Chapter 714 What Routine Are You Playing?

Seeing that Wei Lan finally agreed, Li Mu's bad taste was immediately greatly satisfied.

He said to Wei Lan, "Okay, let's drink here tonight, and let's go back while you're still alive, lest you remember what happened tonight and misunderstand me tomorrow."

After Wei Lan made a decision, she no longer thought about it, and nodded: "You are the host and I am the guest. I will listen to your arrangement."

Li Mu called the beauty manager and asked her to directly charge the consumption, and asked her if Fatty Wang was there. Knowing that Fatty Wang was not here today, Li Mu saved him from saying hello and went out with Wei Lan directly.

Wei Lan was dizzy. Seeing that Li Mu had also drank some alcohol, she couldn't help but ask him, "Can you drive after drinking? Or don't drive, and let the people in your shop arrange a driver for you. driver."

Li Mu said, "Don't worry, there is a driver outside."

The two got out of SugarClub, Li Mu took out his mobile phone and called Wang Yuenlang, then Wang Yuenlang appeared out of nowhere, took the key from Li Mu, opened the door and got into the cab.

Li Mu and Wei Lan sat in the back row, but Li Mu also deliberately kept an appropriate distance from her, put down the middle armrest to ensure that there was no physical contact, and then took out his mobile phone and called Chen Ze.

After getting on the phone, Li Mu asked Chen Ze to help him make an appointment with Lao Zhou, the bank that handled the leveraged loan for Wanying Real Estate. Chen Ze asked Li Mu curiously: "Why are you looking for Lao Zhou? I heard Brother Liang say that you want to intervene. Juncheng Real Estate, shouldn't it be for this?"

Li Mu snorted and said, "That's it."

Chen Ze said: "The loan has to be secured, brother, we used six pieces of land to borrow seven billion yuan. How do you want to make billions from the bank?"

Li Mu said: "Don't ask so many questions, you and Lao Zhou make an appointment to meet with Wanying, but before meeting him, the three of us need to meet first, and I will communicate with you the specific ideas."

Chen Ze said, "I'm ok anytime, just ask Brother Liang."

"Okay." Li Mu said, "I'll give him a call. After setting the time with him, you can also make an appointment with Lao Zhou and let him be ten minutes late."

"OK."

Li Mu then called Song Liang again and said to him as soon as he came up, "Brother Liang, I thought of a solution, it's about Juncheng Real Estate, when are you free, you, I, and Lao Chen will meet with the three of us. Let's chat."

Song Liang exclaimed: "Isn't it? Are you really going to go into this muddy water?"

Li Mu smiled and said, "If the method is feasible, this is not a wading in muddy water, it is a good thing."

Song Liang asked curiously, "What good idea have you come up with? Let's hear it."

Li Mu said, "It's pointless to talk about it now. You can talk about a time first. Let's meet and talk."

Song Liang said impatiently, "Then let's do it tomorrow morning!"

Li Mu asked, "Are you not attending the summit?"

"There are all kinds of speeches in the back. It's boring. I've finished pretending to be so hard. Who the hell is going to listen to their bragging."

Li Mu said, "Okay, see you tomorrow morning at the company at nine o'clock."

Li Mu made an appointment with Song Liang and Chen Ze, and Chen Ze also made an appointment with the old Zhou of the bank for the time point of 9:10.

Wei Lan was somewhat comforted when she heard Li Mu keep calling beside him. No matter what, Li Mu was really actively trying to end the problem, which moved her very much.

Wang Yuanlang drove the car back to Ziyun Villa, and Li Mu took Wei Lan into the villa.

As soon as he entered the living room, Li Mu said to her, "Except for the two large master bedrooms upstairs, the other bedrooms are empty, you can find any one to rest first."

Wei Lan was indeed a little dizzy, and the alcohol was getting worse, so she nodded and asked Li Mu, "Are aunts and uncles asleep? How will you explain to them tomorrow?"

Li Mu said, "Just tell them that you are the original owner and also my friend. Come to Yanjing to do some business. After the business is done, I invite you to go home and stay for a few days."

Wei Lan nodded and asked him, "Aren't you going to rest?"

Li Mu said: "I have something in my head,

Write it down quickly, it will be funny if you forget it tomorrow when you wake up. "

Wei Lan smiled slightly and said, "Then I'll go up to rest, I'm so dizzy."

Li Mu instructed her: "Lock the door, I drink and sleep at night sleepwalking."

Wei Lan knew that Li Mu was joking with her, smiled and said with concern: "I see, don't be too late."

"Okay, let's go."

