Chapter 156 Do You Still Want to Refute? You Are the One Who Will Be Judged!

Outside the court hearing.

When Wang Wu heard Su Bai's plea.

My whole body was numb....

Let’s not talk about anything else, just these words...

Now in the Internet age... if this passage is spread, the blow to Nandu Bank will be huge!

What is Su Bai from Bai Jun Law Firm doing?

The performance of Nandu Bank declined last time, and they did it again this time. What do they want? !

"Isn't it just illegally releasing regulatory funds? What's the big deal?!"

Wang Wu rubbed his eyebrows. At that time, he turned a blind eye because of some interest.

But who could have imagined that it would cause such a big trouble.

call.….

Wang Wu took a sip of water and took a breath before suppressing his irritable mood and continuing to focus on the court hearing.

At the court hearing.

Li Xuezhen looked at Xu Zhiqiang with excitement on her face, unwilling to blink.

stare!

stare!

stare!

Lawyer Su’s questioning...are all questions asked of a mute...?

Achievement Points+++++

What a pleasure!

On the other hand, Xu Zhiqiang, who was sitting at the defendant's seat at Nandu Bank, frowned.

He looked straight at Su Bai.

I don’t know what angle I will use to refute the other party’s point of view next.

In the seat of the presiding judge.

After listening to Su Bai's statement, Zhu He thought for a few seconds.

Boom, boom, boom!

Bang the gavel.

"Now please ask Nandu Bank to entrust an agent to plead."

The pressure is on Xu Zhiqiang's side.

Xu Zhiqiang looked at the court trial materials in front of him and simply put them aside.

Su Bai's series of questions.

The main thing is to highlight an issue and tie together Narada Bank's illegal issuance of regulatory funds and the unfinished real estate from the common interests.

Regarding this point….

Xu Zhiqiang took a deep breath and said, "I would like to ask the plaintiff's litigation attorney."

"Your question is based on the legal provisions that we need to compensate because we have received high interest and insufficient regulatory funds, right?"

Su Bai:? ? ?

This Xu Zhiqiang is digging a hole for himself.

What does it mean to receive high interest? The supervision funds are not in place, so compensation is required.

? ! ? ?

Su Bai glanced at Xu Zhiqiang flatly, and then continued to speak.

"It's not..."

"The relationship we determined is that Nandu Bank's illegal operations in capital supervision and inadequate supervision led to the occurrence of unfinished buildings, instead of obtaining high interest rates and insufficient supervision funds."

“In other words, if real estate developers misappropriate funds, Nandu Bank has the responsibility to supervise funds.

In the case of real estate misappropriation of funds, Nandu Bank not only failed to fulfill its regulatory responsibilities, but also issued regulatory funds in violation of regulations, resulting in a mess, so it needs to pay a certain amount of joint liability. "

to be honest.

High interest rates and illegal operations on regulatory funds only make Nandu Bank further responsible.

Rather than the main defense of this argument.

The main thing is to create a relationship of joint liability.

Xu Zhiqiang's words are obviously digging a hole.

There is no necessary connection between high interest rates and regulatory violations.

If the defense is based on this aspect, the bank will directly say "temporary workers" and shift the responsibility to the individual.

It will be very troublesome.

It is tantamount to deviating from the main point of conflict in this trial.

It's a good idea to recommend it to temporary workers!

Immediately afterwards, Xu Zhiqiang continued to speak:

"I would like to ask the plaintiff's litigation lawyer, on what basis do you think we need to bear joint and several liability...?"

"Which article of joint and several liability is it based on?"

Since he couldn't break through from other places, Xu Zhiqiang could only start from the aspects of laws and regulations.

To achieve the current headwind situation.

Facing Xu Zhiqiang's question, Su Bai asked without hesitation:

"According to the contract, isn't it the bank's responsibility if bank supervision is not in place or even issuance is issued in violation of regulations?"

"What is the relationship between Nandu Bank and Nanjian Real Estate?"

"According to the contract."

"Real estate companies need to ensure to buyers that they will deliver commercial housing on time."

“Since banks provide loans and supervise funds, they also need to be responsible for the home purchase funds of home buyers.

According to joint and several liability, both Nandu Bank and Nandu Real Estate need to bear certain responsibilities for the home buyer's delivery. "

“If during this process, the bank fails to protect the supervised funds, it will cause the house to be in ruins, and it will need to bear certain joint and several liability.”

