Chapter 165 I Have an Unkind Invitation

In the 1990s, the national economy shifted from a traditional planned system to a market system, and state-owned enterprises encountered unprecedented difficulties. A large number of enterprises went bankrupt or were reorganized, and tens of millions of employees of state-owned enterprises were laid off and unemployed, causing very serious social problems.

The country has launched a large-scale laid-off reemployment project, which even alarmed the United Nations and the International Labor Office. In order to help laid-off workers re-employ, government departments at all levels are working together to show their talents. Some actively create jobs and divert workers, while others provide re-employment training to help workers change careers.

As a financial sector, banks cannot remain indifferent when faced with the political task of promoting laid-off re-employment. Therefore, they have launched relevant financial policies to support laid-off re-employment and provide small, low-interest or even interest-free loans to laid-off workers who are preparing to start their own businesses to help them overcome the difficulties. Difficulties of lack of funds.

As a southern province, the problem of laid-off workers in Dongye Province is not as serious as that in Northeast China, but there are still hundreds of thousands of laid-off workers throughout the province. The Provincial Industrial and Commercial Branch had launched micro-credit services for laid-off workers as early as last year. This kind of business is completely loss-making for the bank, but it is of great political significance, so all subordinate branches must also do their best to complete it.

The Linhe Branch of the Industrial and Commercial Bank of China was also assigned a certain amount of microfinance tasks for laid-off workers, but the credit disbursement situation was far from ideal. Credit is not a relief, and you cannot just give it to anyone who is short of money. The prerequisite for extending credit is that the other party has a feasible business plan, and after receiving financial support, it can achieve rapid results and repay the loan within the specified time.

Most of the laid-off workers have little business experience. After being laid off, many people just go to work in coastal or local private enterprises without considering starting their own businesses. Occasionally, there are those who want to start a business, just like the earthworm farmer Guo Yunche mentioned. They rush to pay people’s IQ taxes. When they see some “secret to getting rich” in the newspaper, they throw money into it and end up losing all their money. No return.

For these people, banks cannot come to collect debts. If they do, it would be politically incorrect. If someone files a lawsuit or something, Guo Yunce will probably have to stay with his predecessor Wei Yonglin.

In view of several cases where laid-off workers lost money when starting their own businesses, industrial and commercial branches did not dare to be too casual when issuing reemployment loans. Instead, they had to ask the other party to make their specific plans for starting a business clear and make repeated evaluations. See if it works. Just like this, for a loan of only tens of thousands of yuan, I wanted to ask McKinsey to do a marketing analysis for the other party. It was not so troublesome to loan Linyiji more than 20 million yuan.

The loan is a political issue, and the failure to collect the loan is a business issue. Guo Yunce has to consider both issues, which gives him a headache. Sometimes, Guo Yunce would also wonder if he could find a few more reliable entrepreneurial projects and force laid-off workers to do them, so that there would be no risk. But the question is, where is such a project?

While I was dozing off, the pillow was delivered. The wood carving machine tool Tang Zifeng was talking about sounded a bit reliable. After all, Linyiji is such a big company, and it is two different things from those leather bag companies that sell earthworm seedlings. The projects launched by Linyiji should be considered high-quality projects.

"Assistant Tang, please tell me in detail what is going on with this wood carving machine." Guo Yunce said eagerly. At this moment, he no longer felt that Tang Zifeng was disgusting. This young man is really handsome, with fine features. At first glance, he seems to be a very kind-hearted person who is used to being kind to others...

Tang Zifeng explained Lin Yiji's marketing plan for the wood carving shop in detail, and Guo Yunce and Tian Linlin both nodded. They also have social experience and can imagine the business prospects of such a store. According to the most pessimistic estimate, it will not be a problem to recover the cost in more than a year after investing 30,000 yuan in equipment.

Nowadays, not only rural people need to make various wood carvings when building houses, but urban people also make entrances, skirtings, etc. in their homes. These are market opportunities for wood carving shops. It is normal to spend tens of thousands of dollars on decorating a home, but why would it be difficult to spend a few hundred dollars on carvings? Guo Yunce even thought about whether the counters at various branches of the industrial and commercial branch could be decorated with patterns. How much would it cost?

Tang Zifeng said: "President Guo, three or four woodcarving shops in a city are enough, and one in a county will be enough. If there are more, you won't make any money. I suggest that your Linhe Industrial and Commercial Branch initiate it, but Leave it to the provincial branch to coordinate and promote wood carving machine tools throughout the province. These 100 sets of equipment are used to do this.

"The two of us can jointly hold several wood carving machine tool training courses. We, Linyi Machinery, are responsible for providing free training, and your Industrial and Commercial Bank of China provides food and accommodation for the students. After the students complete their studies, the Industrial and Commercial Bank of China will provide seller loans to purchase a full set of equipment for the students. , used to start a business back home.

