Section 326
Su Yang also greeted them politely and chatted with them.
He mainly talked about the reasons for Jiuxiang Catering's loan, and also talked about the fact that other companies such as Jiuxiang Food, Xinghuo Media, and Fengyuan Foodstuffs might also need loans in the future.
Originally, Su Yang was not very positive about loans, but Chen Li was more concerned about his loan!
Then Su Yang found that the people around him seemed to be open to loans.
Financial Director Guo Xueqin and Ji Guoxiong both believed that appropriate loans would be more beneficial to the company's development.
The company is not short of money now, but it does not mean that the company will not be short of money in the future!
Borrow more money from the bank, and then the credit limit will be increased, and you will be able to borrow more money and get more discounts in the future!
The finances of the companies under Su Yang's name are too healthy now. Except for Jiuxiang Food, other companies have no debts at all!
When Su Yang heard that the interest rate of bank operating loans might be above 3%, he had some ideas.
He thought that the interest rate of borrowing from the bank would be very high!
With an interest rate of 3%, what's the difference between this and giving him money?
He was not really opposed to borrowing from the bank.
Over the past year, his mentality has changed somewhat.
When he acquired several food factories, he specifically targeted those with debts!
Even if Jiuxiang Catering can only borrow 30 million, it is just the current "monthly income", which is a pretty good amount of cash.
The main thing is that Jiuxiang Catering can borrow 30 million. Can Jiuxiang Food, Xinghuo Media, Fengyuan Food, and Xinghuo Fitness also borrow 30 million?
Wouldn't it be 150 million in total?
With these loans, he can put his cash flow into other industries!
It is equivalent to the system giving him 150 million in advance and only charging him 3% interest!
Isn't this a good thing?
Therefore, Su Yang, who was a little moved, decided to try Jiuxiang Catering first!
Of course, his mentality is that it is good to get a loan, and it doesn't matter if he can't get a loan.
Chapter 245 Meet the account manager! I'm even more excited!
Manager Zhao asked directly: "Mr. Su, how much money does Jiuxiang Catering plan to borrow?"
Su Yang smiled and replied: "Of course the more the better, one hundred million is not too much for me!"
Manager Zhao said helplessly: "The maximum amount of business loan for enterprises can only be 30 million!"
"Okay then!"
Su Yang didn't care, he knew this a long time ago.
Generally, large banks have an upper limit and can't do anything wrong.
Those small banks may be relatively flexible!
"Mr. Su, do you have collateral?" Manager Xu asked, "If you have collateral, we can help you get more loans."
"No!"
Su Yang shook his head very blankly.
The three account managers looked at each other.
They all felt that Su Yang didn't seem to be in a hurry to take out a loan.
"I believe you have all seen the financial statements. Jiuxiang Catering is definitely a high-quality enterprise. I am taking out a loan just to expand the scale faster!" Su Yang said in an affirmative tone, "If this cooperation is pleasant, we can continue to cooperate next time. I have several companies that are also developing well."
The three bank account managers can clearly feel the confidence in Su Yang's tone!
That kind of confident attitude also infected them a little.
And Su Yang's other companies also made them a little excited!
Jufan Holdings is developing very fast, and several companies are in good operating condition, and have the potential to become major customers of their bank!
At noon, Su Yang politely invited three account managers to have a meal.
At the dinner table, Tian Hanxiong occasionally secretly looked at Chen Li.
Chen Li is now more mature and confident than before!
He couldn't help but recall the scene when he first met Chen Li.
At that time, Chen Li had just entered the financial business.
He passed by the corridor of the restaurant and saw her sitting alone in the box.
While wiping tears, she tried to eat, and her makeup was all smudged by tears.
Then he couldn't help but walk in...
Later he learned that Chen Li didn't reach an agreement with the customer and had to pay for the dinner!
Now the financial business is not easy to do, Jiuxiang Catering seems to have a good development prospect.
Chen Li can be regarded as a success!
After the three account managers had enough food and drink, they left the restaurant together.
Tian Hanxiong asked in a low voice: "Manager Zhao, will you lend money to Jiuxiang Catering?"
"At most, we can only approve an amount of 10 million!" Manager Zhao said helplessly, "The catering industry is not very prosperous now, and Jiuxiang Catering's style is relatively radical. Lending to them is relatively risky."
"Yes, I think this Mr. Su is too young, and he has no collateral yet!" Manager Xu also said beside him, "He is not good at talking, but he is not reliable in doing things. It is better to be cautious."
Tian Hanxiong frowned and thought for a while, and nodded seriously: "That makes sense!"
After the three bank account managers left, Su Yang only had to wait.
Guo Xueqin, the financial director of Jufan Holdings and Jiuxiang Catering, and Chen Li, the financial manager, will cooperate with the bank to conduct risk assessments to see their attitudes!
He doesn't care whether he can get a loan or not, highlighting a Buddhist style.
If he can get a loan of 20 or 30 million, it will naturally be a good thing.
At least in the short term, he doesn't have to worry about the development funds of Jiuxiang Catering!
After returning to the company, Su Yang called Chen Li to the office and asked, "Chen Li, I feel that Tian Hanxiong's eyes are not right when he looks at you!"
"He knew him before!"
"Does he like you?"
Chen Li looked at Su Yang and said seriously: "Boss, it's working hours now, so don't ask these personal questions!"
Is Su Yang jealous?
Thinking of this, Chen Li was a little proud!
But at this moment, she saw Su Yang pretending to close the office door.
This door must not be closed!
Otherwise, Su Yang will have no scruples and who knows what he will do!
But she knows how bold Su Yang is...this young man is also very playful!
She quickly grabbed Su Yang's arm and said: "He pursued me before!"
"Didn't agree?"
Chen Li shook her head: "No!"
"Oh!"
"You are not unhappy, are you?"
"No!"
"No?"
Chen Li frowned and looked at Su Yang, thinking of finding signs that Su Yang was jealous.
At this moment, Su Yang smiled and said: "I am not unhappy, but a little excited!"
"..."
Of course, in the end, Su Yang did not do anything to Chen Li in the office.
In the afternoon, Su Yang met two teachers from the college's employment office.
The two teachers were naturally polite to Su Yang and invited Jufan Holdings to participate in the school recruitment.
Su Yang naturally agreed to this.
Su Yang also took the opportunity to learn about school-enterprise cooperation!
School-enterprise cooperation refers to a cooperation model established between schools and enterprises, which trains talents for enterprises in a targeted manner, focuses on school learning and enterprise practice, and focuses on the "win-win" model of resource and information sharing between schools and enterprises.
Now his company is getting bigger and bigger, and it also needs more and more talents.