Chapter 98 Sky Eye Business Research Company

Next, Dou Jiao did not speak during the entire loan process of the system recommending customers. It was Tang Qing who was talking all the time. He gave Dou Jiao a complete demonstration. It was the last time. After all, it was not difficult. Ready-made, if there is no risk assessment report to write, it can be completed in minutes.

In the future, he is going to hand over these tasks to Dou Jiao. In the future, whether it is a customer recommended by the system or a customer with remaining loans, Dou Jiao or her team will discuss it at the office first, and do a good job of information investigation, while he is only responsible for remote work. Just transfer the money, and when Dou Jiao turns around, he will give him the contract and the investigation report, and he will write the risk assessment report.

No way, the system said, it wasn't Tang Qing's own handwritten report that he didn't let it go, and Tang Qing didn't complain about it. He wasn't lazy yet, and even if the system didn't ask him, he would never allow himself to be so lazy. , it's basically useless.

This time, the other party directly borrowed one million yuan for a period of two months, which was required by the mission, and he couldn't change it, because the system would not give money if he signed a one-month contract.

But Tang Qing thought about it carefully. How can he always give him a customer who only borrowed for one month to upgrade the grade. This is the banking system. Like those national-level loans, it is at least five years and ten years. Thirty years, corporate and personal loans are at least calculated according to the year. The system must do this to take care of its initial development. Otherwise, if you can only borrow for more than one year, you won't be able to kill him. Thanks for waiting for the flowers.

Although 1 million has been loaned out, there is still 1 million left in this month's quota, which is another big problem for him.

After thinking about it for a while, he couldn't think of a solution. Tang Qing didn't bother to think about it anymore. Let's see the situation. Anyway, the system will not punish him if he can't get the loan. Don't bet on each other's trustworthiness.

As a person preparing to become a banker, the first thing to learn is to ensure the safety of funds. Just like basically all countries have regulations, banks cannot directly participate in company equity investment and high-risk games. Think about it, too. If the banks go into the sea to speculate in stocks, invest in companies, or speculate in foreign exchange and futures, how can there be such a thing as those investment institutions? Who has more money in the bank? You can hit a wave of trends with money.

After the meal, the customer hurriedly checked out and left with his subordinates.

"Do you understand the process? Remember that every customer's information investigation must be done well, especially the use and repayment ability. Be sure to investigate in detail. Our interest rate is low. If you are not careful, we will lose all the pants. I don't have to wear it anymore." Tang Qing urged, he also believed that Dou Jiao would have no difficulty in doing this, but what should be said still has to be said.

"You...you don't have pants to wear. They are girls, and if you lose money, it's your loss, not us." Dou Jiao said angrily. After witnessing the entire loan process, Dou Jiao found that it was the same regardless of whether it was There is no big difference between a bank or a variety of financing and borrowing institutions. In her opinion, this kind of thing is not challenging at all, and she must be warned about such a simple thing, which is simply questioning her wisdom.

"Sister Jiaojiao, your focus is not right, okay, anyway, just be careful and be careful, the place of borrowing and repayment in the future will be in the company, but you don't need to give money, and the money will not go through the company's accounts, this is an extra work, understand?" Tang Qing said with a wry smile.

Tang Qing is not stupid. If this account were to go to the company, there would be a lot of trouble. The legality of the business content alone is a time bomb, and the state stipulates that individuals and companies or individuals and individuals can borrow money from each other, but the company And the company cannot directly borrow money, and must have a third-party institution with a financial license as an intermediary to borrow money.

And this intermediary agency will charge a fee of varying amounts, which seems to be a few thousandths at most. He doesn't remember too clearly, don't read too much, but a small team of three or five people can make a year's profit. It is tens of millions. Although these customers are all personal loans at present, will they need to borrow from companies in the future?

It is better not to leave any hidden dangers in your own company.

"Okay, then you can now tell me the main business of the company in the future." Dou Jiao asked earnestly, and looked at Tang Qing expectantly. Be a little lazy and be a little smart, but once you start doing things, you will never be sloppy.

This is also what Tang Qing values ​​her most. She doesn't have the ability to cultivate slowly, but she has a correct attitude, and she has to be smart. In addition to the particularity of this company's business content, the top students who only do things stupidly are still honest. It's better to be an employee, at least in the early days of this company, Dou Jiao will definitely be able to support her. Sometimes women are more trustworthy than men. Therefore, after comprehensive consideration and consideration, he will choose Dou Jiao, a person who has only met once.

Is it sloppy? Hehe, do it if you want, the boat is not big, even if it is overturned and a new one is built.

"Information consultation." Tang Qing said lightly.

Dou Jiao, who had seen the world, immediately understood the real purpose of this company, and said doubtfully, "You want to be a business research company? This license is not easy to get."

