Chapter 41 Preparing to Take Out a Loan

Fortunately, the kelp raft was far away.

Old Li couldn't hear it.

Otherwise, if he knew, his good son just wanted to send him to the police station, and he would have to give him a beating.

Chen Huiying looked up and down at Li Duoyu after he came back from the sea, and found that he was several shades darker and thinner.

"You have never been on a boat before, now you know how hard it is to go fishing at sea."

Li Duoyu nodded.

"It's really not easy. In the future, I'll raise kelp well. By the way, mother, who did my father borrow this small sampan from?"

"This sampan is not someone else's, your father bought it from someone in the village."

"Dad grows oysters, why buy a sampan?"

Chen Huiying rolled her eyes at him: "What else do you think you can do?"

Li Duoyu pointed at himself.

Chen Huiying sighed: "You do things without a clear beginning or an end. You just leave the kelp culture raft there after you finish it. If you don't take care of it, it will be covered with barnacles and clams in a few days. Your father is impatient and can't stand it. Just a few days ago, someone was selling a small sampan, so your father bought it."

"How much did you pay for it?"

"Your father said that he won't let me tell you."

Li Duoyu grinned:

"If my father is so partial, he will be angry with you if my second sister-in-law knows."

"He loves whoever is obedient, what's the point of her being anxious."

When mentioning the second sister-in-law, Chen Huiying looked disgusted. His son finally took a photo with the leader and published it in the newspaper, but this daughter-in-law ruined it all day long.

"You are the one your father is most worried about now. He has invested so much money. If these kelps don't take off, what will you do?"

"Then I'll grow oysters with you."

"What's the use of you? You can't make money by growing oysters. By the way, when you have time, find some time to go to the temple with me to pray a few more times, and ask Mazu to bless you with a good harvest of kelp."

"Okay, I want to go to pray too."

Just as they were chatting, Lao Li came back rowing a sampan. After seeing Li Duoyu, he asked, "When did you come back?"

"Just a while ago."

"You didn't cause any trouble to your third uncle and great uncle this time."

"How is it possible? Your son is such a capable person, and your third uncle was undercut by the fishmongers. I helped him to get it, otherwise he might have lost money this time."

"I don't know what you know."

"If you don't believe me, ask my third uncle if I helped him to get it."

...

After the three returned home.

Li Duoyu found that Zhou Xiaoying had finished class and was cooking in the kitchen, but she didn't show surprise when she saw Li Duoyu coming back, but was very calm.

This was a bit beyond Li Duoyu's expectations. It's not that everyone feels happy after a short separation. In his previous life, some of the young men who ran ocean-going fishing boats did not leave the house with their wives for two days after returning home.

"You haven't seen me for so long, can you at least show some surprise?"

Zhou Xiaoying looked at him with a fake smile:

"Last month, when you were selling goods, you went to town to play for more than half a month. It's only been six days. What can I be surprised about?"

Li Duoyu was embarrassed and almost forgot that he had just become a good person. Last month, "he" and Agui made money from selling goods, and they ate and drank a lot in town for a while before returning to the island.

It seems that it will take some time to completely change other people's impression of him.

Seeing that Xiaoying and A Niang were cooking at the same time, Li Duoyu felt that it was troublesome and a bit wasteful for four people to use two large iron pots.

It would be better for four people to eat together, with three dishes and one soup, at least everyone can eat comfortably.

"Mother, let's just cook together in the future, so that we can save some oil when cooking."

"How can that be possible? The family has been divided, how can we still eat together? People will gossip about us."

"Just think of it as taking care of Xiaoying. She is pregnant and I have to teach, so you can help her cook some dishes."

Chen Huiying thought for a while and felt that what he said made sense. When the second wife was pregnant, although they had not yet divided the family, she did help take care of her.

"Then during the period when Xiaoying was pregnant."

After that, Chen Huiying moved the prepared dishes to the kitchen on Li Duoyu's side and said to Zhou Xiaoying: "I'll do it, you go and rest, you are clumsy."

