Chapter 1133 ?Banking Business
Next to the shiny bronze door outside Harris Wizard Bank, the guards straightened their backs and stood guard at the door. Many of the main bodies of the platforms were painted dark blue, with bronze edges and bronze numbered hands painted on their backs. The gentleman bowed politely and gave simple guidance when the wizards entered.
Walking into the lobby, you can clearly see signage indicating the division of different functional areas at the door.
This tall marble hall provides hundreds of different business processing windows. The wizard staff sitting behind these long counters all wear uniforms. All male staff have short hair or tie their long hair into a ponytail, while the female staff wear uniforms. The staff tied their long hair behind their heads and wore uniform hairnets, looking very energetic.
Today is not Sunday, but Hogwarts students have also been arranged to come to this spacious lobby. During breakfast, Allen announced that the bank will open today and all Hogwarts students will get a bank. Free account opening - although many young wizards feel that their principal is suspected of being self-serving.
In fact, apart from being kicked out of the room, the students were not allowed to leave at this time. They were arranged in seats in the hall where the clever traceless telescopic spell was cast, sitting with the protective umbrellas and pro-Harris wizards. Together, we gathered the number of people for today's press conference.
Harris Wizarding TV does not seem to have been affected by the recent ban in some foreign countries. Several live cameras are directed at Hermione and Fleur on the podium from various angles. Compared with the TV media when the TV station first emerged, Several cameras were also prepared to capture the expressions of the audience under the podium.
"Dear viewers in front of the TV, we have just learned about the appearance and basic plan of Harris Wizard Bank through the lens. As for its inner operation, we are very fortunate to have invited the CEO of Umbrella Group, who is also Harris The planner of the bank, Miss Hermione Granger, accepts our interview." Fleur extended her hand to the side gracefully, and Hermione walked onto the makeshift press conference podium. Although she was still a student, she was already able to Naturally showing a confident smile, he raised his hand and said hello to the audience behind the camera lens.
"Miss Granger, Bonjour! We all know that before the establishment of Harris Wizarding Bank, Gringotts has been the only bank in the wizarding world, so why do you want to do business with Gringotts, which has the trust and recognition of wizards? competition, can you tell us some of the advantages of Harris Bank?" As a professional host and a member of Harris, Fleur compiled an interview script in advance to match what Hermione needed to express. .
"Of course, Ms. Delacour, our bank's operating model is actually different in terms of operational purposes compared to the traditional elves' Gringotts Wizarding Bank. It is based on our reference to the financial business of Muggles. , has been given more functions. Although it also provides customers with the traditional business of saving personal wealth, it is no longer the main business." Hermione's blunt remarks revealed that she believed that Muggles were ahead of wizards in finance. judge.
Fleur raised the microphone and continued to ask: "Miss Granger, can you give us a little explanation? You know, many wizards here and behind the TV... don't know much about Muggle financial business."
"Of course, the Harris Wizarding Bank will be based on the intelligence of Muggle central banks and policy banks. It will perform some monetary detection and adopt different policies such as tightening and easing according to the economic development in different periods. Generally speaking, it conducts macro-control of the wizarding world's economy, cooperates with the Ministry of Magic in formulating and implementing economic policies, directly or indirectly engages in policy financing activities, and serves as a financial institution for the wizarding government to develop the economy, promote social progress, and carry out macroeconomic management tools." Hermione took out a brochure produced by Harris Bank and showed it in front of the camera, "You can go to Harris Bank to get such a brochure. It explains in detail the bank's various businesses and handling methods. If you still have If you don’t understand and want to know more, you can go to the bank’s inquiry desk, and our bank staff will answer your questions patiently.”
"Such a variety of businesses... Miss Granger, please answer some questions for us viewers who can't see the manual in front of the TV. How will Harris Wizard Bank charge? I mean, this doesn't sound like a profit. Structured..." On the podium, Fleur asked the topic that the wizards in front of the screen that were preset before their interview might be most concerned about.
"That's not the case. As I said before, traditional savings services still exist. In addition to adopting the traditional vault model of Gringotts Wizarding Bank in the wizarding world, we charge a management fee and a savings fee to ensure the safety of the things you store in it. It can be guaranteed that no one except customers and wizards authorized by him can obtain things that do not belong to him from these vaults." Hermione casually turned the brochure to the page of savings, "Now the Harris Wizard Bank itself Engaged in business, its main business scope also includes the business scope of absorbing deposits from wizards, granting loans, and investment and financial management... Wizards only need to choose the savings model, which is our new model, and put the gold galleons directly in our bank instead of the personal vault. So in fact, not only will Harris Wizard Bank not charge customers fees, but it will also pay you a varying proportion of interest based on whether your savings mode is regular or current... because it will allow customers to save. The gold in the bank, use it in a reasonable and safe ratio, and cooperate with the Ministry of Magic or Hogwarts to make some investments for the development of the wizarding world, so that we can accelerate the progress of our wizarding world..."
Wizards who have been living in the wizarding world have never seen Muggle business, which makes wizards take a breath - although there is no shortage of similar loan projects in the financial field of the wizarding world, they are more similar to Muggle medieval and Muggle Those personal models in the Renaissance were not professional and rigorous enough and had all kinds of strange contracts.
"Miss Granger, everyone is very familiar with the traditional way of operating Gringotts... But I don't really understand the new mode. I think there are many viewers in front of the TV who are like me and don't understand it... " Fleur made a puzzled look at the right time and asked in a very sincere tone, "If the bank uses the customer's funds, wouldn't the customer possibly have no money when they need to withdraw money? And if the wizard who has saved for regular services encounters Am I unable to withdraw money if there is an urgent need for an accident?”
"Of course that's not the case. UU Reading www.uukanshu.net As I said above, this will be within a reasonable and safe range. Muggles have had many years of experience in this kind of business, protective umbrellas and magic. Experts from the ministry have formulated similar regulations based on the actual situation in the wizarding world... If a regular customer needs money urgently, he can of course withdraw his original wealth, but the bank will pay current interest on the part withdrawn," Hermione said. He took out a pendant from his collar and showed it to the audience in front of the camera. "With the communication between Ms. Ravenclaw and her electorate, Ellen Harris..." Hermione said uncomfortably. It's not a lie. "Harris Wizard Bank has also cooperated with the Ravenclaw Temple. Using this omniscient mark, when you store non-monetary wealth in the bank, the bank will issue you such a pendant, and the pendant will store The encrypted information records the amount of money you have stored on it, and because the temple assists in the production and uses the divine protection of Ms. Ravenclaw, the bank's customers no longer have to worry about being fraudulently claimed... Of course, if you are a believer of Ms. Ravenclaw, you can also use this pendant to directly pray to Ms. Ravenclaw."
As he spoke, a wizard dressed as a Ravenclaw temple member next to him used a magic hookah to enlarge the pendant held by Hermione into the venue with a smoke illusion. This pendant is very beautiful. Its shape represents the omniscient eye of the Harris family, and it is paired with a thin bronze necklace. Of course, after this policy was implemented by the bank, this expression is destined to be linked to money, wealth and the goddess. . (Author's note: Like the all-seeing eye on the dollar.)
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