"Smart, that's what it means, but this company only serves me alone and doesn't need to do business externally, so it's much easier to operate. We can buy dog ​​meat with sheep's heads, hehe, it's alright." Tang Qing laughed It's cool to talk to smart people.

"If it doesn't open to the outside world, then it's nothing. Well, I'll trust you." Dou Jiao nodded and said.

Seeing that Dou Jiao was not disgusted with this kind of business content, Tang Qing also breathed a sigh of relief and said with a smile, "Well, the company registration will be handed over to you. Find out the address and personnel this week, as well as the company formation plan for me. Come out, your initial funding is only 500,000 yuan, but you need to save some money, but you don’t need to save too much, and it’s not enough to tell me again.”

"Wow, that's a lot of money." When Dou Jiao heard the 500,000 yuan, her eyes were full of small money. She was already planning how to spend the money. This was the first time she had owned such a large amount of money. The right to decide, well, a big office is a must. . .

Tang Qing couldn't help joking when she saw Dou Jiao's look of financial fanaticism: "Sister Jiaojiao, you don't want to embezzle public funds, right?"

"Cut, it's like this girl has never seen money. It's only a few hundred thousand. Although this girl can't take it out, she doesn't like it. I will definitely spend it on you." Dou Jiao looked at Tang Qing dissatisfiedly and said, although She wanted to spend a lot of money in her heart, but it was impossible for her to do so. She still had this professional ethic.

"Yes, yes, how could my sister Jiaojiao care about this amount of money? By the way, this is a call from a section chief at the Industry and Commerce Bureau. You can go and find him for help. It can be done quickly, and you can report it with the information. He knows how to do my name, the company name is called Tianyan Consulting, you are a legal person, if the name is registered, tell me." Tang Qing handed a business card and said, this is the last time Qi Yan went to When he got the license, the section chief gave it, the other party gave it several, and Qi Yan gave him one. I didn't expect it would come in handy so quickly.

Dou Jiao took the business card and put it in her pocket without looking at it, and said confidently, "Okay, no problem, I'll take care of everything for you tomorrow."

"I'll give it to you anyway. I'll tell you more carefully when the preliminary tasks are over. First, resolve the company and the venue, and call me when everything is done." Tang Qing nodded and said. Although he didn't know where Dou Jiao's self-confidence came from that day, and what he wanted to rely on, he didn't bother to ask, as long as he could do things well, the behavior of inquiring about other people's background was too low.

"I understand, Mr. Tang." Dou Jiao also quickly entered the role. It's not wrong to say that she doesn't have any ambitions. It's okay to be a little rich, and it's enough. This is her mentality, but once she does a certain job, She will devote herself wholeheartedly to it, she can be lazy, but she will never let things go wrong because of her incompetence, and she will never be allowed to be secretly told that she is paid for nothing.

"Well, then I'll go to class first. You go and deal with the rest of the car shop first." Tang Qing got up and said, although Dou Jiao offered to resign in the morning, how can a resignation be so quick.

"OK."

. . . . . .

After school in the afternoon

Tang Qing hummed a song as usual and returned to his uncle's house.

This is really humming the song, because although he doesn't remember a few lyrics, his non-text memory of the melody is quite clear. If he hadn't lacked the money, he might have sold the song.

There are no regrets in this life. Although he has achieved some minor achievements and his temperament has matured a lot, his mentality is more relaxed than in the previous life. Every time he thinks that everything is so beautiful, he wants to hum a few words. .

As soon as Tang Qing entered the house, the situation inside made him a little bit unprepared to react.

Because at this time Liu Gan, Zhang Dongqing, and Zheng Xiu were sitting in the room chatting with their uncle. When Tang Qing entered the door, several people stared at him. I don't know if they knew that Tang Qing didn't smoke, and they didn't do it. The smoke shrouded 'like a fairyland'.

"Tang Tang, what are you doing standing there stupidly? Come in, some of my uncle's friends are visiting today, come and get to know him." Qin Yugang said hurriedly when he saw the stupid Tang Qing standing at the door, he was also very strange, what happened to Tang Qing? Maybe afraid of life, but I didn't think much about it.

Tang Qing called out to his uncle again with a bitter face and pretended not to know him. Looking at Tang Qing's embarrassed expression, several people couldn't help laughing out loud. Uncle Qin Yu just followed Tang Qing when you were so 'prudent' haha Laugh out loud.

"Tang Tang, hurry up and do your homework, I'll chat with some of your uncles." Qin Yugang said again.

"Uh, uncle, I have no homework today, why don't I cook some dishes for some uncles." Tang Qing put down his schoolbag and said, he had promised to cook for them before, although this time it was a surprise attack, We can't go back on our word.

As for homework? Of course it's impossible, but for him as a scholar, the homework assigned by the teacher is no more difficult than double-digit multiplication, and now his problem solving speed, copying is no faster than him.

PS: The second chapter may be after ten o'clock in the evening, I hope everyone understands!

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