Encountered Fraud Today, Huge Loss of 1 Yuan and 1 Cent

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I suddenly received a strange phone call at noon today. The other side first asked me if I was so-and-so, and then accurately stated the last four digits of my ID card, the last four digits of my bank card, the date of birth, and the exact date of my birth. The name of the university I studied, and then I made up a reason to say that I opened a white bar or gold bar service through JD.com as a student during my study at Guanggong. This belongs to the category of campus loans, but now the country has completely banned campus loans, I need me Please help to cancel the account.

Because he provided so much information, especially the last four digits of my bank card and the name of the university, so much correct information made me mistakenly think that he was really a staff member of JD.com. Anyway, I followed what he said. I borrowed 2,000 yuan from Jingdong gold bars and put it into my own bound bank card, saying that I need to use the business amount to activate the background account before I can continue to delete the account. As a result, the money was taken to the bank card, and the other party again I sent a screenshot showing that my bank card is not open for withholding business, so I can't deduct the two thousand dollars. Find a reasonable reason, and a psychological trap that can further make people believe in him! A dead liar withholds wool.)

The liar sent a screenshot, and he hesitated for a while, pretending to be a decent person, saying that because the withholding could not be successful, they could not successfully connect the cancellation number, so they asked me to transfer the money back to the account connected with the CBRC through online banking.

To be honest, I already had some doubts at this time, just because at the beginning, the other party was able to tell me so much information at the beginning, and I myself am a person who pays more attention to information protection on the Internet, mobile phone number name ID number I will not talk about this kind of thing, but the bank card number and the Guangzhou University of Technology I have attended are extremely cautious. I have never entered it on a messy website, and it is impossible to leak it. I have so many details?

It's just that what's fake is never real.

As I entered the account name and account number according to what he said, I saw that the interface became more and more wrong, and then I suddenly woke up. No one else knows what the China Banking Regulatory Commission is. Are you a financial student who still doesn't understand what it is? Where did this shit come from? !

When a person realizes a scam, any scam will be full of loopholes, not to mention that this scam is not very clever. If the information given by the other party was too detailed at the beginning, I would have been preconceived, otherwise I should have realized it long ago. question.

So I decisively stopped the stupid act of entering the password to transfer money, and told the liar that I suddenly didn’t want to do it, and then the liar became a little anxious and said that the account cancellation can only be cancelled with them online. It’s very troublesome. In the future, you need to bring your ID card to JD.com’s Beijing headquarters to cancel it, and if you don’t cancel this account, you will need to go to the CBRC to get a credit report or something like taking a loan to buy a house or a car in the future. I said that I think you are liars. I have to ask the back-end customer service of Jingdong Finance. The other side is even more anxious, saying that if they were liars, how could they only cheat you of two thousand yuan, instead of asking you to pay two thousand dollars of the loan amount. Loan all the 10,000 yuan? And the business of the front desk customer service is not connected with us, how can we handle this business... Hehe.

Although I ended up reining in the cliff, but also because I borrowed 2,000 yuan in JD gold bars, and repaid the money two hours later, I gave JD a 10% interest.

Looking at the ridiculous scam that almost got me into today, I found that I was too confident in keeping my personal information confidential, and I thought I was well protected, but it was already full of holes.

And I thought about it seriously, so many detailed personal information, including the university I attended, I only entered it when I filled out my personal identity with Alipay, and the rest have never been registered online, so I basically put an end to it. Possibility of online leaks.

Then there is only one place left, and that is the company that once worked.

When you are working in the company, you need to submit a resume, which contains your university degree, sign a contract, you need a copy of your ID card, and you need to use a bank card account number to make a salary. With so much personal information held by scammers, only Possibly from a company I've worked for.

After screening, there are nine out of ten things that happened when I was working in a summer job in college a few years ago, when those small factories and small enterprises were working!

These companies that are on the street are either closed down and liquidated and leaked, or they have been bought by the management and sold all this information!

Kill me too!