Chapter 86 Jingguo Bank

[Oh my god, this is awesome, they even came up with the idea of ​​asking the people to borrow money! ]

[Isn't this the national debt? ]

Xiao Yunzhou's mouth twitched, and his daughter woke up.

Oh, he had to be more restrained, he couldn't let his daughter find out that he could hear her voice and scare the child.

"Your Majesty, what do you mean? What do you mean by borrowing money from the people?"

Jiang Li of the Ministry of Revenue suspected that he had heard it wrong.

[Ah, this method was thought up by the emperor father? ]

Xiao Chuchu's shocked voice came directly from the compartment separated by a wall to the study.

Xiao Yunzhou's face changed, and he was instantly annoyed when he saw Jiang Li who was startled.

"Hey, asking, asking, you only know how to ask!"

Xiao Yunzhou frowned, "I have prepared the meal and brought it to you, and you still don't know how to eat it!"

"You still want me to feed you one mouthful at a time!"

Jiang Li blushed, and the two assistant ministers of the Ministry of Revenue were also hot in their ears.

Jiang Li had worked in the Ministry of Revenue for many years and had some money management skills. "Your Majesty means that there are many people in Jing State, and if each person lends a penny to the treasury, we can collect one million taels?"

A while ago, Xu Jijiu's bribe of one million silver taels was confiscated. Before it was warmed up in the Ministry of Revenue, it was divided up in a few days.

The Yellow River burst its banks, and Pan Ji needed money to get river water.

Liu Bin sewed winter clothes and needed money to subsidize female workers.

The Imperial Hospital and doctors worked together to treat the epidemics of refugees, and they also needed money.

There are also food and grass for the Ministry of War, buying war horses...

Opening up the trade, buying lamb...

Jiang Li's head hurts when he thinks about it.

"Your Majesty, are you targeting the people's wallets?"

Jiang Li thought, and looked at the emperor with resentment.

"But our taxes are already very high."

"You are now coming up with a new excuse, saying that you want to borrow money from the people... Oh, it's difficult!"

The people are stupid!

If you have money, you can eat meat at home, isn't it good!

You don't even have money to buy meat, and you still lend money to the emperor?

凎, even a penny is too much!

Unless the soldiers come to the people with knives and force them to pay.

"This may cause dissatisfaction among the people, please think twice, Your Majesty." Shen Liang, the second assistant of the cabinet, frowned and advised.

Since ancient times, people lend money in times of emergency, not in times of poverty.

"Even if the people have money, they have to think twice when lending to relatives on weekdays, let alone lending to the court?"

Jiang Li nodded heavily, "That's right. Harsh taxes are more ferocious than tigers, Your Majesty, think twice!"

Xiao Yunzhou was so dizzy after hearing what they said, and he put his hand on his temple.

[Awoo, that's true, so you have to give the people interest~]

Xiao Chuchu was anxious next door.

Xiao Yunzhou nodded secretly and looked at Fu Cha, "Do you remember that when I was still the prince, you gave me a painting?"

Fu Cha was stunned for a moment, "Was it the emperor's birthday that year?"

"Yes." Xiao Yunzhou nodded, "I was taught by my mother at that time to be grateful for the teacher's gift and to give something back."

"So the next day, I copied a poem and gave it back to you."

Fu Cha's eyes flickered, and he also thought of the warm teacher-student relationship back then.

But what's the point of saying this now?

Even if he was devoted to the prince back then, as the prime minister today, he would not agree with the emperor's tyranny of forcing the people to take money to fill the treasury.

But Fu Cha was about to give a cruel remonstrance when he heard Xiao Yunzhou say again.

"Later, as expected, the elder was very happy to receive my letter. He also sent me a birthday painting for three consecutive years."

The elder Fucha was stunned, "Your Majesty, what do you mean..."

Xiao Yunzhou nodded, looked at the sunset in the distance, and made a sigh.

"The people lend money to the court."

"The court should also be grateful and give the people a return. For example, if they borrow 100 coins, I will return them 120 coins in a year."

