Chapter 157: Falling Stars Return to Cangwu

"On average, each cultivator who borrows the Dharma has 10,000 contribution points."

"Now our Mingyue Palace has saved seven cultivators."

"Most of them choose to repay in three years. According to the annual interest rate of 36%, they have to repay 570 points every month."

"Seven cultivators have a total of more than 4,000 contribution points."

"Every three months, we can save one more cultivator."

"As our business continues to expand, this speed will get faster and faster..."

In Mingyue Palace, Yin Yuzhen estimated the income from the Dharma saving business, and stars appeared in her eyes.

"You can't calculate it this way. When the number of cultivators who borrow the Dharma increases in the future, there will always be one or two who are unwilling to repay the debt honestly. Each one will bring huge losses."

"But even so, the speed of expansion of our Mingyue Palace is extremely amazing."

Yin Yueting also exclaimed.

Yin Yuzhen was a little disapproving: "Su's younger sister and Xiao Heng are not vegetarians. Didn't you see that every time my younger sister went out to collect debts, she would be excited and come back satisfied?"

"The Mingyue Talisman and the Deterrence Talisman are also very useful. Without these two magical objects, the difficulty of collecting debts would be greatly increased." Yin Yueting nodded.

"That's right, the senior's actions are naturally extraordinary. The eight characters [Compassionate Dharma, Rescue the Suffering] written by the senior in the past are now deeply rooted in the hearts of the Qi Refining cultivators." Yin Yuzhen said with a beaming face, full of excitement.

...

The underground retreat of Mingyue Palace.

Li Fan, who was deeply admired by the two sisters, did not have the demeanor of a master at this time.

He had just woken up from the enlightenment of the formation, and checked the growth of his own cultivation, with a look of surprise on his face.

"On average, for every cultivator I help to build a foundation, I get about seven months of cultivation. I haven't practiced for a moment these days, but I have gained 49 months of cultivation. It's almost four years of non-stop hard work!"

"And, as the cultivation of these cultivators who borrow the law continues to improve, I can still receive feedback continuously."

"Although they are just trickles, the number is enough to form an ocean!"

"It is foreseeable that when the scale of Mingyue Palace's Dharma-crossing business expands in the future, my cultivation speed will become even faster."

"Sit back and enjoy the fruits of their labor!"

"Great!"

For a moment, Li Fan was overjoyed.

However, he frowned immediately afterwards.

In the Qi Refining Stage, the upper limit of the number of people locked by the Wuxiang Killing Intent is five.

In the Foundation Building Stage, Li Fan has tried it.

The upper limit has increased to fifteen people.

Although it has tripled, it is still far from enough.

"I wonder if there is any way to increase it." The locking limit of the Wuxiang Killing Intent should be related to the strength of the spiritual consciousness.

There must be a way to increase the strength of the spiritual consciousness, but it must be costly.

Li Fan then searched in the Tianxuan Mirror.

After eliminating those methods that were obviously impossible to implement now, it didn't take long for Li Fan to find the most suitable method for his current situation.

"Shocking Spirit Formation, Heart Monkey Bone..."

Li Fan looked at the silver spices that were emitting a lingering fragrance, thinking.

"It turns out that this spice that can eliminate mental fatigue is made by grinding the heart monkey bone into powder and mixing it with other materials."

The so-called heart monkey does not refer to any rare beast.

It refers to a monk who has lost his mind.

According to legend, in some states, a large number of monks will be inexplicably bewitched from time to time.

These bewitched monks often lose their will and become machines that only know how to kill.

After these monks are killed, their bodies will turn into the appearance of white apes.

This is the so-called heart monkey.

The whole body of the monkey is a treasure.

The most valuable part is the bones all over the body.

It has the effect of enhancing and replenishing the consumption of divine consciousness.

The God-Shocking Formation is a formation that exerts different effects according to the different materials used in the formation.

For example, if the formation material is a spirit jade that has the effect of gathering spirits, then the God-Shocking Formation will amplify the characteristic of "gathering spirits".

Thus, a stronger spirit-gathering effect is produced.