Xu Zhiqiang retorted: "But the bank only needs to be responsible for the regulatory funds. The bank cannot control whether the real estate is unfinished or not."

Su Bai said:

"If the bank does not issue regulatory funds in violation of regulations and strictly supervises the funds, will Nanjian Real Estate Co., Ltd. misappropriate the regulatory funds? If the regulatory funds are not misappropriated, will there be any unfinished business?"

"Please ask the bank to entrust an agent to answer this question head-on."

Xu Zhiqiang: .......

He hasn't opened his mouth to retort yet.

At the presiding judge's seat, Zhu He banged the gavel.

Boom, boom, boom!

The pleadings of both parties have actually entered the final pleading stage.

Judging from the process and results of this trial and the plea.

It is obvious that the bank's illegal handling of regulatory funds led to the failure of real estate developers.

The bank itself needs to bear certain responsibilities, that's for sure.

but!

The division of responsibilities needs to be divided into primary and secondary stages.

At present, the outcome of the plea between the two parties has been decided, but some issues still need to be clarified.

After clarifying this relationship, Zhu He said:

"The collegial panel has heard the pleas of both parties."

"In addition to the above opinions, do the plaintiff and defendant Nandu Bank have any other opinions...?"

The case itself focuses on the point of view of whether a bank needs to bear joint liability based on its violation of regulations.

Not too complicated.

The chain of evidence is clear and there are no major problems.

In addition, the bank was the main fault party, and Xu Zhiqiang knew this, so he decided before the trial that this case was not easy to fight.

.

….The defense has reached this level.

Neither side is likely to have any other point of view.

Su Bai: "President, we don't have any other opinions."

Xu Zhiqiang: "We don't have it."

Boom, boom, boom!

The presiding judge Zhu He lowered his head to look at the litigation materials, then raised his head and glanced from Su Bai's direction to Xu Zhiqiang's position.

"The collegial panel made a rough summary of the pleas of both the plaintiff and the defendant."

"Next, the collegial panel will ask some questions regarding the pleas of both parties."

"Nandu Bank, do you admit that regulatory funds were issued in violation of regulations and supervision of regulatory funds was not in place?"

Xu Zhiqiang: "Yes."

"So according to the joint and several liability stipulated in the law, what do you think is the most critical factor that prevents you from assuming responsibility...?"

"We believe that we should only bear the responsibility for the failure to supervise the funds, and should not bear the responsibility for the unfinished business, because the main body that caused the unfinished business is Nanjian Real Estate Co., Ltd...."

Boom!

"Nanjian Real Estate Co., Ltd., do you agree with this point of view...?"

In one sentence, the topic turned to Nanjian Real Estate Co., Ltd.

Face this problem.

Wang Jiangyang obviously needs to be on the same line as Su Bai.

Why?

Because if the bank does not bear responsibility for this matter, then their Nanjian Real Estate will bear full responsibility.

Although bankruptcy proceedings have been carried out, the division of responsibilities cannot be ambiguous.

"Presiding judge, we believe that the circumstances leading to the unfinished business are multi-directional. It is not what Nandu Bank said. The entire reason for the unfinished business is Nanjian Real Estate Company."

Xu Zhiqiang:? ? ?

You backstabbed me? !

Wang Jiangyang: You stabbed us in the back first!

You said that the main body of responsibility is Nanjian Real Estate, so what else can I do...?

It can only be said that...it clears up the relationship between the divided responsibilities of the subjects.

Besides, even if I say no, will the presiding judge accept it?

Do you really think that just saying a few words can influence the presiding judge's decision?

Are the judges of the Supreme Court unqualified? ! .

….

After Wang Jiangyang finished his statement, the presiding judge Zhu He on the bench struck the gavel.

Boom, boom, boom!

"The court will be adjourned now!"

"The trial will resume in 30 minutes."

The dull sound of the hammer sounded during the trial.

The three collegial panel members left their seats.

At the same time, outside the court hearing, the live broadcast also cut to other places.

In the live broadcast room of the French Commentary.

"Why is the court adjourned? Now is the critical moment. The judgment has not yet been made. Why is the court adjourned?"

"That's right! That shameless Nandu Bank, I haven't seen this Nandu Bank being sentenced to pay the full amount!"

"Just let the court rule and let everyone go!"