Wei Lan walked up to the second floor with ease. The house was decorated by herself, so she knew every detail better than Li Mu. The two large master bedrooms were on the second floor facing south, and there were two guest bedrooms on the opposite side. Wei Lan chose one of them, and after a simple wash, she lay down on the bed she made with her own hands, full of emotion in her heart.

Wei Lan owns two villas in her own name, one is located in the Shanghai market, and the other is the one sold to Li Mu. She seldom lives in the former. She lives with her parents most of the time in the Shanghai market. She has never lived in it before. Compared with the Shanghai stock market, Wei Lan prefers Yanjing, so she bought this villa with a lot of money and then spent a lot of effort and money to decorate it, but she didn't expect the plan to keep up with the changes. She sold the house without ever living in it for a day. She originally thought that she was destined to be unlucky with this house, but she did not expect to be invited to live in by the current owner, Li Mu, so she sighed in her heart. Whether it is a person or a coincidence, life is like this, full of all kinds of thorns and all kinds of unknowns.

Thinking wildly, the effect of alcohol became more and more obvious. Wei Lan didn't even know when her mind suddenly disconnected from her body, and later, she fell asleep and didn't know anything.

Li Mu went downstairs to sort out the inspiration in his mind today, and made a simple mind map with drawing software. After finishing it, he went upstairs to rest. Before going to bed, he deliberately set an alarm clock and got up at 7:30 in the morning.

Early the next morning, Li's father and Li's mother got up at six o'clock for morning exercise by the lake in Ziyun Villa. When Li Mu got up, his parents had returned from the morning exercise and prepared breakfast in the restaurant downstairs. Li Mu was urged by the alarm clock at 7:30. After getting up to wash, he pushed the door and came out ten minutes later. Wei Lan, who had just opened the door, was neatly dressed and finished washing, and also opened the door opposite. Seeing Li Mu through a gap, he hurriedly asked him in a low voice, "Auntie and uncle are all here. ?"

Li Mu said, "I don't know, it should be downstairs." After speaking, he asked Weilan curiously, "Why do you get up so early?"

Wei Lan said: "I wake up with the alarm clock at 7 o'clock every morning, and I haven't heard anything since I woke up, so I'm embarrassed to come out."

Li Mu nodded, and greeted Wei Lan to go downstairs to have a look. Wei Lan was a little embarrassed at first, after all, she came here last night, and if she came here today, she probably wouldn't be so embarrassed and restrained.

But since they had already stayed in this villa for one night, Wei Lan knew whether to face nature or face it, so she went downstairs with Li Mu, just as Li Mu had prepared breakfast and wanted to wake Li Mu up, when she came out of the restaurant, she saw Li Mu walked over with a beautiful woman, and was immediately startled.

Li Mu truthfully introduced Wei Lan to his parents, and also said that he invited Wei Lan to stay at home for a few days. When Li Mu's parents heard that this was his son's friend and he was the original owner, he was relieved.

After breakfast, Li Mu left Wei Lan at home to accompany his parents, while he drove straight to Wanying Real Estate. On the way, Li Mu scrutinized the whole plan again in his mind. It was really done by myself, which not only helped Wei Lan, but also a great boost for Wan Ying.

...

In Song Liang's office, Li Mu arrived twenty minutes early, but was the last one.

As soon as he entered the door, he was surrounded by Song Liang and Chen Ze. They were both very curious as to how Li Mu wanted to help Juncheng Real Estate get through this disaster.

Li Mu said: "We have reached a preliminary agreement with Wei Lan, Wanying will acquire 80% of her shares in Juncheng Real Estate at a valuation of 1 billion yuan, and the payment will be made three years later. Ying Real Estate, do things for Wan Ying."

Song Liang said: "Since you are very optimistic about her, then I naturally welcome her to join Wanying, but Xiaomu, the acquisition of Juncheng Real Estate at a valuation of one billion yuan seems to be a good deal, but this has to be based on saving it. If she can't be saved, we will give her 800 million for nothing in three years."

Li Mu smiled and said, "Since I said that, I'm sure I can save it."

Chen Ze said: "It's easy to revive it. You spend 3 billion in it for three years. As long as it lasts until the case is closed, it will be fine. The key is where does the money come from?"

Li Mu asked him, "Is Lao Zhou coming soon?"

"Come on." Chen Ze nodded and asked him, "Don't you want Lao Zhou to make three billion funds for you? This is very difficult to operate. Three billion is not a small amount. It's somewhat troublesome for the bank to set up and fall into other people's hands."

