Chapter 892

The same thing, different people will have different interpretations.

Feng Jiachong and Feng Zhenchang picked up the daily newspaper in the province, and habitually turned to the financial page, yo, it's in the newspaper again? However, looking at the conspicuous title on it, he was a little dumbfounded, and let go of his hand. The same purple clay pot that Mei Yiliang brought back from his travels fell to the ground with a "slap", and there were more than eight petals.

"Tsk," drinking tea that doesn't feel hot in your mouth will tingle when it splashes on your feet. Moreover, this pot is worth several thousand yuan.

However, he doesn't have time to worry about this now, he must call his son to ask, but, on his side, it will be the early morning.

Cicada outside the window made him upset, he walked to the window, closed the window heavily, and felt the heat in the office was unbearable, and he felt a little out of breath.

After searching in the drawer for a while, but couldn't find the remote control, he opened the door and shouted to the next door, "Xiao Nian, turn on the air conditioner for me,"

"Yo third grandpa, why are you willing to turn on the air conditioner today?"

Xiaonian walked over with a remote control. She is the daughter-in-law who married into the village last year. She graduated from a college. She may be the one with the highest diploma among all the daughter-in-laws in the Feng family. The husband's family is anxious to hold the child and does not want her to work outside. As soon as he mentioned it to Feng Zhenchang, he was arranged in the office.

In her impression, the air conditioner in Feng Zhenchang's office was just a decoration and had never been used. What's going on today?

"What's wrong?" She looked at the pieces of the teapot on the ground, "I'll sweep it right away,"

"No, I'll clean it up myself, go out and close the door," Feng Zhenchang stood under the vent of the air conditioner, blowing a cool breeze, he called Mei Yiliang, the line was busy!

But immediately, the call came back, "Brother, what's the matter?"

"Yiliang, tell me, is what the newspaper said true?" Feng Zhenchang asked.

"That's still fake, of course it's true, there will be a detailed report on the company's official website today," he sounded very happy.

"You knew early on?"

"Yes, the bank started to investigate and verify in the company a month or two ago,"

"Yiliang, how many times have your sister and I told you? Asked you to help look after Dian Yiping, why didn't you persuade me about such a big matter this time, ah? He borrowed one, one," Feng Zhenchang said He was a little trembling, and he was a little afraid to say such a large number, "More than 10 billion, am I right? What should I do if something goes wrong? This is more than 10 billion!" He felt dizzy. It hurts, "How much do I have to repay the interest?"

He was really afraid of taking out a loan.

"Brother, you are really, have been in business for so many years, don't you know that other than our family, which other businesses have not borrowed money? Let me tell you, at our current point, we have always borrowed money for a penny. If you don't borrow it, you will offend people!"

"I know that all businessmen will borrow loans, but which one is like him, which borrows tens of billions? I am afraid that the sum of a hundred borrowings is not as much as he borrows. If it loses , what should I do? How many years will it take?" Feng Zhenchang was really anxious.

He knows that his son is the richest man, but he really doesn't know how much his son is worth. The newspaper reports are his shares in two listed companies in the United States, but even if they add up to 1 billion US dollars, this time , but he borrowed a full 2 ​​billion!

"For so many years, you still don't know Yiping? He has never lost money on even a small business, not to mention such a big one, he must be sure that he will do it,"

"Besides, brother, don't you know about banks? If the net assets of our group are no more than 10 billion yuan, do you think the banks will lend us money?"

"But, that's more than 10 billion, more than 10 billion! Borrowing so much money!" Thinking back to the 1990s, the family owed a total of more than 2,000 yuan in foreign debt. After paying it back for so many years, I feel that I owe it More and more, since then, he has been very resistant to borrowing money from the bottom of his heart.

No matter what Mei Yiliang said, with a debt of more than 10 billion yuan all of a sudden, Feng Zhenchang really felt that he was really bad!

"Brother, how can I tell you? In short, just put your heart on more than ten billion, okay, nothing will happen."