"Mother, how am I stupid."

Li Duoyu smiled and said: "I'm stupid."

Zhou Xiaoying glared at him.

Li Duoyu shouted, "Mom, when frying the barramundi, remember to put more oil in it."

"Oil is so expensive, you are spending a lot of money now, save it."

"Xiaoying likes oilier food."

Zhou Xiaoying frowned, sighed, and was too lazy to argue with him.

After working all day, Lao Li returned home and opened a bottle of Rongcheng beer. He sat in the courtyard and ate the sun-dried peanuts given to him by others.

Li Duoyu also came over and grabbed a handful of peanuts: "By the way, Dad, are you free tomorrow or the day after tomorrow? Accompany me to the credit union."

"Okay, what are you going to the credit union for?"

"Borrow some money to buy a diesel boat."

After hearing this, Lao Li became serious instantly. He felt that the fourth child had changed his personality. He was obedient, but he seemed to be more troublesome and did things that others dared not do.

"That loan, isn't it bad? What's the father's debt and the son's debt? Your child hasn't even been born yet, why are you thinking about taking on his debt?"

Li Duoyu didn't plan to explain too much to Lao Li, because even if he explained, he might not understand.

This "son pays off the father's debt" sounds scary, but in fact, this money is a real national welfare, the first time since the establishment of the country that it has been given for free.

Not only is there no time limit, but there is no interest. Even in the end, if you can't pay it back, the country will not bother you.

Interest-free loans in 1983.

Treasury bonds in 1990.

Original shares in 1992.

These are all the country's money-making. If you can grab one, you may not become rich, but at least you will have no worries for half your life.

However, these days, when people encounter difficulties, they are still used to borrowing money from relatives. For ordinary people, borrowing money to do business is still too advanced.

They are not reborn like Li Duoyu, and no one can be sure what this loan is. If the loan is taken out and the business fails, it will really harm the children.

Old Li frowned: "If you really don't have enough money, I can borrow some from your uncle for you."

Li Duoyu also knew that it would be difficult for him to convince his father, so he had to bring up his uncle who was a top student again, and took out the cooperation agreement of the research institute.

"Dongqing told me that the country was afraid that you would all go to borrow money, so it deliberately said so. Also, not everyone can borrow money. If there is no agreement from these units, the credit union will not care about you at all."

After Old Li took the agreement, he realized that he didn't know how to read and couldn't understand it at all, so he had to put the agreement aside.

"Let's put it this way, your second brother is an accountant. In the past, your brother was in charge of the brigade's loan to the commune to buy a boat. If you really want to borrow money, discuss it with him and let him check it for you."

"I think it's okay."

As soon as the two of them talked about him, Li Yaoguo came back carrying the fat boy.

When the little fat boy saw Li Duoyu, he immediately slid down from his back, sat beside him, and grabbed a handful of peanuts:

"Uncle, didn't you go out to sea to fish? How come you're back so soon?"

"Why, don't you want me to come back?"

"No, no, I miss you so much, I dream about you."

Li Duoyu touched his head, and then said to his second brother Li Yaoguo: "Second brother, are you free tomorrow?"

"Free." Li Yaoguo answered very straightforwardly, because he knew very well that once Li Duoyu called him brother, he must have something to ask him.

"Then accompany me to the credit union in town. I plan to get a loan, and I need your help when the time comes."

When Li Yaoguo heard about the loan, he was a little surprised. He found that the fourth brother was getting more and more informed.

Everyone in the village was afraid of loans, but as an accountant, he was one of the few people on the island who knew the benefits of this loan, but unfortunately he didn't have the qualifications to apply for a loan.

He went there and was rejected.

People in the credit union would not lend money to people who could not contribute to economic development.

However, if it was Lao Si.

He has 30 acres of kelp culture rafts, plus the newspaper, he should be able to get a loan.

"Sure, I have a classmate who works at the credit union."