Jiang Li opened his mouth.

"The court of Jingguo is the guarantee."

Xiao Yunzhou leaned forward.

"As long as my Jingguo is not destroyed, I will definitely return the people's money and the interest."

"Even if I am gone, there will be a new emperor who will act according to the national debt IOU."

"The longer the loan, the more interest the people can get."

The elders and officials of the Ministry of Revenue in the study all opened their eyes wide.

They had never thought of asking the people for money in the past.

But now, when they heard that there was this interest, it was really possible!

"How about it, Lords? If I ask you for 100 taels to buy food and grass from the Ministry of War, and I sign a document and promise to return you 120 taels in a year, are you willing?"

Xiao Yunzhou looked over.

The four Lords' mouths moved.

Why would they not want to?

Twenty taels more all of a sudden.

Money making money is much more useful than money lying at home!

"Your Majesty, I am willing to lend it to you!" Jiang Li was so excited that he got ahead.

"Your Majesty's national debt is really amazing."

"How did you think of it, Your Majesty!"

[Awoo, that's right, how did the emperor father think of it...]

Xiao Chuchu couldn't help but want to know, and shouted in her heart.

"..."

How did you think of it.

Xiao Yunzhou glanced at Jiang Li with resentment.

Of course, he listened to the little princess's voice - "Modern Financial Foundations".

But can this be said?

Can this kind of fairy secret be told to this group of people who have not made any great contributions to the world?

Alas.

You all have not had the opportunity yet, and you are not blessed to enjoy the auspiciousness of the fairy world.

"Well, didn't I think of the technique of stuffing ducks a few days ago?" Xiao Yunzhou lied with his eyes open.

"Ducks are fed four meals a day, and they eat a lot, so they store it in their bodies and turn into more duck meat and fat."

"I thought of this, and then looked at the few of you at the duck banquet. Some of you have stomachs, and I thought of you eating a lot on weekdays... Well, no, I thought of you who have been receiving salaries for many years, and you should have a lot of property stored."

Three important officials in the Ministry of Revenue and four in the Cabinet opened their mouths.

What do you mean?

The emperor said they were meat ducks?

No, the emperor was afraid that their family had too much wealth!

The emperor was thinking about their family wealth!

The ministers had money to eat and became fat, but the treasury had no money to support the army...

The emperor was thinking of asking them for money!

Jiang Li from the Ministry of Revenue was stunned.

His face turned pale immediately, and he knelt down and kowtowed, "Your Majesty is wise! If Your Majesty raises national debt, I will be the first to respond!"

"I will definitely take out all the spare money in my family to support the urgent needs of the national treasury!"

[So that's it, the emperor father associated the national debt with cramming, my father is awesome~]

Xiao Chuchu couldn't help but applaud in his heart.

Xiao Yunzhou breathed a sigh of relief, and his back was sweaty from nervousness.

Fortunately, his father was smart.

"Well, what the elder said just now makes sense. Borrow money in times of emergency, not in times of poverty. National debt should not be too long. It can only solve urgent problems for a few months or one or two years."

Xiao Yunzhou recalled his daughter's thoughts just now.

"So I thought, in addition to national debt, I would launch another decree that allows ordinary people to deposit and withdraw money from the treasury at any time."

The ministers in the study were stunned.

But Xiao Chuchu was excited when she heard it, [Aw, this is the bank deposit business? ! ]

[Some people don't like risks. They get a headache when they hear about borrowing money from others and are unwilling to do so. However, they are relatively more at ease when depositing money because the risk is low and the principal is guaranteed. ]

Xiao Yunzhou listened, nodded in his heart, and looked at everyone in the study, "Jiang Li, are you willing to deposit money with me?"

"I will pay you interest monthly. As long as you are willing, you can deposit it for one month or a hundred years."

Jiang Li: "..."

The emperor is... a set of tricks!

As he listened, he was a little... moved.

Three days later, the imperial edict was posted at the gate of the capital.

The people who saw it were all shocked!