"Also, just listen to my words. The more than 10 billion yuan is not a problem for Yiping now. With so many companies, the cash recovered in a year is more than 40 billion or almost 5 billion yuan. , just two or three years, no, because it is growing every year, at most two years, "

"Let me tell you again, it was also a while ago. Someone in the United States offered 1.5 billion US dollars to buy a company from Yiping over there. He is not willing to sell it at this price. Tell me, what is this 2 billion dollars?"

These words finally hit the point, "Really?" Feng Zhenchang asked in surprise and joy.

"I'll still lie to you about this. Besides, this is a company loan, not an individual loan. The difference is very big. In short, you put your heart in your stomach. Banks are the most sophisticated. If we may repay No, it’s impossible for them to lend so many loans, right?”

This makes sense. Back then, he borrowed a loan from the township credit union, but after a lot of good things, he only got 300 yuan. If he wanted to borrow 3000 yuan at that time, there was no way?

"That said, I feel relieved," Feng Zhenchang finally relaxed.

As far as the discounted value of his son’s shares in those two listed companies, and his company in the United States, the total is more than 2 billion US dollars. There are dozens of companies, large and small, in China. So many properties, that’s 2 billion US dollars. The dollar is all lost, and the son can still afford it, and after paying it off, he is still a rare rich man, and he can still make a comeback.

Besides, he also knows his son's ability now. If he said it was a loss, it might be possible, but if he said it was a loss of tens of billions at once, such a thing would definitely not happen.

"Brother, you and your sister just take care of the town and the village. You really don't have to worry about Yiping, lest you scare yourself again. You don't know. Everyone in the company was very happy when they heard the news. , you are still so reluctant."

"Nowadays, making money is a skill, and being able to borrow so much money from the bank is also a skill,"

"Got it, got it," Feng Zhenchang put down the phone with a smile, he really didn't understand all these things, it seems that he will find a few more books to read in the future.

However, this kid is really, how much money does he have, and he doesn't even tell me?

Do the math, I have just calculated that he has at least 2.5 billion US dollars in net worth, plus so many companies in China, oh, there are two more in Hong Kong, how much is it, 5 billion US dollars, that may be a bit much, but 3 billion and It must be more than 3.5 to 4 billion, at least, that is more than 20 billion yuan! Tsk tsk, this kid!

Feng Zhenchang, who was relaxed, immediately turned off the air conditioner, opened the window, and the sound of cicadas no longer disturbed him, but became pleasant to the ear.

He hummed "Bao Longtu meditating in the lobby of Kaifeng Mansion" out of tune, picked up the debris on the ground with a broom, it was a pity for this good pot.

It might as well be that the door was pushed open with a bang, which startled him.

Mei Qiuping rushed in in a hurry, "Yiping borrowed so much money, you..., this is the one Yiliang brought back? What are you so precious? Are you still in the mood to sing? Your heart Why is it so big?"

"Don't worry, don't worry," Feng Zhenchang closed the door and brought her a glass of water, "Listen to me and tell you slowly,"

"Let's talk slowly, Yiping is really, he is getting more and more ignorant, one, more than 10 billion, he didn't even say a word to us, he just borrowed it if he said it, if there is something wrong with this, then what's wrong!..."

It was almost a replica of what Feng Zhenchang said just now.

"Don't worry, just listen to me," he whispered in Mei Qiuping's ear.

"Really?" Mei Qiuping also expressed doubts.

"Is there still a fake?"

Only then did Mei Qiuping feel relieved, "That's not okay, he didn't discuss such a big matter with us beforehand,"

"What's the use of discussing with us? We can't give him advice, don't we have to worry about you being so anxious that you can't sleep at night? Don't worry, he will call us back to explain to us tonight,"

"Hehe, my son is not only good at making money, but also very good at borrowing money,"

"It's just your son?" Mei Qiuping gave him a dissatisfied look.

…………

In the provincial capital, Liu Jizhong and Shen Xue's breakfast was tasteless.

