The Black Card

Chapter 342: The Most Intelligent Man of All Time (9500 Votes Plus Update)

Shi Lei thought Yu Banzhi would ask the reason, but Yu Banzhi didn't.

On the contrary, Yu Banzhi seems to agree with his investment philosophy.

Nodding his head, Yu Banzhi said: "The initial funds are limited, so it's good to withdraw after one or two rounds, so that the funds in hand will be more flexible. If you want to find investment projects in the future, you can contact me. There are some projects that I don't like , you might as well give it a try."

Shi Lei was a little moved, it was like Yu Banzhi was giving him money.

About Yu Banzhi, Shi Lei has also learned a lot during this time, of course he knows that his vision in investment is not very comparable. Although Shi Lei has an investment golden finger card that can ensure that the investment will be successful, but people like Yu Banzhi who really rely on their vision are really called bullies.

The so-called projects that Yu Banzhi despises are nothing more than the low investment quota, and Yu Banzhi is too lazy to spend money on such projects. Although it is impossible for Yu Banzhi to spot every project, there will always be some projects that will be missed, but the projects that he has screened, undoubtedly have a high possibility of growth.

If Yu Banzhi helps him to check and select some projects that are more suitable for investment, it will be much easier for Shi Lei to use the investment golden finger card to screen.

Of course Shi Lei would not refuse such a good thing.

"Then thank you, Brother Yu, but with my little money, it's really just a small business, and I can't compare with you."

Yu Banzhi closed his eyes again, and said quietly: "Don't worry, if you take too many steps, you will easily get hurt. After all, you have to start from the foundation. Only when the foundation is solid can you build a tall building."

Shi Lei said: "I know."

"When you have more funds in hand, remember to register an offshore company. If it is inconvenient to transfer the funds, you can also find me. I will transfer your funds directly from abroad."

Shi Lei doesn't know much about fund transfer and offshore companies, but he has heard of these two terms, but he really doesn't understand them. But he didn't want to show timidity in front of Yu Banzhi, so he said vaguely: "Okay, I'll see when I withdraw from this project later, I'll register an offshore company."

Shi Lei didn't know what level of funds an offshore company should have before registering, but thinking about it, six digits is definitely not enough, it must be seven digits anyway, and it has to be when the first digit is relatively large .

However, according to the future valuation curve of Zheng Xu's company based on the golden finger card investment, within a few months, Zheng Xu's company should raise the A round, and only in this way can the company's valuation be quickly increased. After the A round, it is more likely that Zheng Xu will develop a new project and enter the B round smoothly. Shi Lei plans to cash out his shares during the B round. Compared with the current valuation of only 3 million, Zheng Xu's company will be at least 100 million yuan by then, and Shi Lei's funds will be conservatively estimated to be several times larger. Tens of millions, at that time, you should probably register an offshore company, right?

More importantly, Shi Lei needs to understand what an offshore company is and why it needs to transfer funds. On the road of investors, Shi Lei still needs to learn a lot.

"Oh, by the way, Dumb Chen also told me, did you know Yao Er?" Every question, Yu Banzhi seemed to ask it casually, but Shi Lei understood that unless it was a real small talk, otherwise, like It is this kind of question that must have an accurate answer, and Yu Banzhi almost always has a target.

Isn't Yao Er a wine seller?

It's not surprising that Yu Banzhi knew him, and it wasn't even surprising that Chen Yanu knew him. Yao Er originally served wine to people like them. But Chen Yanu single-handedly mentioned Yao Er, and Yu Banzhi also came to ask specifically, it seemed that Yao Er had other identities besides his identity as a wine merchant.

"I went to Yu for dinner before, but Yao Er didn't seem to stay in the store very much. That day Song Miaomiao came over and took me to Yu for dinner in the middle of the night, and Yao Er was there. I just bought a case of wine with him. Said the first time, confiscated my money."

Yu Banzhi nodded, and said, "Well, Yao Er is very good at dealing with affairs, and this is a tradition in his family. I knew his father and helped me with many things. Yao Er , looks humble to the ground, but is actually a master with a heart higher than the sky. It's a pity that he came from an ordinary background, and it's hard to get rid of the role played by his father. How much do you know about him?"

Shi Lei thought in his heart that sure enough, there are still some unknown things about Yao Er, but Wei Xingyue and Song Miaomiao should know about it, maybe they didn't feel the need to say it, so they didn't tell Shi Lei.

"I don't know what you are referring to. I only know that he has a winery, which specially delivers wine to rich and powerful people in Wu Dongcheng and the surrounding areas. He opened a Japanese restaurant, saying that it is because he likes to eat these wines. .”

Yu Banzhi nodded again: "That's my acquaintance. Actually, Yao Er is extremely smart."

Shi Lei was stunned for a moment, Yu Banzhi himself was obviously a very smart person, even with the blessing of his ancestors, but at the age of 30, investments are blooming everywhere, and his wealth is rumored to be no less than that of Wei Ye, this requires great wisdom . It seems that Yao Er is really unusual for a person like him to be able to praise another person for being extremely smart.

Originally, in the two simple contacts with Yao Er, Shi Lei felt that this person was good at making money, and was very tactful, but he did not expect that from Yu Banzhi's mouth, this person was as ambitious as the sky, and extremely intelligent. Shi Lei really didn't notice these things, maybe it's because Shi Lei's IQ is far inferior to him, Yu Banzhi said that he looks humble, but Shi Lei has understood it.

"He didn't go to primary school directly. His father taught him all the time. When he was ten years old, his family sent him to middle school. After one year of study, he jumped to the third year of junior high school. He took the high school entrance examination at the age of twelve and took the high school entrance examination in their city. No. 1 scholar. He only studied in high school for two years. After finishing the second year of high school, he gave up the invitation of the junior class of the University of Science and Technology of China and took the college entrance examination in advance. He was second in the province and first in the city and went to Beijing University. He chose to drop out of school at the age of sixteen. In his words, school can't teach him anything. He is only 21 years old this year, but he has been in Wudong for five years. There are no people in Wudong with a net worth of over one billion without him I don’t know him. He’s not familiar with him. Even the old man of my family praised him. If he doesn’t make a name for himself, he’s sure to be a hit. But I don’t think so. A person who dominates one side and achieves great things, he is smarter, but he lacks a little mind. To use an analogy that should not be used, he is a bit like Zhuge Liang."

Shi Lei was going to be stupid, Zhuge Liang, the most intelligent person in the ages, but in Yu Banzhi's eyes, why does it seem that he doesn't think highly of Zhuge Liang?

Shi Lei didn't dare to speak anymore, he just looked at Yu Banzhi, he knew that Yu Banzhi hadn't finished speaking.

"At the beginning, I wanted him to follow me, but because his father was helping me, Yao Er refused to continue. He didn't say the reason, but I can think of it, so I said that his heart is higher than the sky. Yao Er actually gave you a case of wine, which is a bit interesting. At least I have never heard of this guy buying wine, who can make him take the initiative to say that the first time is free. He is not short of money , even if he doesn’t do anything, the money his father left him is enough for a happy life. But even if it’s a bottle of two or three hundred red wine, I’ve never heard of him giving it away. It’s interesting.” Yu Banzhi laughed .

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