Chapter 355 Persuasion

355

The three of them stood outside the private room. Xu Taiping handed Xu Youdao and Lian Tianhuo a cigarette each. Xu Youdao waved his hand to indicate that he was not smoking, while Lian Tianhuo took the cigarette.

Xu Taiping put away his cigarette and said with a smile, "Boss leaders, did you eat well today?"

"Not bad." Xu Youdao nodded and said with a smile, "You are really willing to spend a lot of money. This table tonight is not cheap."

"Taiping is not short of money." Lian Tianhuo said with a smile, "From what I know, Taiping is a proper financial backer."

"Don't say that. It's a great honor for me that the two leaders are willing to come and have dinner with me." Xu Taiping said with a smile.

"Tell me, what's the matter? You can't possibly call us both out just to have a cigarette, right?" Xu Youdao asked.

"It's like this...I plan to do something, and this matter must have the cooperation of two leaders." Xu Taiping said.

"No matter what, as long as we can do it, we will do our best to cooperate!" Lian Tianhuo said.

"Campus online loans are now rampant in major campuses. There have been some incidents in our school before. I think both of you know it. Through the surface of these incidents, it is not difficult to find that the traditional so-called bursary scholarship system has fallen behind. Today's students' expenses are getting more and more expensive, and many of their families cannot afford such huge expenses. Naturally, they tend to seek online loans. And you know the harm of online loans. Their interest alone , it is possible that many students will fall into the pit of online loans. Borrowing a thousand yuan and paying back one thousand and one yuan next month is just an extra hundred yuan for students, which is nothing. But if we follow our loan interest rate Calculated, this is equivalent to one-tenth of the interest, an absolute usury. Sometimes after the deadline, there will be a series of fees such as late fees and management fees. These are all traps!" Xu Taiping said in a deep voice.

"You mean to crack down on campus online loans? This is something we can't do. There are so many small loan companies across the country. It's impossible for us to prevent students from applying for loans from them. It's impossible." Xu Youdao shook his head. .

"You don't understand what I mean." Xu Taiping said with a smile, "Instead of asking students to borrow from others, it is better to let them come to us to borrow, don't you think?"

"Ah?" Xu Youdao said in surprise, "You want to get a campus online loan?"

"That's right!" Xu Taiping nodded and said, "We can get a campus online loan together, but our campus online loan is different from the ones outside. We don't have such high interest rates. We can lend out a thousand yuan a month at most. The interest rate of ten yuan is actually not low, but it is very low compared with other online loans. Compared with other online loans, we have an advantage because the students are studying in our school. During class, we are not afraid of them running away, and even if they run away, we can also threaten them with things such as graduation certificates. Of course, the word threat is not nice, but it does not rule out that some students are lazy and indolent, then This is the only way to deal with them. For those students who just want to satisfy their vanity, our online loan interest rates are low and within their tolerance, so the pressure of repayment will be much smaller. If you are not willing If you want to repay the money, you can also use part-time work to repay the loan. Our campus is so huge. I have visited it before and found that at least one-third of the place is abandoned. The monthly maintenance cost of these places is a sum. It’s not a small expense. If there are students who don’t pay back the money, we can directly ask them to go to these places to do work, such as cleaning. You know, this kind of labor is much cheaper than hiring from outside. Maybe you can hire one person for a month. It costs three thousand, but it only costs one thousand to find students. With the money saved, the school can do other things!"

Xu Youdao and Lian Tianhuo looked at each other in confusion. After a long time, Xu Youdao said, "Xiao Xu, you are so brave. You dare to put your ideas on the students' heads!"

"But I think the method he said is quite reliable. Instead of letting students go to outside people to borrow money and eventually being overwhelmed by huge interest rates, we might as well lend money to students, but this funding is a problem Ah, no one with tens of millions can't do this well." Lian Tianhuo said.

"I will take care of the funding issue." Xu Taiping said with a smile, "I only need two people who can convince the board of directors and two leaders. This matter is good for the students and the school. If it can really be settled, it will definitely The benefit lies in the present day, but the merit lies in the future.”

"I will report this matter to the board of directors later and see what the board of directors means." Xu Youdao said.

"Let's say it together, let's say it more forcefully." Lian Tianhuo suddenly said.

Xu Youdao glanced at Lian Tianhuo in surprise and did not refuse, but nodded.

