Chapter 1089 Federal Commercial Bank

Compared with the City of Gold, the City of Silver seems to be a bit of a misnomer.

The former still has a layer of golden skin, but the latter doesn't even have this.

The reason why it is called the City of Silver is because a huge spell tower, the Tower of Silver, was built in the city.

This pagoda truly used a lot of silver as a material for its construction, and the entire tower looked very dazzling with silver light.

Unlike the City of Gold, where only dwarves are allowed to live, the City of Silver can be regarded as a bazaar magnified n times to a certain extent.

Here, it doesn't matter if you are a dwarf, a hobbit, an elf, a human, or even a strange existence like a forest.

As long as you can "detect evil" through the spell that covers the entire Silver City, then you can become a member of the Silver City.

Regardless of whether you are engaged in business activities, a mercenary squad, or simply settle here, the City of Silver will warmly welcome you.

All kinds of unheard-of benefits and business opportunities never seen before will definitely make your life in this city very nourishing.

Of course, enthusiasm comes at a price.

Whether you are a visitor or a resident, you must abide by a series of laws and regulations in the City of Silver.

From the most basic not to litter, to not endanger their lives and property safety, the rich content covers all aspects.

As for you wanting to be obedient and obedient, hehehe... Really, the mage tower in the city is a vegetarian!

If it was just like this, the establishment of the City of Silver would at most surprise all the forces.

The problem is, in this city of silver, there is not only a mage tower, which can guarantee the safety inside and outside of the city of silver.

It also established the Silver Tower Spell Academy, the Silver Tower Warrior Academy, and the Silver City Comprehensive Technology Academy.

Needless to say, the Magic Academy and the Warrior Academy, as the name suggests, are places dedicated to cultivating mages and fighters.

Unlike the City of Gold, here, it doesn't matter what race you are or what your origin is.

As long as you meet the admissions requirements, you can enroll as a Mage Apprentice or Warrior Apprentice.

If you have enough talent and perseverance to become an official mage or warrior, then congratulations, you will get a job with good pay.

It doesn't matter if you don't have enough talent and perseverance and can only stop at the level of a mage apprentice or a warrior apprentice.

You can still get a job with equal pay, or find another way to earn a living.

But if you don't even have the conditions to become a mage apprentice or a warrior apprentice, it doesn't matter, Silver City Polytechnic Institute welcomes you!

Here, you can learn one or more trades that you can earn a living from.

If you can show enough talent in certain fields, then congratulations, you can also get a well-paid job.

Of course, it doesn't matter if you don't want to work for the Silver City.

Whether you work for others or start your own business, the City of Silver will support you.

The support here is not empty words, but real policies.

For example, student loans, small business loans, etc.

When it comes to loans, we have to mention another emerging industry in the City of Silver that has attracted attention.

bank!

Silver City Federal Commercial Bank.

Such a modern name, naturally cannot be obtained by others.

As I said before, the campaign to encircle and suppress Sauron really made the City of Gold a fortune.

But for Liu Ruian, the arms business is not the most profitable one.

In contrast, the financial industry is not only more profitable, but also has a much higher safety factor than the arms business.

The bank was where Liu Rui'an got it out of boredom while watching the gold and jewelry gathering more and more in the city of gold.

At the same time as the head office in the City of Silver was established, seventy-two branches in various countries and towns were also opened for business at the same time.

However, Liu Ruian didn't want the Federal Commercial Bank of the City of Silver to become a fat man in one go.

As far as the current situation is concerned, there are not many businesses undertaken by the entire banking system.

Exchange, lending, deposits, investments, and issuance of gold notes.

The exchange business, as the name implies, is to exchange coins.

After all, in addition to the three currencies of Golden Dragon, Silver Moon, and Copper Star, each country also has its own currency in circulation.

The exchange between currency and currency seems to be unprofitable, but in fact it is not.

It is true that a single currency exchange business does not make much money, but if the volume increases, the profit will be considerable.

There is also nothing to say about the lending business.

In fact, there are similar businesses all over the world, but the interest rate is frighteningly high.

What is the interest rate, nine out and thirteen returns? Although they are called differently in this world, the content is the same.

According to normal circumstances, deposits are actually just a channel to absorb hot money.

But in the hands of Liu Ruian, deposits can also make money.

A management fee of 1% to 10% will definitely not have business in modern society.

But in a place like Middle-earth World, things like paying for deposits are taken for granted.

Investing in this area is naturally looking for some high-quality industries to invest in, and there is nothing to say about it.

Among the five major businesses of the Federal Commercial Bank of the City of Silver, the only thing worth mentioning is the issuance of golden tickets.

The so-called golden ticket is actually a combination of banknotes and passbooks.

The minimum denomination of the gold ticket is 100 and the maximum is 10,000.

As for lower or higher denominations, the former is not necessary. Although a hundred gold coins are not light, they are not too troublesome to carry.

For the latter, if the denomination is too high, once something goes wrong, the loss will be relatively large.

The problem here is not that it will be forged, but lost.

After all, every golden ticket has various anti-counterfeiting technologies, such as watermarks, numbers, security threads, fluorescent marks, and enchantments.

In addition, the material of each golden ticket is a kind of soft metal obtained through special alchemy methods.

Not only is it waterproof, but it is also resistant to a certain degree of tearing, heat and corrosion, which is not so easy to counterfeit. ②miào︰②bi︽.*② Pavilion ︽②,

This kind of large-denomination gold ticket has almost no meaning to ordinary people.

After all, let alone 10,000 golden dragons, even a hundred golden dragons are not something that ordinary people can own.

But for those merchants and nobles, this extremely exquisite golden ticket played a very convenient role.

Think about it, in the past, a big bag was needed to trade goods for one hundred gold coins, let alone a big deal of ten thousand, one hundred thousand or even hundreds of thousands.

The transportation of such huge sums of money alone is enough to cause headaches for merchants and nobles.

Now there is the appearance of the golden ticket, and it can be exchanged at any of the seventy-two branches as soon as it comes up.

Even if the physical gold coins were converted into gold tickets, a management fee of 1% to 10% would also be deducted, but they were immediately welcomed after they were launched.