It's all due to the bad news in the newspaper, 2 billion US dollars, and now the RMB is more than 8 yuan to the US dollar, which is equivalent to at least 16.4 billion RMB!

They Jiasheng actually borrowed it when they said they would borrow it?

When did this matter start, Liu Jizhong remembered it clearly, that is, the time when the group in the ICBC ate at his own restaurant, and it was precisely because of that opportunity that he finally got on the line of President Huang of the Provincial ICBC.

However, I spent so much time and energy, spent so much money, and applied for a RMB 100 million loan. I still don’t have a letter of confidence. A fucking person is more angry than a person!

Shen Xue was really hit this time. After marrying Liu Jizhong, although their wealth has been rising rapidly, this is the case in the real estate industry. Without bank loan support, it is estimated that no real estate developer can play well.

Therefore, although she has become richer and richer in recent years, she still needs to borrow money every year. Even she knows the indicators of loans, such as net asset-liability ratio, current ratio, quick ratio, cash flow, main business Business growth rate, accounts receivable and inventory turnover velocity, operating margin and return on equity...  

She now also knows that when you say how much money you have, it is not counted. However, when the bank says how much money you have and how much it is worth, it is really more authoritative. Moreover, the number given by the bank is generally It is to say less.

Now that the bank has approved a loan of 2 billion U.S. dollars for Feng Yiping and the others so quickly, that is to say, their net assets are definitely more than this.

That's the bare minimum!

My own family's property may really be less than one-tenth of that of others.

"Why don't you go to work today," Liu Jizhong said with concern when he saw that she was in a bad mood.

When he said this, Shen Xue cheered up instead, "Honey, eat more." She sandwiched an egg for Liu Jizhong, "No one is happy for a hundred days, and a flower is not red for a hundred days. Huh, maybe they will meet each other." What's the matter, the loan is due, but still not paid?"

"The ones who get up fast are usually also fast. Isn't this kind of thing very common in recent years? How can we be so solid!"

"You're right." Even Shen Xue had adjusted himself, and Liu Jizhong cheered up, "In the past two years, how many wealthy people in the province have been left behind by us one by one. We compare ourselves with each other and increase by a percentage every year. Twenty to thirty, such a thing, let alone the province, is the whole country, how many people can do it?"

"Yes, husband, when you go to the bank today, you must negotiate the loan. That Zhao, during this period of time, let his family's three aunts and six wives, the main house, the second wife and the third wife, all come to our clubhouse for free beauty treatments, plus The gifts sent out, the club spent on him alone exceeded 100,000, and the things and cards you gave President Huang, add up to about 7 figures, we have to listen to it."

Money is not the most important thing, the most important thing is, how much energy did I spend in this period of time?

Serving President Huang as his own father, even Secretary Zhao has been holding it carefully, playing mahjong with him for several nights—to put it bluntly, to lose money, and his Rolls Royce acted as his for free The wedding car of two classmates and three friends even took him back to his hometown during the Dragon Boat Festival. Even the gifts he brought back to his hometown were prepared by himself...

There is also the leader in charge of credit, among the management personnel below, which one of them has confiscated his benefits for a while? Didn't let myself do things for them?

"Yes, I must get a result today,"

"Honey, why don't I go with you, if you have something to say, it's easy for me to say it," Shen Xue suggested.

Liu Jizhong immediately shook his head, "No, I can do it myself,"

Certain things are easy for you women to say, but there are some things that those guys are only interested in saying in front of women, such as you.

Having dealt with these people in the bank for such a long time, Liu Jizhong knew very well that these guys are no different from those friends in the mall, they are also full of male robbers and female prostitutes, and Shen Xue is naturally very attractive to them He doesn't want Shen Xue to deal with them. I, Liu Jizhong, am not shameless enough.

ps: A group has been established, 454, 231, 228, everyone is welcome to come and give more valuable opinions. I look forward to having the opportunity to communicate with you!