Chapter 395 You Can Definitely Do It
Zhang Beibei lied about one thing, and that was the concept of hugging thick legs. She did not learn it in Heling, but already understood it as a child.
Zhang Beibei was born in a farm family. She is not ugly, but she is definitely not to the point of bewitching a city or a country. She is a little smart, but she can't become a top student. She only went to a technical secondary school for the college entrance examination. If a girl like this is not good at seizing every opportunity, she will most likely marry an ordinary working-class family in the county or even town, and then live around the stove and children for the rest of her life.
Zhang Beibei's first effort was to catch Ning Mo who met by chance. Ning Mo is a fat man with an ordinary appearance, but Zhang Beibei decided that this fat man had a talent and was her true love after a brief contact with him. Sure enough, after hugging Ning Mo's thick legs, she first left the county town and went to a prefecture-level city like Linhe. Later, she followed Ning Mo to Heling and became the proprietress of a repair shop.
Ningmo's repair shop is not large in scale, but Zhang Beibei has finally jumped out of the countryside, even out of the working-class life circle, and entered the middle class. In Ningmo’s circle of friends, there are CEOs of large state-owned enterprises like Tang Zifeng, Tsinghua professors like Xiao Wenjun, and even Yu Xiaohui, who was called a fat aunt and thought she was suffering from depression, is also a Tsinghua doctor. What does Zhang Beibei have to be dissatisfied with? Woolen cloth?
When you see an opportunity, you must seize it bravely. This is Zhang Beibei's life creed.
Zhang Beibei didn't know much about the drone designed by Suhua, but she was sensitively aware that it should be a promising product.
In recent years, the country's economy has developed, there are more wealthy people in the society, and there is a market for some high-end daily necessities. A few thousand yuan or ten or twenty thousand yuan is no longer a very high price threshold.
The first thing Zhang Beibei thought of was that drones could be used for wedding photography. When everyone was discussing, they also suggested that they would be suitable for friends who like outdoor photography. Zhang Beibei also thought of other application scenarios for drones. Although the demand in each scenario is not large, China is a big country with a population of more than one billion and there is a huge foreign market. If a new product is ready, it will Worried about no sales?
Jingnan is a famous light industrial production base in the country, full of manufacturers of small household appliances, kitchenware, furniture and other products. Zhang Beibei chats with others every day, and what she hears most is that people are worried about not being able to find new products. Anyone who can come up with a new idea and develop a new product will immediately make a lot of money, and then attract others to imitate, turning this market into a cruel red ocean.
How could a new product that no one else has paid attention to, a high-tech new product with numerous patent thresholds, fail to sell?
Once she realized the market value of this product, Zhang Beibei came up with the idea of cooperating with Suhua. However, at first, she felt that Su Hua must have a very high vision. Even if he wanted to find a partner, he would always look for a successful person like Tang Zifeng. How could he possibly cooperate with people like her and Ning Mo?
Now hearing that Suhua said that he did not plan to cooperate with Tang Zifeng, but was going to borrow money from the bank to produce drones, Zhang Beibei knew that his opportunity had come, so he boldly proposed the idea of investing in Suhua.
When Su Hua was in middle school, he made some money by selling software. After going to college, he worked outside and also made some money. Later, he set up a stall in the electronics market and his income was not bad. He was considered a wealthy man among his peers.
But Su Hua's property is far from enough to invest in running businesses. The drone currently designed by Suhua can only be regarded as a concept product. There are still many things to be done to transform it into a real product.
For example, many parts on airplanes are found on the electronics market, and some are not completely suitable for use. If they are to be commercialized, these parts must be specially designed and customized by professional manufacturers.
For another example, the control system developed by Suhua is also very crude. Its functions are strong enough, but its ease of use and reliability are lacking. If the drone is to be made into a product that can be used by non-professionals, it is necessary to The system needs to be optimized, and this cannot be accomplished by Su Hua alone. It requires a small team to do it.
To build a small team, you need to spend money. An ordinary coder is given a monthly salary of 4,000, which is 50,000 a year. There are also three insurances and one housing fund, some year-end bonuses, and daily reimbursements such as taxi expenses. The annual employment cost for one person is no less than 100,000. Yuan.
If the company employs 20 people, the headcount fee will be 2 million, and Su Hua's little savings will not be enough.
Zhang Beibei opened a store herself, and now has an accessories factory under her name, so she has a better understanding of the costs of opening a company, and can also see Su Hua's embarrassment. Her offer to invest in Su Hua seemed a bit like taking advantage of someone else's situation, but at the same time, it was something Su Hua couldn't refuse.
Borrowing money and absorbing investment are two different concepts. The former requires repayment, but the latter does not need to be repaid. If the investment fails, no one owes anyone. Of course, there is no free pie in the world. If you want to spend other people's money, you have to give away your future earnings and give others shares. This is what people come for.