Li Mu said, "Only a bank can get the 3 billion funds, but I definitely won't let Lao Zhou give me 3 billion funds for nothing. I still have the brain."

Chen Ze said impatiently, "Can you stop talking and talk about your solution first."

"I don't." Li Mu snorted and said, "Let's talk about how much profit the acquisition of Juncheng Real Estate can guarantee."

Chen Ze asked him, "How much is Juncheng Real Estate's net worth?"

Li Mu said, "2.5 to 2.8 billion."

Song Liang on the side said: "After removing the loan interest for two to three years, it should not be a big problem to have about 2 billion left. Although I don't know what you are going to do with the loan, Xiaomu, the assets of Juncheng Real Estate are in a state of being seized. way to use it as collateral.”

Li Mu said helplessly, "You both treat me as an idiot. Of course I know that the assets of Juncheng Real Estate can't be mortgaged."

Speaking, Li Mu waved his hand: "Let's talk about serious business! First of all, make it clear that there is no actual cost to collect Juncheng Real Estate. You can pay 800 million to Weilan in three years. Do you agree?"

The two nodded.

Li Mu went on to say: "Secondly, if Juncheng Real Estate is revitalized, and all the assets of Juncheng Real Estate are realized, there will be 2 billion yuan, minus the 800 million yuan given to Wei Lan, and the cost of taking back the remaining 20% ​​of the equity, we ourselves have about ten The guaranteed profit of about 100 million yuan is our hard work. We can take it with peace of mind. At that time, this money will be directly counted as the profit of Wanying, and it will be regarded as the welfare I gave to the company. You don’t have to thank me. Who let me be What about the living Lei Feng?"

Song Liang and Chen Ze looked at each other, and Chen Ze said with a smile, "Brother Liang, have you seen it? This is a good idea."

Li Mu smiled slightly: "Finally, Wei Lan has an extremely sensitive sense of smell in real estate, and she is a serious student who has undergone systematic training and has a solid foundation. If we say that we are the wild road in the real estate industry, she is an academic in the real estate industry. The overall level is definitely much higher than the three of us. I have always worried that I will not have much time to invest in Wanying in the future. If she joins, it will be equivalent to an extra layer of protection."

Song Liangliang nodded: "I've heard of Weilan's reputation, it's really not easy, it would be a good thing if she wants to join, but let's go back to Juncheng Real Estate, Xiaomu, you are so sure that you can save it. ?"

Li Mu said: "I'm sure I will get 3 billion, and 3 billion will be available. The rest is a matter of time."

Chen Ze said: "Old Zhou will be here soon. I'm waiting to see how you can pry three billion out of his mouth. To be honest, I don't think I have the ability to make him take out three billion directly."

Just as he was talking, the girl at the front desk knocked on the door and sent Lao Zhou in.

When Lao Monday entered the door, he hurriedly greeted each other. Chen Ze specially introduced Li Mu and Lao Zhou to each other, and told Lao Zhou that Li Mu was the shareholder of Wanying Real Estate and the founder of Muye Technology, Taobao, and Alipay. It was the title that scared Lao Zhou enough.

Lao Zhou is an executive of the Yanjing branch of one of the four major banks. It stands to reason that Chen Ze can even have a higher relationship in the banking system, but in general, Lao Zhou is enough.

After introducing each other, Li Mu asked Lao Zhou, "Mr. Zhou, if I make a mortgage loan of 3 billion yuan, with a three-year term, and repay the principal and interest in one lump sum after three years, what is the annual interest rate?"

Lao Zhou thought for a while and said, "If the mortgage assets and the company's operating conditions are relatively high-quality, the annual interest rate is about 6%, three billion three years, and the annual interest is 180 million, and three years is 540 million."

Chen Ze and Song Liang's hearts were half-shattered. Under the condition of high-quality mortgage assets and enterprise operating conditions, the annual interest rate was still around 6%, and the interest cost alone was 540 million, which was too high.

Li Mu didn't change his face, and asked him again: "What is the interest rate of the three-year government bond that the central bank is currently offering?"

Lao Zhou said: "This year, a total of hundreds of billions of government bonds have been issued. The latest batch of three-year annual interest rates are 2.42%. The government bonds do not need to deduct 20% interest tax, so the real interest rate is equivalent to about 2.7% in the bank."

Li Mu asked him, "Is it selling well?"

Lao Zhou smiled and said: "Every round is swept away. Many of them are bought by the internal staff of related banks and their families. Not many people have flowed to the society. Many citizens have to stay up all night in line to buy."

Chen Ze and Song Liang exchanged glances with each other again. These two are not of the same nature at all... (To be continued.)