying car.

Seeing this scene, Sun Wukong couldn't help but ask curiously: "Master, where did you get so many spiritual stones?"

As soon as Sun Wukong finished asking, Tang Seng smiled and pointed to the Sihai Bank next to him.

"I borrowed these spiritual stones from Sihai Bank with the identity of the Tang Dynasty's younger brother. When the sect's funds are turned over and individuals need spiritual stones urgently, they can go to Sihai Bank. Up to one million spiritual stones can be borrowed, and more can be borrowed by mortgaging assets. They can be repaid slowly every month. There is no need to worry about running out of spiritual stones on the journey to the west."

As soon as Tang Seng finished speaking, Sun Wukong ran into Sihai Bank with an impatient look on his face.

When he came out again, the golden hoop disappeared, and the somersault cloud turned into a luxury flying car.

In the end, the four people who went west drove their flying cars to the west.

As soon as this magical advertisement was launched, it immediately swept the screen on various applications in turn, and the monks on the Tianyuan Continent were also brainwashed by this advertisement, and at the same time they also developed a strong curiosity about Sihai Bank.

window._taboola = window._taboola || ; _taboola.push({ mode: 'thumbs-feed-01', container: 'taboola-below-article-feed', placement: 'Below Article Feed', target_type: 'mix' });