Chapter 263 Zombie Crystal Core Standard System

Just when Han Feng closed his eyes, lying in the driver's seat, and planning in his mind how to promote the construction of the financial system of the Apocalypse Organization.

Wang Yingyu had already brought Qiao Dongliang and Cao Kai to the Unimog RV.

At the same time, Lu Jiaren and Xue Xiuqin, two experienced Xunzhou Bank staff, also followed Cao Kai closely to the RV.

When the four people named by Han Feng boarded the Unimog RV, the construction of the financial system of the Apocalypse Organization came to a critical moment.

Qiao Dongliang sat on the sofa in the living area of ​​the RV and began to report to Han Feng his ideas on the construction of the financial system of the Apocalypse Organization.

"Now the Apocalypse Organization, before building a financial system, must first build the standard currency of the Apocalypse Organization."

Qiao Dongliang obviously did his homework during the time when Han Feng was not in the capital.

"Before the outbreak of the doomsday virus, countries around the world generally adopted a paper currency standard system, using paper currency as legal tender and forcing people to use paper currency, but I think the paper currency standard is not suitable for the end of the world."

"In the chaotic situation of the end of the world, I think currency should still be tied to some precious metals. For example, the gold standard that has been implemented for hundreds of years is a good choice."

As soon as Qiao Dongliang's voice fell, Han Feng frowned and began to think.

Indeed, as Qiao Dongliang said, the gold standard monetary system has existed for hundreds of years and must have its advantages.

But now is the end of the world where materials are very scarce. Whether gold still has enough purchasing power is also a big problem.

When a person is about to starve to death, a piece of gold is obviously not as valuable as a bite of food.

On the other side of the sofa, the three people who originally belonged to Xunzhou Bank, after hearing Qiao Dongliang's suggestion to use the gold standard as legal tender, lowered their heads and began to whisper. Lu Jiaren and Xue Xiuqin, who had rich work experience, also whispered something to Cao Kai's ear. Obviously, they had different views on the gold standard.

"Cao Kai, although you have just joined the Fucheng Safety Zone, I still want to hear your opinion."

Han Feng found that several people from Xunzhou Bank were whispering on the side, and directly called Cao Kai to express his opinion.

Cao Kai first raised his head and glanced at Qiao Dongliang beside him, and then slowly said: "I basically have no big opinion on the currency reform system proposed by Mr. Qiao, but I have a different opinion on what to use as a pledge of currency."

After hearing that Cao Kai had a different opinion, Qiao Dongliang also sat up straight and stretched out his hand to signal Cao Kai to express his opinion.

"I believe that anyone who has studied finance has learned about the gold standard that Mr. Qiao mentioned. Although it is a relatively stable monetary system, it is not very practical for the end of the world."

"Although the gold standard is relatively stable, it also has a premise, that is, there can be no large-scale war. If there is a large-scale war, the exchange rate of gold will fluctuate greatly, leading to the collapse of currency credit. After the outbreak of the doomsday virus, the zombies and mutant beasts that appeared completely changed the stability of human life. Human life is now full of uncertainty, so it is not advisable to implement the gold standard now."

"And now the composition of human society has also changed a lot. Maybe Mr. Qiao is still looking at it from the perspective of ordinary people. This world, but since the evolutionists appeared, the whole world is different. "

Han Feng saw that Cao Kai had already spoken a long paragraph, and stretched out his hand to stop him from continuing to expand on this topic, and directly said: "Just tell me your idea."

After seeing Han Feng interrupted him, Cao Kai did not continue to expand, but quickly said: "I recommend using bronze-level zombie crystal cores as collateral for currency. As an important strategic material, the importance of zombie crystal cores is self-evident. In the end times, only zombie crystal cores can allow survivors to transform into evolutionists. Using it as collateral is perfect. "

Han Feng was also a little moved by Cao Kai's proposal to use bronze-level zombie crystal cores as collateral.

Zombie crystal cores and life cores, as the two most important strategic materials in the end times, are naturally of great value, and their value preservation and stability are very good.

"What about the corresponding payment method?"

If the gold standard is adopted, gold can be directly used as currency due to its smelting and cutting properties. However, if zombie crystal cores are used as collateral, the value of zombie crystal cores is huge and they cannot be split. This is the problem.

But it is obvious that when Cao Kai proposed to use bronze-level zombie crystal cores as collateral, he had already thought about how to let ordinary survivors use them. He said calmly: "This problem is actually very easy to solve."

"At present, all transactions that require currency in the Apocalypse Organization occur within the organization and will not extend to other organizations, so we only need to conduct internal credit accounting."

"Internal credit accounting?" Han Feng frowned slightly after hearing this name.

"Yes! It is internal credit accounting!"

Cao Kai then explained: "Now the number of all survivors in the Fucheng Safety Zone is not too large, and the Apocalypse Organization will quarantine every survivor entering the Fucheng. During this quarantine stage, we can register the survivors' detailed information and issue credit certificates. The credit certificates are in duplicate, and the Apocalypse Organization and the survivors each hold one copy."

"Every time a survivor hands in supplies or completes a job, he needs to register with the Apocalypse Organization and update the asset balance on the credit certificate."

After Han Feng heard Cao Kai's solution, he quickly understood the other party's idea.

Cao Kai wants to establish a network payment system similar to the one before the outbreak of the doomsday virus.

Each credit certificate will be bound to an individual, and the payment system originally managed by the network will be counted manually.

According to the current total population of the Fucheng Safety Zone, although it is a bit cumbersome to register manually every day, it is not unacceptable.

After all, there are no complicated third-party transactions in the Fucheng Safety Zone now. All transactions of survivors basically occur with the Apocalypse Organization, and the workload of manual registration is acceptable.

"It is true that the waves behind push the waves ahead."

Qiao Dongliang, who was sitting next to him, nodded his head after listening to Cao Kai's suggestion.

He did think that the suggestion he just made was a bit inappropriate.

With the extraordinary power of the Evolver, when making various plans, the variable of the Evolver must be taken into account, otherwise the results may be greatly different from what was expected.