"Sister Zhang, do you really dare to invest in me?" Su Hua asked uncertainly.
Zhang Beibei nodded: "I dare."
“What if this project fails?”
"If you fail, you will fail. Didn't your fat uncle and I start from scratch back then? Now we are just losing a little of the money we have earned over the years. Besides, I won't invest all my capital, so what are I afraid of?"
"So, how much can Sister Zhang invest?"
"10 million, is it enough?" Zhang Beibei looked at Su Hua and asked.
"Are you crazy? How can we have 10 million?" Ning Mo jumped up first and shouted at Zhang Beibei.
Zhang Beibei turned to look at Ning Mo, with a serious expression on her face. She said, "Fat man, we can use 'that money'."
"'That money'? Didn't we agree that we won't use it as a last resort?" Ning Mo said in a low voice.
In fact, everyone was sitting together. No matter how low he whispered, several people could still hear him. However, Yu Xiaohui and Su Hua didn't understand what they meant by "that money". Ning Mo spoke in this tone, which was a hint to them not to ask. This is the Ning family's own little secret, and it is inconvenient for others to inquire.
Zhang Beibei said: "Fat man, I think Suhua's project has at least 80% hope. If it can be completed, we can get all the money back. This is an opportunity. If we don't seize it, we will definitely regret it in the future. "
Ning Mo fell silent. He always knew that his wife had more discernment than him. The decisions Zhang Beibei makes are often wiser than the ones he makes. Zhang Beibei would definitely not make a rash decision on such a big matter. Since she said it, it meant that she already had an idea.
"Xiaohui, what do you think?" Su Hua asked Yu Xiaohui.
Yu Xiaohui was still a little angry with Su Hua, but when she heard Zhang Beibei claimed to invest 10 million in Su Hua, she no longer cared about being angry with Su Hua. She said to Zhang Beibei: "Fat Aunt, you are not joking, are you? Even I don't know if there is any hope for the Suhua project, and he is not willing to ask Uncle Tang for advice. If we just discuss it like this, can you Do you feel safe investing in him?"
"I believe in Su Hua." Zhang Beibei said simply.
"But, the number 10 million is too big. Su Hua, do you need so much money?" Yu Xiaohui asked Su Hua again.
Su Hua nodded and said: "I need it. I originally planned to borrow money from the bank, but I could only borrow about 3 million at most. The money is still a bit tight, I'm afraid I won't be able to survive. If Sister Zhang can invest 10 million, , then I am 90% sure that this product will be the best in the world."
"But, what if..." Yu Xiaohui didn't know what to say. Such a large investment was really beyond her knowledge. She secretly made up her mind that she would secretly ask Tang Zifeng for advice and listen to Tang Zifeng's opinion. If Tang Zifeng was not optimistic about this project, she would go out and have a big fight with Su Hua to stop this crazy plan.
Su Hua ignored Yu Xiaohui's advice and said to Zhang Beibei: "Sister Zhang, I am 90% sure about this project, but there is also a 10% chance that it will fail. You must think carefully about it.
"However, if you are really willing to invest 10 million, I can give you and Fat Uncle 40% of the shares in the company. If the project succeeds, I guarantee that you will get more than 20 million in dividends within a year. You will definitely pay for this An investment I am proud of.”
"Forty percent! That's too much. I originally thought it would be nice to get one or two percent." Zhang Beibei said insincerely with a bright smile on her face.
When Zhang Beibei said she was willing to invest 10 million, she was thinking of taking a 30 to 40% stake in the Suhua project. She understood that it was absolutely impossible for Suhua to give them more than 50% of the shares, because then the project would no longer belong to Suhua but become theirs.
As for the possibility that Su Hua would only give them 10% or 20% of the shares, Zhang Beibei was a little worried because she didn't know how Su Hua valued his technology. Of course, if Su Hua really said that he could only give them 10% to 20% of the shares, Zhang Beibei would probably have to find a way to delay the payment, and it would not be impossible to directly delay the payment.
Now, Su Hua has agreed to leave them 40% of the shares, which is completely consistent with Zhang Beibei's optimistic estimate. This shows that Su Hua is a person who knows how to advance and retreat, and it is quite pleasant to cooperate with such a person.
"Sister Zhang, you and Uncle Fatty can discuss this matter again. If you feel that the investment is not suitable, you can cancel it at any time and I won't have any objection. I will write a feasibility report soon. You guys Take a look and if you think my idea is feasible, let’s do it,” Su Hua said.
"I believe in you, you can definitely do it." Zhang Beibei said with a smile.
Looking at this scene, Yu Xiaohui felt that her three views had been subverted. An investment of 10 million was actually decided in just a few words. She looked at Zhang Beibei, then at Su Hua, then wrinkled her nose and warned:
"Su Hua, let me tell you, if you fail to do it and lose Uncle Fatty and Auntie Fatty's money, I will never be able to forgive you for the rest of my life!"