Chapter 154

With the end of the New Year's holiday, the second phase of the Moscow Workers' New Village has gradually been put on the agenda. This time, Seryozha set his sights on a large deserted factory building in the south of the city. It was originally a large industrial project, but it was abandoned halfway due to lack of funds, and it became deserted. Since the original planning here was a factory building, it was not suitable to be converted into a residence, so Seryozha decided to directly tear down this area and rebuild it.

Since it is still winter, construction cannot start immediately. However, some preliminary work can still be carried out in advance, such as demolishing buildings and leveling the land. Seriosha absorbed a series of problems that were exposed during the last construction process. This time, he broke down the entire project into several small projects and directly invited bids from the construction contracting operation team.

The so-called construction contracting team is a brand new thing. It was initiated by Mr. An after he came to power, with the purpose of improving the low production efficiency in the Soviet Union. These contracting teams are somewhat similar to the contracting teams of later generations. It has to be said that they are indeed much more efficient than construction contracting companies. Seriosha hired hundreds of such contracting teams in one go. It was a new company established by Seryozha that signed the contract with them - the National Housing Development Company. The whole project also involves some engineering supervision, architectural design and other supporting companies, all of which are partners found by the National Housing Development Company in the form of public bidding.

Seryozha is currently standing on the top of the tallest building in the first phase of the Workers' New Village, from where he can observe the entire construction area. On the endless land, there are busy construction machinery everywhere. Although it is the cold winter, the enthusiasm reminds people of the construction period in the Lenin era.

"You see, as long as the funds are sufficient, this place will become the best worker's residential area in the country in a few years!" Seryozha said to Sobchak confidently. This inspection was prepared by Serioshat for Sobchak, with the purpose of making him the president of the newly established National Housing Bank. Among all the people Seriosha knew, Professor Sobchak was undoubtedly the most suitable However, it is really difficult for a young and promising professor of economics at Leningrad University to give up his position to become the president of a small start-up bank. After all, everyone knows what position is more beneficial to him .

"Seryosha, you have done a great job! The funding required for this project will be astronomical. I have never worked in the banking industry, and I cannot guarantee that I will be able to raise all the funds you need ! This is really too difficult for me!" Sobchak said with reservations.

"Think again, Mr. Sobchak! I really don't know anyone else who is qualified for this position except you!" Seryozha said earnestly.

Sobchak still couldn't make up his mind, and he didn't respond to Seryozha's words. After pondering for a while, Sobchak said: "Seryozha, it is indeed a good idea for you to bundle the rental income of residential projects with the interest rate of bank deposits, but there are still some problems!"

Seryozha was not afraid of Sobchak's opinion, but he was afraid that he had no opinion. Seeing that Sobchak had begun to think from the perspective of a project manager, he was naturally very happy, so he hurriedly said, "Teacher, I'm about to ask for advice!"

"Have you ever thought about the reason why you can successfully raise funds now?" Sobchak asked knowingly.

"Because our interest rate is relatively high!" Seryozha replied, this is indeed his idea, and the current interest rate is still profitable compared with the rent.

"This is just one aspect, but the root cause is not here. In the past few years, our economic growth has almost stagnated. The production efficiency and product quality of collective farms and some industries related to people's livelihood are declining, and many factories are at a standstill. However, our country will not allow workers to lose their jobs. Even if the factories stop production, the workers’ wages will be paid in full. On the one hand, the shelves selling consumer goods in our stores are empty,

On the other hand, workers have a lot of money but can't buy the goods they need. From the perspective of purchasing power, we are facing serious inflation! "Sobchak said worriedly.

Although Seryozha knew about inflation, he still didn't understand where his hidden danger lay, so he continued to ask: "Master, please continue!"

"The rents charged by the residential projects in Workers' New Village are not high, so the liquidity of funds will become very poor. Banks are all operating in debt. Once the National Bank raises interest rates in order to curb inflation and withdraw funds, your financing costs will be reduced. If your financing cost is equal to or even exceeds this level of rental income, I’m afraid this place will be a block of unfinished buildings again!” Sobchak looked at Seryozha and replied with a serious expression.

After hearing this, Seryozha fully understood that he really thought too simply. The interest rate of the National Bank is not static. Once Professor Sobchak said, his seemingly perfect system will collapse instantly. At that time, I will become a scapegoat for failure, and the consequences will be unimaginable. Economic matters really need professional talents, not for half-baked people like myself.

"Teacher, what should I do?" Seryozha asked earnestly.

"If I follow my thinking, the best way is to speed up the liquidity of funds. Housing is a heavy asset, and the speed of realization is too slow, and the speed of fund consumption is astonishing. Once there is a problem with your capital chain, causing a large area If the work is suspended, the social impact will be very bad. This will put you in a very dangerous situation! What the people need is nothing more than food, clothing, housing and transportation. I suggest that you start with the supply of daily consumer goods for residents, and don’t rush to invest funds in In your new workers' village project," Professor Sobchak suggested.

Seryozha understood everything when he heard this, and he completely misunderstood the primary and secondary direction. Although for the workers in Moscow, living in a satisfactory house is everyone's dream, but even if it is the matches distributed in the factory Boxes can still accommodate people, and the most inseparable items for ordinary people are those commodities that are necessary every day, such as vodka, various foods, ordinary clothing and so on. These things are used by ordinary people every day, but the supply in state-run stores cannot meet everyone's needs. This is the crux of the problem.

Xie Liaosha let out a long sigh, thinking to himself that after a long time, he returned to the smuggling business he started. But now the top priority is to keep Sobchak.

"Teacher, you should think about becoming the president again!" Seryozha begged.

"It's all said and done, how can I not agree, I'll be at your disposal anytime!" Sobchak said bluntly.