"Nandu Bank is shameless. I think the adjournment is because the members of the collegial panel are discussing how to judge Nandu Bank as having problems!"

"possible!"

.

….….

In the live broadcast room of the Legal Review, Luo Daxiang gave a general summary to the audience and fans in the live broadcast room regarding the defense of the parties before the adjournment of the trial.

Regarding the reasons for the adjournment...

That's very simple...

That is, the first summary point has been divided.

There is no point in continuing to plead. The next step is to decide.

But as for how to determine... determine whether the bank is responsible for the unfinished building? Determine how much responsibility the bank bears.

These are decisions that require discussion.

Luo Daxiang could only make a rough guess as to how the discussion would be carried out. The specific details still depended on the outcome of the collegial panel's deliberations.

.

….….

At the court hearing.

Li Xuezhen rubbed her eyes and took a breath.

call.….

The court is adjourned....

Your eyes can rest for a while...

Li Xuezhen blinked and looked at Su Bai: "Lawyer Su... the court has adjourned."

Su Bai smiled and nodded: "Well, the court is adjourned."

Ma Cheng, the client on the side, said: "Lawyer Su... you really spoke my heart just now..."

"Why doesn't Nandu Bank take responsibility? He just joined forces with real estate developers to suck the blood of home buyers!"

"I think they deserve to close down!"

"Oh, right."

"Lawyer Su... there is no problem for us to win this lawsuit, right?"

"It's hard to say the specific situation, but there should be no problem."

Hearing Su Bai's words, Ma Cheng looked at Su Bai excitedly: "That's good, that's good..."

"This Nandu Bank lawyer is not a good person at first glance. Lawyer Su can definitely do it!"

Su Bai:...

Does this just depend on the photo above? .

….….

the other side.

Xu Zhiqiang sighed slightly and looked at Wang Jiangyang, who was also in the defendant's seat.

Originally, Nandu Bank could continue to plead, which might change the presiding judge's preference.

But now...

Since I encountered Wang Jiangyang’s backstab...

Regarding this, to be honest, Xu Zhiqiang couldn't accept it too much.

Wang Jiangyang noticed Xu Zhiqiang's gaze, but he didn't take it too seriously. Anyway, they couldn't let their Nanjian Real Estate Company take all the blame.

It's a backrest...it can pull one...

….….

The discussion room of the collegial court.

Zhu He took a sip of tea and looked at the other two members of the collegial panel, Li Mingfei and Wang Dong.

Li Mingfei and Wang Dong are judges who are proficient in the banking and financial industry and real estate disputes respectively.

"The first point of defense in this trial has been completed... Mingfei, you are proficient in laws related to the banking and financial industry. Do you think Nandu Bank should bear the responsibility?"

Li Mingfei smiled: "The bank violated the regulations first. Since there are violations...then it must bear certain responsibilities, but this responsibility is divided into primary responsibilities and secondary responsibilities."

"I think that no matter how the bank pleads, this case is caused by the bank's illegal lending of regulated funds, improper supervision, and lack of strict supervision."

“The reason for the unfinished business is the misappropriation of regulatory funds.”

"Since the reason for the failure is the misappropriation of regulatory funds, it has something to do with the bank."

"But from a subjective point of view, this case was conducted on the real estate side, supervising the misappropriation of funds, so I think Nandu Bank should be judged to bear secondary responsibility."

"Um!"

"I agree."

Wang Dong said: "Most real estate disputes are problems caused by real estate developers. They are disputes caused by the failure of real estate developers to implement a series of contracts."

“The problem of unfinished projects is also a problem of misappropriation of funds by real estate developers.”

"I have handled many cases like this before... and I know the banking aspect quite well. Nandu Bank indeed has an unshirkable responsibility."

"but.…"

"a little bit."

"That's what will happen if we determine that the bank is responsible..."

Li Mingfei nodded: "This is also a problem."

Zhu He smiled and nodded: "There is no need to worry about this issue. As far as this case is concerned, there is no problem in judging the bank to bear responsibility, right?"

"No."

"No."

"Well, okay! Let's wait until the court convenes to make a judgment first, and then divide the responsibilities among the subjects when the judgment is made."

"OK.…"

Neither Li Mingfei nor Wang Dong had any objections.

Zhu He put down his water glass and waited quietly for the court to convene again for judgment.

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