"If this thing works well, it will be on the front page of the provincial newspaper. Of course, the biggest credit belongs to the branch, but Linhe Branch, as the first unit to propose the idea, also contacted Linyiji to provide equipment. The credit goes to It is also indelible. Can you, President Guo, not appear in the newspaper?"

"Haha, I don't care about that." Guo Yunce's face smiled like a blooming daisy. He waved his hands and said, "Personal fame and fortune are nothing. I feel very happy to be able to help laid-off workers start their own businesses."

"By the way, Assistant Tang, if you do publicity in the future, can you mention that Linyi Machine can develop this kind of machine tool, which is the idea provided by our President Guo..." Tian Linlin asked from the side. As an office director, it is an innate talent to think what the leader wants.

Tang Zifeng said cheerfully: "That is necessary! President Guo worked hard to start a business for laid-off workers. He visited us three times and asked us to develop small machine tools suitable for laid-off workers to start a business. Inspired by President Guo, we That’s why we designed such a machine tool.”

Ning Suyun had already turned her face away. This scene was so embarrassing that she even blushed for Tang Zifeng.

Guo Yunche, on the other hand, looked dizzy and waved his hands repeatedly, saying: "This can't be done, this can't be done. I just thought about this problem. I didn't expect that I would agree with Assistant Tang Xiongxiong."

"So, this matter can be finalized?" Tang Zifeng asked.

Guo Yunce nodded: "I think it will work. This is a great thing for laid-off employees, and I believe the branch will definitely support it."

Tang Zifeng said: "If this is the case, then President Guo please hurry up and ask the branch for instructions. If the branch cannot temporarily accept this plan for some reason, we are going to find other banks. By the way, City Credit Union It seems that there is such a business.”

"No, this matter is our Industrial and Commercial Bank's business, and we have no shirk. Don't worry, Assistant Tang. I will ask Xiaotian and the others to draft a plan in a moment. I will send it to the branch in person tomorrow and present it to the branch leaders in person." I beat my chest and swore an oath.

Tang Zifeng said: "That's good. We also think that if this matter is completed one day earlier, the laid-off workers will be able to suffer one less day. By the way, President Guo, I have to make an appointment with you first. If this policy can be implemented, You must leave a loan quota for me. There is an employee in our factory who is sick all year round, and I want him to apply for this loan and open a wood carving shop in Linhe City."

Workers in your factory, you don’t know how to support us, and you still care about our little money!

Guo Yunce secretly despised Tang Zifeng in his heart, but with a smile on his face, he said, "That's absolutely fine. Our policies are originally designed to serve these employees."

"Okay, let's say goodbye first." Tang Zifeng stood up and said.

Guo Yunce and Tian Linlin sent Tang Zifeng and Ning Suyun out of the branch door to the car parked on the curb, shaking hands and saying goodbye. Just when Tang Zifeng and the others were about to board the car, Guo Yunce suddenly called out to Tang Zifeng, and then said with embarrassment: "Assistant Tang, I suddenly remembered something. I have an unkind invitation. I don't know if it's appropriate to say it." .”

"What kind of invitation?" Tang Zifeng was very surprised.

Guo Yunce said: "I heard from people that your factory's children's school has obtained a batch of review materials called 'Five-Year College Entrance Examination and Three-Year Simulation', which are very precious. The boy in my family happens to be taking the college entrance examination this year. Can you trouble Assistant Tang?" Let’s talk to the children’s school and give me a set of information..."

"That's it?" Tang Zifeng was a little dumbfounded. What kind of thing is this?

"Oh, how pitiful the hearts of parents in the world are." Guo Yunce said, "A classmate of mine in school got a set. It's like a treasure and he can't bear to show it to others. I heard that there are shading on the information and it can't be copied. You They say this is all a crooked idea thought up by someone who has no eyes for giving birth to a baby..."

Do you still want the information?

Tang Zifeng said seriously: "President Guo, everyone is responsible for combating piracy. This is not a crooked idea."

"Yes, to prevent piracy, that's right." Guo Yunce quickly changed his mind, "Look, Assistant Tang, can you help me get a set?"

"This is simple." Tang Zifeng said, "If President Guo wants it, even if I snatch the suit from the principal's son of the children's school, I still have to satisfy President Guo's request. By the way, do you only want one set? Where is Director Tian, ​​you Don’t you want eight or ten sets?”

"I want it!" Tian Linlin said eagerly, "Aren't I embarrassed to ask Assistant Tang? If Assistant Tang can get it, help me get one, ah, no, two..., well, four sets are the best. , the children of my sister’s family, the children of my best friend’s family, and the children of my lover’s cousin’s second aunt’s family, and…”

"No need to say anything, Director Tian, ​​I will get you as many sets as you want. Otherwise, Lin Yiji still owes you a loan of 24 million, and I can pay it all with the information, okay?"

It’s the third update. Depending on my mood tonight, maybe the fourth update... Don’t set the flag for anything. I’m stuck tonight. There’s only the third update today????