Similarly, the formation formed by the Monkey Bones that can enhance divine consciousness will have several times the effect of enhancing divine consciousness.

The God-Shocking Formation is very strong, but the disadvantage is that as the formation materials are continuously consumed, the effectiveness of the formation will also weaken.

The formation materials need to be continuously replenished to maintain the normal operation of the formation.

"According to a rough calculation, it takes about 20,000 contribution points to set up a [Mind Monkey Shocking Spirit Formation]. And you have to keep replenishing the Mind Monkey Bones..."

"I can only try the effect first..."

Li Fan can be said to be rich now. With just over 20,000 contribution points, he bought enough Mind Monkey Bones on the spot and started to set up the Mind Monkey Formation.

The Mind Monkey Formation is essentially an amplification formation, which is not very complicated.

But it still took Li Fan more than half a month to set it up.

"Sure enough, there is still a big gap between pure theory and practice. Although my current formation theory level is beyond the threshold of beginners, the actual formation level is still only at the apprentice level."

Li Fan sighed and activated the [Mind Monkey Shocking Spirit Formation].

Feeling the amplification effect of the formation carefully, Li Fan realized that the strength of his spiritual consciousness had increased by about five times.

"That is to say, Wuxiang Murder's locked quota has been increased to about seventy-five."

"Although it is still a little far from the goal I expected, it is enough for now."

"After breaking through to the mid-stage foundation building stage, the intensity of the consciousness will increase again. If that doesn't work, you can continue to increase the size of the Heart Ape Shocking Formation. However, the benefits of doing so may not be worth the cost..."

After temporarily solving the hidden worries about the great cause of crossing the law, Li Fan continued to devote himself to the study of the formation.

But Li Fan, who was in the shocking formation, was surprised to find out, perhaps due to the enhancement of his spiritual consciousness. The learning efficiency of the original and clones has been improved to a certain extent.

This was an unexpected surprise.

Time passed slowly, and in a flash, it was the 41st year of Anchoring.

On this day, Li Fan, who was concentrating, was awakened by the call of the communication talisman.

"This is?"

Li Fan was stunned for a moment, and then realized who gave him the communication talisman.

Kou Hong, Dao Xuanzi.

The spiritual talisman was activated, and Kou Hong's voice came.

"Brother Li Fan, how are you doing lately?"

"It's just seclusion and hard work. It's not good or bad." Li Fan chuckled and replied.

"Hahaha, Dao Xuanzi and I have done something quite a bit over the past few years..."

Kou Hong was mid-sentence, but he seemed to be interrupted.

The topic changed: "Ahem, let's get down to business. Brother Li Fan, Dao Xuanzi and I are going to Cangwu Province to look for opportunities. Are you willing to go with us?"

"Cangwu Prefecture?" Li Fan had the impression that it seemed to be far away in the southwest corner of the mainland, extremely far away from Yuandao Prefecture.

I wonder what these two people are doing there?

Li Fan immediately expressed the questions in his heart.

Kou Hong's surprised voice came immediately: "Why, brother, don't you know?"

"This matter has already spread a lot."

"Do you still remember that bolide that lit up the sky twenty-six years ago?"

Li Fan narrowed his eyes slightly and recalled it immediately.

He had heard about it while gathering information.

That's anchoring 15 years.

A fireball pierced the night sky, falling to an unknown destination.

All the monks who saw this meteor suddenly felt panic and sadness in their hearts.

"Since that day, monks have been trying to find the place where the bolide fell. But they have found nothing."

"Fortunately, everyone persevered, and twenty-six years later, traces of it were finally discovered."

"Good fellow, do you know where this bolide landed? Cangwu Abyss!"

"That damn place is bottomless. No wonder no one has found it for so many years."

"It is said that a powerful person has calculated that this fire meteor involves a huge opportunity. Therefore, monks all over the world want to try their luck in the Cangwu Abyss."

"What if the bolide is hit by me?"

"We two brothers think so too. Haha, Dao Xuanzi and I have had good luck recently, so we plan to have a try."