"Since the two leaders have said this, let me tell them clearly. Once this company is established, my goal will not be limited to our school. If the model can work, we can also expand the business To expand to other schools, it would be best to build a large national loan company for students. Of course, our name cannot be called a loan company. We can call it a fund. Anyway, the name will be better. I can guarantee it. That is to give the two leaders your shares. Let’s not make any secrets. You have worked hard. Naturally, I can’t let you work for nothing. It’s not good to give you money directly, so I will give you shares, and you will be paid every month. Share dividends." Xu Taiping said bluntly.

"Don't talk about dividends or not. As long as it can reduce the pressure on students and prevent high-interest online loans from continuing to harm students, that's fine!" Xu Youdao said.

"I understand, I understand." Xu Taiping smiled and nodded, then opened his arms, hugging Xu Youdao with one arm and Lian Tianhuo with the other, and said, "Boss, from now on, all the students in China who are short of money will be grateful to both of them. Everyone, let’s go in and continue drinking.”

"Okay!" The two school leaders were walked into the private room with Xu Taiping holding each other's arms. It seemed that the relationship between the three people had improved to a certain extent.

After drinking and eating, it was already past eight o'clock in the evening. Everyone said goodbye to Xu Taiping cordially and then dispersed.

"Old Lian, our school has really changed a lot since Xu Taiping came here." Xu Youdao said with emotion as he walked beside Lian Tianhuo.

"No, we used to fight back and forth. Then Xu Taiping came and I tried to win over him. It turned out that he was stronger than any of us. In the whole school, he now speaks with more force than the two of us put together. , we don’t even need to fight anymore." Lian Tianhuo shrugged.

"Then what do you think his purpose is for doing this online loan?" Xu Youdao frowned and said, "Is it really just for students? This is a bit unjustifiable."

"Who knows for sure? Maybe it's for money laundering? Xiao Xu, that's Xia Jiang's son-in-law. Isn't it said that Xia Jiang was arrested some time ago for a few days? Maybe he wants to launder his name now, so he asked Xiao Xu helped launder money. Of course, we are just talking about this kind of thing. There is no evidence. However, if this loan company can handle it, it will indeed be able to greatly change the current situation of high-interest online loans, but the prerequisite is It depends on the strength of this loan company. If it is strong enough, it will definitely have an impact on other loan companies, and other loan companies may also start to cut interest rates." Lian Tianhuo said with a smile.

"The water is too deep." Xu Youdao said.

"Let's not get too involved. Let's talk to the board of directors later. I guess the chairman will have some ideas. After all, our chairman is also a financial giant, isn't he?" Lian Tianhuo said.

"That's true." Xu Youdao smiled and walked forward with Lian Tianhuo.

Jiangyuan University Security Office.

Xu Taiping bought a lot of food from Fulong Hotel and went to the security room. After all, he successfully became the director of the security department today, so he had to hire his subordinates no matter what.

There were a lot of people in the security room. Except for those who were on regular duty patrols, the other security guards were basically gathered here. Everyone was eating seafood and drinking wine, and they were very happy.

Chen Wen, who was successfully promoted to deputy director, was already a little drunk, but fortunately he was in a good mood, so he didn't feel uncomfortable no matter how much he drank.

At around nine o'clock, Xu Taiping received a call and left the security room early and returned home.

"You want me to take Emma to the party?" Xu Taiping sat on the sofa and looked at Xia Jinxuan in surprise. Just now, Xia Jinxuan asked him to come back in a hurry. She thought he was coming back to sow seeds, but she didn't expect that this was the case. .

"Yeah, it's a party for a relatively upper-class group of people in our Jiangyuan City. I don't have time at night, and I haven't finished some of the final exams this semester. It just so happens that Emma hasn't attended our Huaxia party, so I just Take her with you, please!" Xia Jinxuan looked at Xu Taiping longingly and said.

"Are you still taking the final exam?" Xu Taiping asked as if he had seen a ghost.

"Of course, you have to take the final exam. Teachers don't care about it if you don't usually attend class. It would be too much if you don't take the final exam. Jialing and I both have to study hard now. If we fail, we still have to take the winter vacation. It’s too troublesome and embarrassing to take the make-up exam,” Xia Jinxuan said.

"Is it going to be a holiday?" Xu Taiping asked.

"Yeah, we'll be on vacation in less than a month." Xia Jinxuan said.

"It's so fast!" Xu Taiping exclaimed, "In the blink of an eye, I have been a security guard for a semester!"

"Stop talking about this, just take Emma with you, okay?" Xia Jinxuan asked.

"Okay, where is the place?" Xu Taiping asked.

"Waterfront pier, cruise ship party!" Xia Jinxuan said.